MetLife, Inc. provides insurance and financial services to individual and institutional customers. It offers life insurance, annuities, automobile and homeowner's insurance and retail banking services to individuals as well as group insurance, reinsurance and retirement and savings products and services. The company operates through the following segments: U.S., Asia, Latin America, EMEA, MetLife Holdings and Corporate & Other. The U.S. segment offers a broad range of protection products and services aimed at serving the financial needs of customers throughout their lives. The U.S. segment is organized into three businesses: Group Benefits, Retirement and Income Solutions and Property & Casualty. The Asia segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include whole life, term life, variable life, universal life, accident & health insurance, fixed and variable annuities and endowment products. The Latin America segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The EMEA segment offers a broad range of products to individuals and corporations, as well as other institutions and their respective employees, which include life insurance, accident & health insurance, credit insurance and retirement and savings products. The MetLife Holdings segment consists of operations relating to products and businesses, such as variable, universal, term and whole life insurance, variable, fixed and index-linked annuities, long-term care insurance, as well as the assumed variable annuity guarantees. The Corporate & Other segment contains the excess capital, as well as certain charges and activities, not allocated to the segments. Metlife was founded in 1868 and is headquartered in New York, NY.
Highlights
The P/E is 84% below the 5-year quarterly average of 26.4 and 36% below the last 4 quarters average of 6.5
MET's EPS has soared by 84% YoY and by 55% QoQ
The debt has grown by 9% YoY and by 6% from the previous quarter
Key stats
What are the main financial stats of MET
Market
Shares outstanding
907.59M
Market cap
$35.8B
Enterprise value
$30.64B
Valuations
Price to earnings (P/E)
4.16
Price to book (P/B)
0.51
Price to sales (P/S)
0.5
EV/EBIT
2.87
EV/EBITDA
2.71
EV/Sales
0.43
Earnings
Revenue
$71.63B
EBIT
$10.69B
EBITDA
$11.32B
Free cash flow
$13.56B
Per share
EPS
$9.48
Free cash flow per share
$14.81
Book value per share
$76.67
Revenue per share
$78.21
TBVPS
$795.54
Balance sheet
Total assets
$737.74B
Total liabilities
$667.28B
Debt
$18.94B
Equity
$70.22B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.46
Margins
EBITDA margin
15.8%
Gross margin
34.1%
Net margin
12.4%
Operating margin
14.9%
Efficiency
Return on assets
1.2%
Return on equity
13%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
14.9%
Dividend
Dividend yield
4.56%
DPS
$1.8
Payout ratio
19%
MET stock price
How has the Metlife stock price performed over time
Financial performance
How have Metlife's revenue and profit performed over time
Revenue
$71.63B
Gross profit
$24.43B
Operating income
$10.69B
Net income
$8.92B
Gross margin
34.1%
Net margin
12.4%
The net income has surged by 70% year-on-year and by 51% since the previous quarter
MET's operating income has soared by 67% YoY and by 57% from the previous quarter
The net margin has soared by 63% YoY and by 46% from the previous quarter
MET's operating margin has soared by 62% year-on-year and by 52% since the previous quarter
Valuation
What is Metlife stock price valuation
P/E
4.16
P/B
0.51
P/S
0.5
EV/EBIT
2.87
EV/EBITDA
2.71
EV/Sales
0.43
The P/E is 84% below the 5-year quarterly average of 26.4 and 36% below the last 4 quarters average of 6.5
MET's EPS has soared by 84% YoY and by 55% QoQ
MET's P/B is 36% below its 5-year quarterly average of 0.8 and 15% below its last 4 quarters average of 0.6
MET's equity is up by 20% year-on-year and by 6% since the previous quarter
The P/S is 38% below the 5-year quarterly average of 0.8 and 17% below the last 4 quarters average of 0.6
The revenue has increased by 3.2% YoY and by 2.9% QoQ
Efficiency
How efficient is Metlife business performance
Metlife's ROA has soared by 71% YoY and by 50% from the previous quarter
MET's ROIC has soared by 67% from the previous quarter and by 67% YoY
MET's ROS has soared by 62% YoY and by 54% QoQ
The company's return on equity rose by 46% QoQ and by 38% YoY
Dividends
What is MET's dividend history
DPS
$1.8
Dividend yield
4.56%
Payout ratio
19%
Recent dividends
Financial health
How did Metlife financials performed over time
Metlife's total assets is 11% higher than its total liabilities
The debt is 73% less than the equity
MET's equity is up by 20% year-on-year and by 6% since the previous quarter
The debt has grown by 9% YoY and by 6% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated
quarterly, unless otherwise specified.