EFSC Enterprise Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: EFSC

Price (delayed)

$39.68

Market cap

$1.49B

P/E Ratio

7.8

Dividend/share

$1

EPS

$5.09

Enterprise value

$1.5B

Enterprise Financial Services Corp, with approximately $9.7 billion in assets, is a financial holding company headquartered in Clayton, Missouri. Enterprise Bank & Trust, a Missouri state-chartered trust company with banking ...

Highlights
EFSC's equity is up by 13% YoY and by 6% QoQ
The revenue is up by 11% year-on-year
Enterprise Financial Services's debt has increased by 34% QoQ but it has decreased by 22% YoY
EFSC's P/E is 26% below its 5-year quarterly average of 10.5 but 2.6% above its last 4 quarters average of 7.6
Enterprise Financial Services's EPS has decreased by 8% QoQ and by 4.3% YoY
The company's net income fell by 7% QoQ and by 4.4% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: https://investor.enterprisebank.com/corporateprofile
Peers: QCRH UMBF CBSH MOFG

Key stats

What are the main financial stats of EFSC
Market
Shares outstanding
37.47M
Market cap
$1.49B
Enterprise value
$1.5B
Valuations
Price to earnings (P/E)
7.8
Price to book (P/B)
0.86
Price to sales (P/S)
2.49
EV/EBIT
6.1
EV/EBITDA
5.87
EV/Sales
2.53
Earnings
Revenue
$594.71M
EBIT
$246.53M
EBITDA
$256.22M
Free cash flow
$262.04M
Per share
EPS
$5.09
Free cash flow per share
$7.01
Book value per share
$45.9
Revenue per share
$15.91
TBVPS
$378.25
Balance sheet
Total assets
$14.52B
Total liabilities
$12.8B
Debt
$453.81M
Equity
$1.72B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.07
Margins
EBITDA margin
43.1%
Gross margin
100%
Net margin
32.6%
Operating margin
41.5%
Efficiency
Return on assets
1.4%
Return on equity
11.6%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
41.5%
Dividend
Dividend yield
2.52%
DPS
$1
Payout ratio
19.6%

EFSC stock price

How has the Enterprise Financial Services stock price performed over time
Intraday
3.93%
1 week
3.6%
1 month
3.41%
1 year
-10.06%
YTD
-11.13%
QTD
-2.17%

Financial performance

How have Enterprise Financial Services's revenue and profit performed over time
Revenue
$594.71M
Gross profit
$594.71M
Operating income
$246.53M
Net income
$194.06M
Gross margin
100%
Net margin
32.6%
The operating margin has decreased by 15% YoY and by 7% QoQ
Enterprise Financial Services's net margin has decreased by 14% YoY and by 7% QoQ
The revenue is up by 11% year-on-year
The gross profit has increased by 11% year-on-year

Growth

What is Enterprise Financial Services's growth rate over time

Valuation

What is Enterprise Financial Services stock price valuation
EFSC P/E details
P/E
7.8
P/B
0.86
P/S
2.49
EV/EBIT
6.1
EV/EBITDA
5.87
EV/Sales
2.53
EFSC's P/E is 26% below its 5-year quarterly average of 10.5 but 2.6% above its last 4 quarters average of 7.6
Enterprise Financial Services's EPS has decreased by 8% QoQ and by 4.3% YoY
The P/B is 22% less than the 5-year quarterly average of 1.1 and 4.4% less than the last 4 quarters average of 0.9
EFSC's equity is up by 13% YoY and by 6% QoQ
The price to sales (P/S) is 31% lower than the 5-year quarterly average of 3.6 and 4.2% lower than the last 4 quarters average of 2.6
The revenue is up by 11% year-on-year

Efficiency

How efficient is Enterprise Financial Services business performance
Enterprise Financial Services's return on sales has decreased by 15% YoY and by 7% QoQ
Enterprise Financial Services's ROIC has decreased by 14% YoY and by 10% from the previous quarter
Enterprise Financial Services's return on equity has decreased by 14% YoY and by 11% QoQ
EFSC's ROA is down by 7% since the previous quarter and by 7% year-on-year

Dividends

What is EFSC's dividend history
Dividend details
DPS
$1
Dividend yield
2.52%
Payout ratio
19.6%
Recent dividends

Financial health

How did Enterprise Financial Services financials performed over time
The total assets is 13% more than the total liabilities
The total liabilities has increased by 11% YoY and by 3.1% QoQ
The total assets has grown by 11% YoY and by 3.5% from the previous quarter
Enterprise Financial Services's debt is 74% lower than its equity
Enterprise Financial Services's debt has increased by 34% QoQ but it has decreased by 22% YoY
The debt to equity has declined by 32% year-on-year but it rose by 24% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.