SRCE 1St Source Corp
Price (delayed)
$63.83
Market cap
$1.57B
P/E Ratio
11.91
Dividend/share
$1.42
EPS
$5.36
Enterprise value
$1.79B
Since 1863, 1st Source has been committed to the success of its clients, individuals, businesses and the communities it serves.
Highlights
SRCE's equity is up by 12% year-on-year
The EPS has grown by 7% YoY and by 2.1% from the previous quarter
SRCE's debt is up by 32% since the previous quarter but it is down by 17% year-on-year
SRCE's P/E is 15% above its 5-year quarterly average of 10.4 and 10% above its last 4 quarters average of 10.8
Key stats
What are the main financial stats of SRCE
Market
Valuations
Earnings
Shares outstanding
24.55M
Market cap
$1.57B
Enterprise value
$1.79B
Price to earnings (P/E)
11.91
Price to book (P/B)
1.41
Price to sales (P/S)
4.18
EV/EBIT
10.46
EV/EBITDA
9.76
EV/Sales
4.78
Revenue
$374.66M
Gross profit
$374.66M
Operating income
$171.06M
Net income
$132.62M
EBIT
$171.06M
EBITDA
$183.42M
Free cash flow
$186.91M
Per share
Balance sheet
Liquidity
EPS
$5.36
EPS diluted
$5.36
Free cash flow per share
$7.62
Book value per share
$45.32
Revenue per share
$15.28
TBVPS
$360.9
Total assets
$8.93B
Total liabilities
$7.75B
Debt
$347.12M
Equity
$1.11B
Working capital
N/A
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.21
Margins
Efficiency
Dividend
EBITDA margin
49%
Gross margin
100%
Net margin
35.4%
Operating margin
45.7%
Return on assets
1.5%
Return on equity
12.4%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
45.7%
Dividend yield
2.22%
DPS
$1.42
Payout ratio
26.5%
SRCE stock price
How has the 1St Source stock price performed over time
Intraday
-1.83%
1 week
-3.81%
1 month
9.92%
1 year
26.87%
YTD
9.34%
QTD
9.34%
Financial performance
How have 1St Source's revenue and profit performed over time
Revenue
$374.66M
Gross profit
$374.66M
Operating income
$171.06M
Net income
$132.62M
Gross margin
100%
Net margin
35.4%
SRCE's operating income is up by 6% YoY and by 2.1% from the previous quarter
1St Source's net income has increased by 6% YoY and by 2.3% from the previous quarter
The operating margin has grown by 2.7% YoY
SRCE's net margin is up by 2.9% year-on-year
Growth
What is 1St Source's growth rate over time
Valuation
What is 1St Source stock price valuation
P/E
11.91
P/B
1.41
P/S
4.18
EV/EBIT
10.46
EV/EBITDA
9.76
EV/Sales
4.78
SRCE's P/E is 15% above its 5-year quarterly average of 10.4 and 10% above its last 4 quarters average of 10.8
The EPS has grown by 7% YoY and by 2.1% from the previous quarter
The stock's price to book (P/B) is 18% more than its 5-year quarterly average of 1.2 and 8% more than its last 4 quarters average of 1.3
SRCE's equity is up by 12% year-on-year
The P/S is 23% above the 5-year quarterly average of 3.4 and 13% above the last 4 quarters average of 3.7
The revenue has increased by 3.1% year-on-year
Efficiency
How efficient is 1St Source business performance
The ROE has contracted by 7% YoY
The ROS has grown by 2.7% YoY
Dividends
What is SRCE's dividend history
DPS
$1.42
Dividend yield
2.22%
Payout ratio
26.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did 1St Source financials performed over time
The total assets is 15% greater than the total liabilities
The total assets has increased by 2.3% year-on-year
The total liabilities has grown by 2.1% from the previous quarter
SRCE's debt is 69% smaller than its equity
SRCE's debt is up by 32% since the previous quarter but it is down by 17% year-on-year
SRCE's debt to equity is up by 29% from the previous quarter but it is down by 26% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.