QCRH Qcr Holdings PE ratio, current and historical analysis
As of May 20, 2025, the QCRH stock has a PE ratio of 10.55. The calculation is based on the latest EPS of $6.71 and the stock price of $70.8 per share. The PE ratio currently is comparable to its last four-quarter average.
QCRH PE ratio history
The mean historical PE ratio of Qcr Holdings over the last ten years is 11.74. The current 10.55 price-to-earnings ratio is 10% less than the historical average. Analyzing the last ten years, QCRH's PE ratio reached its highest point in the Dec 2016 quarter at 19.68, with a price of $43.3 and an EPS of $2.2. The Jun 2023 quarter saw the lowest point at 5.95, with a price of $41.03 and an EPS of $6.9.
Qcr Holdings PE ratio by year
Maximum annual increase: 45.05% in 2015
Maximum annual decrease: -31.27% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 11.91 | 38.49% | $80.64 | $6.77 |
| 2023 | 8.6 | 2.87% | $58.39 | $6.79 |
| 2022 | 8.36 | -5.96% | $49.64 | $5.94 |
| 2021 | 8.89 | -13.77% | $56 | $6.3 |
| 2020 | 10.31 | -14.23% | $39.59 | $3.84 |
| 2019 | 12.02 | 9.37% | $43.86 | $3.65 |
| 2018 | 10.99 | -31.27% | $32.09 | $2.92 |
| 2017 | 15.99 | -18.75% | $42.85 | $2.68 |
| 2016 | 19.68 | 32.88% | $43.3 | $2.2 |
| 2015 | 14.81 | 45.05% | $24.29 | $1.64 |
| 2014 | 10.21 | 27.63% | $17.86 | $1.75 |
| 2013 | 8 | 13.8% | $17.03 | $2.13 |
| 2012 | 7.03 | -28.12% | $13.22 | $1.88 |
| 2011 | 9.78 | -26.02% | $9.1 | $0.93 |
| 2010 | 13.22 | N/A | $7.14 | $0.54 |
Qcr Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 10.63 | -10.75% | $71.32 | $6.71 |
| Dec 2024 | 11.91 | 11.62% | $80.64 | $6.77 |
| Sep 2024 | 10.67 | 20.7% | $74.03 | $6.94 |
| Jun 2024 | 8.84 | -1.67% | $60 | $6.79 |
| Mar 2024 | 8.99 | 4.53% | $60.74 | $6.76 |
| Dec 2023 | 8.6 | 15.44% | $58.39 | $6.79 |
| Sep 2023 | 7.45 | 25.21% | $48.52 | $6.51 |
| Jun 2023 | 5.95 | -18.04% | $41.03 | $6.9 |
| Mar 2023 | 7.26 | -13.16% | $43.91 | $6.05 |
| Dec 2022 | 8.36 | -1.42% | $49.64 | $5.94 |
| Sep 2022 | 8.48 | -4.07% | $50.94 | $6.01 |
| Jun 2022 | 8.84 | 4.25% | $53.99 | $6.11 |
| Mar 2022 | 8.48 | -4.61% | $56.59 | $6.67 |
| Dec 2021 | 8.89 | -1.44% | $56 | $6.3 |
| Sep 2021 | 9.02 | -9.8% | $51.44 | $5.7 |
QCRH Price vs fair value
You can ether set your own Fair P/E multiple or use one of the automatically calculated Fair P/E multiples.
Fair P/E calculation
PE Ratio is an attempt to estimate a fair PE ratio of a stock based on its earnings and growth rate.
This formula is a modified version of the classic Graham-Dodd Formula (V= EPS x (8.5+2g)), originally developed by Benjamin Graham, to calculate the fair price of a stock based on its earnings and growth rate.
The formula we have created is an adaptation of this approach, designed to maintain a balance between simplicity and growth sensitivity.
It is calculated using the following formula:
IF g < 5: Fair PE = b
IF g >= 5: Fair PE = m × g
Here’s what each part of the formula means:
g: Growth is calculated as the average of the three-year average EPS growth rate and the one-year EPS growth rate (annually). This approach provides a balanced measure of growth by factoring in both the long-term growth trend and the most recent annual growth performance. If one of the growth metrics is not available, the remaining metric is used to determine growth. The fair P/E value is capped at 100 to prevent distortions caused by extreme EPS growth rates, such as those resulting from large percentage increases from a low base.
m: This is the long term historical median PEG (Price/Earnings to Growth) ratio of the overall market. It serves as a benchmark, adjusting the Fair PE based on typical market conditions.
b: Base PE (static value set to 8). If the company's growth rate is less than 5, the Fair PE is set at a conservative baseline of 8. This is because declining companies generally deserve a lower PE ratio.
Fixed vs Dynamic
Fixed: The Fair PE ratio for all data points is calculated using a single, constant average EPS growth rate, determined based on the most recent period. This means that the same growth rate is applied to all historical data points. Dynamic: The Fair PE ratio for each historical data point is calculated using the trailing average EPS growth rate specific to that point in time. This means that for each data point, the corresponding trailing EPS growth rate is used, ensuring that the Fair PE ratio reflects the growth conditions that were relevant at that specific point in history.
QCRH average PE ratio chart
Currently, QCRH's PE ratio is above its 3 and 5-year averages, but it is under its 10-year average.
QCRH PE vs peers
QCRH's PE ratio is less than its peer stocks CBSH and UMBF, but it is above GSBC's. Qcr Holdings's current PE ratio of 10.55 is less than the average of its peers, which is 12.55.
| Stock name | PE ratio | Market cap |
|---|---|---|
| GSBC Great Southern Bancorp Inc | 10.43 | $670.87M |
| QCRH Qcr Holdings Inc | 10.55 | $1.2B |
| EFSC Enterprise Financial Services Corp | 10.59 | $2.01B |
| HWBK Hawthorn Bancshares Inc | 11.32 | $216.32M |
| LARK Landmark Bancorp Inc | 11.53 | $172.68M |
| WTBA West Bancorporation Inc | 13.09 | $343.37M |
| UMBF Umb Financial Corp | 13.26 | $8.06B |
| ATLO Ames National Corp | 14.06 | $159.23M |
| CBSH Commerce Bancshares Inc | 16.13 | $8.67B |
| MOFG MidWestOne Financial Group Inc | N/A | $621.08M |
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Frequently asked questions
What is Qcr Holdings's PE ratio?
The price to earnings ratio for QCRH stock is 10.55 as of May 20, 2025.
What is the 3-year average PE ratio for Qcr Holdings (QCRH)?
The average PE ratio for QCRH stock over the past 3 years is 8.83.
What is the 5-year average PE ratio for Qcr Holdings (QCRH)?
The average PE ratio for QCRH stock over the past 5 years is 9.0.
What is the highest PE ratio for QCRH?
The highest quarterly PE ratio in the last ten years has been 19.68 and it was in the Dec 2016 quarter.
How does the current PE ratio for QCRH compare to its historical average?
QCRH's current price to earnings ratio is 10% below its 10-year historical average.
How is QCRH's PE ratio calculated (Qcr Holdings PE ratio formula)?
The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (May 20, 2025), Qcr Holdings's share price is $70.8. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $6.71. Therefore, Qcr Holdings's price to earnings ratio for today is 10.55. PE RATIO(10.55) = STOCK PRICE($70.8) / TTM EPS($6.71)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.