SRCE 1St Source Corp

Price (delayed)

$46.61

Market cap

$1.15B

P/E Ratio

9.94

Dividend/share

$1.24

EPS

$4.69

Enterprise value

$1.06B

Since 1863, 1st Source has been committed to the success of its clients, individuals, businesses and the communities it serves.

Highlights
SRCE's P/E is 29% below its 5-year quarterly average of 14.0 and 5% below its last 4 quarters average of 10.5
The EPS has grown by 29% YoY
SRCE's equity is down by 6% since the previous quarter and by 3% year-on-year

Key stats

What are the main financial stats of SRCE
Market
Shares outstanding
24.73M
Market cap
$1.15B
Enterprise value
$1.06B
Valuations
Price to earnings (P/E)
9.94
Price to book (P/B)
1.33
Price to sales (P/S)
3.39
EV/EBIT
6.94
EV/EBITDA
6.05
EV/Sales
3.12
Earnings
Revenue
$340.68M
EBIT
$153.3M
EBITDA
$175.8M
Free cash flow
$170.16M
Per share
EPS
$4.69
Free cash flow per share
$6.88
Book value per share
$34.94
Revenue per share
$13.77
TBVPS
$320.43
Balance sheet
Total assets
$8.01B
Total liabilities
$7.09B
Debt
$327.49M
Equity
$864.85M
Working capital
N/A
Liquidity
Debt to equity
0.38
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.51
Margins
EBITDA margin
51.6%
Gross margin
100%
Net margin
34.6%
Operating margin
45%
Efficiency
Return on assets
1.5%
Return on equity
13.1%
Return on invested capital
2%
Return on capital employed
N/A
Return on sales
45%
Dividend
Dividend yield
2.66%
DPS
$1.24
Payout ratio
26.4%

SRCE stock price

How has the 1St Source stock price performed over time
Intraday
4.23%
1 week
4.25%
1 month
3.55%
1 year
-1.12%
YTD
-6.03%
QTD
0.78%

Financial performance

How have 1St Source's revenue and profit performed over time
Revenue
$340.68M
Gross profit
$340.68M
Operating income
$153.34M
Net income
$117.82M
Gross margin
100%
Net margin
34.6%
1St Source's net income has increased by 27% YoY
SRCE's operating income is up by 26% YoY
The operating margin has grown by 14% YoY
SRCE's net margin is up by 14% year-on-year

Growth

What is 1St Source's growth rate over time

Valuation

What is 1St Source stock price valuation
P/E
9.94
P/B
1.33
P/S
3.39
EV/EBIT
6.94
EV/EBITDA
6.05
EV/Sales
3.12
SRCE's P/E is 29% below its 5-year quarterly average of 14.0 and 5% below its last 4 quarters average of 10.5
The EPS has grown by 29% YoY
The stock's price to book (P/B) is 11% less than its 5-year quarterly average of 1.5 but 2.3% more than its last 4 quarters average of 1.3
SRCE's equity is down by 6% since the previous quarter and by 3% year-on-year
The P/S is 13% below the 5-year quarterly average of 3.9 and 3.1% below the last 4 quarters average of 3.5
The revenue has increased by 11% year-on-year

Efficiency

How efficient is 1St Source business performance
The ROIC has grown by 25% YoY
The ROE has grown by 24% YoY
The return on assets is up by 15% year-on-year
The ROS has grown by 14% YoY

Dividends

What is SRCE's dividend history
DPS
$1.24
Dividend yield
2.66%
Payout ratio
26.4%
Recent dividends

Financial health

How did 1St Source financials performed over time
The total assets is 13% greater than the total liabilities
The total liabilities has grown by 8% YoY
The total assets has increased by 7% year-on-year
SRCE's debt is 62% smaller than its equity
SRCE's debt to equity is up by 6% from the previous quarter and by 6% YoY
SRCE's equity is down by 6% since the previous quarter and by 3% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.