CBSH Commerce Bancshares Inc

Price (delayed)

$58.13

Market cap

$7.53B

P/E Ratio

16.33

Dividend/share

$1.08

EPS

$3.56

Enterprise value

$8.14B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The debt has declined by 42% year-on-year and by 14% since the previous quarter
The equity is up by 10% year-on-year
The stock's price to earnings (P/E) is 18% more than its last 4 quarters average of 13.8 but 10% less than its 5-year quarterly average of 18.2
CBSH's net income is down by 4% year-on-year
CBSH's EPS is down by 3% year-on-year and by 2.2% since the previous quarter

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
129.54M
Market cap
$7.53B
Enterprise value
$8.14B
Valuations
Price to book (P/B)
2.56
Price to sales (P/S)
4.87
EV/EBIT
13.48
EV/EBITDA
12.43
EV/Sales
5.25
Earnings
Revenue
$1.55B
EBIT
$603.66M
EBITDA
$654.88M
Free cash flow
$436.18M
Per share
EPS
$3.56
Free cash flow per share
$3.36
Book value per share
$22.67
Revenue per share
$11.94
TBVPS
$232.62
Balance sheet
Total assets
$30.37B
Total liabilities
$27.41B
Debt
$2.51B
Equity
$2.94B
Working capital
N/A
Liquidity
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.93
Margins
EBITDA margin
42.2%
Gross margin
100%
Net margin
30.3%
Operating margin
38.6%
Efficiency
Return on assets
1.5%
Return on equity
16.9%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
38.9%
Dividend
Dividend yield
1.86%
DPS
$1.08
Payout ratio
30.3%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
1.06%
1 week
5.65%
1 month
7.75%
1 year
17.43%
YTD
8.84%
QTD
4.21%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.55B
Gross profit
$1.55B
Operating income
$598.43M
Net income
$470.27M
Gross margin
100%
Net margin
30.3%
The net margin has declined by 8% year-on-year and by 2.6% since the previous quarter
The operating margin is down by 7% YoY and by 2% QoQ
The gross profit rose by 4.2% year-on-year
CBSH's revenue is up by 4.2% year-on-year

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
16.33
P/B
2.56
P/S
4.87
EV/EBIT
13.48
EV/EBITDA
12.43
EV/Sales
5.25
The stock's price to earnings (P/E) is 18% more than its last 4 quarters average of 13.8 but 10% less than its 5-year quarterly average of 18.2
CBSH's EPS is down by 3% year-on-year and by 2.2% since the previous quarter
The stock's price to book (P/B) is 11% more than its last 4 quarters average of 2.3 and 2.4% more than its 5-year quarterly average of 2.5
The equity is up by 10% year-on-year
CBSH's P/S is 16% above its last 4 quarters average of 4.2 but 8% below its 5-year quarterly average of 5.3
CBSH's revenue is up by 4.2% year-on-year

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is down by 12% year-on-year and by 4% since the previous quarter
CBSH's return on sales is down by 7% year-on-year and by 2.3% since the previous quarter
CBSH's return on invested capital is up by 6% year-on-year

Dividends

What is CBSH's dividend history
DPS
$1.08
Dividend yield
1.86%
Payout ratio
30.3%
Recent dividends

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 11% more than the total liabilities
The total liabilities is down by 7% YoY and by 4.6% QoQ
The total assets has contracted by 5% YoY and by 4.2% from the previous quarter
The debt is 15% smaller than the equity
The company's debt to equity fell by 47% YoY and by 14% QoQ
The debt has declined by 42% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.