WTFC Wintrust Financial Corp

Price (delayed)

$110.13

Market cap

$6.8B

P/E Ratio

11.23

Dividend/share

$1.7

EPS

$9.81

Enterprise value

$8.23B

Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while ...

Highlights
The company's net income rose by 12% YoY
Wintrust Financial's gross profit has increased by 12% YoY
The price to earnings (P/E) is 28% more than the last 4 quarters average of 8.8 and 11% more than the 5-year quarterly average of 10.1
The debt has grown by 10% YoY and by 8% from the previous quarter

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
61.75M
Market cap
$6.8B
Enterprise value
$8.23B
Valuations
Price to book (P/B)
1.25
Price to sales (P/S)
3.08
EV/EBIT
9.67
EV/EBITDA
8.77
EV/Sales
3.75
Earnings
Revenue
$2.2B
EBIT
$851.49M
EBITDA
$938.92M
Free cash flow
$699.19M
Per share
EPS
$9.81
Free cash flow per share
$11.37
Book value per share
$88.44
Revenue per share
$35.75
TBVPS
$925.47
Balance sheet
Total assets
$57.58B
Total liabilities
$52.14B
Debt
$3.94B
Equity
$5.44B
Working capital
N/A
Liquidity
Debt to equity
0.73
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.53
Margins
EBITDA margin
42.7%
Gross margin
100%
Net margin
28.7%
Operating margin
38.7%
Efficiency
Return on assets
1.1%
Return on equity
11.5%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
38.7%
Dividend
Dividend yield
1.54%
DPS
$1.7
Payout ratio
17.3%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
1.16%
1 week
4.87%
1 month
15.44%
1 year
27.98%
YTD
18.74%
QTD
11.74%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$2.2B
Gross profit
$2.2B
Operating income
$851.49M
Net income
$629.72M
Gross margin
100%
Net margin
28.7%
The company's net income rose by 12% YoY
Wintrust Financial's gross profit has increased by 12% YoY
The company's revenue rose by 12% YoY
The operating income is up by 11% year-on-year

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
P/E
11.23
P/B
1.25
P/S
3.08
EV/EBIT
9.67
EV/EBITDA
8.77
EV/Sales
3.75
The price to earnings (P/E) is 28% more than the last 4 quarters average of 8.8 and 11% more than the 5-year quarterly average of 10.1
WTFC's EPS is up by 11% year-on-year
The stock's price to book (P/B) is 25% more than its 5-year quarterly average of 1.0 and 25% more than its last 4 quarters average of 1.0
WTFC's equity is up by 8% YoY
The stock's price to sales (P/S) is 23% more than its 5-year quarterly average of 2.5 and 23% more than its last 4 quarters average of 2.5
The company's revenue rose by 12% YoY

Efficiency

How efficient is Wintrust Financial business performance
WTFC's return on assets is up by 10% year-on-year
WTFC's return on equity is up by 3.6% year-on-year

Dividends

What is WTFC's dividend history
DPS
$1.7
Dividend yield
1.54%
Payout ratio
17.3%
Recent dividends

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 10% higher than its total liabilities
Wintrust Financial's total assets has increased by 9% YoY and by 2.3% QoQ
The total liabilities has increased by 9% year-on-year and by 2.5% since the previous quarter
The debt is 27% less than the equity
The debt has grown by 10% YoY and by 8% from the previous quarter
WTFC's equity is up by 8% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.