EFSC Enterprise Financial Services Corp

Price (delayed)

$53.8

Market cap

$1.99B

P/E Ratio

10.39

Dividend/share

$1.18

EPS

$5.18

Enterprise value

$2.19B

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Relative Growth: Rel. Growth: 88
Relative Strength: Rel. Strength: 41
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 85

Enterprise Financial Services Corp, with approximately $9.7 billion in assets, is a financial holding company headquartered in Clayton, Missouri. Enterprise Bank & Trust, a Missouri state-chartered trust company with banking ...

Highlights
The revenue is up by 14% year-on-year and by 6% since the previous quarter
The gross profit has increased by 14% year-on-year and by 6% since the previous quarter
Enterprise Financial Services's EPS has increased by 10% YoY but it has decreased by 2.4% QoQ
The company's net income rose by 8% YoY but it fell by 2.7% QoQ
Enterprise Financial Services's debt has increased by 40% YoY

Key stats

What are the main financial stats of EFSC
Market
Shares outstanding
37.01M
Market cap
$1.99B
Enterprise value
$2.19B
Valuations
Price to earnings (P/E)
10.39
Price to book (P/B)
1
Price to sales (P/S)
2.89
PEG
1.09
EV/EBIT
7.96
EV/EBITDA
7.7
EV/Sales
3.17
Earnings
Revenue
$689.34M
Gross profit
$689.34M
Operating income
$274.54M
Net income
$195.41M
EBIT
$274.54M
EBITDA
$283.77M
Free cash flow
$191.81M
Per share
EPS
$5.18
EPS diluted
$5.13
Free cash flow per share
$5.19
Book value per share
$53.59
Revenue per share
$18.64
TBVPS
$433.41
Balance sheet
Total assets
$16.4B
Total liabilities
$14.42B
Debt
$667.62M
Equity
$1.98B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.69
Margins
EBITDA margin
41.2%
Gross margin
100%
Net margin
28.3%
Operating margin
39.8%
Efficiency
Return on assets
1.2%
Return on equity
10.1%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
39.8%
Dividend
Dividend yield
2.19%
DPS
$1.18
Payout ratio
22.8%

EFSC stock price

How has the Enterprise Financial Services stock price performed over time
Intraday
1.26%
1 week
2.73%
1 month
-6.43%
1 year
0.73%
YTD
-4.61%
QTD
-7.21%

Financial performance

How have Enterprise Financial Services's revenue and profit performed over time
Revenue
$689.34M
Gross profit
$689.34M
Operating income
$274.54M
Net income
$195.41M
Gross margin
100%
Net margin
28.3%
The company's operating income rose by 21% YoY and by 10% QoQ
The revenue is up by 14% year-on-year and by 6% since the previous quarter
The gross profit has increased by 14% year-on-year and by 6% since the previous quarter
The company's net income rose by 8% YoY but it fell by 2.7% QoQ

Price vs fundamentals

How does EFSC's price correlate with its fundamentals

Growth

What is Enterprise Financial Services's growth rate over time

Valuation

What is Enterprise Financial Services stock price valuation
P/E
10.39
P/B
1
P/S
2.89
EV/EBIT
7.96
EV/EBITDA
7.7
EV/Sales
3.17
Enterprise Financial Services's EPS has increased by 10% YoY but it has decreased by 2.4% QoQ
EFSC's P/E is 4.7% below its last 4 quarters average of 10.9
The P/B is 9% less than the 5-year quarterly average of 1.1 and 9% less than the last 4 quarters average of 1.1
EFSC's equity is up by 8% YoY and by 3.1% QoQ
The price to sales (P/S) is 15% lower than the 5-year quarterly average of 3.4 and 10% lower than the last 4 quarters average of 3.2
The revenue is up by 14% year-on-year and by 6% since the previous quarter

Efficiency

How efficient is Enterprise Financial Services business performance
Enterprise Financial Services's ROIC has increased by 13% from the previous quarter and by 13% YoY
EFSC's ROA is down by 8% since the previous quarter
Enterprise Financial Services's return on sales has increased by 6% YoY and by 4.2% QoQ
Enterprise Financial Services's return on equity has decreased by 4.7% QoQ

Dividends

What is EFSC's dividend history
DPS
$1.18
Dividend yield
2.19%
Payout ratio
22.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Enterprise Financial Services financials performed over time
The total assets is 14% more than the total liabilities
The total liabilities has increased by 10% YoY
The total assets has grown by 10% YoY and by 2% from the previous quarter
Enterprise Financial Services's debt is 66% lower than its equity
Enterprise Financial Services's debt has increased by 40% YoY
The debt to equity rose by 31% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.