CBSH Commerce Bancshares Inc

Price (delayed)

$70.50

Market cap

$7.86B

P/E Ratio

26.11

Dividend/share

$1.08

EPS

$2.7

Enterprise value

$7.99B

Sector: Financial Services
Industry: Banks - Regional

Highlights

The debt has declined by 13% year-on-year and by 5% since the previous quarter
The equity is up by 7% year-on-year
CBSH's net income is down by 22% year-on-year but it is up by 8% since the previous quarter
CBSH's EPS is down by 21% year-on-year but it is up by 8% since the previous quarter
The stock's price to earnings (P/E) is 34% more than its 5-year quarterly average of 19.5 and 31% more than its last 4 quarters average of 20.0
The gross profit has declined by 9% year-on-year

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
111.54M
Market cap
$7.86B
Enterprise value
$7.99B
Valuations
Price to earnings (P/E)
26.11
Price to book (P/B)
2.38
Price to sales (P/S)
6.66
EV/EBIT
19.32
EV/EBITDA
17.51
EV/Sales
6.77
Earnings
Revenue
$1.18B
EBIT
$413.47M
EBITDA
$456.35M
Free cash flow
$565.83M
Per share
EPS
$2.7
Free cash flow per share
$5.07
Book value per share
$29.64
Revenue per share
$10.58
TBVPS
$280.7
Balance sheet
Total assets
$31.45B
Total liabilities
$28.15B
Debt
$1.65B
Equity
$3.31B
Working capital
N/A
Liquidity
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.27
Margins
EBITDA margin
38.7%
Gross margin
100%
Net margin
28.1%
Operating margin
35%
Efficiency
Return on assets
1.1%
Return on equity
9.7%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
35%
Dividend
Dividend yield
1.53%
DPS
$1.08
Payout ratio
40%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
-1.41%
1 week
0.64%
1 month
9.57%
1 year
5.6%
YTD
7.31%
QTD
7.31%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.18B
Gross profit
$1.18B
Operating income
$412.91M
Net income
$331.05M
Gross margin
100%
Net margin
28.1%
Commerce Bancshares's operating income has decreased by 23% YoY but it has increased by 4.4% from the previous quarter
CBSH's net income is down by 22% year-on-year but it is up by 8% since the previous quarter
The operating margin is down by 15% YoY but it is up by 2.9% QoQ
The net margin has declined by 14% year-on-year but it rose by 6% since the previous quarter

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
26.11
P/B
2.38
P/S
6.66
EV/EBIT
19.32
EV/EBITDA
17.51
EV/Sales
6.77
The stock's price to earnings (P/E) is 34% more than its 5-year quarterly average of 19.5 and 31% more than its last 4 quarters average of 20.0
CBSH's EPS is down by 21% year-on-year but it is up by 8% since the previous quarter
The stock's price to book (P/B) is 19% more than its last 4 quarters average of 2.0 and 13% more than its 5-year quarterly average of 2.1
The equity is up by 7% year-on-year
CBSH's P/S is 31% above its 5-year quarterly average of 5.1 and 26% above its last 4 quarters average of 5.3
CBSH's revenue is down by 9% year-on-year

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on assets is down by 31% year-on-year
CBSH's return on invested capital is down by 30% year-on-year
CBSH's return on equity is down by 29% year-on-year but it is up by 4.3% since the previous quarter
CBSH's return on sales is down by 14% year-on-year but it is up by 6% since the previous quarter

Dividends

What is CBSH's dividend history
DPS
$1.08
Dividend yield
1.53%
Payout ratio
40%
Recent dividends

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities is up by 24% YoY and by 3.7% QoQ
The total assets has grown by 22% YoY and by 3.1% from the previous quarter
The debt is 50% smaller than the equity
The company's debt to equity fell by 18% YoY and by 3.8% QoQ
The debt has declined by 13% year-on-year and by 5% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.