SRCE 1St Source Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: SRCE

Price (delayed)

$65.18

Market cap

$1.6B

P/E Ratio

13.11

Dividend/share

$1.34

EPS

$4.97

Enterprise value

$1.86B

Since 1863, 1st Source has been committed to the success of its clients, individuals, businesses and the communities it serves.

Highlights
SRCE's debt is down by 17% since the previous quarter and by 15% year-on-year
SRCE's equity is up by 11% year-on-year and by 2.1% since the previous quarter
SRCE's P/E is 32% above its last 4 quarters average of 9.5 and 17% above its 5-year quarterly average of 10.7
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.1stsource.com
Peers: THFF ONB GABC HBNC

Key stats

What are the main financial stats of SRCE
Market
Shares outstanding
24.49M
Market cap
$1.6B
Enterprise value
$1.86B
Valuations
Price to earnings (P/E)
13.11
Price to book (P/B)
1.58
Price to sales (P/S)
4.42
EV/EBIT
11.71
EV/EBITDA
10.73
EV/Sales
5.16
Earnings
Revenue
$361.04M
EBIT
$159.15M
EBITDA
$173.7M
Free cash flow
$184.08M
Per share
EPS
$4.97
Free cash flow per share
$7.53
Book value per share
$41.29
Revenue per share
$14.76
TBVPS
$350.95
Balance sheet
Total assets
$8.67B
Total liabilities
$7.59B
Debt
$347.75M
Equity
$1.01B
Working capital
N/A
Liquidity
Debt to equity
0.34
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.54
Margins
EBITDA margin
48.1%
Gross margin
100%
Net margin
34.1%
Operating margin
44.1%
Efficiency
Return on assets
1.4%
Return on equity
12.8%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
44.1%
Dividend
Dividend yield
2.06%
DPS
$1.34
Payout ratio
27%

SRCE stock price

How has the 1St Source stock price performed over time
Intraday
4.47%
1 week
9.36%
1 month
27.38%
1 year
36.3%
YTD
18.62%
QTD
21.56%

Financial performance

How have 1St Source's revenue and profit performed over time
Revenue
$361.04M
Gross profit
$361.04M
Operating income
$159.15M
Net income
$123.26M
Gross margin
100%
Net margin
34.1%
The operating margin has contracted by 4.5% YoY
SRCE's net margin is down by 3.7% year-on-year
1St Source's gross profit has increased by 2.9% YoY
The revenue has increased by 2.9% year-on-year

Growth

What is 1St Source's growth rate over time

Valuation

What is 1St Source stock price valuation
SRCE P/E details
P/E
13.11
P/B
1.58
P/S
4.42
EV/EBIT
11.71
EV/EBITDA
10.73
EV/Sales
5.16
SRCE's P/E is 32% above its last 4 quarters average of 9.5 and 17% above its 5-year quarterly average of 10.7
The stock's price to book (P/B) is 26% more than its last 4 quarters average of 1.2 and 16% more than its 5-year quarterly average of 1.3
SRCE's equity is up by 11% year-on-year and by 2.1% since the previous quarter
The P/S is 32% above the last 4 quarters average of 3.2 and 24% above the 5-year quarterly average of 3.4
The revenue has increased by 2.9% year-on-year

Efficiency

How efficient is 1St Source business performance
The ROE has contracted by 11% YoY and by 3.8% from the previous quarter
The return on assets has declined by 7% since the previous quarter and by 7% year-on-year
The ROS has contracted by 4.5% YoY
The ROIC has contracted by 5% from the previous quarter and by 5% YoY

Dividends

What is SRCE's dividend history
Dividend details
DPS
$1.34
Dividend yield
2.06%
Payout ratio
27%
Recent dividends

Financial health

How did 1St Source financials performed over time
The total assets is 14% greater than the total liabilities
The total assets has increased by 4.1% year-on-year
The total liabilities has grown by 3.1% YoY
SRCE's debt is 66% smaller than its equity
SRCE's debt to equity is down by 24% YoY and by 19% from the previous quarter
SRCE's debt is down by 17% since the previous quarter and by 15% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.