UBCP United Bancorp Inc
Price (delayed)
$12.81
Market cap
$76.43M
P/E Ratio
10.09
Dividend/share
$0.89
EPS
$1.27
Enterprise value
$189.03M
United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its
Highlights
United Bancorp's debt has decreased by 4.1% from the previous quarter but it has increased by 3% YoY
The EPS has declined by 19% year-on-year and by 8% since the previous quarter
United Bancorp's net income has decreased by 17% YoY and by 7% from the previous quarter
Key stats
What are the main financial stats of UBCP
Market
Valuations
Earnings
Shares outstanding
5.97M
Market cap
$76.43M
Enterprise value
$189.03M
Price to earnings (P/E)
10.09
Price to book (P/B)
1.17
Price to sales (P/S)
2.56
EV/EBIT
25.91
EV/EBITDA
22.18
EV/Sales
6.53
Revenue
$28.96M
Gross profit
$28.96M
Operating income
$9M
Net income
$7.4M
EBIT
$7.3M
EBITDA
$8.52M
Free cash flow
-$1.25M
Per share
Balance sheet
Liquidity
EPS
$1.27
EPS diluted
$1.27
Free cash flow per share
-$0.22
Book value per share
$10.96
Revenue per share
$5
TBVPS
$140.93
Total assets
$816.66M
Total liabilities
$753.2M
Debt
$132.21M
Equity
$63.46M
Working capital
N/A
Debt to equity
2.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
13.21
Margins
Efficiency
Dividend
EBITDA margin
29.4%
Gross margin
100%
Net margin
25.6%
Operating margin
31.1%
Return on assets
0.9%
Return on equity
11.7%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
25.2%
Dividend yield
6.95%
DPS
$0.89
Payout ratio
70.1%
UBCP stock price
How has the United Bancorp stock price performed over time
Intraday
-4.55%
1 week
-6.56%
1 month
-8.7%
1 year
-14.2%
YTD
-1.46%
QTD
-4.55%
Financial performance
How have United Bancorp's revenue and profit performed over time
Revenue
$28.96M
Gross profit
$28.96M
Operating income
$9M
Net income
$7.4M
Gross margin
100%
Net margin
25.6%
The operating income has contracted by 18% YoY and by 7% from the previous quarter
United Bancorp's net income has decreased by 17% YoY and by 7% from the previous quarter
The operating margin has contracted by 14% YoY and by 6% from the previous quarter
United Bancorp's net margin has decreased by 13% YoY and by 6% from the previous quarter
Growth
What is United Bancorp's growth rate over time
Valuation
What is United Bancorp stock price valuation
P/E
10.09
P/B
1.17
P/S
2.56
EV/EBIT
25.91
EV/EBITDA
22.18
EV/Sales
6.53
The EPS has declined by 19% year-on-year and by 8% since the previous quarter
UBCP's P/E is 8% above its last 4 quarters average of 9.3 and 6% above its 5-year quarterly average of 9.5
UBCP's price to book (P/B) is 10% lower than its 5-year quarterly average of 1.3 and 2.5% lower than its last 4 quarters average of 1.2
United Bancorp's equity has decreased by 3.1% QoQ
UBCP's P/S is 12% below its 5-year quarterly average of 2.9
The revenue has declined by 4.6% year-on-year
Efficiency
How efficient is United Bancorp business performance
United Bancorp's ROIC has decreased by 27% YoY and by 11% from the previous quarter
UBCP's return on equity is down by 24% year-on-year and by 7% since the previous quarter
The return on sales has declined by 19% year-on-year and by 9% since the previous quarter
United Bancorp's return on assets has decreased by 18% YoY and by 10% QoQ
Dividends
What is UBCP's dividend history
DPS
$0.89
Dividend yield
6.95%
Payout ratio
70.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did United Bancorp financials performed over time
The company's total assets is 8% higher than its total liabilities
United Bancorp's debt is 108% more than its equity
United Bancorp's debt has decreased by 4.1% from the previous quarter but it has increased by 3% YoY
United Bancorp's equity has decreased by 3.1% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.