ACT
Enact Holdings
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: ACT
- PE Ratio
The current PE ratio for Enact Holdings stock as of Jun 4, 2026 is 8.84. This is calculated based on the current EPS of $4.63 and the stock price of $40.95 per share. The current price-to-earnings ratio is nearly the same as the last four quarters average.
ACT PE ratio history
The average historical PE ratio of Enact Holdings for the last five years is 7.04. The current PE ratio of 8.84 is 26% above the historical average. Over the past five years, ACT's PE ratio was at its highest in the Mar 2026 quarter at 8.81, when the stock price was $40.81 and the EPS was $4.63. The lowest value was in the Sep 2022 quarter, when it reached 5.05 with a price of $22.17 and an EPS of $4.39.
Enact Holdings PE ratio by year
Maximum annual increase: 25.09% in 2023
Maximum annual decrease: -9.27% in 2022
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 8.73 | 18.61% | $39.64 | $4.54 |
| 2024 | 7.36 | 5.44% | $32.38 | $4.4 |
| 2023 | 6.98 | 25.09% | $28.89 | $4.14 |
| 2022 | 5.58 | -9.27% | $24.12 | $4.32 |
| 2021 | 6.15 | N/A | $20.67 | $3.36 |
| 2020 | N/A | N/A | N/A | $2.27 |
| 2019 | N/A | N/A | N/A | $4.16 |
Enact Holdings PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 8.81 | 0.92% | $40.81 | $4.63 |
| Dec 2025 | 8.73 | -0.23% | $39.64 | $4.54 |
| Sep 2025 | 8.75 | 4.29% | $38.34 | $4.38 |
| Jun 2025 | 8.39 | 8.12% | $37.15 | $4.43 |
| Mar 2025 | 7.76 | 5.43% | $34.75 | $4.48 |
| Dec 2024 | 7.36 | -12.28% | $32.38 | $4.4 |
| Sep 2024 | 8.39 | 14.93% | $36.33 | $4.33 |
| Jun 2024 | 7.3 | -4.7% | $30.66 | $4.2 |
| Mar 2024 | 7.66 | 9.74% | $31.18 | $4.07 |
| Dec 2023 | 6.98 | 3.25% | $28.89 | $4.14 |
| Sep 2023 | 6.76 | 12.11% | $27.23 | $4.03 |
| Jun 2023 | 6.03 | 15.74% | $25.13 | $4.17 |
| Mar 2023 | 5.21 | -6.63% | $22.86 | $4.39 |
| Dec 2022 | 5.58 | 10.5% | $24.12 | $4.32 |
| Sep 2022 | 5.05 | -4.54% | $22.17 | $4.39 |
ACT Price vs fair value
ACT average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of ACT is greater than its 3-year historical average.
PE comparison
Enact Holdings's P/E of 8.84 is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 12.41, Enact Holdings's P/E is 29% lower.
ACT PE vs peers
Compared to its peers AFL and MET, ACT's PE ratio stands lower, however it is higher than LNC's. Enact Holdings's PE ratio is trading below the peer group average of 13.17.
| Stock name | PE ratio | Market cap |
|---|---|---|
| LNC Lincoln National Corp | 3.79 | $6.52B |
| ACT Enact Holdings Inc | 8.9 | $5.75B |
| GL Globe Life Inc | 10.59 | $12.1B |
| PRI Primerica Inc | 10.89 | $8.11B |
| AIZ Assurant Inc | 12.74 | $12.47B |
| AFL Aflac Inc | 13.07 | $58.68B |
| PFG Principal Financial Group Inc | 14.64 | $22.36B |
| MET Metlife Inc | 16.05 | $53.7B |
| UNM Unum Group | 18.42 | $13.57B |
| CNO CNO Financial Group Inc | 18.63 | $4.42B |
Frequently asked questions
What is Enact Holdings's PE ratio?
ACT's price to earnings ratio is 8.84 as of Jun 4, 2026.
What is the 3-year average PE ratio for Enact Holdings (ACT)?
As an average over the last 3 years, ACT stock has a PE ratio of 7.74.
What is the highest PE ratio for ACT?
The current P/E of 8.84 represents the highest historical value in the last five years.
How does the current PE ratio for ACT compare to its historical average?
The current price to earnings ratio of ACT is 26% higher than the 5-year historical average.
Why is Enact Holdings's PE ratio so low?
ACT's PE ratio is low because the stock price is relatively cheap compared to the earnings generated by the company.
How is ACT's PE ratio calculated (Enact Holdings PE ratio formula)?
You can calculate the PE ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jun 4, 2026), Enact Holdings's stock price is $40.95. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.63. Therefore, Enact Holdings's P/E ratio for today is 8.84. PE RATIO(8.84) = STOCK PRICE($40.95) / TTM EPS($4.63)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.