CACC Credit Acceptance PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: CACC
- PE Ratio
As of May 14, 2025, the CACC stock has a PE ratio of 20.92. The calculation is based on the latest EPS of $23.72 and the stock price of $496.19 per share. A decrease of 25% has been observed in the PE ratio compared to its average of 27.8 of the last four quarters.
CACC PE ratio history
The mean historical PE ratio of Credit Acceptance over the last ten years is 15.46. The current 20.92 P/E ratio is 35% higher than the historical average. Looking back at the last ten years, CACC's PE ratio peaked in the Jun 2024 quarter at 36.53, with a price of $514.68 and an EPS of $14.09. The Jun 2021 quarter marked the lowest point at 8.73, with a price of $454.11 and an EPS of $52.
Credit Acceptance PE ratio by year
Maximum annual increase: 100.83% in 2023
Maximum annual decrease: -21.44% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 23.33 | -3.28% | $469.46 | $20.12 |
| 2023 | 24.12 | 100.83% | $532.73 | $22.09 |
| 2022 | 12.01 | 4.07% | $474.4 | $39.5 |
| 2021 | 11.54 | -21.44% | $687.68 | $59.57 |
| 2020 | 14.69 | 15.31% | $346.14 | $23.57 |
| 2019 | 12.74 | -1.47% | $442.33 | $34.71 |
| 2018 | 12.93 | -3.58% | $381.76 | $29.52 |
| 2017 | 13.41 | 0.9% | $323.48 | $24.12 |
| 2016 | 13.29 | -10.87% | $217.51 | $16.37 |
| 2015 | 14.91 | 30.67% | $214.02 | $14.35 |
| 2014 | 11.41 | -6.86% | $136.41 | $11.96 |
| 2013 | 12.25 | 4.26% | $129.99 | $10.61 |
| 2012 | 11.75 | 2.09% | $101.68 | $8.65 |
| 2011 | 11.51 | 6.18% | $82.28 | $7.15 |
| 2010 | 10.84 | 23.04% | $62.77 | $5.79 |
Credit Acceptance PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2025 | 21.77 | -6.69% | $516.35 | $23.72 |
| Dec 2024 | 23.33 | -20.86% | $469.46 | $20.12 |
| Sep 2024 | 29.48 | -19.3% | $443.42 | $15.04 |
| Jun 2024 | 36.53 | 29.95% | $514.68 | $14.09 |
| Mar 2024 | 28.11 | 16.54% | $551.55 | $19.62 |
| Dec 2023 | 24.12 | 27.82% | $532.73 | $22.09 |
| Sep 2023 | 18.87 | -5.46% | $460.12 | $24.39 |
| Jun 2023 | 19.96 | 45.27% | $507.93 | $25.45 |
| Mar 2023 | 13.74 | 14.4% | $436.04 | $31.74 |
| Dec 2022 | 12.01 | 21.56% | $474.4 | $39.5 |
| Sep 2022 | 9.88 | 11.89% | $438 | $44.34 |
| Jun 2022 | 8.83 | 0.8% | $473.41 | $53.64 |
| Mar 2022 | 8.76 | -24.09% | $550.37 | $62.84 |
| Dec 2021 | 11.54 | 6.95% | $687.68 | $59.57 |
| Sep 2021 | 10.79 | 23.6% | $585.3 | $54.26 |
CACC Price vs fair value
CACC average PE ratio chart
CACC's current PE ratio is higher than the 3, 5 and 10-year averages.
CACC PE vs peers
In comparison to its peer ALLY, CACC's PE ratio is lower, but it is higher than RM's.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RM Regional Management Corp | 8.7 | $296.13M |
| CACC Credit Acceptance Corp | 20.92 | $5.76B |
| ALLY Ally Financial Inc | 62.77 | $10.99B |
| FNMA Federal National Mortgage Association Fannie Mae | N/A | $7.67B |
| ASPS Altisource Portfolio Solutions SA | N/A | $71.3M |
Frequently asked questions
What is Credit Acceptance's PE ratio?
CACC's price to earnings ratio is 20.92 as of May 14, 2025.
What is the 3-year average PE ratio for Credit Acceptance (CACC)?
Over the last 3 years, the average price to earnings ratio for CACC stock is 20.55.
What is the 5-year average PE ratio for Credit Acceptance (CACC)?
Over the last 5 years, the average price to earnings ratio for CACC stock is 17.4.
What is the highest PE ratio for CACC?
Over the last ten years, the Jun 2024 quarter recorded the highest quarterly PE ratio at 36.53.
How does the current PE ratio for CACC compare to its historical average?
CACC's current price to earnings ratio is 35% above its 10-year historical average.
How is CACC's PE ratio calculated (Credit Acceptance PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (May 14, 2025), Credit Acceptance's share price is $496.19. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2025 is $23.72. Therefore, Credit Acceptance's PE ratio for today is 20.92. PE RATIO(20.92) = STOCK PRICE($496.19) / TTM EPS($23.72)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.