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EFSC Enterprise Financial Services Corp

Price (delayed)

$59.77

Market cap

$2.22B

P/E Ratio

12.64

Dividend/share

$1.03

EPS

$4.73

Enterprise value

$2.27B

Enterprise Financial Services Corp, with approximately $9.7 billion in assets, is a financial holding company headquartered in Clayton, Missouri. Enterprise Bank & Trust, a Missouri state-chartered trust company with banking ...

Highlights
EFSC's equity is up by 14% YoY and by 4.4% QoQ
The gross profit has increased by 2.6% since the previous quarter
The company's net income fell by 14% YoY but it rose by 3.4% QoQ
Enterprise Financial Services's EPS has decreased by 14% YoY but it has increased by 3.5% QoQ
Enterprise Financial Services's debt has increased by 41% YoY and by 16% QoQ
EFSC's P/E is 36% above its last 4 quarters average of 9.3 and 24% above its 5-year quarterly average of 10.2

Key stats

What are the main financial stats of EFSC
Market
Shares outstanding
37.13M
Market cap
$2.22B
Enterprise value
$2.27B
Valuations
Price to book (P/B)
1.22
Price to sales (P/S)
3.7
EV/EBIT
10.02
EV/EBITDA
9.63
EV/Sales
3.75
Earnings
Revenue
$604.26M
EBIT
$226.13M
EBITDA
$235.33M
Free cash flow
$264.73M
Per share
EPS
$4.73
Free cash flow per share
$7.08
Book value per share
$49.03
Revenue per share
$16.17
TBVPS
$390.17
Balance sheet
Total assets
$14.95B
Total liabilities
$13.12B
Debt
$477.22M
Equity
$1.83B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.2
Margins
EBITDA margin
38.9%
Gross margin
100%
Net margin
29.9%
Operating margin
37.4%
Efficiency
Return on assets
1.2%
Return on equity
10.1%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
37.4%
Dividend
Dividend yield
1.72%
DPS
$1.03
Payout ratio
21.8%

EFSC stock price

How has the Enterprise Financial Services stock price performed over time
Intraday
1.7%
1 week
1.17%
1 month
15.97%
1 year
56.71%
YTD
33.86%
QTD
16.6%

Financial performance

How have Enterprise Financial Services's revenue and profit performed over time
Revenue
$604.26M
Gross profit
$604.26M
Operating income
$226.13M
Net income
$180.96M
Gross margin
100%
Net margin
29.9%
The operating margin has decreased by 16% YoY
The company's operating income fell by 15% YoY but it rose by 2.6% QoQ
The company's net income fell by 14% YoY but it rose by 3.4% QoQ
Enterprise Financial Services's net margin has decreased by 14% YoY

Growth

What is Enterprise Financial Services's growth rate over time

Valuation

What is Enterprise Financial Services stock price valuation
P/E
12.64
P/B
1.22
P/S
3.7
EV/EBIT
10.02
EV/EBITDA
9.63
EV/Sales
3.75
EFSC's P/E is 36% above its last 4 quarters average of 9.3 and 24% above its 5-year quarterly average of 10.2
Enterprise Financial Services's EPS has decreased by 14% YoY but it has increased by 3.5% QoQ
The P/B is 36% more than the last 4 quarters average of 0.9 and 11% more than the 5-year quarterly average of 1.1
EFSC's equity is up by 14% YoY and by 4.4% QoQ
The price to sales (P/S) is 32% higher than the last 4 quarters average of 2.8 and 9% higher than the 5-year quarterly average of 3.4
The revenue is up by 2.6% since the previous quarter

Efficiency

How efficient is Enterprise Financial Services business performance
Enterprise Financial Services's return on equity has decreased by 22% YoY
Enterprise Financial Services's ROIC has decreased by 20% YoY
EFSC's ROA is down by 20% year-on-year
Enterprise Financial Services's return on sales has decreased by 16% YoY

Dividends

What is EFSC's dividend history
DPS
$1.03
Dividend yield
1.72%
Payout ratio
21.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Enterprise Financial Services financials performed over time
The total assets is 14% more than the total liabilities
The total assets has grown by 7% YoY and by 2.3% from the previous quarter
The total liabilities has increased by 6% YoY and by 2% QoQ
Enterprise Financial Services's debt is 74% lower than its equity
Enterprise Financial Services's debt has increased by 41% YoY and by 16% QoQ
The debt to equity rose by 24% year-on-year and by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.