WTFC Wintrust Financial Corp

Price (delayed)

$80.84

Market cap

$4.61B

P/E Ratio

12.98

Dividend/share

$1.18

EPS

$6.23

Enterprise value

$3.27B

Sector: Financial Services
Industry: Banks - Regional

Highlights

WTFC's EPS is up by 32% since the previous quarter and by 11% year-on-year
The company's net income rose by 31% QoQ and by 16% YoY
The price to earnings (P/E) is 19% more than the last 4 quarters average of 10.9 but 7% less than the 5-year quarterly average of 13.9
The debt has grown by 3.5% YoY

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
57.04M
Market cap
$4.61B
Enterprise value
$3.27B
Valuations
Price to earnings (P/E)
12.98
Price to book (P/B)
1.08
Price to sales (P/S)
2.87
EV/EBIT
6.42
EV/EBITDA
5.38
EV/Sales
2.04
Earnings
Revenue
$1.6B
EBIT
$509.56M
EBITDA
$608.11M
Free cash flow
$31.48M
Per share
EPS
$6.23
Free cash flow per share
$0.55
Book value per share
$74.75
Revenue per share
$28.15
TBVPS
$790.84
Balance sheet
Total assets
$45.68B
Total liabilities
$41.43B
Debt
$2.44B
Equity
$4.25B
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.2
Margins
EBITDA margin
38%
Gross margin
100%
Net margin
23.9%
Operating margin
31.8%
Efficiency
Return on assets
0.8%
Return on equity
8.7%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
31.8%
Dividend
Dividend yield
1.46%
DPS
$1.18
Payout ratio
18.9%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
0.27%
1 week
3.2%
1 month
3.38%
1 year
148.28%
YTD
32.33%
QTD
6.65%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$1.6B
Gross profit
$1.6B
Operating income
$509.56M
Net income
$383.33M
Gross margin
100%
Net margin
23.9%
The operating income is up by 31% since the previous quarter and by 14% year-on-year
The company's net income rose by 31% QoQ and by 16% YoY
The net margin has grown by 17% from the previous quarter
The operating margin has increased by 16% since the previous quarter

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
P/E
12.98
P/B
1.08
P/S
2.87
EV/EBIT
6.42
EV/EBITDA
5.38
EV/Sales
2.04
WTFC's EPS is up by 32% since the previous quarter and by 11% year-on-year
The price to earnings (P/E) is 19% more than the last 4 quarters average of 10.9 but 7% less than the 5-year quarterly average of 13.9
The stock's price to book (P/B) is 35% more than its last 4 quarters average of 0.8 but 10% less than its 5-year quarterly average of 1.2
WTFC's equity is up by 15% YoY and by 3.3% QoQ
The stock's price to sales (P/S) is 30% more than its last 4 quarters average of 2.2 but 7% less than its 5-year quarterly average of 3.1
The company's revenue rose by 15% YoY and by 12% QoQ

Efficiency

How efficient is Wintrust Financial business performance
WTFC's return on assets is up by 33% since the previous quarter but it is down by 11% year-on-year
WTFC's return on equity is up by 28% since the previous quarter but it is down by 2.2% year-on-year
The return on invested capital is up by 20% since the previous quarter but it has declined by 8% year-on-year
WTFC's return on sales is up by 16% since the previous quarter

Dividends

What is WTFC's dividend history
DPS
$1.18
Dividend yield
1.46%
Payout ratio
18.9%
Recent dividends

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 10% higher than its total liabilities
Wintrust Financial's total assets has increased by 18% YoY
The total liabilities has increased by 18% year-on-year
The debt is 43% less than the equity
WTFC's equity is up by 15% YoY and by 3.3% QoQ
WTFC's debt to equity is down by 11% year-on-year and by 3.4% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.