WTFC Wintrust Financial Corp

Price (delayed)

$86.52

Market cap

$4.93B

P/E Ratio

11.21

Dividend/share

$1.24

EPS

$7.72

Enterprise value

$1.67B

Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while ...

Highlights
WTFC's EPS has surged by 70% year-on-year
The company's net income has surged by 69% YoY

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
57.01M
Market cap
$4.93B
Enterprise value
$1.67B
Valuations
Price to earnings (P/E)
11.21
Price to book (P/B)
1.12
Price to sales (P/S)
2.79
EV/EBIT
2.63
EV/EBITDA
2.27
EV/Sales
0.95
Earnings
Revenue
$1.77B
EBIT
$635.46M
EBITDA
$735.93M
Free cash flow
$603M
Per share
EPS
$7.72
Free cash flow per share
$10.58
Book value per share
$77.32
Revenue per share
$30.99
TBVPS
$827.3
Balance sheet
Total assets
$47.83B
Total liabilities
$43.42B
Debt
$2.44B
Equity
$4.41B
Working capital
N/A
Liquidity
Debt to equity
0.55
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.43
Margins
EBITDA margin
41.7%
Gross margin
100%
Net margin
26.5%
Operating margin
36%
Efficiency
Return on assets
1%
Return on equity
10.3%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
36%
Dividend
Dividend yield
1.43%
DPS
$1.24
Payout ratio
16.1%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
-1.15%
1 week
-10.28%
1 month
-5.73%
1 year
54.8%
YTD
41.63%
QTD
7.65%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$1.77B
Gross profit
$1.77B
Operating income
$635.46M
Net income
$468.6M
Gross margin
100%
Net margin
26.5%
The operating income has surged by 71% year-on-year
The company's net income has surged by 69% YoY
The operating margin has increased by 34% year-on-year
The net margin has grown by 32% YoY

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
P/E
11.21
P/B
1.12
P/S
2.79
EV/EBIT
2.63
EV/EBITDA
2.27
EV/Sales
0.95
WTFC's EPS has surged by 70% year-on-year
The price to earnings (P/E) is 16% less than the 5-year quarterly average of 13.3
The stock's price to book (P/B) is 12% more than its last 4 quarters average of 1.0 but 7% less than its 5-year quarterly average of 1.2
WTFC's equity is up by 8% YoY
The company's revenue rose by 28% YoY
The stock's price to sales (P/S) is 7% more than its last 4 quarters average of 2.6 but 7% less than its 5-year quarterly average of 3.0

Efficiency

How efficient is Wintrust Financial business performance
WTFC's return on assets has surged by 67% year-on-year
WTFC's return on equity has surged by 51% year-on-year
The return on invested capital has surged by 50% year-on-year
WTFC's return on sales is up by 34% year-on-year

Dividends

What is WTFC's dividend history
DPS
$1.24
Dividend yield
1.43%
Payout ratio
16.1%
Recent dividends

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 10% higher than its total liabilities
The total liabilities has increased by 9% year-on-year and by 2.4% since the previous quarter
Wintrust Financial's total assets has increased by 9% YoY and by 2.3% QoQ
The debt is 45% less than the equity
WTFC's debt to equity is down by 8% year-on-year
WTFC's equity is up by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.