UBCP United Bancorp Inc
Price (delayed)
$13
Market cap
$75.26M
P/E Ratio
9.42
Dividend/share
$0.68
EPS
$1.38
Enterprise value
$175.28M
United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its
Highlights
United Bancorp's equity has increased by 24% YoY and by 8% QoQ
The EPS has declined by 11% year-on-year and by 7% since the previous quarter
United Bancorp's net income has decreased by 10% YoY and by 7% from the previous quarter
Key stats
What are the main financial stats of UBCP
Market
Valuations
Earnings
Shares outstanding
5.79M
Market cap
$75.26M
Enterprise value
$175.28M
Price to earnings (P/E)
9.42
Price to book (P/B)
1.18
Price to sales (P/S)
2.65
EV/EBIT
21.63
EV/EBITDA
18.86
EV/Sales
6
Revenue
$29.23M
Gross profit
$29.23M
Operating income
$8.1M
Net income
$7.94M
EBIT
$8.1M
EBITDA
$9.3M
Free cash flow
-$252,000
Per share
Balance sheet
Liquidity
EPS
$1.38
EPS diluted
$1.38
Free cash flow per share
-$0.04
Book value per share
$11
Revenue per share
$4.91
TBVPS
$138.57
Total assets
$825.48M
Total liabilities
$760.02M
Debt
$137.8M
Equity
$65.46M
Working capital
N/A
Debt to equity
2.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
10.76
Margins
Efficiency
Dividend
EBITDA margin
31.8%
Gross margin
100%
Net margin
27.2%
Operating margin
27.7%
Return on assets
1%
Return on equity
12.6%
Return on invested capital
0.9%
Return on capital employed
N/A
Return on sales
27.7%
Dividend yield
5.25%
DPS
$0.68
Payout ratio
49.5%
UBCP stock price
How has the United Bancorp stock price performed over time
Intraday
0.78%
1 week
0.15%
1 month
0.62%
1 year
11.3%
YTD
0%
QTD
0%
Financial performance
How have United Bancorp's revenue and profit performed over time
Revenue
$29.23M
Gross profit
$29.23M
Operating income
$8.1M
Net income
$7.94M
Gross margin
100%
Net margin
27.2%
The operating income has contracted by 14% YoY and by 8% from the previous quarter
The operating margin has contracted by 11% YoY and by 7% from the previous quarter
United Bancorp's net income has decreased by 10% YoY and by 7% from the previous quarter
United Bancorp's net margin has decreased by 7% YoY and by 5% from the previous quarter
Growth
What is United Bancorp's growth rate over time
Valuation
What is United Bancorp stock price valuation
P/E
9.42
P/B
1.18
P/S
2.65
EV/EBIT
21.63
EV/EBITDA
18.86
EV/Sales
6
The EPS has declined by 11% year-on-year and by 7% since the previous quarter
UBCP's P/E is 7% above its last 4 quarters average of 8.8
United Bancorp's equity has increased by 24% YoY and by 8% QoQ
UBCP's price to book (P/B) is 9% lower than its 5-year quarterly average of 1.3
UBCP's P/S is 9% below its 5-year quarterly average of 2.9
The revenue has declined by 3.4% year-on-year
Efficiency
How efficient is United Bancorp business performance
United Bancorp's ROIC has decreased by 18% YoY and by 10% from the previous quarter
UBCP's return on equity is down by 18% year-on-year and by 11% since the previous quarter
The return on sales has declined by 11% year-on-year and by 7% since the previous quarter
United Bancorp's return on assets has decreased by 9% YoY
Dividends
What is UBCP's dividend history
DPS
$0.68
Dividend yield
5.25%
Payout ratio
49.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
United Bancorp's debt is 111% more than its equity
United Bancorp's equity has increased by 24% YoY and by 8% QoQ
The debt to equity has declined by 13% year-on-year and by 3.2% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.