Ally Financial is trading with a PEG ratio of 0.03, based on Aug 5, 2026 data. Dividing the 10.45 PE ratio by the 311.5% earnings growth rate yields this valuation metric. Relative to the 0.68 average from the previous four quarters, the PEG ratio has plunged by 96%.
Historically, Ally Financial shows a PEG ratio averaging 0.47 across the past ten years. At 0.03, today's PE to growth ratio sits 94% below its historical average. The ten years high occurred in the Mar 2018 quarter at 5.21, reflecting maximum valuation relative to growth. The minimum was hit in the Jun 2017 quarter at 0.01, indicating optimal value relative to growth during that period.
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| 2025 | 0.61 | 18.95 | 31.3% |
| 2024 | N/A | 19.79 | -34.8% |
| 2023 | N/A | 12.52 | -44.9% |
| 2022 | N/A | 4.83 | -38.9% |
| 2021 | 0.03 | 5.75 | 186.5% |
| 2020 | N/A | 12.34 | -33.7% |
| 2019 | 0.15 | 7.01 | 46.8% |
| 2018 | 0.17 | 7.63 | 44.9% |
| 2017 | N/A | 14.22 | -4.7% |
| 2016 | 0.05 | 8.85 | 180.8% |
| 2015 | N/A | N/A | -245.4% |
| 2014 | 0.06 | 12.91 | 211.6% |
| 2013 | N/A | N/A | -270.8% |
| 2012 | N/A | N/A | 143% |
| 2011 | N/A | N/A | 33.4% |
| Year | PEG ratio | PE ratio | Growth YoY |
|---|---|---|---|
| Jun 2026 | 0.03 | 10.74 | 311.5% |
| Mar 2026 | 0.02 | 9.48 | 567.7% |
| Dec 2025 | 0.61 | 18.95 | 31.3% |
| Sep 2025 | 2.06 | 23.33 | 11.3% |
| Jun 2025 | N/A | 37.45 | -43.5% |
| Mar 2025 | N/A | 58.82 | -71.8% |
| Dec 2024 | N/A | 19.79 | -34.8% |
| Sep 2024 | N/A | 23.57 | -59.1% |
| Jun 2024 | N/A | 21.56 | -50.1% |
| Mar 2024 | N/A | 18.45 | -46.5% |
| Dec 2023 | N/A | 12.52 | -44.9% |
| Sep 2023 | N/A | 7.23 | -38.3% |
| Jun 2023 | N/A | 7.32 | -47.3% |
| Mar 2023 | N/A | 6.2 | -48.8% |
| Dec 2022 | N/A | 4.83 | -38.9% |
Measured against past performance, ALLY's PEG ratio is below the 5 and 10-year averages.
Ally Financial's PEG of 0.03 is below the Financial Services sector and the industry average. Compared to its Financial Services sector average of 0.48, Ally Financial's PEG is 94% lower.
ALLY has a PEG ratio below that of peer stocks AXP and CACC.
| Stock name | PEG ratio | Market cap |
|---|---|---|
| ALLY Ally Financial Inc | 0.03 | $13.61B |
| CACC Credit Acceptance Corp | 0.2 | $6.2B |
| AXP American Express Company | 1.34 | $235.68B |
| INBK First Internet Bancorp | N/A | $255.75M |
| FNMA Federal National Mortgage Association | N/A | $6.37B |
According to Aug 5, 2026 data, ALLY's PEG ratio sits at 0.03.
Over the last 5 years, ALLY's PEG ratio has settled near 0.42.
ALLY's PEG ratio peaked at 5.21 during the Mar 2018 quarter - the highest in ten years.
Compared to the 10-year average, ALLY's PEG ratio is 94% lower.
The 0.03 PEG ratio for ALLY reflects strong earnings growth outpacing the current valuation.
Computing the PEG ratio involves dividing the PE ratio by the company's EPS growth (YoY TTM). As of Aug 5, 2026, Ally Financial has a P/E ratio of 10.45. Earnings grew at 311.5% over the TTM period ending Jun 2026. Applying the formula, this produces a price to earnings growth ratio of 0.03. PEG RATIO(0.03) = PE RATIO(10.45) / EPS GROWTH(311.5%)
All PEG ratio stats are based on quarterly TTM periods, unless otherwise specified.