CHMG Chemung Financial PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: CHMG
- PE Ratio
As of Aug 11, 2025, the CHMG stock has a PE ratio of 21.54. The calculation is based on the latest EPS of $2.34 and the stock price of $50.41 per share. An increase of 68% has been observed in the PE ratio compared to its average of 12.8 of the last four quarters.
CHMG PE ratio history
The mean historical PE ratio of Chemung Financial over the last ten years is 12.45. The current 21.54 P/E ratio is 73% higher than the historical average. Looking back at the last ten years, CHMG's PE ratio peaked in the Dec 2017 quarter at 31.03, with a price of $48.1 and an EPS of $1.55. The Sep 2023 quarter marked the lowest point at 6.54, with a price of $39.61 and an EPS of $6.06.
Chemung Financial PE ratio by year
Maximum annual increase: 80.09% in 2017
Maximum annual decrease: -67.23% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 9.84 | 4.35% | $48.81 | $4.96 |
| 2023 | 9.43 | 26.07% | $49.8 | $5.28 |
| 2022 | 7.48 | -9.22% | $45.87 | $6.13 |
| 2021 | 8.24 | -2.72% | $46.45 | $5.64 |
| 2020 | 8.47 | -36.03% | $33.95 | $4.01 |
| 2019 | 13.24 | 30.19% | $42.5 | $3.21 |
| 2018 | 10.17 | -67.23% | $41.31 | $4.06 |
| 2017 | 31.03 | 80.09% | $48.1 | $1.55 |
| 2016 | 17.23 | 25.31% | $36.35 | $2.11 |
| 2015 | 13.75 | -13.52% | $27.5 | $2 |
| 2014 | 15.9 | -12.97% | $27.66 | $1.74 |
| 2013 | 18.27 | 45.46% | $34.17 | $1.87 |
| 2012 | 12.56 | 32.77% | $29.89 | $2.38 |
| 2011 | 9.46 | 17.66% | $22.7 | $2.4 |
| 2010 | 8.04 | -42.98% | $22.5 | $2.8 |
Chemung Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 20.71 | 106.27% | $48.47 | $2.34 |
| Mar 2025 | 10.04 | 2.03% | $47.57 | $4.74 |
| Dec 2024 | 9.84 | -7.34% | $48.81 | $4.96 |
| Sep 2024 | 10.62 | 9.26% | $48.02 | $4.52 |
| Jun 2024 | 9.72 | 19.41% | $48 | $4.94 |
| Mar 2024 | 8.14 | -13.68% | $42.48 | $5.22 |
| Dec 2023 | 9.43 | 44.19% | $49.8 | $5.28 |
| Sep 2023 | 6.54 | -0.91% | $39.61 | $6.06 |
| Jun 2023 | 6.6 | -1.2% | $38.41 | $5.82 |
| Mar 2023 | 6.68 | -10.7% | $41.5 | $6.21 |
| Dec 2022 | 7.48 | 5.95% | $45.87 | $6.13 |
| Sep 2022 | 7.06 | -10.18% | $41.87 | $5.93 |
| Jun 2022 | 7.86 | -3.91% | $47 | $5.98 |
| Mar 2022 | 8.18 | -0.73% | $46.69 | $5.71 |
| Dec 2021 | 8.24 | -2.37% | $46.45 | $5.64 |
CHMG Price vs fair value
CHMG average PE ratio chart
Currently, CHMG's PE ratio is higher than the 3, 5 and 10-year averages.
CHMG PE vs peers
CHMG's PE ratio stands higher than its peer stocks WTFC and PNFP. Chemung Financial is currently trading at a higher PE ratio (21.54) than its peers average of 12.68.
| Stock name | PE ratio | Market cap |
|---|---|---|
| TMP Tompkins Financial Corp | 11.22 | $903.56M |
| WTFC Wintrust Financial Corp | 11.41 | $8.21B |
| FNB Fnb Corp | 11.65 | $5.35B |
| PNFP Pinnacle Financial Partners Inc | 11.78 | $6.93B |
| NBTB Nbt Bancorp Inc | 14.62 | $2.15B |
| CBU Community Bank System Inc | 15.37 | $2.99B |
| CHMG Chemung Financial Corp | 21.54 | $241.51M |
| FISI Financial Institutions Inc | N/A | $500.62M |
Frequently asked questions
What is Chemung Financial's PE ratio?
CHMG stock has a price to earnings ratio of 21.54 as of Aug 11, 2025.
What is the 3-year average PE ratio for Chemung Financial (CHMG)?
The average PE ratio for CHMG stock over the past 3 years is 9.41.
What is the 5-year average PE ratio for Chemung Financial (CHMG)?
The average PE ratio for CHMG stock over the past 5 years is 8.94.
What is the highest PE ratio for CHMG?
Over the last ten years, the quarterly PE ratio reached its highest level at 31.03 in the Dec 2017 quarter.
How does the current PE ratio for CHMG compare to its historical average?
CHMG's current price to earnings ratio is 73% above its 10-year historical average.
How is CHMG's PE ratio calculated (Chemung Financial PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Aug 11, 2025), Chemung Financial's share price is $50.41. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $2.34. Therefore, Chemung Financial's PE ratio for today is 21.54. PE RATIO(21.54) = STOCK PRICE($50.41) / TTM EPS($2.34)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.