CBSH Commerce Bancshares Inc

Price (delayed)

$65.61

Market cap

$7.92B

P/E Ratio

15.73

Dividend/share

$1.06

EPS

$4.17

Enterprise value

$8.66B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The stock's price to earnings (P/E) is 20% less than its 5-year quarterly average of 19.8 and 2.6% less than its last 4 quarters average of 16.3
CBSH's revenue is up by 14% year-on-year
The debt has declined by 23% since the previous quarter but it rose by 20% year-on-year
CBSH's EPS is up by 22% year-on-year but it is down by 3.5% since the previous quarter
The equity has declined by 14% since the previous quarter and by 11% year-on-year

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
120.73M
Market cap
$7.92B
Enterprise value
$8.66B
Valuations
Price to earnings (P/E)
15.73
Price to book (P/B)
2.68
Price to sales (P/S)
5.43
EV/EBIT
13.05
EV/EBITDA
12.22
EV/Sales
5.91
Earnings
Revenue
$1.46B
EBIT
$663.48M
EBITDA
$708.78M
Free cash flow
$465.45M
Per share
EPS
$4.17
Free cash flow per share
$3.84
Book value per share
$24.45
Revenue per share
$12.09
TBVPS
$287.61
Balance sheet
Total assets
$34.99B
Total liabilities
$32.01B
Debt
$2.33B
Equity
$2.96B
Working capital
N/A
Liquidity
Debt to equity
0.79
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.04
Margins
EBITDA margin
48.4%
Gross margin
100%
Net margin
35.4%
Operating margin
44.1%
Efficiency
Return on assets
1.5%
Return on equity
15.5%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
45.3%
Dividend
Dividend yield
1.61%
DPS
$1.06
Payout ratio
25.3%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
-0.83%
1 week
0.75%
1 month
-4.57%
1 year
-11.91%
YTD
-4.55%
QTD
-8.35%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.46B
Gross profit
$1.46B
Operating income
$645.56M
Net income
$517.95M
Gross margin
100%
Net margin
35.4%
Commerce Bancshares's operating income has increased by 26% YoY
CBSH's net income is up by 20% year-on-year but it is down by 2.4% since the previous quarter
CBSH's revenue is up by 14% year-on-year
The gross profit rose by 14% year-on-year

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
15.73
P/B
2.68
P/S
5.43
EV/EBIT
13.05
EV/EBITDA
12.22
EV/Sales
5.91
CBSH's EPS is up by 22% year-on-year but it is down by 3.5% since the previous quarter
The stock's price to earnings (P/E) is 20% less than its 5-year quarterly average of 19.8 and 2.6% less than its last 4 quarters average of 16.3
The stock's price to book (P/B) is 18% more than its 5-year quarterly average of 2.3 and 8% more than its last 4 quarters average of 2.5
The equity has declined by 14% since the previous quarter and by 11% year-on-year
CBSH's revenue is up by 14% year-on-year
CBSH's P/S is 6% below its last 4 quarters average of 5.8

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is up by 22% year-on-year
CBSH's return on assets is up by 15% year-on-year
CBSH's return on invested capital is up by 12% year-on-year but it is down by 5% since the previous quarter
CBSH's return on sales is up by 7% year-on-year but it is down by 2.2% since the previous quarter

Dividends

What is CBSH's dividend history
DPS
$1.06
Dividend yield
1.61%
Payout ratio
25.3%
Recent dividends

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 9% more than the total liabilities
The total liabilities is up by 7% YoY but it is down by 3.7% QoQ
The total assets has grown by 5% YoY but it has contracted by 4.6% from the previous quarter
The debt is 21% smaller than the equity
The company's debt to equity rose by 34% YoY but it fell by 10% QoQ
The debt has declined by 23% since the previous quarter but it rose by 20% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.