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UBCP United Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: UBCP
Price (delayed)
$12.6
Market cap
$75.18M
P/E Ratio
9.92
Dividend/share
$0.89
EPS
$1.27
Enterprise value
$187.78M
United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its
Highlights
United Bancorp's debt has decreased by 4.1% from the previous quarter but it has increased by 3% YoY
The EPS has declined by 19% year-on-year and by 8% since the previous quarter
United Bancorp's net income has decreased by 17% YoY and by 7% from the previous quarter
Key stats
What are the main financial stats of UBCP
Market
Valuations
Earnings
Shares outstanding
5.97M
Market cap
$75.18M
Enterprise value
$187.78M
Price to earnings (P/E)
9.92
Price to book (P/B)
1.15
Price to sales (P/S)
2.52
EV/EBIT
25.74
EV/EBITDA
22.03
EV/Sales
6.48
Revenue
$28.96M
Gross profit
$28.96M
Operating income
$9M
Net income
$7.4M
EBIT
$7.3M
EBITDA
$8.52M
Free cash flow
-$1.25M
Per share
Balance sheet
Liquidity
EPS
$1.27
EPS diluted
$1.27
Free cash flow per share
-$0.22
Book value per share
$10.96
Revenue per share
$5
TBVPS
$140.93
Total assets
$816.66M
Total liabilities
$753.2M
Debt
$132.21M
Equity
$63.46M
Working capital
N/A
Debt to equity
2.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.21
Margins
Efficiency
Dividend
EBITDA margin
29.4%
Gross margin
100%
Net margin
25.6%
Operating margin
31.1%
Return on assets
0.9%
Return on equity
11.7%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
25.2%
Dividend yield
7.06%
DPS
$0.89
Payout ratio
70.1%
UBCP stock price
How has the United Bancorp stock price performed over time
Intraday
-0.16%
1 week
0.8%
1 month
-1.02%
1 year
-0.24%
YTD
-3.08%
QTD
-6.11%
Financial performance
How have United Bancorp's revenue and profit performed over time
Revenue
$28.96M
Gross profit
$28.96M
Operating income
$9M
Net income
$7.4M
Gross margin
100%
Net margin
25.6%
The operating income has contracted by 18% YoY and by 7% from the previous quarter
United Bancorp's net income has decreased by 17% YoY and by 7% from the previous quarter
The operating margin has contracted by 14% YoY and by 6% from the previous quarter
United Bancorp's net margin has decreased by 13% YoY and by 6% from the previous quarter
Price vs fundamentals
How does UBCP's price correlate with its fundamentals
Growth
What is United Bancorp's growth rate over time
Valuation
What is United Bancorp stock price valuation
P/E
9.92
P/B
1.15
P/S
2.52
EV/EBIT
25.74
EV/EBITDA
22.03
EV/Sales
6.48
The EPS has declined by 19% year-on-year and by 8% since the previous quarter
UBCP's P/E is 7% above its last 4 quarters average of 9.3 and 4.4% above its 5-year quarterly average of 9.5
UBCP's price to book (P/B) is 12% lower than its 5-year quarterly average of 1.3 and 4.2% lower than its last 4 quarters average of 1.2
United Bancorp's equity has decreased by 3.1% QoQ
UBCP's P/S is 13% below its 5-year quarterly average of 2.9 and 3.1% below its last 4 quarters average of 2.6
The revenue has declined by 4.6% year-on-year
Efficiency
How efficient is United Bancorp business performance
United Bancorp's ROIC has decreased by 27% YoY and by 11% from the previous quarter
UBCP's return on equity is down by 24% year-on-year and by 7% since the previous quarter
The return on sales has declined by 19% year-on-year and by 9% since the previous quarter
United Bancorp's return on assets has decreased by 18% YoY and by 10% QoQ
Dividends
What is UBCP's dividend history
DPS
$0.89
Dividend yield
7.06%
Payout ratio
70.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
United Bancorp's debt is 108% more than its equity
United Bancorp's debt has decreased by 4.1% from the previous quarter but it has increased by 3% YoY
United Bancorp's equity has decreased by 3.1% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.