WTFC Wintrust Financial Corp
Price (delayed)
$107.68
Market cap
$7.18B
P/E Ratio
10.28
Dividend/share
$1.85
EPS
$10.47
Enterprise value
$6.56B
Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while
Highlights
WTFC's equity is up by 17% YoY
The company's net income rose by 12% YoY and by 10% QoQ
The debt has grown by 16% YoY but it has contracted by 3% from the previous quarter
Key stats
What are the main financial stats of WTFC
Market
Valuations
Earnings
Shares outstanding
66.71M
Market cap
$7.18B
Enterprise value
$6.56B
Price to earnings (P/E)
10.28
Price to book (P/B)
1.13
Price to sales (P/S)
2.92
EV/EBIT
6.93
EV/EBITDA
6.26
EV/Sales
2.79
Revenue
$2.35B
Gross profit
$2.35B
Operating income
$947.09M
Net income
$695.05M
EBIT
$947.09M
EBITDA
$1.05B
Free cash flow
$635.53M
Per share
Balance sheet
Liquidity
EPS
$10.47
EPS diluted
$10.31
Free cash flow per share
$9.98
Book value per share
$95.41
Revenue per share
$36.9
TBVPS
$1,004.33
Total assets
$64.88B
Total liabilities
$58.54B
Debt
$4.24B
Equity
$6.34B
Working capital
N/A
Debt to equity
0.67
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.6
Margins
Efficiency
Dividend
EBITDA margin
44.6%
Gross margin
100%
Net margin
29.6%
Operating margin
40.3%
Return on assets
1.1%
Return on equity
11.3%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
40.3%
Dividend yield
1.72%
DPS
$1.85
Payout ratio
17.7%
WTFC stock price
How has the Wintrust Financial stock price performed over time
Intraday
0.96%
1 week
5.97%
1 month
-5.09%
1 year
7.81%
YTD
-13.66%
QTD
-4.25%
Financial performance
How have Wintrust Financial's revenue and profit performed over time
Revenue
$2.35B
Gross profit
$2.35B
Operating income
$947.09M
Net income
$695.05M
Gross margin
100%
Net margin
29.6%
The company's net income rose by 12% YoY and by 10% QoQ
The operating income is up by 12% year-on-year and by 10% since the previous quarter
The company's revenue rose by 9% YoY and by 4.2% QoQ
Wintrust Financial's gross profit has increased by 9% YoY and by 4.2% from the previous quarter
Growth
What is Wintrust Financial's growth rate over time
Valuation
What is Wintrust Financial stock price valuation
P/E
10.28
P/B
1.13
P/S
2.92
EV/EBIT
6.93
EV/EBITDA
6.26
EV/Sales
2.79
WTFC's EPS is up by 8% since the previous quarter and by 8% year-on-year
The price to earnings (P/E) is 7% less than the last 4 quarters average of 11.0
WTFC's equity is up by 17% YoY
The stock's price to book (P/B) is 13% more than its 5-year quarterly average of 1.0 but 6% less than its last 4 quarters average of 1.2
The stock's price to sales (P/S) is 12% more than its 5-year quarterly average of 2.6 but 2.7% less than its last 4 quarters average of 3.0
The company's revenue rose by 9% YoY and by 4.2% QoQ
Efficiency
How efficient is Wintrust Financial business performance
WTFC's return on assets is up by 10% since the previous quarter
WTFC's return on equity is up by 7% since the previous quarter but it is down by 2.6% year-on-year
The return on invested capital is up by 7% since the previous quarter
WTFC's return on sales is up by 6% since the previous quarter and by 2.8% year-on-year
Dividends
What is WTFC's dividend history
DPS
$1.85
Dividend yield
1.72%
Payout ratio
17.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 11% higher than its total liabilities
Wintrust Financial's total assets has increased by 15% YoY
The total liabilities has increased by 15% year-on-year
The debt is 33% less than the equity
WTFC's equity is up by 17% YoY
The debt has grown by 16% YoY but it has contracted by 3% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.