WTFC Wintrust Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: WTFC

Price (delayed)

$99.95

Market cap

$6.14B

P/E Ratio

10.28

Dividend/share

$1.65

EPS

$9.72

Enterprise value

$7.3B

Wintrust is a financial holding company with assets of over $43 billion. Built on the "HAVE IT ALL" model, Wintrust offers sophisticated technology and resources of a large bank while ...

Highlights
Wintrust Financial's gross profit has increased by 15% YoY
The company's revenue rose by 15% YoY
The company's net income rose by 22% YoY but it fell by 3.3% QoQ
WTFC's EPS is up by 19% year-on-year but it is down by 3.8% since the previous quarter
The price to earnings (P/E) is 26% more than the last 4 quarters average of 8.2
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.wintrust.com
Peers: BUSE OSBC ASB GBCI

Key stats

What are the main financial stats of WTFC
Market
Shares outstanding
61.47M
Market cap
$6.14B
Enterprise value
$7.3B
Valuations
Price to earnings (P/E)
10.28
Price to book (P/B)
1.13
Price to sales (P/S)
2.83
EV/EBIT
8.64
EV/EBITDA
7.85
EV/Sales
3.38
Earnings
Revenue
$2.16B
EBIT
$845.08M
EBITDA
$929.85M
Free cash flow
$697.97M
Per share
EPS
$9.72
Free cash flow per share
$11.41
Book value per share
$88.18
Revenue per share
$35.28
TBVPS
$908.93
Balance sheet
Total assets
$56.26B
Total liabilities
$50.86B
Debt
$3.66B
Equity
$5.4B
Working capital
N/A
Liquidity
Debt to equity
0.68
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.24
Margins
EBITDA margin
43.1%
Gross margin
100%
Net margin
28.9%
Operating margin
39.2%
Efficiency
Return on assets
1.1%
Return on equity
11.6%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.2%
Dividend
Dividend yield
1.65%
DPS
$1.65
Payout ratio
17%

WTFC stock price

How has the Wintrust Financial stock price performed over time
Intraday
-0.77%
1 week
1.87%
1 month
-1.47%
1 year
57.92%
YTD
7.76%
QTD
-4.25%

Financial performance

How have Wintrust Financial's revenue and profit performed over time
Revenue
$2.16B
Gross profit
$2.16B
Operating income
$845.08M
Net income
$622.63M
Gross margin
100%
Net margin
28.9%
The company's net income rose by 22% YoY but it fell by 3.3% QoQ
The operating income is up by 21% year-on-year but it has declined by 3.4% since the previous quarter
Wintrust Financial's gross profit has increased by 15% YoY
The company's revenue rose by 15% YoY

Growth

What is Wintrust Financial's growth rate over time

Valuation

What is Wintrust Financial stock price valuation
WTFC P/E details
P/E
10.28
P/B
1.13
P/S
2.83
EV/EBIT
8.64
EV/EBITDA
7.85
EV/Sales
3.38
The price to earnings (P/E) is 26% more than the last 4 quarters average of 8.2
WTFC's EPS is up by 19% year-on-year but it is down by 3.8% since the previous quarter
The stock's price to book (P/B) is 27% more than its last 4 quarters average of 0.9 and 14% more than its 5-year quarterly average of 1.0
WTFC's equity is up by 13% YoY and by 8% QoQ
The stock's price to sales (P/S) is 24% more than its last 4 quarters average of 2.3 and 14% more than its 5-year quarterly average of 2.5
The company's revenue rose by 15% YoY

Efficiency

How efficient is Wintrust Financial business performance
WTFC's return on assets is up by 22% year-on-year
WTFC's return on equity is up by 13% year-on-year but it is down by 6% since the previous quarter
The return on invested capital is up by 7% year-on-year but it has declined by 6% since the previous quarter
WTFC's return on sales is up by 5% year-on-year but it is down by 4.4% since the previous quarter

Dividends

What is WTFC's dividend history
Dividend details
DPS
$1.65
Dividend yield
1.65%
Payout ratio
17%
Recent dividends

Financial health

How did Wintrust Financial financials performed over time
Wintrust Financial's total assets is 11% higher than its total liabilities
The total liabilities has increased by 6% year-on-year
Wintrust Financial's total assets has increased by 6% YoY
The debt is 32% less than the equity
WTFC's equity is up by 13% YoY and by 8% QoQ
WTFC's debt to equity is down by 9% year-on-year and by 7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.