CACC
Credit Acceptance
PEG ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: CACC
- PEG Ratio
Based on the latest data from Jun 25, 2026, CACC's PE to growth ratio sits at 0.21. This metric combines a PE of 15.26 with an earnings growth rate of 72.3%. Relative to the 0.12 average from the past four quarters, the PEG ratio has surged by 83%.
CACC PEG ratio history
Looking at the past ten years, CACC's PEG ratio has has been around 0.57 on average. At 0.21, today's PEG ratio sits 63% less than its historical average. Within the past ten years, the Jun 2022 quarter saw the highest PEG reading at 2.76. At 0.05, the Jun 2021 quarter represented the lowest PEG ratio in this timeframe.
Credit Acceptance PEG ratio by year
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.14 | 11.98 | 84% |
| 2024 | N/A | 23.33 | -8.9% |
| 2023 | N/A | 24.12 | -44.1% |
| 2022 | N/A | 12.01 | -33.7% |
| 2021 | 0.08 | 11.54 | 152.7% |
| 2020 | N/A | 14.69 | -32.1% |
| 2019 | 0.72 | 12.74 | 17.6% |
| 2018 | 0.58 | 12.93 | 22.4% |
| 2017 | 0.28 | 13.41 | 47.3% |
| 2016 | 0.94 | 13.29 | 14.1% |
| 2015 | 0.75 | 14.91 | 20% |
| 2014 | 0.9 | 11.41 | 12.7% |
| 2013 | 0.54 | 12.25 | 22.7% |
| 2012 | 0.56 | 11.75 | 21% |
| 2011 | 0.49 | 11.51 | 23.5% |
Credit Acceptance PEG ratio by quarter (TTM)
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Mar 2026 | 0.14 | 10.36 | 72.3% |
| Dec 2025 | 0.14 | 11.98 | 84% |
| Sep 2025 | 0.08 | 12.19 | 154.7% |
| Jun 2025 | 0.1 | 14.51 | 149.1% |
| Mar 2025 | 1.04 | 21.77 | 20.9% |
| Dec 2024 | N/A | 23.33 | -8.9% |
| Sep 2024 | N/A | 29.48 | -38.3% |
| Jun 2024 | N/A | 36.53 | -44.6% |
| Mar 2024 | N/A | 28.11 | -38.2% |
| Dec 2023 | N/A | 24.12 | -44.1% |
| Sep 2023 | N/A | 18.87 | -45% |
| Jun 2023 | N/A | 19.96 | -52.6% |
| Mar 2023 | N/A | 13.74 | -49.5% |
| Dec 2022 | N/A | 12.01 | -33.7% |
| Sep 2022 | N/A | 9.88 | -18.3% |
CACC average PEG ratio chart
CACC's PEG ratio today is lower than the 3, 5 and 10-year averages.
PEG comparison
Credit Acceptance's PEG of 0.21 is lower than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 0.47, Credit Acceptance's PEG is 55% lower.
CACC EPS growth
CACC Price vs fair value
CACC PEG vs peers
Relative to its peer stocks ALLY and RM, CACC's PEG ratio is higher.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| ALLY Ally Financial Inc | 0.02 | $14.35B |
| ASPS Altisource Portfolio Solutions SA | 0.14 | $80.64M |
| RM Regional Management Corp | 0.14 | $365.84M |
| CACC Credit Acceptance Corp | 0.21 | $6.62B |
| FNMA Federal National Mortgage Association Fannie Mae | N/A | $8.43B |
Frequently asked questions
What is Credit Acceptance's PEG ratio?
According to Jun 25, 2026 figures, CACC's PEG ratio stands at 0.21.
What is the 3-year average PEG ratio for Credit Acceptance (CACC)?
CACC's 3-year PEG ratio average is 0.3.
What is the 5-year average PEG ratio for Credit Acceptance (CACC)?
CACC's 5-year PEG ratio average is 0.46.
What is the highest PEG ratio for CACC?
CACC's PEG ratio topped out at 2.76 during the Jun 2022 quarter - the highest in ten years.
How does the current PEG ratio for CACC compare to its historical average?
CACC currently has a PEG ratio 63% below its 10-year average.
Why is Credit Acceptance's PEG ratio so low?
Rapid earnings growth combined with a modest valuation gives CACC a PEG ratio of 0.21.
How is CACC's PEG ratio calculated (Credit Acceptance PEG ratio formula)?
Computing the PEG ratio involves dividing the PE ratio by the company's earnings per share growth (YoY TTM). As of Jun 25, 2026, Credit Acceptance has a PE ratio of 15.26. Earnings grew at 72.3% over the TTM period ending Mar 2026. Applying the formula, this gives a PEG ratio of 0.21. PEG RATIO(0.21) = PE RATIO(15.26) / EPS GROWTH(72.3%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.