EFSC Enterprise Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: EFSC

Price (delayed)

$42.54

Market cap

$1.59B

P/E Ratio

7.65

Dividend/share

$0.94

EPS

$5.56

Enterprise value

$1.76B

Enterprise Financial Services Corp, with approximately $9.7 billion in assets, is a financial holding company headquartered in Clayton, Missouri. Enterprise Bank & Trust, a Missouri state-chartered trust company with banking ...

Highlights
The company's net income rose by 40% YoY and by 4% QoQ
EFSC's P/E is 35% below its 5-year quarterly average of 11.7 and 14% below its last 4 quarters average of 8.9
Enterprise Financial Services's debt has decreased by 19% QoQ but it has increased by 8% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: https://investor.enterprisebank.com/corporateprofile
Peers: QCRH UMBF CBSH GSBC

Key stats

What are the main financial stats of EFSC
Market
Shares outstanding
37.31M
Market cap
$1.59B
Enterprise value
$1.76B
Valuations
Price to earnings (P/E)
7.65
Price to book (P/B)
1
Price to sales (P/S)
2.82
EV/EBIT
6.54
EV/EBITDA
6.3
EV/Sales
3.14
Earnings
Revenue
$562.05M
EBIT
$269.65M
EBITDA
$280.2M
Free cash flow
$235.52M
Per share
EPS
$5.56
Free cash flow per share
$6.32
Book value per share
$42.73
Revenue per share
$15.08
TBVPS
$347.25
Balance sheet
Total assets
$13.33B
Total liabilities
$11.73B
Debt
$469.06M
Equity
$1.59B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.63
Margins
EBITDA margin
49.9%
Gross margin
100%
Net margin
37.6%
Operating margin
48%
Efficiency
Return on assets
1.6%
Return on equity
13.8%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
48%
Dividend
Dividend yield
2.21%
DPS
$0.94
Payout ratio
16.9%

EFSC stock price

How has the Enterprise Financial Services stock price performed over time
Intraday
4.83%
1 week
2.21%
1 month
7.37%
1 year
-8.28%
YTD
-13.11%
QTD
-4.6%

Financial performance

How have Enterprise Financial Services's revenue and profit performed over time
Revenue
$562.05M
Gross profit
$562.05M
Operating income
$269.65M
Net income
$211.09M
Gross margin
100%
Net margin
37.6%
The company's net income rose by 40% YoY and by 4% QoQ
The company's operating income rose by 40% YoY and by 3.9% QoQ
The revenue is up by 25% year-on-year and by 5% since the previous quarter
The gross profit has increased by 25% year-on-year and by 5% since the previous quarter

Growth

What is Enterprise Financial Services's growth rate over time

Valuation

What is Enterprise Financial Services stock price valuation
P/E
7.65
P/B
1
P/S
2.82
EV/EBIT
6.54
EV/EBITDA
6.3
EV/Sales
3.14
EFSC's P/E is 35% below its 5-year quarterly average of 11.7 and 14% below its last 4 quarters average of 8.9
Enterprise Financial Services's EPS has increased by 32% YoY and by 4.5% QoQ
The P/B is 23% less than the 5-year quarterly average of 1.3 and 9% less than the last 4 quarters average of 1.1
EFSC's equity is up by 8% YoY and by 4.6% QoQ
The price to sales (P/S) is 30% lower than the 5-year quarterly average of 4.0 and 12% lower than the last 4 quarters average of 3.2
The revenue is up by 25% year-on-year and by 5% since the previous quarter

Efficiency

How efficient is Enterprise Financial Services business performance
EFSC's ROA is up by 33% year-on-year and by 7% since the previous quarter
Enterprise Financial Services's return on equity has increased by 28% YoY and by 2.2% QoQ
Enterprise Financial Services's ROIC has increased by 24% YoY
Enterprise Financial Services's return on sales has increased by 12% YoY

Dividends

What is EFSC's dividend history
Dividend details
DPS
$0.94
Dividend yield
2.21%
Payout ratio
16.9%
Recent dividends

Financial health

How did Enterprise Financial Services financials performed over time
The total assets is 14% more than the total liabilities
The total liabilities has decreased by 4.1% YoY
The total assets has contracted by 2.8% YoY but it has grown by 2.1% from the previous quarter
Enterprise Financial Services's debt is 71% lower than its equity
The debt to equity has declined by 24% since the previous quarter
Enterprise Financial Services's debt has decreased by 19% QoQ but it has increased by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.