EFSC Enterprise Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: EFSC

Price (delayed)

$54

Market cap

$2.02B

P/E Ratio

11.56

Dividend/share

$1.01

EPS

$4.67

Enterprise value

$2.13B

Enterprise Financial Services Corp, with approximately $9.7 billion in assets, is a financial holding company headquartered in Clayton, Missouri. Enterprise Bank & Trust, a Missouri state-chartered trust company with banking ...

Highlights
EFSC's equity is up by 9% YoY
The revenue is up by 4.4% year-on-year
EFSC's P/E is 46% above its last 4 quarters average of 7.8 and 10% above its 5-year quarterly average of 10.3
Enterprise Financial Services's EPS has decreased by 16% YoY and by 8% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: https://investor.enterprisebank.com/corporateprofile
Peers: QCRH UMBF CBSH MOFG

Key stats

What are the main financial stats of EFSC
Market
Shares outstanding
37.49M
Market cap
$2.02B
Enterprise value
$2.13B
Valuations
Price to earnings (P/E)
11.56
Price to book (P/B)
1.17
Price to sales (P/S)
3.45
EV/EBIT
9.42
EV/EBITDA
9.04
EV/Sales
3.63
Earnings
Revenue
$586.6M
EBIT
$225.89M
EBITDA
$235.37M
Free cash flow
$220.44M
Per share
EPS
$4.67
Free cash flow per share
$5.88
Book value per share
$46.22
Revenue per share
$15.66
TBVPS
$379.99
Balance sheet
Total assets
$14.61B
Total liabilities
$12.88B
Debt
$476.37M
Equity
$1.73B
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.44
Margins
EBITDA margin
40.1%
Gross margin
100%
Net margin
30.5%
Operating margin
38.5%
Efficiency
Return on assets
1.2%
Return on equity
10.5%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
38.5%
Dividend
Dividend yield
1.87%
DPS
$1.01
Payout ratio
21.6%

EFSC stock price

How has the Enterprise Financial Services stock price performed over time
Intraday
1.69%
1 week
13.68%
1 month
39.9%
1 year
29.34%
YTD
20.94%
QTD
32%

Financial performance

How have Enterprise Financial Services's revenue and profit performed over time
Revenue
$586.6M
Gross profit
$586.6M
Operating income
$225.89M
Net income
$178.72M
Gross margin
100%
Net margin
30.5%
The operating margin has decreased by 20% YoY and by 7% QoQ
Enterprise Financial Services's net margin has decreased by 19% YoY and by 6% QoQ
The company's operating income fell by 16% YoY and by 8% QoQ
The company's net income fell by 15% YoY and by 8% QoQ

Growth

What is Enterprise Financial Services's growth rate over time

Valuation

What is Enterprise Financial Services stock price valuation
EFSC P/E details
P/E
11.56
P/B
1.17
P/S
3.45
EV/EBIT
9.42
EV/EBITDA
9.04
EV/Sales
3.63
EFSC's P/E is 46% above its last 4 quarters average of 7.8 and 10% above its 5-year quarterly average of 10.3
Enterprise Financial Services's EPS has decreased by 16% YoY and by 8% QoQ
The P/B is 28% more than the last 4 quarters average of 0.9 and 4.5% more than the 5-year quarterly average of 1.1
EFSC's equity is up by 9% YoY
The price to sales (P/S) is 30% higher than the last 4 quarters average of 2.6 but 3.1% lower than the 5-year quarterly average of 3.5
The revenue is up by 4.4% year-on-year

Efficiency

How efficient is Enterprise Financial Services business performance
EFSC's ROA is down by 25% year-on-year and by 14% since the previous quarter
Enterprise Financial Services's ROIC has decreased by 24% YoY and by 11% from the previous quarter
Enterprise Financial Services's return on equity has decreased by 24% YoY and by 9% QoQ
Enterprise Financial Services's return on sales has decreased by 20% YoY and by 7% QoQ

Dividends

What is EFSC's dividend history
Dividend details
DPS
$1.01
Dividend yield
1.87%
Payout ratio
21.6%
Recent dividends

Financial health

How did Enterprise Financial Services financials performed over time
The total assets is 13% more than the total liabilities
The total assets has grown by 10% YoY
The total liabilities has increased by 10% YoY
Enterprise Financial Services's debt is 72% lower than its equity
EFSC's equity is up by 9% YoY
The debt to equity rose by 8% since the previous quarter but it has declined by 3.4% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.