WTFC Wintrust Financial Corp
Price (delayed)
$114.57
Market cap
$7.64B
P/E Ratio
10.94
Dividend/share
$1.85
EPS
$10.47
Enterprise value
$7.02B
Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while
Highlights
WTFC's equity is up by 17% YoY
The company's net income rose by 12% YoY and by 10% QoQ
The debt has grown by 16% YoY but it has contracted by 3% from the previous quarter
The price to earnings (P/E) is 3.3% more than the 5-year quarterly average of 10.4 but 2.4% less than the last 4 quarters average of 11.0
Key stats
What are the main financial stats of WTFC
Market
Valuations
Earnings
Shares outstanding
66.71M
Market cap
$7.64B
Enterprise value
$7.02B
Price to earnings (P/E)
10.94
Price to book (P/B)
1.2
Price to sales (P/S)
3.11
EV/EBIT
7.41
EV/EBITDA
6.7
EV/Sales
2.99
Revenue
$2.35B
Gross profit
$2.35B
Operating income
$947.09M
Net income
$695.05M
EBIT
$947.09M
EBITDA
$1.05B
Free cash flow
$635.53M
Per share
Balance sheet
Liquidity
EPS
$10.47
EPS diluted
$10.31
Free cash flow per share
$9.98
Book value per share
$95.41
Revenue per share
$36.9
TBVPS
$1,004.33
Total assets
$64.88B
Total liabilities
$58.54B
Debt
$4.24B
Equity
$6.34B
Working capital
N/A
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.6
Margins
Efficiency
Dividend
EBITDA margin
44.6%
Gross margin
100%
Net margin
29.6%
Operating margin
40.3%
Return on assets
1.1%
Return on equity
11.3%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
40.3%
Dividend yield
1.61%
DPS
$1.85
Payout ratio
17.7%
WTFC stock price
How has the Wintrust Financial stock price performed over time
Intraday
1.88%
1 week
-0.33%
1 month
-7.95%
1 year
13.5%
YTD
-8.13%
QTD
1.88%
Financial performance
How have Wintrust Financial's revenue and profit performed over time
Revenue
$2.35B
Gross profit
$2.35B
Operating income
$947.09M
Net income
$695.05M
Gross margin
100%
Net margin
29.6%
The operating income is up by 12% year-on-year and by 10% since the previous quarter
The company's net income rose by 12% YoY and by 10% QoQ
Wintrust Financial's gross profit has increased by 9% YoY and by 4.2% from the previous quarter
The company's revenue rose by 9% YoY and by 4.2% QoQ
Growth
What is Wintrust Financial's growth rate over time
Valuation
What is Wintrust Financial stock price valuation
P/E
10.94
P/B
1.2
P/S
3.11
EV/EBIT
7.41
EV/EBITDA
6.7
EV/Sales
2.99
WTFC's EPS is up by 8% since the previous quarter and by 8% year-on-year
The price to earnings (P/E) is 3.3% more than the 5-year quarterly average of 10.4 but 2.4% less than the last 4 quarters average of 11.0
The stock's price to book (P/B) is 18% more than its 5-year quarterly average of 1.0
WTFC's equity is up by 17% YoY
The stock's price to sales (P/S) is 17% more than its 5-year quarterly average of 2.6
The company's revenue rose by 9% YoY and by 4.2% QoQ
Efficiency
How efficient is Wintrust Financial business performance
WTFC's return on assets is up by 10% since the previous quarter
The return on invested capital is up by 7% since the previous quarter
WTFC's return on equity is up by 7% since the previous quarter but it is down by 2.6% year-on-year
WTFC's return on sales is up by 6% since the previous quarter and by 2.8% year-on-year
Dividends
What is WTFC's dividend history
DPS
$1.85
Dividend yield
1.61%
Payout ratio
17.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 11% higher than its total liabilities
Wintrust Financial's total assets has increased by 15% YoY
The total liabilities has increased by 15% year-on-year
The debt is 33% less than the equity
WTFC's equity is up by 17% YoY
The debt has grown by 16% YoY but it has contracted by 3% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.