EFSC
Enterprise Financial Services
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: EFSC
- PE Ratio
The current PE ratio for Enterprise Financial Services stock as of Jun 16, 2026 is 11.79. This is calculated based on the current EPS of $5.32 and the stock price of $62.72 per share. The P/E ratio has an increase of 13% from the past four quarters average of 10.5.
EFSC PE ratio history
The average historical PE ratio of Enterprise Financial Services for the last ten years is 12.11. The current PE ratio of 11.79 is 2.6% below the historical average. Over the past ten years, EFSC's PE ratio was at its highest in the Dec 2017 quarter at 21.5, when the stock price was $45.15 and the EPS was $2.1. The lowest value was in the Sep 2023 quarter, when it reached 6.81 with a price of $37.5 and an EPS of $5.51.
Enterprise Financial Services PE ratio by year
Maximum annual increase: 38.87% in 2019
Maximum annual decrease: -78.32% in 2011
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.11 | -12.84% | $54 | $5.34 |
| 2024 | 11.6 | 32.27% | $56.4 | $4.86 |
| 2023 | 8.77 | -4.67% | $44.65 | $5.09 |
| 2022 | 9.2 | -24.59% | $48.96 | $5.32 |
| 2021 | 12.2 | -3.63% | $47.09 | $3.86 |
| 2020 | 12.66 | -6.5% | $34.95 | $2.76 |
| 2019 | 13.54 | 38.87% | $48.21 | $3.56 |
| 2018 | 9.75 | -54.65% | $37.63 | $3.86 |
| 2017 | 21.5 | 22.02% | $45.15 | $2.1 |
| 2016 | 17.62 | 19.3% | $43 | $2.44 |
| 2015 | 14.77 | 3.29% | $28.35 | $1.92 |
| 2014 | 14.3 | 24.67% | $19.73 | $1.38 |
| 2013 | 11.47 | 23.73% | $20.42 | $1.78 |
| 2012 | 9.27 | -14.17% | $13.07 | $1.41 |
| 2011 | 10.8 | -78.32% | $14.8 | $1.37 |
Enterprise Financial Services PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 10.17 | 0.59% | $54.11 | $5.32 |
| Dec 2025 | 10.11 | -9.65% | $54 | $5.34 |
| Sep 2025 | 11.19 | 7.8% | $57.98 | $5.18 |
| Jun 2025 | 10.38 | -0.76% | $55.1 | $5.31 |
| Mar 2025 | 10.46 | -9.83% | $53.74 | $5.14 |
| Dec 2024 | 11.6 | 7.01% | $56.4 | $4.86 |
| Sep 2024 | 10.84 | 21.12% | $51.26 | $4.73 |
| Jun 2024 | 8.95 | 2.99% | $40.91 | $4.57 |
| Mar 2024 | 8.69 | -0.91% | $40.56 | $4.67 |
| Dec 2023 | 8.77 | 28.78% | $44.65 | $5.09 |
| Sep 2023 | 6.81 | -1.45% | $37.5 | $5.51 |
| Jun 2023 | 6.91 | -13.84% | $39.1 | $5.66 |
| Mar 2023 | 8.02 | -12.83% | $44.59 | $5.56 |
| Dec 2022 | 9.2 | 6.98% | $48.96 | $5.32 |
| Sep 2022 | 8.6 | -13.39% | $44.04 | $5.12 |
EFSC Price vs fair value
EFSC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of EFSC is greater than its 3 and 5-year historical averages, but it is below the 10-year average.
PE comparison
Enterprise Financial Services's P/E of 11.79 is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.74, Enterprise Financial Services's P/E is 7% lower.
EFSC PE vs peers
Compared to its peers UMBF and CBSH, EFSC's PE ratio stands lower, however it is higher than GSBC's and HWBK's. Enterprise Financial Services is presently trading at a lower PE ratio (11.79) than its peer group average of 12.12.
| Stock name | PE ratio | Market cap |
|---|---|---|
| LARK Landmark Bancorp Inc | 9.35 | $179.02M |
| HWBK Hawthorn Bancshares Inc | 10.33 | $249.45M |
| GSBC Great Southern Bancorp Inc | 11.77 | $814.48M |
| EFSC Enterprise Financial Services Corp | 11.79 | $2.29B |
| UMBF Umb Financial Corp | 11.91 | $10.28B |
| QCRH Qcr Holdings Inc | 11.92 | $1.58B |
| WTBA West Bancorporation Inc | 11.97 | $421.96M |
| ATLO Ames National Corp | 12.34 | $264.57M |
| CBSH Commerce Bancshares Inc | 13.57 | $8.05B |
| NBHC National Bank Holdings Corp | 15.96 | $1.92B |
Frequently asked questions
What is Enterprise Financial Services's PE ratio?
The price to earnings ratio for EFSC stock as of Jun 16, 2026, stands at 11.79.
What is the 3-year average PE ratio for Enterprise Financial Services (EFSC)?
The 3-year average PE ratio for EFSC stock is 9.57.
What is the 5-year average PE ratio for Enterprise Financial Services (EFSC)?
The 5-year average PE ratio for EFSC stock is 9.93.
What is the highest PE ratio for EFSC?
The highest quarterly PE ratio in the last ten years has been 21.5 and it was in the Dec 2017 quarter.
How does the current PE ratio for EFSC compare to its historical average?
The current price to earnings ratio of EFSC is 2.6% lower than the 10-year historical average.
How is EFSC's PE ratio calculated (Enterprise Financial Services PE ratio formula)?
The PE ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jun 16, 2026), Enterprise Financial Services's stock price is $62.72. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $5.32. Therefore, Enterprise Financial Services's P/E ratio for today is 11.79. PE RATIO(11.79) = STOCK PRICE($62.72) / TTM EPS($5.32)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.