UMBF Umb Financial PE ratio, current and historical analysis

As of Apr 1, 2025, the UMBF stock has a P/E ratio of 11.11. The calculation is based on the latest EPS of $9.05 and the stock price of $100.53 per share. A decrease of 7% has been observed in the PE ratio compared to its average of 11.9 of the past four quarters.

UMBF PE ratio history

How has UMBF's PE ratio performed in the past

The mean historical PE ratio of Umb Financial over the last ten years is 14.39. The current 11.11 price-to-earnings ratio is 23% less than the historical average. Analyzing the last ten years, UMBF's PE ratio reached its highest point in the Dec 2016 quarter at 23.73, with a price of $77.12 and an EPS of $3.25. The Mar 2023 quarter saw the lowest point at 6.67, with a price of $57.72 and an EPS of $8.65.

Today
11.11
Average
14.39
Median
13.46
Minimum
6.67
Maximum
23.73

Umb Financial PE ratio by year

Maximum annual increase: 38.61% in 2013

Maximum annual decrease: -39.61% in 2017

Year PE ratio PE change Price EPS
2024 12.47 7.78% $112.86 $9.05
2023 11.57 23.74% $83.55 $7.22
2022 9.35 -35.61% $83.52 $8.93
2021 14.52 25.28% $106.11 $7.31
2020 11.59 -15.77% $68.99 $5.95
2019 13.76 -10.42% $68.64 $4.99
2018 15.36 7.19% $60.97 $3.97
2017 14.33 -39.61% $71.92 $5.02
2016 23.73 25.42% $77.12 $3.25
2015 18.92 -10.54% $46.55 $2.46
2014 21.15 6.93% $56.89 $2.69
2013 19.78 38.61% $64.28 $3.25
2012 14.27 1.93% $43.82 $3.07
2011 14 -23.33% $37.25 $2.66
2010 18.26 2.99% $41.44 $2.27

Umb Financial PE ratio by quarter (TTM)

Year PE ratio PE change Price EPS
Dec 2024 12.47 -4.37% $112.86 $9.05
Sep 2024 13.04 21.98% $105.11 $8.06
Jun 2024 10.69 -6.88% $83.42 $7.8
Mar 2024 11.48 -0.78% $86.99 $7.58
Dec 2023 11.57 46.09% $83.55 $7.22
Sep 2023 7.92 -0.38% $62.05 $7.83
Jun 2023 7.95 19.19% $60.9 $7.66
Mar 2023 6.67 -28.66% $57.72 $8.65
Dec 2022 9.35 -5.94% $83.52 $8.93
Sep 2022 9.94 -0.5% $84.29 $8.48
Jun 2022 9.99 -22.07% $86.1 $8.62
Mar 2022 12.82 -11.71% $97.16 $7.58
Dec 2021 14.52 34.32% $106.11 $7.31
Sep 2021 10.81 -1.19% $96.71 $8.95
Jun 2021 10.94 -5.69% $93.06 $8.51

UMBF average PE ratio chart

What is the average PE ratio of UMBF for the past years

Currently, UMBF's PE ratio is higher than the 3 and 5-year averages, but it is under its 10-year average.

3-year avg
10.1
5-year avg
10.99
10-year avg
14.39
15-year avg
15.37

UMBF PE vs peers

What is UMBF's PE ratio compared to its peers

UMBF's PE ratio is less than its peer stocks WFC and CBSH, but it is above USB's and EFSC's. Umb Financial is currently trading at a lower PE ratio (11.11) than its peers average of 12.66.

Stock name PE ratio Market cap
GSBC Great Southern Bancorp Inc 10.58 $647.86M
HWBK Hawthorn Bancshares Inc 10.64 $193.95M
EFSC Enterprise Financial Services Corp 11.01 $1.98B
USB Us Bancorp 11.02 $65.16B
UMBF Umb Financial Corp 11.11 $7.3B
NBHC National Bank Holdings Corp 12.4 $1.46B
BOKF Bok Financial Corp 12.66 $6.62B
WFC Wells Fargo & Company 13.13 $234.48B
WTBA West Bancorporation Inc 13.7 $329.75M
ATLO Ames National Corp 15.44 $156.96M
CBSH Commerce Bancshares Inc 16.02 $8.32B

Frequently asked questions

What is Umb Financial's PE ratio?

UMBF stock has a price to earnings ratio of 11.11 as of Apr 1, 2025.

What is the 3-year average PE ratio for Umb Financial (UMBF)?

Over the last 3 years, the average PE ratio for UMBF stock is 10.1.

What is the 5-year average PE ratio for Umb Financial (UMBF)?

Over the last 5 years, the average PE ratio for UMBF stock is 10.99.

What is the highest PE ratio for UMBF?

Over the last ten years, the quarterly PE ratio reached its highest level at 23.73 in the Dec 2016 quarter.

How does the current PE ratio for UMBF compare to its historical average?

UMBF's current price to earnings ratio is 23% below its 10-year historical average.

How is UMBF's PE ratio calculated (Umb Financial PE ratio formula)?

The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Apr 1, 2025), Umb Financial's share price is $100.53. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $9.05. Therefore, Umb Financial's price to earnings ratio for today is 11.11. PE RATIO(11.11) = STOCK PRICE($100.53) / TTM EPS($9.05)

All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from and Sharadar.