CBSH Commerce Bancshares Inc
Price (delayed)
$63.99
Market cap
$8.62B
P/E Ratio
17.44
Dividend/share
$1.04
EPS
$3.67
Enterprise value
$7.66B
With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce
Highlights
The debt has declined by 33% year-on-year and by 14% since the previous quarter
The equity is up by 33% year-on-year and by 9% since the previous quarter
The stock's price to earnings (P/E) is 16% more than its last 4 quarters average of 15.0 and 5% more than its 5-year quarterly average of 16.6
Key stats
What are the main financial stats of CBSH
Market
Valuations
Earnings
Shares outstanding
134.64M
Market cap
$8.62B
Enterprise value
$7.66B
Price to earnings (P/E)
17.44
Price to book (P/B)
2.52
Price to sales (P/S)
5.41
EV/EBIT
11.96
EV/EBITDA
11.04
EV/Sales
4.78
Revenue
$1.6B
Gross profit
$1.6B
Operating income
$634.98M
Net income
$499.45M
EBIT
$640.25M
EBITDA
$693.62M
Free cash flow
$797.38M
Per share
Balance sheet
Liquidity
EPS
$3.67
EPS diluted
$3.67
Free cash flow per share
$5.89
Book value per share
$25.35
Revenue per share
$11.83
TBVPS
$231.48
Total assets
$31.49B
Total liabilities
$28.04B
Debt
$2.19B
Equity
$3.43B
Working capital
N/A
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.38
Margins
Efficiency
Dividend
EBITDA margin
43.3%
Gross margin
100%
Net margin
31.2%
Operating margin
39.6%
Return on assets
1.6%
Return on equity
16%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
40%
Dividend yield
1.63%
DPS
$1.04
Payout ratio
28.4%
CBSH stock price
How has the Commerce Bancshares stock price performed over time
Intraday
-1.4%
1 week
-2.66%
1 month
-2.28%
1 year
30.43%
YTD
2.7%
QTD
2.7%
Financial performance
How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.6B
Gross profit
$1.6B
Operating income
$634.98M
Net income
$499.45M
Gross margin
100%
Net margin
31.2%
CBSH's revenue is up by 5% year-on-year and by 2.1% since the previous quarter
The net margin has declined by 4.9% year-on-year
The gross profit rose by 5% year-on-year and by 2.1% since the previous quarter
The operating margin is down by 3.9% YoY
Growth
What is Commerce Bancshares's growth rate over time
Valuation
What is Commerce Bancshares stock price valuation
P/E
17.44
P/B
2.52
P/S
5.41
EV/EBIT
11.96
EV/EBITDA
11.04
EV/Sales
4.78
The stock's price to earnings (P/E) is 16% more than its last 4 quarters average of 15.0 and 5% more than its 5-year quarterly average of 16.6
CBSH's EPS is up by 4.3% since the previous quarter
The equity is up by 33% year-on-year and by 9% since the previous quarter
The stock's price to book (P/B) is 10% more than its last 4 quarters average of 2.3
CBSH's P/S is 18% above its last 4 quarters average of 4.6 and 2.1% above its 5-year quarterly average of 5.3
CBSH's revenue is up by 5% year-on-year and by 2.1% since the previous quarter
Efficiency
How efficient is Commerce Bancshares business performance
CBSH's return on equity is down by 17% year-on-year and by 3.6% since the previous quarter
CBSH's return on invested capital is up by 11% year-on-year and by 5% since the previous quarter
CBSH's return on sales is down by 4.1% year-on-year
Dividends
What is CBSH's dividend history
DPS
$1.04
Dividend yield
1.63%
Payout ratio
28.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Commerce Bancshares financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities is down by 2.6% YoY but it is up by 2.3% QoQ
The total assets has grown by 3% from the previous quarter
The debt is 36% smaller than the equity
The company's debt to equity fell by 49% YoY and by 21% QoQ
The debt has declined by 33% year-on-year and by 14% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.