CBSH Commerce Bancshares Inc

Price (delayed)

$51.94

Market cap

$6.75B

P/E Ratio

14.27

Dividend/share

$1.08

EPS

$3.64

Enterprise value

$6.97B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The equity is up by 19% year-on-year and by 14% since the previous quarter
The gross profit rose by 5% year-on-year
The stock's price to earnings (P/E) is 22% less than its 5-year quarterly average of 18.3 but 2.7% more than its last 4 quarters average of 13.9
The debt has declined by 10% since the previous quarter but it rose by 2.1% year-on-year
CBSH's net income is down by 4.5% since the previous quarter and by 2.3% year-on-year
CBSH's EPS is down by 4.5% since the previous quarter

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
129.88M
Market cap
$6.75B
Enterprise value
$6.97B
Valuations
Price to book (P/B)
2.19
Price to sales (P/S)
4.2
EV/EBIT
11.39
EV/EBITDA
10.54
EV/Sales
4.54
Earnings
Revenue
$1.54B
EBIT
$611.61M
EBITDA
$661.12M
Free cash flow
$405.05M
Per share
EPS
$3.64
Free cash flow per share
$3.26
Book value per share
$23.69
Revenue per share
$12.36
TBVPS
$253.77
Balance sheet
Total assets
$31.7B
Total liabilities
$28.74B
Debt
$2.91B
Equity
$2.94B
Working capital
N/A
Liquidity
Debt to equity
0.99
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.34
Margins
EBITDA margin
43%
Gross margin
100%
Net margin
31.1%
Operating margin
39.4%
Efficiency
Return on assets
1.5%
Return on equity
17.6%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
39.8%
Dividend
Dividend yield
2.08%
DPS
$1.08
Payout ratio
29.7%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
0.66%
1 week
0.76%
1 month
-4.26%
1 year
-21.15%
YTD
-2.75%
QTD
-2.75%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.54B
Gross profit
$1.54B
Operating income
$604.74M
Net income
$477.06M
Gross margin
100%
Net margin
31.1%
The net margin has declined by 7% year-on-year and by 5% since the previous quarter
The operating margin is down by 6% YoY and by 4.4% QoQ
The gross profit rose by 5% year-on-year
CBSH's revenue is up by 5% year-on-year

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
14.27
P/B
2.19
P/S
4.2
EV/EBIT
11.39
EV/EBITDA
10.54
EV/Sales
4.54
The stock's price to earnings (P/E) is 22% less than its 5-year quarterly average of 18.3 but 2.7% more than its last 4 quarters average of 13.9
CBSH's EPS is down by 4.5% since the previous quarter
The equity is up by 19% year-on-year and by 14% since the previous quarter
The stock's price to book (P/B) is 9% less than its 5-year quarterly average of 2.4 and 9% less than its last 4 quarters average of 2.4
CBSH's P/S is 21% below its 5-year quarterly average of 5.3 and 2.3% below its last 4 quarters average of 4.3
CBSH's revenue is up by 5% year-on-year

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is down by 8% since the previous quarter and by 6% year-on-year
CBSH's return on sales is down by 6% year-on-year and by 4.6% since the previous quarter
CBSH's return on assets is down by 6% since the previous quarter
CBSH's return on invested capital is up by 6% year-on-year

Dividends

What is CBSH's dividend history
DPS
$1.08
Dividend yield
2.08%
Payout ratio
29.7%
Recent dividends

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 10% more than the total liabilities
The total liabilities is down by 2.2% YoY
The company's debt to equity fell by 21% QoQ and by 15% YoY
The equity is up by 19% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.