CBSH Commerce Bancshares Inc

Price (delayed)

$48.61

Market cap

$6.06B

P/E Ratio

12.5

Dividend/share

$1.04

EPS

$3.89

Enterprise value

$8.63B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The stock's price to earnings (P/E) is 34% less than its 5-year quarterly average of 18.8 and 25% less than its last 4 quarters average of 16.6
The equity has declined by 10% year-on-year but it is up by 8% since the previous quarter
The debt has soared by 84% year-on-year and by 51% since the previous quarter
CBSH's net income is down by 5% year-on-year

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
124.72M
Market cap
$6.06B
Enterprise value
$8.63B
Valuations
Price to earnings (P/E)
12.5
Price to book (P/B)
2.28
Price to sales (P/S)
4.08
EV/EBIT
13.86
EV/EBITDA
12.9
EV/Sales
5.8
Earnings
Revenue
$1.49B
EBIT
$622.97M
EBITDA
$669.58M
Free cash flow
$484.11M
Per share
EPS
$3.89
Free cash flow per share
$3.88
Book value per share
$21.36
Revenue per share
$11.92
TBVPS
$255.21
Balance sheet
Total assets
$32B
Total liabilities
$29.32B
Debt
$4.29B
Equity
$2.67B
Working capital
N/A
Liquidity
Debt to equity
1.61
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.84
Margins
EBITDA margin
45%
Gross margin
100%
Net margin
32.9%
Operating margin
41.7%
Efficiency
Return on assets
1.5%
Return on equity
19.3%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
41.9%
Dividend
Dividend yield
2.14%
DPS
$1.04
Payout ratio
26.7%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
0.64%
1 week
-0.04%
1 month
-8.82%
1 year
-25.13%
YTD
-28.59%
QTD
-16.69%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.49B
Gross profit
$1.49B
Operating income
$620.78M
Net income
$489.7M
Gross margin
100%
Net margin
32.9%
The net margin has declined by 7% year-on-year
CBSH's net income is down by 5% year-on-year
The operating margin is down by 5% YoY
Commerce Bancshares's operating income has decreased by 3.8% YoY

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
12.5
P/B
2.28
P/S
4.08
EV/EBIT
13.86
EV/EBITDA
12.9
EV/Sales
5.8
The stock's price to earnings (P/E) is 34% less than its 5-year quarterly average of 18.8 and 25% less than its last 4 quarters average of 16.6
CBSH's EPS is down by 3.5% year-on-year
The stock's price to book (P/B) is 26% less than its last 4 quarters average of 3.1 and 5% less than its 5-year quarterly average of 2.4
The equity has declined by 10% year-on-year but it is up by 8% since the previous quarter
CBSH's P/S is 26% below its 5-year quarterly average of 5.5 and 24% below its last 4 quarters average of 5.4

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is up by 25% year-on-year and by 3.2% since the previous quarter
CBSH's return on sales is down by 8% year-on-year
CBSH's return on invested capital is down by 5% year-on-year

Dividends

What is CBSH's dividend history
DPS
$1.04
Dividend yield
2.14%
Payout ratio
26.7%
Recent dividends

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 9% more than the total liabilities
The total assets has contracted by 9% YoY
The total liabilities is down by 8% YoY
The debt is 61% greater than the equity
The company's debt to equity has surged by 104% YoY and by 39% QoQ
The debt has soared by 84% year-on-year and by 51% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.