UBCP United Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: UBCP
Price (delayed)
$13.75
Market cap
$79.67M
P/E Ratio
11
Dividend/share
$0.9
EPS
$1.25
Enterprise value
$182.59M
United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its
Highlights
The EPS has declined by 21% year-on-year
United Bancorp's net income has decreased by 20% YoY
Key stats
What are the main financial stats of UBCP
Market
Valuations
Earnings
Shares outstanding
5.79M
Market cap
$79.67M
Enterprise value
$182.59M
Price to earnings (P/E)
11
Price to book (P/B)
1.35
Price to sales (P/S)
2.79
EV/EBIT
26.09
EV/EBITDA
22.12
EV/Sales
6.21
Revenue
$29.41M
Gross profit
$29.41M
Operating income
$7M
Net income
$7.28M
EBIT
$7M
EBITDA
$8.25M
Free cash flow
-$2.06M
Per share
Balance sheet
Liquidity
EPS
$1.25
EPS diluted
$1.25
Free cash flow per share
-$0.35
Book value per share
$10.19
Revenue per share
$4.93
TBVPS
$139.1
Total assets
$830.68M
Total liabilities
$769.88M
Debt
$139.32M
Equity
$60.8M
Working capital
N/A
Debt to equity
2.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
12.47
Margins
Efficiency
Dividend
EBITDA margin
28.1%
Gross margin
100%
Net margin
24.8%
Operating margin
23.8%
Return on assets
0.9%
Return on equity
11.6%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
23.8%
Dividend yield
6.55%
DPS
$0.9
Payout ratio
72%
UBCP stock price
How has the United Bancorp stock price performed over time
Intraday
-2.69%
1 week
-1.86%
1 month
-3.44%
1 year
12.7%
YTD
5.77%
QTD
-5.17%
Financial performance
How have United Bancorp's revenue and profit performed over time
Revenue
$29.41M
Gross profit
$29.41M
Operating income
$7M
Net income
$7.28M
Gross margin
100%
Net margin
24.8%
The operating income has contracted by 27% YoY and by 4.1% from the previous quarter
The operating margin has contracted by 26% YoY and by 6% from the previous quarter
United Bancorp's net income has decreased by 20% YoY
United Bancorp's net margin has decreased by 18% YoY and by 3.1% from the previous quarter
Price vs fundamentals
How does UBCP's price correlate with its fundamentals
Growth
What is United Bancorp's growth rate over time
Valuation
What is United Bancorp stock price valuation
P/E
11
P/B
1.35
P/S
2.79
EV/EBIT
26.09
EV/EBITDA
22.12
EV/Sales
6.21
The EPS has declined by 21% year-on-year
UBCP's P/E is 19% above its 5-year quarterly average of 9.5 and 16% above its last 4 quarters average of 9.7
UBCP's price to book (P/B) is 16% higher than its last 4 quarters average of 1.2 and 7% higher than its 5-year quarterly average of 1.3
United Bancorp's equity has decreased by 4.2% QoQ and by 3.8% YoY
UBCP's P/S is 10% above its last 4 quarters average of 2.6
Efficiency
How efficient is United Bancorp business performance
United Bancorp's ROIC has decreased by 27% YoY
The return on sales has declined by 26% year-on-year and by 6% since the previous quarter
UBCP's return on equity is down by 24% year-on-year
United Bancorp's return on assets has decreased by 18% YoY
Dividends
What is UBCP's dividend history
DPS
$0.9
Dividend yield
6.55%
Payout ratio
72%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
The total liabilities has grown by 2.2% from the previous quarter
United Bancorp's debt is 129% more than its equity
The debt to equity has increased by 10% since the previous quarter and by 3.6% year-on-year
United Bancorp's debt has increased by 5% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.