SRCE 1St Source Corp

Price (delayed)

$45.03

Market cap

$1.13B

P/E Ratio

10.98

Dividend/share

$1.18

EPS

$4.1

Enterprise value

$969.02M

Since 1863, 1st Source has been committed to the success of its clients, individuals, businesses and the communities it serves.

Highlights
The EPS has grown by 30% YoY and by 13% from the previous quarter
1St Source's net income has increased by 29% YoY and by 13% from the previous quarter

Key stats

What are the main financial stats of SRCE
Market
Shares outstanding
25.01M
Market cap
$1.13B
Enterprise value
$969.02M
Valuations
Price to earnings (P/E)
10.98
Price to book (P/B)
1.26
Price to sales (P/S)
3.51
EV/EBIT
7.07
EV/EBITDA
5.85
EV/Sales
3.01
Earnings
Revenue
$322.47M
EBIT
$137.12M
EBITDA
$165.64M
Free cash flow
$208.25M
Per share
EPS
$4.1
Free cash flow per share
$8.28
Book value per share
$35.67
Revenue per share
$12.83
TBVPS
$303.64
Balance sheet
Total assets
$7.72B
Total liabilities
$6.77B
Debt
$312.44M
Equity
$901.23M
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.95
Margins
EBITDA margin
51.4%
Gross margin
100%
Net margin
32.5%
Operating margin
42.5%
Efficiency
Return on assets
1.4%
Return on equity
11.8%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
42.5%
Dividend
Dividend yield
2.62%
DPS
$1.18
Payout ratio
28.8%

SRCE stock price

How has the 1St Source stock price performed over time
Intraday
-1.49%
1 week
-2.17%
1 month
-4.09%
1 year
36.95%
YTD
11.74%
QTD
-3.08%

Financial performance

How have 1St Source's revenue and profit performed over time
Revenue
$322.47M
Gross profit
$322.47M
Operating income
$137.12M
Net income
$104.85M
Gross margin
100%
Net margin
32.5%
1St Source's net income has increased by 29% YoY and by 13% from the previous quarter
SRCE's operating income is up by 29% YoY and by 13% from the previous quarter
SRCE's net margin is up by 18% year-on-year and by 7% since the previous quarter
The operating margin has grown by 18% YoY and by 7% from the previous quarter

Growth

What is 1St Source's growth rate over time

Valuation

What is 1St Source stock price valuation
P/E
10.98
P/B
1.26
P/S
3.51
EV/EBIT
7.07
EV/EBITDA
5.85
EV/Sales
3.01
The EPS has grown by 30% YoY and by 13% from the previous quarter
SRCE's P/E is 28% below its 5-year quarterly average of 15.3 and 8% below its last 4 quarters average of 11.9
The stock's price to book (P/B) is 16% less than its 5-year quarterly average of 1.5 but 5% more than its last 4 quarters average of 1.2
SRCE's equity is up by 4.2% year-on-year
The P/S is 12% below the 5-year quarterly average of 4.0 but 3.2% above the last 4 quarters average of 3.4
The revenue has increased by 10% year-on-year and by 5% since the previous quarter

Efficiency

How efficient is 1St Source business performance
The ROIC has grown by 27% YoY and by 19% from the previous quarter
The ROE has grown by 22% YoY and by 11% from the previous quarter
The ROS has grown by 18% YoY and by 7% from the previous quarter
The return on assets is up by 17% year-on-year and by 8% since the previous quarter

Dividends

What is SRCE's dividend history
DPS
$1.18
Dividend yield
2.62%
Payout ratio
28.8%
Recent dividends

Financial health

How did 1St Source financials performed over time
The total assets is 14% greater than the total liabilities
The total liabilities has grown by 4.8% YoY and by 3% from the previous quarter
The total assets has increased by 4.8% year-on-year and by 2.8% since the previous quarter
SRCE's debt is 65% smaller than its equity
SRCE's debt to equity is down by 5% YoY and by 2.8% from the previous quarter
SRCE's equity is up by 4.2% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.