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CBSH Commerce Bancshares Inc

Price (delayed)

$71.81

Market cap

$9.21B

P/E Ratio

19.36

Dividend/share

$1.08

EPS

$3.71

Enterprise value

$8.25B

With $31.5 billion in assets1, Commerce Bancshares, Inc. is a registered bank holding company offering a full line of banking services, including payment solutions, investment management and securities brokerage. Commerce ...

Highlights
The debt has declined by 33% year-on-year and by 14% since the previous quarter
The equity is up by 33% year-on-year and by 9% since the previous quarter
The stock's price to earnings (P/E) is 26% more than its last 4 quarters average of 15.4 and 8% more than its 5-year quarterly average of 18.0

Key stats

What are the main financial stats of CBSH
Market
Shares outstanding
128.23M
Market cap
$9.21B
Enterprise value
$8.25B
Valuations
Price to book (P/B)
2.7
Price to sales (P/S)
5.78
EV/EBIT
12.89
EV/EBITDA
11.89
EV/Sales
5.15
Earnings
Revenue
$1.6B
EBIT
$640.25M
EBITDA
$693.62M
Free cash flow
$797.38M
Per share
EPS
$3.71
Free cash flow per share
$6.19
Book value per share
$26.62
Revenue per share
$12.42
TBVPS
$243.05
Balance sheet
Total assets
$31.49B
Total liabilities
$28.04B
Debt
$2.19B
Equity
$3.43B
Working capital
N/A
Liquidity
Debt to equity
0.64
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.38
Margins
EBITDA margin
43.3%
Gross margin
100%
Net margin
31.2%
Operating margin
39.6%
Efficiency
Return on assets
1.6%
Return on equity
16%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
40%
Dividend
Dividend yield
1.5%
DPS
$1.08
Payout ratio
29.1%

CBSH stock price

How has the Commerce Bancshares stock price performed over time
Intraday
1.18%
1 week
0.14%
1 month
17.05%
1 year
44.75%
YTD
34.45%
QTD
20.89%

Financial performance

How have Commerce Bancshares's revenue and profit performed over time
Revenue
$1.6B
Gross profit
$1.6B
Operating income
$634.98M
Net income
$499.45M
Gross margin
100%
Net margin
31.2%
CBSH's revenue is up by 5% year-on-year and by 2.1% since the previous quarter
The net margin has declined by 4.9% year-on-year
The gross profit rose by 5% year-on-year and by 2.1% since the previous quarter
The operating margin is down by 3.9% YoY

Growth

What is Commerce Bancshares's growth rate over time

Valuation

What is Commerce Bancshares stock price valuation
P/E
19.36
P/B
2.7
P/S
5.78
EV/EBIT
12.89
EV/EBITDA
11.89
EV/Sales
5.15
The stock's price to earnings (P/E) is 26% more than its last 4 quarters average of 15.4 and 8% more than its 5-year quarterly average of 18.0
CBSH's EPS is up by 4.2% since the previous quarter
The equity is up by 33% year-on-year and by 9% since the previous quarter
The stock's price to book (P/B) is 17% more than its last 4 quarters average of 2.3 and 8% more than its 5-year quarterly average of 2.5
CBSH's P/S is 28% above its last 4 quarters average of 4.5 and 9% above its 5-year quarterly average of 5.3
CBSH's revenue is up by 5% year-on-year and by 2.1% since the previous quarter

Efficiency

How efficient is Commerce Bancshares business performance
CBSH's return on equity is down by 17% year-on-year and by 3.6% since the previous quarter
CBSH's return on invested capital is up by 11% year-on-year and by 5% since the previous quarter
CBSH's return on sales is down by 4.1% year-on-year

Dividends

What is CBSH's dividend history
DPS
$1.08
Dividend yield
1.5%
Payout ratio
29.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Commerce Bancshares financials performed over time
The total assets is 12% more than the total liabilities
The total liabilities is down by 2.6% YoY but it is up by 2.3% QoQ
The total assets has grown by 3% from the previous quarter
The debt is 36% smaller than the equity
The company's debt to equity fell by 49% YoY and by 21% QoQ
The debt has declined by 33% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.