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CBSH Commerce Bancshares Inc

Price (delayed)

$61.53

Market cap

$7.93B

P/E Ratio

17.09

Dividend/share

$1.08

EPS

$3.6

Enterprise value

$7.94B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The debt has declined by 34% year-on-year
The equity is up by 18% year-on-year and by 7% since the previous quarter
The stock's price to earnings (P/E) is 17% more than its last 4 quarters average of 14.6 but 6% less than its 5-year quarterly average of 18.1
CBSH's net income is down by 3.9% year-on-year but it is up by 2.5% since the previous quarter

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
128.92M
Market cap
$7.93B
Enterprise value
$7.94B
Valuations
Price to book (P/B)
2.54
Price to sales (P/S)
5.08
EV/EBIT
12.85
EV/EBITDA
11.85
EV/Sales
5.06
Earnings
Revenue
$1.57B
EBIT
$618.04M
EBITDA
$670.18M
Free cash flow
$501.47M
Per share
EPS
$3.6
Free cash flow per share
$3.87
Book value per share
$24.22
Revenue per share
$12.12
TBVPS
$234.75
Balance sheet
Total assets
$30.57B
Total liabilities
$27.41B
Debt
$2.56B
Equity
$3.14B
Working capital
N/A
Liquidity
Debt to equity
0.81
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.02
Margins
EBITDA margin
42.7%
Gross margin
100%
Net margin
30.7%
Operating margin
39%
Efficiency
Return on assets
1.6%
Return on equity
16.6%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
39.4%
Dividend
Dividend yield
1.76%
DPS
$1.08
Payout ratio
30%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
-0.6%
1 week
0.69%
1 month
1.32%
1 year
38.58%
YTD
15.2%
QTD
3.59%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.57B
Gross profit
$1.57B
Operating income
$612.18M
Net income
$482.04M
Gross margin
100%
Net margin
30.7%
The operating margin is down by 7% YoY
The net margin has declined by 7% year-on-year
CBSH's revenue is up by 3.7% year-on-year
The gross profit rose by 3.7% year-on-year

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
17.09
P/B
2.54
P/S
5.08
EV/EBIT
12.85
EV/EBITDA
11.85
EV/Sales
5.06
The stock's price to earnings (P/E) is 17% more than its last 4 quarters average of 14.6 but 6% less than its 5-year quarterly average of 18.1
CBSH's EPS is down by 3.2% year-on-year but it is up by 2.9% since the previous quarter
The equity is up by 18% year-on-year and by 7% since the previous quarter
The stock's price to book (P/B) is 10% more than its last 4 quarters average of 2.3
CBSH's P/S is 18% above its last 4 quarters average of 4.3 but 4.2% below its 5-year quarterly average of 5.3
CBSH's revenue is up by 3.7% year-on-year

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is down by 16% year-on-year
CBSH's return on sales is down by 7% year-on-year
CBSH's return on assets is up by 7% since the previous quarter
CBSH's return on invested capital is up by 5% since the previous quarter and by 5% year-on-year

Dividends

What is CBSH's dividend history
DPS
$1.08
Dividend yield
1.76%
Payout ratio
30%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities is down by 9% YoY
The total assets has contracted by 7% YoY
The debt is 19% smaller than the equity
The company's debt to equity fell by 45% YoY and by 4.7% QoQ
The debt has declined by 34% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.