UBCP United Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: UBCP

Price (delayed)

$13.55

Market cap

$77.72M

P/E Ratio

9.82

Dividend/share

$0.95

EPS

$1.38

Enterprise value

$143.01M

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Relative Growth: Rel. Growth: 51
Relative Strength: Rel. Strength: 41
Relative Valuation: Rel. Valuation: 74
Relative Profitability: Rel. Profitability: 71

United Bancorp, Inc. is headquartered in Martins Ferry, Ohio and has total assets of $621.0 million and total shareholder's equity of $53.8 million as of March 31, 2019. Through its ...

Highlights
United Bancorp's equity has increased by 21% YoY and by 7% QoQ
United Bancorp's debt has decreased by 19% YoY and by 5% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.unitedbancorp.com
Peers: OVBC SBFG PEBO WSBC

Key stats

What are the main financial stats of UBCP

UBCP stock price

How has the United Bancorp stock price performed over time
Intraday
-0.37%
1 week
1.12%
1 month
-11.73%
1 year
5.04%
YTD
-5.57%
QTD
-8.38%

Financial performance

How have United Bancorp's revenue and profit performed over time
Revenue
$33M
Gross profit
$33M
Operating income
$7.7M
Net income
$7.97M
Gross margin
100%
Net margin
24.2%
The gross profit has increased by 10% year-on-year and by 2.2% since the previous quarter
The revenue has increased by 10% year-on-year and by 2.2% since the previous quarter
United Bancorp's net income has increased by 7% YoY and by 2.3% from the previous quarter
The operating income has grown by 5% YoY

Price vs fundamentals

How does UBCP's price correlate with its fundamentals

Growth

What is United Bancorp's growth rate over time

Valuation

What is United Bancorp stock price valuation
UBCP P/E details
P/E
9.82
P/B
1.09
P/S
2.37
EV/EBIT
18.58
EV/EBITDA
15.52
EV/Sales
4.33
UBCP's P/E is 10% below its last 4 quarters average of 11.0
The EPS has grown by 8% year-on-year and by 2.2% since the previous quarter
United Bancorp's equity has increased by 21% YoY and by 7% QoQ
UBCP's price to book (P/B) is 16% lower than its 5-year quarterly average of 1.3 and 9% lower than its last 4 quarters average of 1.2
UBCP's P/S is 15% below its 5-year quarterly average of 2.8 and 12% below its last 4 quarters average of 2.7
The revenue has increased by 10% year-on-year and by 2.2% since the previous quarter

Efficiency

How efficient is United Bancorp business performance
The return on sales has declined by 4.9% year-on-year
UBCP's return on equity is down by 4.2% year-on-year and by 2.5% since the previous quarter

Dividends

What is UBCP's dividend history
Dividend details
DPS
$0.95
Dividend yield
7.01%
Payout ratio
68.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did United Bancorp financials performed over time
The company's total assets is 9% higher than its total liabilities
The company's total assets rose by 3.5% YoY and by 2.3% QoQ
The total liabilities has grown by 2.2% YoY
United Bancorp's debt is 54% more than its equity
The debt to equity has declined by 33% year-on-year and by 11% since the previous quarter
United Bancorp's equity has increased by 21% YoY and by 7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.