EFSC Enterprise Financial Services Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: EFSC

Price (delayed)

$49.07

Market cap

$1.53B

P/E Ratio

15.19

Dividend/share

$0.72

EPS

$3.23

Enterprise value

$1.13B

Enterprise Financial Services Corp, with approximately $9.7 billion in assets, is a financial holding company headquartered in Clayton, Missouri. Enterprise Bank & Trust, a Missouri state-chartered trust company with banking ...

Highlights
EFSC's equity is up by 29% YoY
The company's net income rose by 23% QoQ and by 2.2% YoY
Enterprise Financial Services's EPS has increased by 17% QoQ but it has decreased by 4.2% YoY
EFSC's P/E is 29% above its last 4 quarters average of 11.8 and 6% above its 5-year quarterly average of 14.3
Sector: Financial Services
Industry: Banks - Regional
Website: https://investor.enterprisebank.com/corporateprofile
Peers: UMBF CBSH MOFG GSBC

Key stats

What are the main financial stats of EFSC
Market
Shares outstanding
31.26M
Market cap
$1.53B
Enterprise value
$1.13B
Valuations
Price to earnings (P/E)
15.19
Price to book (P/B)
1.4
Price to sales (P/S)
5.19
EV/EBIT
9.91
EV/EBITDA
8.97
EV/Sales
3.81
Earnings
Revenue
$294.96M
EBIT
$113.59M
EBITDA
$125.4M
Free cash flow
$97.45M
Per share
EPS
$3.23
Free cash flow per share
$3.12
Book value per share
$34.99
Revenue per share
$9.45
TBVPS
$317.32
Balance sheet
Total assets
$10.19B
Total liabilities
$9.1B
Debt
$483.17M
Equity
$1.09B
Working capital
N/A
Liquidity
Debt to equity
0.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.26
Margins
EBITDA margin
42.5%
Gross margin
100%
Net margin
31%
Operating margin
38.5%
Efficiency
Return on assets
1%
Return on equity
9.3%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
38.5%
Dividend
Dividend yield
1.47%
DPS
$0.72
Payout ratio
22.3%

EFSC stock price

How has the Enterprise Financial Services stock price performed over time
Intraday
1.62%
1 week
0.2%
1 month
-2.06%
1 year
49.74%
YTD
40.4%
QTD
-0.75%

Financial performance

How have Enterprise Financial Services's revenue and profit performed over time
Revenue
$294.96M
Gross profit
$294.96M
Operating income
$113.59M
Net income
$91.44M
Gross margin
100%
Net margin
31%
The company's operating income rose by 24% QoQ
The company's net income rose by 23% QoQ and by 2.2% YoY
The revenue is up by 14% since the previous quarter and by 7% year-on-year
The gross profit has increased by 14% since the previous quarter and by 7% year-on-year

Growth

What is Enterprise Financial Services's growth rate over time

Valuation

What is Enterprise Financial Services stock price valuation
P/E
15.19
P/B
1.4
P/S
5.19
EV/EBIT
9.91
EV/EBITDA
8.97
EV/Sales
3.81
EFSC's P/E is 29% above its last 4 quarters average of 11.8 and 6% above its 5-year quarterly average of 14.3
Enterprise Financial Services's EPS has increased by 17% QoQ but it has decreased by 4.2% YoY
The P/B is 40% more than the last 4 quarters average of 1.0 but 7% less than the 5-year quarterly average of 1.5
EFSC's equity is up by 29% YoY
The price to sales (P/S) is 40% higher than the last 4 quarters average of 3.7 and 15% higher than the 5-year quarterly average of 4.5
The revenue is up by 14% since the previous quarter and by 7% year-on-year

Efficiency

How efficient is Enterprise Financial Services business performance
Enterprise Financial Services's ROIC has increased by 18% from the previous quarter but it has decreased by 13% YoY
EFSC's ROA is down by 17% year-on-year but it is up by 11% since the previous quarter
Enterprise Financial Services's return on equity has increased by 15% QoQ but it has decreased by 12% YoY
Enterprise Financial Services's return on sales has increased by 8% QoQ but it has decreased by 4.7% YoY

Dividends

What is EFSC's dividend history
DPS
$0.72
Dividend yield
1.47%
Payout ratio
22.3%
Recent dividends

Financial health

How did Enterprise Financial Services financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities has increased by 37% YoY and by 4.9% QoQ
The total assets has grown by 36% YoY and by 4.5% from the previous quarter
Enterprise Financial Services's debt is 56% lower than its equity
The debt to equity has declined by 34% year-on-year and by 14% since the previous quarter
EFSC's equity is up by 29% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.