CIVB Civista Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: CIVB

Price (delayed)

$26.17

Market cap

$543.9M

P/E Ratio

9.66

Dividend/share

$0.7

EPS

$2.71

Enterprise value

$668.98M

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Relative Growth: Rel. Growth: 80
Relative Strength: Rel. Strength: 66
Relative Valuation: Rel. Valuation: 85
Relative Profitability: Rel. Profitability: 87

Civista Bancshares, Inc. is a $2.8 billion financial holding company headquartered in Sandusky, Ohio. Civista's banking subsidiary, Civista Bank, operates 37 locations in Northern, Central and Southwestern Ohio, Southeastern Indiana ...

Highlights
The debt has plunged by 56% YoY and by 27% from the previous quarter
The net income has grown by 44% year-on-year and by 10% since the previous quarter
The P/E is 15% above the 5-year quarterly average of 8.1 and 11% above the last 4 quarters average of 8.4
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.civb.com
Peers: SRCE UBCP BANF

Key stats

What are the main financial stats of CIVB

CIVB stock price

How has the Civista Bancshares stock price performed over time
Intraday
3.81%
1 week
1.55%
1 month
6.21%
1 year
19.39%
YTD
17.78%
QTD
14.83%

Financial performance

How have Civista Bancshares's revenue and profit performed over time
Revenue
$177.99M
Gross profit
$177.99M
Operating income
$61.31M
Net income
$51.03M
Gross margin
100%
Net margin
28.7%
The company's operating income rose by 48% YoY and by 11% QoQ
The net income has grown by 44% year-on-year and by 10% since the previous quarter
CIVB's operating margin is up by 28% year-on-year and by 5% since the previous quarter
The net margin has grown by 24% YoY and by 5% from the previous quarter

Price vs fundamentals

How does CIVB's price correlate with its fundamentals

Growth

What is Civista Bancshares's growth rate over time

Valuation

What is Civista Bancshares stock price valuation
CIVB P/E details
P/E
9.66
P/B
0.98
P/S
3.05
EV/EBIT
10.91
EV/EBITDA
9.4
EV/Sales
3.76
The company's EPS rose by 20% YoY and by 2.7% QoQ
The P/E is 15% above the 5-year quarterly average of 8.1 and 11% above the last 4 quarters average of 8.4
CIVB's equity is up by 39% year-on-year
The price to book (P/B) is 19% more than the last 4 quarters average of 0.8 and 6% more than the 5-year quarterly average of 0.9
The price to sales (P/S) is 28% higher than the 5-year quarterly average of 2.3 and 18% higher than the last 4 quarters average of 2.5
Civista Bancshares's revenue has increased by 16% YoY and by 5% QoQ

Efficiency

How efficient is Civista Bancshares business performance
The ROIC has soared by 56% YoY and by 8% from the previous quarter
The return on assets rose by 33% year-on-year and by 9% since the previous quarter
The company's return on sales rose by 28% YoY and by 5% QoQ
Civista Bancshares's return on equity has increased by 12% YoY and by 2% QoQ

Dividends

What is CIVB's dividend history
Dividend details
DPS
$0.7
Dividend yield
2.67%
Payout ratio
25.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Civista Bancshares financials performed over time
The total assets is 15% greater than the total liabilities
The total assets is up by 3.7% year-on-year
The debt is 62% less than the equity
The debt to equity has shrunk by 68% YoY and by 27% QoQ
The debt has plunged by 56% YoY and by 27% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.