CHMG Chemung Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: CHMG

Price (delayed)

$73.6

Market cap

$354.74M

P/E Ratio

19.42

Dividend/share

$1.36

EPS

$3.79

Enterprise value

$430.17M

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Relative Growth: Rel. Growth: 34
Relative Strength: Rel. Strength: 81
Relative Valuation: Rel. Valuation: 50
Relative Profitability: Rel. Profitability: 66

Chemung Financial Corporation is a $2.2 billion financial services holding company headquartered in Elmira, New York and operates 32 retail offices through its principal subsidiary, Chemung Canal Trust Company, a ...

Highlights
CHMG's equity is up by 15% YoY and by 3.2% QoQ
The company's gross profit rose by 5% QoQ
CHMG's debt is up by 37% year-on-year but it is down by 8% since the previous quarter
Chemung Financial's EPS has increased by 21% from the previous quarter but it has decreased by 20% YoY
CHMG's price to earnings (P/E) is 89% higher than its 5-year quarterly average of 10.3 and 8% higher than its last 4 quarters average of 17.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.chemungcanal.com
Peers: WTFC TMP CBU NBTB

Key stats

What are the main financial stats of CHMG

CHMG stock price

How has the Chemung Financial stock price performed over time
Intraday
3.01%
1 week
3.28%
1 month
6.76%
1 year
54.95%
YTD
31.9%
QTD
36.75%

Financial performance

How have Chemung Financial's revenue and profit performed over time
Revenue
$95.35M
Gross profit
$95.35M
Operating income
$24.09M
Net income
$18.28M
Gross margin
100%
Net margin
19.2%
The net income has grown by 21% since the previous quarter but it has declined by 19% year-on-year
CHMG's operating income is up by 21% since the previous quarter but it is down by 16% year-on-year
CHMG's net margin is down by 18% year-on-year but it is up by 15% since the previous quarter
The company's operating margin fell by 15% YoY but it rose by 15% QoQ

Price vs fundamentals

How does CHMG's price correlate with its fundamentals

Growth

What is Chemung Financial's growth rate over time

Valuation

What is Chemung Financial stock price valuation
CHMG P/E details
P/E
19.42
P/B
1.35
P/S
3.72
EV/EBIT
17.86
EV/EBITDA
15.94
EV/Sales
4.51
CHMG's price to earnings (P/E) is 89% higher than its 5-year quarterly average of 10.3 and 8% higher than its last 4 quarters average of 17.9
Chemung Financial's EPS has increased by 21% from the previous quarter but it has decreased by 20% YoY
The P/B is 35% more than the last 4 quarters average of 1.0 and 23% more than the 5-year quarterly average of 1.1
CHMG's equity is up by 15% YoY and by 3.2% QoQ
The stock's price to sales (P/S) is 55% more than its 5-year quarterly average of 2.4 and 28% more than its last 4 quarters average of 2.9
The company's revenue rose by 5% QoQ

Efficiency

How efficient is Chemung Financial business performance
The ROA rose by 40% since the previous quarter but it has declined by 13% year-on-year
CHMG's ROE is down by 30% YoY but it is up by 16% QoQ
Chemung Financial's return on invested capital has increased by 29% QoQ but it has decreased by 10% YoY
Chemung Financial's ROS has decreased by 15% YoY but it has increased by 15% from the previous quarter

Dividends

What is CHMG's dividend history
Dividend details
DPS
$1.36
Dividend yield
1.85%
Payout ratio
35.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Chemung Financial financials performed over time
The total assets is 11% more than the total liabilities
The company's total liabilities fell by 3.2% YoY
CHMG's debt is 51% smaller than its equity
CHMG's debt is up by 37% year-on-year but it is down by 8% since the previous quarter
Chemung Financial's debt to equity has increased by 20% YoY but it has decreased by 11% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.