UBCP United Bancorp Inc

Price (delayed)

$15.44

Market cap

$89.26M

P/E Ratio

11.44

Dividend/share

$0.94

EPS

$1.35

Enterprise value

$179.5M

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Relative Growth: Rel. Growth: 46
Relative Strength: Rel. Strength: 48
Relative Valuation: Rel. Valuation: 70
Relative Profitability: Rel. Profitability: 74

United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its ...

Highlights
United Bancorp's debt has decreased by 16% YoY and by 11% from the previous quarter
The gross profit has increased by 10% year-on-year
United Bancorp's equity has increased by 11% YoY but it has decreased by 4.3% QoQ
UBCP's P/E is 15% above its 5-year quarterly average of 9.8 and 2.7% above its last 4 quarters average of 11.0

Key stats

What are the main financial stats of UBCP

UBCP stock price

How has the United Bancorp stock price performed over time
Intraday
1.25%
1 week
-1.75%
1 month
-5.16%
1 year
9.89%
YTD
7.6%
QTD
-2.77%

Financial performance

How have United Bancorp's revenue and profit performed over time
Revenue
$32.28M
Gross profit
$32.28M
Operating income
$7.57M
Net income
$7.79M
Gross margin
100%
Net margin
24.1%
The gross profit has increased by 10% year-on-year
The revenue has increased by 10% year-on-year
The operating income has grown by 8% YoY
United Bancorp's net income has increased by 7% YoY

Price vs fundamentals

How does UBCP's price correlate with its fundamentals

Growth

What is United Bancorp's growth rate over time

Valuation

What is United Bancorp stock price valuation
P/E
11.44
P/B
1.32
P/S
2.75
EV/EBIT
23.71
EV/EBITDA
19.94
EV/Sales
5.56
UBCP's P/E is 15% above its 5-year quarterly average of 9.8 and 2.7% above its last 4 quarters average of 11.0
The EPS has grown by 8% year-on-year
United Bancorp's equity has increased by 11% YoY but it has decreased by 4.3% QoQ
The revenue has increased by 10% year-on-year
UBCP's P/S is 2.9% below its 5-year quarterly average of 2.8

Efficiency

How efficient is United Bancorp business performance
The return on sales has declined by 2.5% since the previous quarter

Dividends

What is UBCP's dividend history
DPS
$0.94
Dividend yield
6.09%
Payout ratio
69.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
The company's total assets rose by 3.3% YoY
The total liabilities has grown by 2.7% YoY
United Bancorp's debt is 74% more than its equity
The debt to equity has declined by 24% year-on-year and by 6% since the previous quarter
United Bancorp's debt has decreased by 16% YoY and by 11% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.