MOFG MidWestOne Financial Group Inc

Price (delayed)

$28.97

Market cap

$456.43M

P/E Ratio

20.12

Dividend/share

$0.97

EPS

$1.44

Enterprise value

$903.72M

MidWestOne Financial Group, Inc. is a financial holding company headquartered in Iowa City, Iowa. MidWestOne is the parent company of MidWestOne Bank, which operates banking offices in Iowa, Minnesota, Wisconsin, ...

Highlights
MOFG's equity is up by 5% YoY
The EPS has plunged by 54% YoY but it has grown by 8% from the previous quarter
The company's net income has shrunk by 53% YoY but it rose by 9% QoQ
MidWestOne Financial Group's debt has soared by 93% YoY and by 29% from the previous quarter
The price to earnings (P/E) is 43% higher than the last 4 quarters average of 13.4 and 13% higher than the 5-year quarterly average of 17.0

Key stats

What are the main financial stats of MOFG
Market
Shares outstanding
15.76M
Market cap
$456.43M
Enterprise value
$903.72M
Valuations
Price to earnings (P/E)
20.12
Price to book (P/B)
0.86
Price to sales (P/S)
2.83
EV/EBIT
33.13
EV/EBITDA
22.62
EV/Sales
5.6
Earnings
Revenue
$161.44M
EBIT
$27.28M
EBITDA
$39.96M
Free cash flow
$51.45M
Per share
EPS
$1.44
Free cash flow per share
$3.27
Book value per share
$33.53
Revenue per share
$10.25
TBVPS
$422.04
Balance sheet
Total assets
$6.75B
Total liabilities
$6.22B
Debt
$545.05M
Equity
$528.04M
Working capital
N/A
Liquidity
Debt to equity
1.03
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
11.19
Margins
EBITDA margin
24.7%
Gross margin
100%
Net margin
14.1%
Operating margin
16.9%
Efficiency
Return on assets
0.3%
Return on equity
4.4%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
16.9%
Dividend
Dividend yield
3.35%
DPS
$0.97
Payout ratio
67.4%

MOFG stock price

How has the MidWestOne Financial Group stock price performed over time
Intraday
4.85%
1 week
8.42%
1 month
39.08%
1 year
21.67%
YTD
7.66%
QTD
28.81%

Financial performance

How have MidWestOne Financial Group's revenue and profit performed over time
Revenue
$161.44M
Gross profit
$161.44M
Operating income
$27.28M
Net income
$22.73M
Gross margin
100%
Net margin
14.1%
The operating income has plunged by 55% YoY but it has grown by 10% from the previous quarter
The company's net income has shrunk by 53% YoY but it rose by 9% QoQ
The operating margin is down by 46% year-on-year but it is up by 7% since the previous quarter
MidWestOne Financial Group's net margin has decreased by 43% YoY but it has increased by 6% from the previous quarter

Growth

What is MidWestOne Financial Group's growth rate over time

Valuation

What is MidWestOne Financial Group stock price valuation
P/E
20.12
P/B
0.86
P/S
2.83
EV/EBIT
33.13
EV/EBITDA
22.62
EV/Sales
5.6
The EPS has plunged by 54% YoY but it has grown by 8% from the previous quarter
The price to earnings (P/E) is 43% higher than the last 4 quarters average of 13.4 and 13% higher than the 5-year quarterly average of 17.0
MOFG's price to book (P/B) is 17% higher than its last 4 quarters average of 0.7 and 2.5% higher than its 5-year quarterly average of 0.8
MOFG's equity is up by 5% YoY
The P/S is 29% above the last 4 quarters average of 2.1 and 17% above the 5-year quarterly average of 2.3
The revenue has contracted by 17% YoY but it has grown by 3% from the previous quarter

Efficiency

How efficient is MidWestOne Financial Group business performance
MidWestOne Financial Group's return on assets has shrunk by 57% YoY
The company's return on invested capital has shrunk by 56% YoY
MOFG's ROE has shrunk by 56% YoY but it is up by 7% QoQ
The ROS has contracted by 46% YoY but it has grown by 7% from the previous quarter

Dividends

What is MOFG's dividend history
DPS
$0.97
Dividend yield
3.35%
Payout ratio
67.4%
Recent dividends

Financial health

How did MidWestOne Financial Group financials performed over time
MOFG's total assets is 8% higher than its total liabilities
The total liabilities is up by 5% since the previous quarter and by 5% year-on-year
MOFG's total assets is up by 5% YoY and by 5% QoQ
MidWestOne Financial Group's debt is 3.2% more than its equity
MidWestOne Financial Group's debt has soared by 93% YoY and by 29% from the previous quarter
The debt to equity has soared by 84% YoY and by 27% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.