WTFC Wintrust Financial Corp

Price (delayed)

$82.49

Market cap

$4.72B

P/E Ratio

11.41

Dividend/share

$1.3

EPS

$7.23

Enterprise value

$2.66B

Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while ...

Highlights
The price to earnings (P/E) is 10% less than the 5-year quarterly average of 12.7
WTFC's equity is up by 6% YoY
WTFC's EPS is up by 16% year-on-year but it is down by 6% since the previous quarter
The company's net income rose by 15% YoY but it fell by 6% QoQ

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
57.27M
Market cap
$4.72B
Enterprise value
$2.66B
Valuations
Price to earnings (P/E)
11.41
Price to book (P/B)
1.05
Price to sales (P/S)
2.72
EV/EBIT
4.4
EV/EBITDA
3.77
EV/Sales
1.53
Earnings
Revenue
$1.73B
EBIT
$604.62M
EBITDA
$705.38M
Free cash flow
$1.31B
Per share
EPS
$7.23
Free cash flow per share
$22.93
Book value per share
$78.48
Revenue per share
$30.33
TBVPS
$866.64
Balance sheet
Total assets
$50.25B
Total liabilities
$45.76B
Debt
$2.41B
Equity
$4.49B
Working capital
N/A
Liquidity
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.92
Margins
EBITDA margin
40.7%
Gross margin
100%
Net margin
25.4%
Operating margin
34.9%
Efficiency
Return on assets
0.8%
Return on equity
9.3%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
34.9%
Dividend
Dividend yield
1.58%
DPS
$1.3
Payout ratio
18%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
5.04%
1 week
5.39%
1 month
-0.67%
1 year
6.15%
YTD
-9.17%
QTD
-11.23%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$1.73B
Gross profit
$1.73B
Operating income
$604.62M
Net income
$440.39M
Gross margin
100%
Net margin
25.4%
The operating income is up by 19% year-on-year but it has declined by 5% since the previous quarter
The company's net income rose by 15% YoY but it fell by 6% QoQ
The operating margin has increased by 10% year-on-year but it has declined by 3.1% since the previous quarter
Wintrust Financial's gross profit has increased by 8% YoY but it has decreased by 2% from the previous quarter

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
P/E
11.41
P/B
1.05
P/S
2.72
EV/EBIT
4.4
EV/EBITDA
3.77
EV/Sales
1.53
WTFC's EPS is up by 16% year-on-year but it is down by 6% since the previous quarter
The price to earnings (P/E) is 10% less than the 5-year quarterly average of 12.7
WTFC's equity is up by 6% YoY
The stock's price to book (P/B) is 4.5% less than its 5-year quarterly average of 1.1 and 4.5% less than its last 4 quarters average of 1.1
The stock's price to sales (P/S) is 9% less than its 5-year quarterly average of 3.0 and 2.9% less than its last 4 quarters average of 2.8
The company's revenue rose by 8% YoY but it fell by 2% QoQ

Efficiency

How efficient is Wintrust Financial business performance
WTFC's return on assets is down by 11% since the previous quarter
WTFC's return on sales is up by 10% year-on-year but it is down by 3.1% since the previous quarter
The return on invested capital is up by 8% year-on-year but it has declined by 7% since the previous quarter
WTFC's return on equity is down by 7% since the previous quarter but it is up by 7% year-on-year

Dividends

What is WTFC's dividend history
DPS
$1.3
Dividend yield
1.58%
Payout ratio
18%
Recent dividends

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 10% higher than its total liabilities
The total liabilities has increased by 10% year-on-year
Wintrust Financial's total assets has increased by 10% YoY
The debt is 46% less than the equity
WTFC's equity is up by 6% YoY
WTFC's debt to equity is down by 5% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.