SRCE 1St Source Corp

Price (delayed)

$49.71

Market cap

$1.22B

P/E Ratio

9.88

Dividend/share

$1.32

EPS

$5.03

Enterprise value

$1.51B

Since 1863, 1st Source has been committed to the success of its clients, individuals, businesses and the communities it serves.

Highlights
SRCE's equity is up by 15% year-on-year and by 7% since the previous quarter
The revenue has increased by 6% year-on-year
SRCE's P/E is 10% below its 5-year quarterly average of 11.0 but 10% above its last 4 quarters average of 9.0
1St Source's net income has increased by 3.7% YoY but it has decreased by 2.1% from the previous quarter
SRCE's debt is up by 31% year-on-year and by 11% since the previous quarter

Key stats

What are the main financial stats of SRCE
Market
Shares outstanding
24.46M
Market cap
$1.22B
Enterprise value
$1.51B
Valuations
Price to book (P/B)
1.23
Price to sales (P/S)
3.34
EV/EBIT
9.31
EV/EBITDA
8.5
EV/Sales
4.14
Earnings
Revenue
$363.4M
EBIT
$161.67M
EBITDA
$177.14M
Free cash flow
$186.34M
Per share
EPS
$5.03
Free cash flow per share
$7.63
Book value per share
$40.51
Revenue per share
$14.88
TBVPS
$353.84
Balance sheet
Total assets
$8.73B
Total liabilities
$7.66B
Debt
$419.03M
Equity
$989.57M
Working capital
N/A
Liquidity
Debt to equity
0.42
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.63
Margins
EBITDA margin
48.7%
Gross margin
100%
Net margin
34.4%
Operating margin
44.5%
Efficiency
Return on assets
1.5%
Return on equity
13.3%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
44.5%
Dividend
Dividend yield
2.66%
DPS
$1.32
Payout ratio
26.2%

SRCE stock price

How has the 1St Source stock price performed over time
Intraday
-0.66%
1 week
-2.16%
1 month
-6.51%
1 year
0.59%
YTD
-9.54%
QTD
-9.54%

Financial performance

How have 1St Source's revenue and profit performed over time
Revenue
$363.4M
Gross profit
$363.4M
Operating income
$161.68M
Net income
$124.93M
Gross margin
100%
Net margin
34.4%
The revenue has increased by 6% year-on-year
1St Source's gross profit has increased by 6% YoY
1St Source's net income has increased by 3.7% YoY but it has decreased by 2.1% from the previous quarter
SRCE's operating income is up by 3.1% YoY but it is down by 2.7% from the previous quarter

Growth

What is 1St Source's growth rate over time

Valuation

What is 1St Source stock price valuation
P/E
9.88
P/B
1.23
P/S
3.34
EV/EBIT
9.31
EV/EBITDA
8.5
EV/Sales
4.14
SRCE's P/E is 10% below its 5-year quarterly average of 11.0 but 10% above its last 4 quarters average of 9.0
The EPS has grown by 3.9% YoY
SRCE's equity is up by 15% year-on-year and by 7% since the previous quarter
The stock's price to book (P/B) is 5% less than its 5-year quarterly average of 1.3 but 2.5% more than its last 4 quarters average of 1.2
The P/S is 8% above the last 4 quarters average of 3.1 but 4.6% below the 5-year quarterly average of 3.5
The revenue has increased by 6% year-on-year

Efficiency

How efficient is 1St Source business performance
The ROE has contracted by 6% from the previous quarter and by 6% YoY
The ROS has contracted by 3.1% YoY and by 2.6% from the previous quarter

Dividends

What is SRCE's dividend history
DPS
$1.32
Dividend yield
2.66%
Payout ratio
26.2%
Recent dividends

Financial health

How did 1St Source financials performed over time
The total assets is 14% greater than the total liabilities
The total assets has increased by 4.7% year-on-year and by 2.4% since the previous quarter
The total liabilities has grown by 3.3% YoY
SRCE's debt is 58% smaller than its equity
SRCE's debt is up by 31% year-on-year and by 11% since the previous quarter
SRCE's equity is up by 15% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.