CACC Credit Acceptance Earnings and EPS analysis

EPS in 2026 (TTM): $40.88

Last Report Period Date: Mar 31, 2026

As of June 2026, according to Credit Acceptance's current financial statements, the company's 12-month EPS is $40.88. For the year 2025, the company recorded an earnings per share (EPS) of $37.02, which marks an increase compared to its EPS of $20.12 in 2024. Credit Acceptance's earnings per share for the quarterly report ending on Mar 31, 2026 reached $12.64.

The annual EPS for the year 2025 was $37.02, an increase of 84% from $20.12 in 2024. For the fiscal quarter that ended on Mar 31, 2026, the per-share earnings was $12.64, showing a 43.8% increase from the same quarter last year. For the twelve months ending March 2026, the EPS is $40.88. For the year 2024, the yearly earnings per share was $20.12, marking a decrease of 8.9% from 2023.

During the last 12 months, Credit Acceptance has seen an EPS growth of 43.8% (YoY, quarterly). Examining a broader timeline, the company maintained an average EPS growth rate of -2.1% per year for the last three years. During the last 5 years, the company had an average EPS growth rate of 9.4%. A 10-year view shows that CACC has seen an average EPS growth of 9.9% per year.