MOFG MidWestOne Financial Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: MOFG

Price (delayed)

$19.72

Market cap

$310.6M

P/E Ratio

14.83

Dividend/share

$0.97

EPS

$1.33

Enterprise value

$652.43M

MidWestOne Financial Group, Inc. is a financial holding company headquartered in Iowa City, Iowa. MidWestOne is the parent company of MidWestOne Bank, which operates banking offices in Iowa, Minnesota, Wisconsin, ...

Highlights
MidWestOne Financial Group's debt has decreased by 20% YoY and by 15% from the previous quarter
MOFG's equity is up by 6% YoY and by 3.8% QoQ
The price to earnings (P/E) is 32% higher than the last 4 quarters average of 11.3 but 11% lower than the 5-year quarterly average of 16.8
The EPS has plunged by 66% YoY and by 39% from the previous quarter
The company's net income has shrunk by 66% YoY and by 39% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.midwestone.com
Peers: ATLO WTBA HWBK EFSC

Key stats

What are the main financial stats of MOFG
Market
Shares outstanding
15.75M
Market cap
$310.6M
Enterprise value
$652.43M
Valuations
Price to earnings (P/E)
14.83
Price to book (P/B)
0.59
Price to sales (P/S)
1.97
EV/EBIT
26.27
EV/EBITDA
17.44
EV/Sales
4.16
Earnings
Revenue
$156.75M
EBIT
$24.83M
EBITDA
$37.41M
Free cash flow
$59.76M
Per share
EPS
$1.33
Free cash flow per share
$3.81
Book value per share
$33.42
Revenue per share
$9.99
TBVPS
$404.1
Balance sheet
Total assets
$6.43B
Total liabilities
$5.9B
Debt
$423.56M
Equity
$524.38M
Working capital
N/A
Liquidity
Debt to equity
0.81
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
9.14
Margins
EBITDA margin
23.9%
Gross margin
100%
Net margin
13.3%
Operating margin
15.8%
Efficiency
Return on assets
0.3%
Return on equity
4.1%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
15.8%
Dividend
Dividend yield
4.92%
DPS
$0.97
Payout ratio
72.9%

MOFG stock price

How has the MidWestOne Financial Group stock price performed over time
Intraday
-0.3%
1 week
-4.27%
1 month
-9.12%
1 year
-8.45%
YTD
-26.72%
QTD
-15.87%

Financial performance

How have MidWestOne Financial Group's revenue and profit performed over time
Revenue
$156.75M
Gross profit
$156.75M
Operating income
$24.83M
Net income
$20.86M
Gross margin
100%
Net margin
13.3%
The operating income has plunged by 68% YoY and by 41% from the previous quarter
The company's net income has shrunk by 66% YoY and by 39% QoQ
The operating margin has dropped by 57% year-on-year and by 33% since the previous quarter
MidWestOne Financial Group's net margin has plunged by 54% YoY and by 31% from the previous quarter

Growth

What is MidWestOne Financial Group's growth rate over time

Valuation

What is MidWestOne Financial Group stock price valuation
P/E
14.83
P/B
0.59
P/S
1.97
EV/EBIT
26.27
EV/EBITDA
17.44
EV/Sales
4.16
The EPS has plunged by 66% YoY and by 39% from the previous quarter
The price to earnings (P/E) is 32% higher than the last 4 quarters average of 11.3 but 11% lower than the 5-year quarterly average of 16.8
MOFG's price to book (P/B) is 34% lower than its 5-year quarterly average of 0.9 and 16% lower than its last 4 quarters average of 0.7
MOFG's equity is up by 6% YoY and by 3.8% QoQ
The revenue has contracted by 25% YoY and by 11% from the previous quarter
The P/S is 18% below the 5-year quarterly average of 2.4 and 6% below the last 4 quarters average of 2.1

Efficiency

How efficient is MidWestOne Financial Group business performance
MidWestOne Financial Group's return on assets has shrunk by 70% YoY and by 40% QoQ
MOFG's ROE has shrunk by 67% YoY and by 40% QoQ
The company's return on invested capital has shrunk by 67% YoY and by 33% QoQ
The ROS has plunged by 57% YoY and by 33% from the previous quarter

Dividends

What is MOFG's dividend history
Dividend details
DPS
$0.97
Dividend yield
4.92%
Payout ratio
72.9%
Recent dividends

Financial health

How did MidWestOne Financial Group financials performed over time
MOFG's total assets is 9% higher than its total liabilities
The total liabilities is down by 3% year-on-year
MOFG's total assets is down by 2.3% YoY
MidWestOne Financial Group's debt is 19% less than its equity
The debt to equity has contracted by 25% YoY and by 18% from the previous quarter
MidWestOne Financial Group's debt has decreased by 20% YoY and by 15% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.