CIVB Civista Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CIVB

Price (delayed)

$28.51

Market cap

$592.84M

P/E Ratio

10.6

Dividend/share

$0.71

EPS

$2.69

Enterprise value

$762.6M

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Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 85

: Civista Bancshares, Inc., is a $4.3 billion financial holding company headquartered in Sandusky, Ohio. Its primary subsidiary, Civista Bank, was founded in 1884 and provides full-service banking, commercial lending, ...

Highlights
CIVB's equity is up by 40% year-on-year and by 2.6% since the previous quarter
The net income has grown by 38% year-on-year and by 6% since the previous quarter
The debt has plunged by 57% YoY but it has grown by 11% from the previous quarter
The P/E is 29% above the 5-year quarterly average of 8.2 and 22% above the last 4 quarters average of 8.7
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.civb.com
Peers: SRCE UBCP BANF

Key stats

What are the main financial stats of CIVB

CIVB stock price

How has the Civista Bancshares stock price performed over time
Intraday
-0.42%
1 week
0.64%
1 month
2.11%
1 year
40.31%
YTD
28.31%
QTD
1.03%

Financial performance

How have Civista Bancshares's revenue and profit performed over time
Revenue
$183.44M
Gross profit
$183.44M
Operating income
$65.59M
Net income
$54.33M
Gross margin
100%
Net margin
29.6%
The company's operating income rose by 42% YoY and by 7% QoQ
The net income has grown by 38% year-on-year and by 6% since the previous quarter
CIVB's operating margin is up by 22% year-on-year and by 4.1% since the previous quarter
The net margin has grown by 18% YoY and by 3.1% from the previous quarter

Price vs fundamentals

How does CIVB's price correlate with its fundamentals

Growth

What is Civista Bancshares's growth rate over time

Valuation

What is Civista Bancshares stock price valuation
CIVB P/E details
P/E
10.6
P/B
1.05
P/S
3.23
EV/EBIT
11.63
EV/EBITDA
10.11
EV/Sales
4.16
The P/E is 29% above the 5-year quarterly average of 8.2 and 22% above the last 4 quarters average of 8.7
The company's EPS rose by 7% YoY
CIVB's equity is up by 40% year-on-year and by 2.6% since the previous quarter
The price to book (P/B) is 17% more than the 5-year quarterly average of 0.9 and 17% more than the last 4 quarters average of 0.9
The price to sales (P/S) is 40% higher than the 5-year quarterly average of 2.3 and 20% higher than the last 4 quarters average of 2.7
Civista Bancshares's revenue has increased by 17% YoY and by 3.1% QoQ

Efficiency

How efficient is Civista Bancshares business performance
The ROIC is up by 36% YoY and by 7% from the previous quarter
The return on assets rose by 30% year-on-year and by 8% since the previous quarter
The company's return on sales rose by 22% YoY and by 4.1% QoQ

Dividends

What is CIVB's dividend history
Dividend details
DPS
$0.71
Dividend yield
2.49%
Payout ratio
26.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Civista Bancshares financials performed over time
The total assets is 15% greater than the total liabilities
The total assets is up by 2.6% year-on-year
The debt is 59% less than the equity
The debt to equity has shrunk by 70% YoY but it is up by 8% QoQ
The debt has plunged by 57% YoY but it has grown by 11% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.