UMBF Umb Financial PE ratio, current and historical analysis
As of Apr 21, 2025, the UMBF stock has a P/E ratio of 9.99. The calculation is based on the latest EPS of $9.05 and the stock price of $90.42 per share. A decrease of 16% has been observed in the PE ratio compared to its average of 11.9 of the past four quarters.
UMBF PE ratio history
The mean historical PE ratio of Umb Financial over the last ten years is 14.39. The current 9.99 price-to-earnings ratio is 31% less than the historical average. Analyzing the last ten years, UMBF's PE ratio reached its highest point in the Dec 2016 quarter at 23.73, with a price of $77.12 and an EPS of $3.25. The Mar 2023 quarter saw the lowest point at 6.67, with a price of $57.72 and an EPS of $8.65.
Umb Financial PE ratio by year
Maximum annual increase: 38.61% in 2013
Maximum annual decrease: -39.61% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 12.47 | 7.78% | $112.86 | $9.05 |
| 2023 | 11.57 | 23.74% | $83.55 | $7.22 |
| 2022 | 9.35 | -35.61% | $83.52 | $8.93 |
| 2021 | 14.52 | 25.28% | $106.11 | $7.31 |
| 2020 | 11.59 | -15.77% | $68.99 | $5.95 |
| 2019 | 13.76 | -10.42% | $68.64 | $4.99 |
| 2018 | 15.36 | 7.19% | $60.97 | $3.97 |
| 2017 | 14.33 | -39.61% | $71.92 | $5.02 |
| 2016 | 23.73 | 25.42% | $77.12 | $3.25 |
| 2015 | 18.92 | -10.54% | $46.55 | $2.46 |
| 2014 | 21.15 | 6.93% | $56.89 | $2.69 |
| 2013 | 19.78 | 38.61% | $64.28 | $3.25 |
| 2012 | 14.27 | 1.93% | $43.82 | $3.07 |
| 2011 | 14 | -23.33% | $37.25 | $2.66 |
| 2010 | 18.26 | 2.99% | $41.44 | $2.27 |
Umb Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Dec 2024 | 12.47 | -4.37% | $112.86 | $9.05 |
| Sep 2024 | 13.04 | 21.98% | $105.11 | $8.06 |
| Jun 2024 | 10.69 | -6.88% | $83.42 | $7.8 |
| Mar 2024 | 11.48 | -0.78% | $86.99 | $7.58 |
| Dec 2023 | 11.57 | 46.09% | $83.55 | $7.22 |
| Sep 2023 | 7.92 | -0.38% | $62.05 | $7.83 |
| Jun 2023 | 7.95 | 19.19% | $60.9 | $7.66 |
| Mar 2023 | 6.67 | -28.66% | $57.72 | $8.65 |
| Dec 2022 | 9.35 | -5.94% | $83.52 | $8.93 |
| Sep 2022 | 9.94 | -0.5% | $84.29 | $8.48 |
| Jun 2022 | 9.99 | -22.07% | $86.1 | $8.62 |
| Mar 2022 | 12.82 | -11.71% | $97.16 | $7.58 |
| Dec 2021 | 14.52 | 34.32% | $106.11 | $7.31 |
| Sep 2021 | 10.81 | -1.19% | $96.71 | $8.95 |
| Jun 2021 | 10.94 | -5.69% | $93.06 | $8.51 |
UMBF average PE ratio chart
Currently, UMBF's PE ratio is under its 3, 5 and 10-year averages.
UMBF PE vs peers
UMBF's PE ratio is less than its peer stocks WFC and CBSH, but it is above USB's and EFSC's. Umb Financial is currently trading at a lower PE ratio (9.99) than its peers average of 11.87.
| Stock name | PE ratio | Market cap |
|---|---|---|
| USB Us Bancorp | 10.13 | $59.9B |
| EFSC Enterprise Financial Services Corp | 10.15 | $1.82B |
| UMBF Umb Financial Corp | 10.21 | $6.71B |
| GSBC Great Southern Bancorp Inc | 10.36 | $634.64M |
| BOKF Bok Financial Corp | 10.75 | $5.62B |
| HWBK Hawthorn Bancshares Inc | 11.3 | $205.89M |
| NBHC National Bank Holdings Corp | 11.65 | $1.37B |
| WFC Wells Fargo & Company | 12.11 | $216.23B |
| WTBA West Bancorporation Inc | 13.52 | $325.37M |
| ATLO Ames National Corp | 15.16 | $154.06M |
| CBSH Commerce Bancshares Inc | 15.36 | $7.98B |
Frequently asked questions
What is Umb Financial's PE ratio?
UMBF stock has a price to earnings ratio of 9.99 as of Apr 21, 2025.
What is the 3-year average PE ratio for Umb Financial (UMBF)?
Over the last 3 years, the average PE ratio for UMBF stock is 10.1.
What is the 5-year average PE ratio for Umb Financial (UMBF)?
Over the last 5 years, the average PE ratio for UMBF stock is 10.99.
What is the highest PE ratio for UMBF?
Over the last ten years, the quarterly PE ratio reached its highest level at 23.73 in the Dec 2016 quarter.
How does the current PE ratio for UMBF compare to its historical average?
UMBF's current price to earnings ratio is 31% below its 10-year historical average.
Why is Umb Financial's PE ratio so low?
UMBF's PE ratio of 9.99 is considered low because the company's stock price is trading at a lower multiple of earnings.
How is UMBF's PE ratio calculated (Umb Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (Apr 21, 2025), Umb Financial's share price is $90.42. The company's earnings per share for the trailing twelve months (TTM) ending Dec 2024 is $9.05. Therefore, Umb Financial's price to earnings ratio for today is 9.99. PE RATIO(9.99) = STOCK PRICE($90.42) / TTM EPS($9.05)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified. Data from 
and Sharadar.