ATLO
Ames National
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ATLO
- PE Ratio
As of Jun 22, 2026, the Ames National stock's price-to-earnings ratio is 12.31. This results from the current EPS of $2.42 and stock price of $29.8. The PE ratio has increased by 9% from the past four quarters average of 11.3.
ATLO PE ratio history
The PE ratio of Ames National has averaged 13.9 over the last ten years. The current P/E ratio of 12.31 is 11% lower than the historical average. In the past ten years, ATLO's PE ratio peaked in the Dec 2016 quarter at 19.53, when the stock price was $33 and the EPS was $1.69. The lowest point was in the Sep 2020 quarter, when it reached 8.62 with a price of $16.89 and an EPS of $1.96.
Ames National PE ratio by year
Maximum annual increase: 61.2% in 2023
Maximum annual decrease: -26.7% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.73 | -25.54% | $22.96 | $2.14 |
| 2024 | 14.41 | -18.95% | $16.43 | $1.14 |
| 2023 | 17.78 | 61.2% | $21.34 | $1.2 |
| 2022 | 11.03 | 17.97% | $23.61 | $2.14 |
| 2021 | 9.35 | -19.81% | $24.49 | $2.62 |
| 2020 | 11.66 | -22.73% | $24.02 | $2.06 |
| 2019 | 15.09 | 8.64% | $28.06 | $1.86 |
| 2018 | 13.89 | -26.7% | $25.42 | $1.83 |
| 2017 | 18.95 | -2.97% | $27.85 | $1.47 |
| 2016 | 19.53 | 29.42% | $33 | $1.69 |
| 2015 | 15.09 | -4.61% | $24.29 | $1.61 |
| 2014 | 15.82 | 5.96% | $25.94 | $1.64 |
| 2013 | 14.93 | 3.61% | $22.39 | $1.5 |
| 2012 | 14.41 | 9.33% | $21.9 | $1.52 |
| 2011 | 13.18 | -16.69% | $19.5 | $1.48 |
Ames National PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.66 | 8.67% | $28.22 | $2.42 |
| Dec 2025 | 10.73 | -4.45% | $22.96 | $2.14 |
| Sep 2025 | 11.23 | -2.85% | $20.22 | $1.8 |
| Jun 2025 | 11.56 | -16.23% | $17.81 | $1.54 |
| Mar 2025 | 13.8 | -4.23% | $17.52 | $1.27 |
| Dec 2024 | 14.41 | -22.53% | $16.43 | $1.14 |
| Sep 2024 | 18.6 | -3.78% | $18.23 | $0.98 |
| Jun 2024 | 19.33 | 5.34% | $20.49 | $1.06 |
| Mar 2024 | 18.35 | 3.21% | $20.18 | $1.1 |
| Dec 2023 | 17.78 | 57.48% | $21.34 | $1.2 |
| Sep 2023 | 11.29 | 10.25% | $16.59 | $1.47 |
| Jun 2023 | 10.24 | -4.48% | $18.03 | $1.76 |
| Mar 2023 | 10.72 | -2.81% | $20.8 | $1.94 |
| Dec 2022 | 11.03 | 10.85% | $23.61 | $2.14 |
| Sep 2022 | 9.95 | 5.4% | $22.18 | $2.23 |
ATLO Price vs fair value
ATLO average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
ATLO's current P/E ratio is lower than the 3, 5 and 10-year averages.
PE comparison
With a P/E of 12.31, ATLO stands above its peers average but below the Financial Services sector and the industry average. But in comparison with its Financial Services sector average of 12.78, Ames National's P/E is only 3.7% lower.
ATLO PE vs peers
ATLO's PE ratio stands lower than its peer stocks WFC and CBSH, but it is higher than USB's and UMBF's. Ames National is presently trading at a higher PE ratio (12.31) than its peer group average of 11.85.
| Stock name | PE ratio | Market cap |
|---|---|---|
| LARK Landmark Bancorp Inc | 9.55 | $182.93M |
| HWBK Hawthorn Bancshares Inc | 11.39 | $274.97M |
| QCRH Qcr Holdings Inc | 11.93 | $1.58B |
| GSBC Great Southern Bancorp Inc | 11.95 | $826.47M |
| UMBF Umb Financial Corp | 12.28 | $10.6B |
| WTBA West Bancorporation Inc | 12.38 | $436.43M |
| USB Us Bancorp | 12.59 | $93.22B |
| ATLO Ames National Corp | 12.75 | $273.25M |
| WFC Wells Fargo & Company | 12.82 | $257.45B |
| CBSH Commerce Bancshares Inc | 13.75 | $8.16B |
Frequently asked questions
What is Ames National's PE ratio?
ATLO's price to earnings ratio is 12.31 as of Jun 22, 2026.
What is the 3-year average PE ratio for Ames National (ATLO)?
As an average over the last 3 years, ATLO stock has a PE ratio of 14.08.
What is the 5-year average PE ratio for Ames National (ATLO)?
As an average over the last 5 years, ATLO stock has a PE ratio of 12.4.
What is the highest PE ratio for ATLO?
In the last ten years, the Dec 2016 quarter recorded the highest quarterly PE ratio at 19.53.
How does the current PE ratio for ATLO compare to its historical average?
ATLO's price to earnings ratio is currently 11% below its 10-year historical average.
How is ATLO's PE ratio calculated (Ames National PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 22, 2026), Ames National's stock price is $29.8. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $2.42. Therefore, Ames National's PE ratio for today is 12.31. PE RATIO(12.31) = STOCK PRICE($29.8) / TTM EPS($2.42)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.