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Price (delayed)
$29.23
Market cap
$461.06M
P/E Ratio
14.91
Dividend/share
$0.97
EPS
$1.96
Enterprise value
$889.01M
MidWestOne Financial Group, Inc. is a financial holding company headquartered in Iowa City, Iowa. MidWestOne is the parent company of MidWestOne Bank, which operates banking offices in Iowa, Minnesota, Wisconsin,
Highlights
MOFG's equity is up by 8% YoY and by 2.9% QoQ
The EPS has grown by 36% from the previous quarter but it has contracted by 29% YoY
The company's net income rose by 36% QoQ but it fell by 29% YoY
Key stats
What are the main financial stats of MOFG
Market
Valuations
Earnings
Shares outstanding
15.77M
Market cap
$461.06M
Enterprise value
$889.01M
Price to earnings (P/E)
14.91
Price to book (P/B)
0.85
Price to sales (P/S)
2.65
EV/EBIT
22.82
EV/EBITDA
17.4
EV/Sales
5.11
Revenue
$173.96M
EBIT
$38.96M
EBITDA
$51.08M
Free cash flow
$52.97M
Per share
Balance sheet
Liquidity
EPS
$1.96
Free cash flow per share
$3.36
Book value per share
$34.48
Revenue per share
$11.04
TBVPS
$411.56
Total assets
$6.58B
Total liabilities
$6.04B
Debt
$529.52M
Equity
$543.29M
Working capital
N/A
Debt to equity
0.97
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.38
Margins
Efficiency
Dividend
EBITDA margin
29.4%
Gross margin
100%
Net margin
17.8%
Operating margin
22.4%
Return on assets
0.5%
Return on equity
5.9%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
22.4%
Dividend yield
3.32%
DPS
$0.97
Payout ratio
49.5%
MOFG stock price
How has the MidWestOne Financial Group stock price performed over time
Intraday
0.03%
1 week
-2.44%
1 month
2.56%
1 year
49.44%
YTD
8.62%
QTD
2.45%
Financial performance
How have MidWestOne Financial Group's revenue and profit performed over time
Revenue
$173.96M
Gross profit
$173.96M
Operating income
$38.96M
Net income
$30.96M
Gross margin
100%
Net margin
17.8%
The operating income has grown by 43% from the previous quarter but it has contracted by 27% YoY
The company's net income rose by 36% QoQ but it fell by 29% YoY
The operating margin is up by 33% since the previous quarter but it is down by 20% year-on-year
MidWestOne Financial Group's net margin has increased by 26% from the previous quarter but it has decreased by 22% YoY
Growth
What is MidWestOne Financial Group's growth rate over time
Valuation
What is MidWestOne Financial Group stock price valuation
P/E
14.91
P/B
0.85
P/S
2.65
EV/EBIT
22.82
EV/EBITDA
17.4
EV/Sales
5.11
The EPS has grown by 36% from the previous quarter but it has contracted by 29% YoY
The price to earnings (P/E) is 13% lower than the 5-year quarterly average of 17.1 but 4.3% higher than the last 4 quarters average of 14.3
MOFG's price to book (P/B) is 21% higher than its last 4 quarters average of 0.7 and 6% higher than its 5-year quarterly average of 0.8
MOFG's equity is up by 8% YoY and by 2.9% QoQ
The P/S is 20% above the last 4 quarters average of 2.2 and 15% above the 5-year quarterly average of 2.3
The revenue has contracted by 9% YoY but it has grown by 8% from the previous quarter
Efficiency
How efficient is MidWestOne Financial Group business performance
MidWestOne Financial Group's return on assets has surged by 67% QoQ but it has decreased by 29% YoY
The company's return on invested capital has surged by 50% QoQ but it fell by 25% YoY
MOFG's ROE is up by 34% QoQ but it is down by 33% YoY
The ROS has grown by 33% from the previous quarter but it has contracted by 20% YoY
Dividends
What is MOFG's dividend history
DPS
$0.97
Dividend yield
3.32%
Payout ratio
49.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did MidWestOne Financial Group financials performed over time
MOFG's total assets is 9% higher than its total liabilities
The total liabilities is down by 2.9% since the previous quarter
MOFG's total assets is down by 2.5% QoQ
MidWestOne Financial Group's debt is 2.5% less than its equity
MidWestOne Financial Group's debt has increased by 9% YoY but it has decreased by 2.8% from the previous quarter
MOFG's equity is up by 8% YoY and by 2.9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.