WTFC Wintrust Financial Corp

Price (delayed)

$122.8

Market cap

$8.22B

P/E Ratio

11.43

Dividend/share

$1.95

EPS

$10.74

Enterprise value

$7.29B

Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while ...

Highlights
WTFC's equity is up by 31% YoY and by 9% QoQ
The company's net income rose by 18% YoY and by 6% QoQ
The price to earnings (P/E) is 9% more than the 5-year quarterly average of 10.5
The debt has grown by 2.3% from the previous quarter

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
66.95M
Market cap
$8.22B
Enterprise value
$7.29B
Valuations
Price to earnings (P/E)
11.43
Price to book (P/B)
1.14
Price to sales (P/S)
3.31
EV/EBIT
7.24
EV/EBITDA
6.5
EV/Sales
2.93
Earnings
Revenue
$2.48B
Gross profit
$2.48B
Operating income
$1.01B
Net income
$739.93M
EBIT
$1.01B
EBITDA
$1.12B
Free cash flow
$832.12M
Per share
EPS
$10.74
EPS diluted
$10.58
Free cash flow per share
$12.43
Book value per share
$107.96
Revenue per share
$37.09
TBVPS
$1,017.09
Balance sheet
Total assets
$68.98B
Total liabilities
$61.76B
Debt
$4.33B
Equity
$7.23B
Working capital
N/A
Liquidity
Debt to equity
0.6
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.84
Margins
EBITDA margin
45.2%
Gross margin
100%
Net margin
29.8%
Operating margin
40.5%
Efficiency
Return on assets
1.1%
Return on equity
10.7%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
40.5%
Dividend
Dividend yield
1.59%
DPS
$1.95
Payout ratio
18.2%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
-1.78%
1 week
-4.05%
1 month
-5.98%
1 year
27.03%
YTD
-1.53%
QTD
-0.95%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$2.48B
Gross profit
$2.48B
Operating income
$1.01B
Net income
$739.93M
Gross margin
100%
Net margin
29.8%
The company's net income rose by 18% YoY and by 6% QoQ
The operating income is up by 18% year-on-year and by 6% since the previous quarter
Wintrust Financial's gross profit has increased by 12% YoY and by 4.1% from the previous quarter
The company's revenue rose by 12% YoY and by 4.1% QoQ

Price vs fundamentals

How does WTFC's price correlate with its fundamentals

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
P/E
11.43
P/B
1.14
P/S
3.31
EV/EBIT
7.24
EV/EBITDA
6.5
EV/Sales
2.93
WTFC's EPS is up by 10% year-on-year and by 4.6% since the previous quarter
The price to earnings (P/E) is 9% more than the 5-year quarterly average of 10.5
WTFC's equity is up by 31% YoY and by 9% QoQ
The stock's price to book (P/B) is 14% more than its 5-year quarterly average of 1.0 but 5% less than its last 4 quarters average of 1.2
The stock's price to sales (P/S) is 23% more than its 5-year quarterly average of 2.7 and 3.4% more than its last 4 quarters average of 3.2
The company's revenue rose by 12% YoY and by 4.1% QoQ

Efficiency

How efficient is Wintrust Financial business performance
WTFC's return on assets is up by 10% year-on-year
The return on invested capital is up by 7% since the previous quarter and by 7% year-on-year
WTFC's return on sales is up by 5% year-on-year
WTFC's return on equity is down by 4.5% year-on-year

Dividends

What is WTFC's dividend history
DPS
$1.95
Dividend yield
1.59%
Payout ratio
18.2%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 12% higher than its total liabilities
Wintrust Financial's total assets has increased by 15% YoY and by 4.7% QoQ
The total liabilities has increased by 14% year-on-year and by 4.2% since the previous quarter
The debt is 40% less than the equity
WTFC's equity is up by 31% YoY and by 9% QoQ
WTFC's debt to equity is down by 23% year-on-year and by 6% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.