CBSH Commerce Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CBSH

Price (delayed)

$55.21

Market cap

$7.17B

P/E Ratio

15.17

Dividend/share

$1.08

EPS

$3.64

Enterprise value

$7.39B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The equity is up by 19% year-on-year and by 14% since the previous quarter
CBSH's revenue is up by 5% year-on-year
The stock's price to earnings (P/E) is 16% less than its 5-year quarterly average of 18.3 but 11% more than its last 4 quarters average of 13.9
The debt has declined by 10% since the previous quarter but it rose by 2.1% year-on-year
CBSH's net income is down by 4.5% since the previous quarter and by 2.3% year-on-year
CBSH's EPS is down by 4.5% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.commercebank.com
Peers: UMBF WTFC NBHC HWBK

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
129.88M
Market cap
$7.17B
Enterprise value
$7.39B
Valuations
Price to earnings (P/E)
15.17
Price to book (P/B)
2.33
Price to sales (P/S)
4.47
EV/EBIT
12.09
EV/EBITDA
11.18
EV/Sales
4.81
Earnings
Revenue
$1.54B
EBIT
$611.61M
EBITDA
$661.12M
Free cash flow
$405.05M
Per share
EPS
$3.64
Free cash flow per share
$3.26
Book value per share
$23.69
Revenue per share
$12.36
TBVPS
$253.77
Balance sheet
Total assets
$31.7B
Total liabilities
$28.74B
Debt
$2.91B
Equity
$2.94B
Working capital
N/A
Liquidity
Debt to equity
0.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.34
Margins
EBITDA margin
43%
Gross margin
100%
Net margin
31.1%
Operating margin
39.4%
Efficiency
Return on assets
1.5%
Return on equity
17.6%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
39.8%
Dividend
Dividend yield
1.96%
DPS
$1.08
Payout ratio
29.7%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
-1.27%
1 week
3.97%
1 month
7.43%
1 year
5.36%
YTD
3.37%
QTD
3.78%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.54B
Gross profit
$1.54B
Operating income
$604.74M
Net income
$477.06M
Gross margin
100%
Net margin
31.1%
The net margin has declined by 7% year-on-year and by 5% since the previous quarter
The operating margin is down by 6% YoY and by 4.4% QoQ
CBSH's revenue is up by 5% year-on-year
The gross profit rose by 5% year-on-year

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
CBSH P/E details
P/E
15.17
P/B
2.33
P/S
4.47
EV/EBIT
12.09
EV/EBITDA
11.18
EV/Sales
4.81
The stock's price to earnings (P/E) is 16% less than its 5-year quarterly average of 18.3 but 11% more than its last 4 quarters average of 13.9
CBSH's EPS is down by 4.5% since the previous quarter
The equity is up by 19% year-on-year and by 14% since the previous quarter
CBSH's P/S is 15% below its 5-year quarterly average of 5.3 but 5% above its last 4 quarters average of 4.3
CBSH's revenue is up by 5% year-on-year

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is down by 8% since the previous quarter and by 6% year-on-year
CBSH's return on assets is down by 6% since the previous quarter
CBSH's return on invested capital is up by 6% year-on-year
CBSH's return on sales is down by 6% year-on-year and by 4.6% since the previous quarter

Dividends

What is CBSH's dividend history
Dividend details
DPS
$1.08
Dividend yield
1.96%
Payout ratio
29.7%
Recent dividends

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 10% more than the total liabilities
The total liabilities is down by 2.2% YoY
The company's debt to equity fell by 21% QoQ and by 15% YoY
The equity is up by 19% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.