MOFG MidWestOne Financial Group Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: MOFG

Price (delayed)

$21.71

Market cap

$340.67M

P/E Ratio

9.96

Dividend/share

$0.97

EPS

$2.18

Enterprise value

$764.36M

MidWestOne Financial Group, Inc. is a financial holding company headquartered in Iowa City, Iowa. MidWestOne is the parent company of MidWestOne Bank, which operates banking offices in Iowa, Minnesota, Wisconsin, ...

Highlights
MOFG's equity is up by 7% YoY
The price to earnings (P/E) is 38% lower than the 5-year quarterly average of 16.0 but 20% higher than the last 4 quarters average of 8.3
The EPS has contracted by 42% YoY and by 21% from the previous quarter
The company's net income fell by 42% YoY and by 21% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.midwestone.com
Peers: WTBA ATLO QCRH HWBK

Key stats

What are the main financial stats of MOFG
Market
Shares outstanding
15.69M
Market cap
$340.67M
Enterprise value
$764.36M
Valuations
Price to earnings (P/E)
9.96
Price to book (P/B)
0.67
Price to sales (P/S)
1.93
EV/EBIT
18.28
EV/EBITDA
14.19
EV/Sales
4.34
Earnings
Revenue
$176.03M
EBIT
$41.8M
EBITDA
$53.87M
Free cash flow
$71.77M
Per share
EPS
$2.18
Free cash flow per share
$4.58
Book value per share
$32.22
Revenue per share
$11.22
TBVPS
$406.74
Balance sheet
Total assets
$6.47B
Total liabilities
$5.96B
Debt
$498.48M
Equity
$505.41M
Working capital
N/A
Liquidity
Debt to equity
0.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
7.86
Margins
EBITDA margin
30.6%
Gross margin
100%
Net margin
19.4%
Operating margin
23.7%
Efficiency
Return on assets
0.5%
Return on equity
6.8%
Return on invested capital
0.6%
Return on capital employed
N/A
Return on sales
23.7%
Dividend
Dividend yield
4.44%
DPS
$0.97
Payout ratio
44.3%

MOFG stock price

How has the MidWestOne Financial Group stock price performed over time
Intraday
2.02%
1 week
1.59%
1 month
10.77%
1 year
-37.13%
YTD
-31.62%
QTD
6.79%

Financial performance

How have MidWestOne Financial Group's revenue and profit performed over time
Revenue
$176.03M
Gross profit
$176.03M
Operating income
$41.8M
Net income
$34.13M
Gross margin
100%
Net margin
19.4%
The operating income has contracted by 45% YoY and by 22% from the previous quarter
The company's net income fell by 42% YoY and by 21% QoQ
The operating margin is down by 36% year-on-year and by 15% since the previous quarter
MidWestOne Financial Group's net margin has decreased by 33% YoY and by 15% from the previous quarter

Growth

What is MidWestOne Financial Group's growth rate over time

Valuation

What is MidWestOne Financial Group stock price valuation
P/E
9.96
P/B
0.67
P/S
1.93
EV/EBIT
18.28
EV/EBITDA
14.19
EV/Sales
4.34
The EPS has contracted by 42% YoY and by 21% from the previous quarter
The price to earnings (P/E) is 38% lower than the 5-year quarterly average of 16.0 but 20% higher than the last 4 quarters average of 8.3
MOFG's price to book (P/B) is 26% lower than its 5-year quarterly average of 0.9 and 16% lower than its last 4 quarters average of 0.8
MOFG's equity is up by 7% YoY
The P/S is 20% below the 5-year quarterly average of 2.4 and 3.5% below the last 4 quarters average of 2.0
The revenue has contracted by 14% YoY and by 8% from the previous quarter

Efficiency

How efficient is MidWestOne Financial Group business performance
The company's return on invested capital has shrunk by 50% YoY and by 25% QoQ
MidWestOne Financial Group's return on assets has decreased by 44% YoY and by 29% QoQ
MOFG's ROE is down by 43% YoY and by 23% QoQ
The ROS has contracted by 36% YoY and by 15% from the previous quarter

Dividends

What is MOFG's dividend history
Dividend details
DPS
$0.97
Dividend yield
4.44%
Payout ratio
44.3%
Recent dividends

Financial health

How did MidWestOne Financial Group financials performed over time
MOFG's total assets is 8% higher than its total liabilities
MidWestOne Financial Group's debt has increased by 9% YoY and by 2.2% from the previous quarter
MOFG's equity is up by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.