UBCP United Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBCP

Price (delayed)

$12.96

Market cap

$73.91M

P/E Ratio

8.25

Dividend/share

$0.68

EPS

$1.57

Enterprise value

$161.47M

United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its ...

Highlights
United Bancorp's equity has increased by 21% QoQ and by 6% YoY
UBCP's P/E is 16% below its 5-year quarterly average of 9.8
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.unitedbancorp.com
Peers: SBFG OVBC PEBO WSBC

Key stats

What are the main financial stats of UBCP
Market
Shares outstanding
5.7M
Market cap
$73.91M
Enterprise value
$161.47M
Valuations
Price to earnings (P/E)
8.25
Price to book (P/B)
1.16
Price to sales (P/S)
2.44
EV/EBIT
17.01
EV/EBITDA
15.18
EV/Sales
5.32
Earnings
Revenue
$30.34M
EBIT
$9.49M
EBITDA
$10.64M
Free cash flow
$8.39M
Per share
EPS
$1.57
Free cash flow per share
$1.47
Book value per share
$11.12
Revenue per share
$5.31
TBVPS
$143.18
Balance sheet
Total assets
$819.45M
Total liabilities
$755.86M
Debt
$128.33M
Equity
$63.59M
Working capital
N/A
Liquidity
Debt to equity
2.02
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.23
Margins
EBITDA margin
35.1%
Gross margin
100%
Net margin
29.5%
Operating margin
31.3%
Efficiency
Return on assets
1.1%
Return on equity
15.3%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31.3%
Dividend
Dividend yield
5.21%
DPS
$0.68
Payout ratio
43%

UBCP stock price

How has the United Bancorp stock price performed over time
Intraday
-0.92%
1 week
-1.82%
1 month
-8.99%
1 year
2.52%
YTD
0.93%
QTD
-10.44%

Financial performance

How have United Bancorp's revenue and profit performed over time
Revenue
$30.34M
Gross profit
$30.34M
Operating income
$9.49M
Net income
$8.95M
Gross margin
100%
Net margin
29.5%
United Bancorp's net income has increased by 3.4% YoY
The gross profit has increased by 3.1% year-on-year
The revenue has increased by 3.1% year-on-year
The operating margin has contracted by 3.4% YoY

Growth

What is United Bancorp's growth rate over time

Valuation

What is United Bancorp stock price valuation
P/E
8.25
P/B
1.16
P/S
2.44
EV/EBIT
17.01
EV/EBITDA
15.18
EV/Sales
5.32
UBCP's P/E is 16% below its 5-year quarterly average of 9.8
The EPS has grown by 4.7% year-on-year
United Bancorp's equity has increased by 21% QoQ and by 6% YoY
UBCP's price to book (P/B) is 11% lower than its 5-year quarterly average of 1.3 and 3.3% lower than its last 4 quarters average of 1.2
UBCP's P/S is 16% below its 5-year quarterly average of 2.9
The revenue has increased by 3.1% year-on-year

Efficiency

How efficient is United Bancorp business performance
United Bancorp's ROIC has decreased by 15% YoY
United Bancorp's return on assets has decreased by 8% YoY
UBCP's return on equity is up by 4.1% year-on-year
The return on sales has declined by 3.4% year-on-year

Dividends

What is UBCP's dividend history
Dividend details
DPS
$0.68
Dividend yield
5.21%
Payout ratio
43%
Recent dividends

Financial health

How did United Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
The company's total assets rose by 8% YoY
The total liabilities has grown by 8% YoY
United Bancorp's debt is 102% more than its equity
The debt to equity has surged by 189% year-on-year but it has declined by 17% since the previous quarter
United Bancorp's equity has increased by 21% QoQ and by 6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.