WTFC Wintrust Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: WTFC

Price (delayed)

$70.9

Market cap

$4.33B

P/E Ratio

8.71

Dividend/share

$1.42

EPS

$8.14

Enterprise value

$5.45B

Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while ...

Highlights
The price to earnings (P/E) is 25% less than the 5-year quarterly average of 11.6 and 24% less than the last 4 quarters average of 11.4
The company's net income rose by 10% QoQ and by 9% YoY
The debt has grown by 49% YoY and by 4.3% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.wintrust.com
Peers: BUSE OSBC ASB GBCI

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
61.02M
Market cap
$4.33B
Enterprise value
$5.45B
Valuations
Price to earnings (P/E)
8.71
Price to book (P/B)
0.9
Price to sales (P/S)
2.24
EV/EBIT
7.78
EV/EBITDA
6.96
EV/Sales
2.9
Earnings
Revenue
$1.88B
EBIT
$700.56M
EBITDA
$782.63M
Free cash flow
$1.32B
Per share
EPS
$8.14
Free cash flow per share
$22.32
Book value per share
$78.94
Revenue per share
$31.72
TBVPS
$882.93
Balance sheet
Total assets
$52.95B
Total liabilities
$48.15B
Debt
$3.6B
Equity
$4.8B
Working capital
N/A
Liquidity
Debt to equity
0.75
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.44
Margins
EBITDA margin
41.7%
Gross margin
100%
Net margin
27.1%
Operating margin
37.3%
Efficiency
Return on assets
0.9%
Return on equity
10.3%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37.3%
Dividend
Dividend yield
2%
DPS
$1.42
Payout ratio
17.4%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
1.79%
1 week
-1.84%
1 month
-23.64%
1 year
-23.67%
YTD
-16.11%
QTD
-16.11%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$1.88B
Gross profit
$1.88B
Operating income
$700.56M
Net income
$509.68M
Gross margin
100%
Net margin
27.1%
The operating income is up by 10% year-on-year and by 9% since the previous quarter
The company's net income rose by 10% QoQ and by 9% YoY
Wintrust Financial's gross profit has increased by 6% YoY and by 4.6% from the previous quarter
The company's revenue rose by 6% YoY and by 4.6% QoQ

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
P/E
8.71
P/B
0.9
P/S
2.24
EV/EBIT
7.78
EV/EBITDA
6.96
EV/Sales
2.9
The price to earnings (P/E) is 25% less than the 5-year quarterly average of 11.6 and 24% less than the last 4 quarters average of 11.4
WTFC's EPS is up by 9% since the previous quarter and by 6% year-on-year
The stock's price to book (P/B) is 18% less than its 5-year quarterly average of 1.1 and 18% less than its last 4 quarters average of 1.1
WTFC's equity is up by 7% YoY and by 3.4% QoQ
The stock's price to sales (P/S) is 20% less than its 5-year quarterly average of 2.8 and 20% less than its last 4 quarters average of 2.8
The company's revenue rose by 6% YoY and by 4.6% QoQ

Efficiency

How efficient is Wintrust Financial business performance
The return on invested capital is up by 8% since the previous quarter
WTFC's return on equity is up by 8% since the previous quarter and by 3% year-on-year
WTFC's return on sales is up by 4.2% since the previous quarter and by 3.6% year-on-year

Dividends

What is WTFC's dividend history
Dividend details
DPS
$1.42
Dividend yield
2%
Payout ratio
17.4%
Recent dividends

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 10% higher than its total liabilities
Wintrust Financial's total assets has increased by 6% YoY
The total liabilities has increased by 5% year-on-year
The debt is 25% less than the equity
The debt has grown by 49% YoY and by 4.3% from the previous quarter
WTFC's debt to equity is up by 39% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.