UMBF Umb Financial PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: UMBF
- PE Ratio
As of May 9, 2025, the UMBF stock has a P/E ratio of 12.86. The calculation is based on the latest EPS of $8.01 and the stock price of $103.02 per share. An increase of 5% has been observed in the PE ratio compared to its average of 12.2 of the past four quarters.
UMBF PE ratio history
The mean historical PE ratio of Umb Financial over the last ten years is 14.35. The current 12.86 price-to-earnings ratio is 10% less than the historical average. Analyzing the last ten years, UMBF's PE ratio reached its highest point in the Dec 2016 quarter at 23.73, with a price of $77.12 and an EPS of $3.25. The Mar 2023 quarter saw the lowest point at 6.67, with a price of $57.72 and an EPS of $8.65.
Umb Financial PE ratio by year
Maximum annual increase: 38.61% in 2013
Maximum annual decrease: -39.61% in 2017
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 12.47 | 7.78% | $112.86 | $9.05 |
| 2023 | 11.57 | 23.74% | $83.55 | $7.22 |
| 2022 | 9.35 | -35.61% | $83.52 | $8.93 |
| 2021 | 14.52 | 25.28% | $106.11 | $7.31 |
| 2020 | 11.59 | -15.77% | $68.99 | $5.95 |
| 2019 | 13.76 | -10.42% | $68.64 | $4.99 |
| 2018 | 15.36 | 7.19% | $60.97 | $3.97 |
| 2017 | 14.33 | -39.61% | $71.92 | $5.02 |
| 2016 | 23.73 | 25.42% | $77.12 | $3.25 |
| 2015 | 18.92 | -10.54% | $46.55 | $2.46 |
| 2014 | 21.15 | 6.93% | $56.89 | $2.69 |
| 2013 | 19.78 | 38.61% | $64.28 | $3.25 |
| 2012 | 14.27 | 1.93% | $43.82 | $3.07 |
| 2011 | 14 | -23.33% | $37.25 | $2.66 |
| 2010 | 18.26 | 2.99% | $41.44 | $2.27 |
Umb Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 12.62 | 1.2% | $101.1 | $8.01 |
| Dec 2024 | 12.47 | -4.37% | $112.86 | $9.05 |
| Sep 2024 | 13.04 | 21.98% | $105.11 | $8.06 |
| Jun 2024 | 10.69 | -6.88% | $83.42 | $7.8 |
| Mar 2024 | 11.48 | -0.78% | $86.99 | $7.58 |
| Dec 2023 | 11.57 | 46.09% | $83.55 | $7.22 |
| Sep 2023 | 7.92 | -0.38% | $62.05 | $7.83 |
| Jun 2023 | 7.95 | 19.19% | $60.9 | $7.66 |
| Mar 2023 | 6.67 | -28.66% | $57.72 | $8.65 |
| Dec 2022 | 9.35 | -5.94% | $83.52 | $8.93 |
| Sep 2022 | 9.94 | -0.5% | $84.29 | $8.48 |
| Jun 2022 | 9.99 | -22.07% | $86.1 | $8.62 |
| Mar 2022 | 12.82 | -11.71% | $97.16 | $7.58 |
| Dec 2021 | 14.52 | 34.32% | $106.11 | $7.31 |
| Sep 2021 | 10.81 | -1.19% | $96.71 | $8.95 |
UMBF average PE ratio chart
Currently, UMBF's PE ratio is higher than the 3 and 5-year averages, but it is under its 10-year average.
UMBF PE vs peers
UMBF's PE ratio is less than its peer stocks WFC and CBSH, but it is above USB's and BOKF's. Umb Financial is currently trading at a higher PE ratio (12.86) than its peers average of 12.19.
| Stock name | PE ratio | Market cap |
|---|---|---|
| GSBC Great Southern Bancorp Inc | 10.57 | $679.7M |
| EFSC Enterprise Financial Services Corp | 10.6 | $2.01B |
| USB Us Bancorp | 10.87 | $68.57B |
| HWBK Hawthorn Bancshares Inc | 11.04 | $201.14M |
| BOKF Bok Financial Corp | 11.34 | $6.35B |
| WTBA West Bancorporation Inc | 12.88 | $337.96M |
| NBHC National Bank Holdings Corp | 13.12 | $1.45B |
| WFC Wells Fargo & Company | 13.3 | $243.67B |
| UMBF Umb Financial Corp | 13.39 | $8.14B |
| ATLO Ames National Corp | 13.9 | $157.36M |
| CBSH Commerce Bancshares Inc | 16.28 | $8.76B |
Frequently asked questions
What is Umb Financial's PE ratio?
UMBF stock has a price to earnings ratio of 12.86 as of May 9, 2025.
What is the 3-year average PE ratio for Umb Financial (UMBF)?
Over the last 3 years, the average PE ratio for UMBF stock is 10.31.
What is the 5-year average PE ratio for Umb Financial (UMBF)?
Over the last 5 years, the average PE ratio for UMBF stock is 11.07.
What is the highest PE ratio for UMBF?
Over the last ten years, the quarterly PE ratio reached its highest level at 23.73 in the Dec 2016 quarter.
How does the current PE ratio for UMBF compare to its historical average?
UMBF's current price to earnings ratio is 10% below its 10-year historical average.
How is UMBF's PE ratio calculated (Umb Financial PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the earnings per share(EPS) for the last 12 months. As of today (May 9, 2025), Umb Financial's share price is $103.02. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $8.01. Therefore, Umb Financial's price to earnings ratio for today is 12.86. PE RATIO(12.86) = STOCK PRICE($103.02) / TTM EPS($8.01)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.