CHMG Chemung Financial Corp
- Stocks
- Financial Services
- NASDAQ: CHMG
Price (delayed)
$50.41
Market cap
$241.51M
P/E Ratio
21.54
Dividend/share
$1.26
EPS
$2.34
Enterprise value
$29.54M
Chemung Financial Corporation is a $2.2 billion financial services holding company headquartered in Elmira, New York and operates 32 retail offices through its principal subsidiary, Chemung Canal Trust Company, a
Highlights
CHMG's equity is up by 17% YoY and by 2.9% QoQ
CHMG's price to earnings (P/E) is 142% higher than its 5-year quarterly average of 8.9 and 68% higher than its last 4 quarters average of 12.8
Chemung Financial's EPS has plunged by 53% YoY and by 51% from the previous quarter
Key stats
What are the main financial stats of CHMG
Market
Valuations
Earnings
Shares outstanding
4.79M
Market cap
$241.51M
Enterprise value
$29.54M
Price to earnings (P/E)
21.54
Price to book (P/B)
1.03
Price to sales (P/S)
2.93
EV/EBIT
2.17
EV/EBITDA
1.89
EV/Sales
0.36
Revenue
$82.64M
Gross profit
$82.64M
Operating income
$13.61M
Net income
$11.21M
EBIT
$13.61M
EBITDA
$15.63M
Free cash flow
$30.41M
Per share
Balance sheet
Liquidity
EPS
$2.34
EPS diluted
$2.34
Free cash flow per share
$6.32
Book value per share
$49.05
Revenue per share
$17.19
TBVPS
$588.74
Total assets
$2.85B
Total liabilities
$2.62B
Debt
$108.08M
Equity
$234.97M
Working capital
N/A
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-13.56
Margins
Efficiency
Dividend
EBITDA margin
18.9%
Gross margin
100%
Net margin
13.6%
Operating margin
16.5%
Return on assets
0.4%
Return on equity
5%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
16.5%
Dividend yield
2.5%
DPS
$1.26
Payout ratio
53.8%
CHMG stock price
How has the Chemung Financial stock price performed over time
Intraday
1.33%
1 week
0.78%
1 month
-3.76%
1 year
13.92%
YTD
3.28%
QTD
4%
Financial performance
How have Chemung Financial's revenue and profit performed over time
Revenue
$82.64M
Gross profit
$82.64M
Operating income
$13.61M
Net income
$11.21M
Gross margin
100%
Net margin
13.6%
CHMG's operating income has dropped by 54% year-on-year and by 53% since the previous quarter
The net income has dropped by 52% year-on-year and by 51% since the previous quarter
The company's operating margin fell by 47% YoY and by 45% QoQ
CHMG's net margin is down by 45% year-on-year and by 42% since the previous quarter
Price vs fundamentals
How does CHMG's price correlate with its fundamentals
Growth
What is Chemung Financial's growth rate over time
Valuation
What is Chemung Financial stock price valuation
P/E
21.54
P/B
1.03
P/S
2.93
EV/EBIT
2.17
EV/EBITDA
1.89
EV/Sales
0.36
CHMG's price to earnings (P/E) is 142% higher than its 5-year quarterly average of 8.9 and 68% higher than its last 4 quarters average of 12.8
Chemung Financial's EPS has plunged by 53% YoY and by 51% from the previous quarter
CHMG's equity is up by 17% YoY and by 2.9% QoQ
The P/B is 6% less than the 5-year quarterly average of 1.1 but 3% more than the last 4 quarters average of 1.0
The stock's price to sales (P/S) is 27% more than its 5-year quarterly average of 2.3 and 17% more than its last 4 quarters average of 2.5
The company's revenue fell by 14% QoQ and by 13% YoY
Efficiency
How efficient is Chemung Financial business performance
CHMG's ROE has shrunk by 59% YoY and by 52% QoQ
The ROA has dropped by 56% year-on-year and by 50% since the previous quarter
Chemung Financial's return on invested capital has shrunk by 55% YoY and by 50% QoQ
Chemung Financial's ROS has decreased by 47% YoY and by 45% from the previous quarter
Dividends
What is CHMG's dividend history
DPS
$1.26
Dividend yield
2.5%
Payout ratio
53.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Chemung Financial financials performed over time
The total assets is 9% more than the total liabilities
The total assets has grown by 3.5% YoY
The company's total liabilities rose by 2.5% YoY
CHMG's debt is 54% smaller than its equity
CHMG's debt is up by 20% year-on-year and by 15% since the previous quarter
CHMG's equity is up by 17% YoY and by 2.9% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.