SRCE 1St Source Corp
Price (delayed)
$54.25
Market cap
$1.33B
P/E Ratio
10.12
Dividend/share
$1.42
EPS
$5.36
Enterprise value
$1.55B
Since 1863, 1st Source has been committed to the success of its clients, individuals, businesses and the communities it serves.
Highlights
SRCE's equity is up by 12% year-on-year
The EPS has grown by 7% YoY and by 2.1% from the previous quarter
SRCE's debt is up by 32% since the previous quarter but it is down by 17% year-on-year
Key stats
What are the main financial stats of SRCE
Market
Valuations
Earnings
Shares outstanding
24.55M
Market cap
$1.33B
Enterprise value
$1.55B
Price to earnings (P/E)
10.12
Price to book (P/B)
1.2
Price to sales (P/S)
3.55
EV/EBIT
9.09
EV/EBITDA
8.47
EV/Sales
4.15
Revenue
$374.66M
Gross profit
$374.66M
Operating income
$171.06M
Net income
$132.62M
EBIT
$171.06M
EBITDA
$183.42M
Free cash flow
$186.91M
Per share
Balance sheet
Liquidity
EPS
$5.36
EPS diluted
$5.36
Free cash flow per share
$7.62
Book value per share
$45.32
Revenue per share
$15.28
TBVPS
$360.9
Total assets
$8.93B
Total liabilities
$7.75B
Debt
$347.12M
Equity
$1.11B
Working capital
N/A
Debt to equity
0.31
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.21
Margins
Efficiency
Dividend
EBITDA margin
49%
Gross margin
100%
Net margin
35.4%
Operating margin
45.7%
Return on assets
1.5%
Return on equity
12.4%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
45.7%
Dividend yield
2.62%
DPS
$1.42
Payout ratio
26.5%
SRCE stock price
How has the 1St Source stock price performed over time
Intraday
-0.93%
1 week
1.82%
1 month
-11.79%
1 year
8.48%
YTD
-7.07%
QTD
-9.3%
Financial performance
How have 1St Source's revenue and profit performed over time
Revenue
$374.66M
Gross profit
$374.66M
Operating income
$171.06M
Net income
$132.62M
Gross margin
100%
Net margin
35.4%
SRCE's operating income is up by 6% YoY and by 2.1% from the previous quarter
1St Source's net income has increased by 6% YoY and by 2.3% from the previous quarter
SRCE's net margin is up by 2.9% year-on-year
1St Source's gross profit has increased by 3.1% YoY
Growth
What is 1St Source's growth rate over time
Valuation
What is 1St Source stock price valuation
P/E
10.12
P/B
1.2
P/S
3.55
EV/EBIT
9.09
EV/EBITDA
8.47
EV/Sales
4.15
The EPS has grown by 7% YoY and by 2.1% from the previous quarter
SRCE's P/E is 6% below its last 4 quarters average of 10.8 and 3.6% below its 5-year quarterly average of 10.5
SRCE's equity is up by 12% year-on-year
The stock's price to book (P/B) is 8% less than its 5-year quarterly average of 1.3 and 8% less than its last 4 quarters average of 1.3
The P/S is 4.4% above the 5-year quarterly average of 3.4 but 4.1% below the last 4 quarters average of 3.7
The revenue has increased by 3.1% year-on-year
Efficiency
How efficient is 1St Source business performance
The ROE has contracted by 7% YoY
The ROS has grown by 2.7% YoY
Dividends
What is SRCE's dividend history
DPS
$1.42
Dividend yield
2.62%
Payout ratio
26.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did 1St Source financials performed over time
The total assets is 15% greater than the total liabilities
The total liabilities has grown by 2.1% from the previous quarter
The total assets has increased by 2.3% year-on-year
SRCE's debt is 69% smaller than its equity
SRCE's debt is up by 32% since the previous quarter but it is down by 17% year-on-year
SRCE's debt to equity is up by 29% from the previous quarter but it is down by 26% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.