CBSH Commerce Bancshares Inc
Price (delayed)
$58.73
Market cap
$7.86B
P/E Ratio
15.14
Dividend/share
$1.06
EPS
$3.88
Enterprise value
$7.41B
With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce
Highlights
CBSH's EPS is up by 12% year-on-year and by 6% since the previous quarter
CBSH's net income is up by 10% year-on-year and by 5% since the previous quarter
The equity is up by 12% year-on-year but it has declined by 3.6% since the previous quarter
The debt rose by 33% since the previous quarter
Key stats
What are the main financial stats of CBSH
Market
Valuations
Earnings
Shares outstanding
133.88M
Market cap
$7.86B
Enterprise value
$7.41B
Price to earnings (P/E)
15.14
Price to book (P/B)
2.39
Price to sales (P/S)
4.87
EV/EBIT
11.04
EV/EBITDA
10.22
EV/Sales
4.57
Revenue
$1.62B
Gross profit
$1.62B
Operating income
$671.67M
Net income
$526.33M
EBIT
$671.42M
EBITDA
$725.5M
Free cash flow
$540.62M
Per share
Balance sheet
Liquidity
EPS
$3.88
EPS diluted
$3.87
Free cash flow per share
$4.02
Book value per share
$24.58
Revenue per share
$12.05
TBVPS
$236.46
Total assets
$32B
Total liabilities
$28.66B
Debt
$2.93B
Equity
$3.31B
Working capital
N/A
Debt to equity
0.88
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.62
Margins
Efficiency
Dividend
EBITDA margin
44.7%
Gross margin
100%
Net margin
32.4%
Operating margin
41.4%
Return on assets
1.7%
Return on equity
16.4%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
41.4%
Dividend yield
1.8%
DPS
$1.06
Payout ratio
27.3%
CBSH stock price
How has the Commerce Bancshares stock price performed over time
Intraday
-1.95%
1 week
0.57%
1 month
-4.1%
1 year
14.51%
YTD
-5.75%
QTD
-5.62%
Financial performance
How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.62B
Gross profit
$1.62B
Operating income
$671.67M
Net income
$526.33M
Gross margin
100%
Net margin
32.4%
Commerce Bancshares's operating income has increased by 11% YoY and by 6% from the previous quarter
CBSH's net income is up by 10% year-on-year and by 5% since the previous quarter
CBSH's revenue is up by 6% year-on-year
The gross profit rose by 6% year-on-year
Growth
What is Commerce Bancshares's growth rate over time
Valuation
What is Commerce Bancshares stock price valuation
P/E
15.14
P/B
2.39
P/S
4.87
EV/EBIT
11.04
EV/EBITDA
10.22
EV/Sales
4.57
CBSH's EPS is up by 12% year-on-year and by 6% since the previous quarter
The stock's price to earnings (P/E) is 9% less than its 5-year quarterly average of 16.7
The equity is up by 12% year-on-year but it has declined by 3.6% since the previous quarter
The stock's price to book (P/B) is 4.4% less than its 5-year quarterly average of 2.5
CBSH's P/S is 8% below its 5-year quarterly average of 5.3
CBSH's revenue is up by 6% year-on-year
Efficiency
How efficient is Commerce Bancshares business performance
CBSH's return on invested capital is up by 16% year-on-year and by 4.8% since the previous quarter
CBSH's return on assets is up by 13% year-on-year and by 6% since the previous quarter
CBSH's return on equity is down by 7% year-on-year but it is up by 2.5% since the previous quarter
CBSH's return on sales is up by 4% year-on-year and by 3.5% since the previous quarter
Dividends
What is CBSH's dividend history
DPS
$1.06
Dividend yield
1.8%
Payout ratio
27.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Commerce Bancshares financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities is up by 2.2% QoQ
The debt is 12% smaller than the equity
The company's debt to equity rose by 38% QoQ but it fell by 11% YoY
The debt rose by 33% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.