PFG Principal Financial Group Inc

Price (delayed)

$53.31

Market cap

$14.65B

P/E Ratio

12.01

Dividend/share

$2.24

EPS

$4.44

Enterprise value

$15.44B

Sector: Financial Services
Industry: Insurance - Diversified

The Principal Financial Group is a global financial investment management and insurance company headquartered in Des Moines, Iowa, U.S.A. Four segments comprise the company: Retirement and Income Solutions, Principal Global ...

Highlights

The gross margin is up by 11% year-on-year and by 5% since the previous quarter
The company's equity rose by 6% YoY and by 2.7% QoQ
PFG's gross profit is up by 4.7% year-on-year but it is down by 2.3% since the previous quarter
PFG's P/E is 33% above its last 4 quarters average of 9.0 and 20% above its 5-year quarterly average of 10.0
The debt has increased by 13% YoY and by 2.7% from the previous quarter

Key stats

What are the main financial stats of PFG
Market
Shares outstanding
274.73M
Market cap
$14.65B
Enterprise value
$15.44B
Valuations
Price to earnings (P/E)
12.01
Price to book (P/B)
0.94
Price to sales (P/S)
0.97
EV/EBIT
10.69
EV/EBITDA
10.24
EV/Sales
1.03
Earnings
Revenue
$15.02B
EBIT
$1.45B
EBITDA
$1.51B
Free cash flow
$4.02B
Per share
EPS
$4.44
Free cash flow per share
$14.65
Book value per share
$57.01
Revenue per share
$54.73
TBVPS
$1,002.21
Balance sheet
Total assets
$278.48B
Total liabilities
$262.49B
Debt
$4.36B
Equity
$15.65B
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.53
Margins
EBITDA margin
10%
Gross margin
41.1%
Net margin
8.1%
Operating margin
9.8%
Efficiency
Return on assets
0.5%
Return on equity
8.4%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
9.6%
Dividend
Dividend yield
4.2%
DPS
$2.24
Payout ratio
50.5%

PFG stock price

How has the Principal Financial Group stock price performed over time
Intraday
-0.73%
1 week
2.8%
1 month
10.28%
1 year
-3.44%
YTD
7.46%
QTD
7.46%

Financial performance

How have Principal Financial Group's revenue and profit performed over time
Revenue
$15.02B
Gross profit
$6.18B
Operating income
$1.47B
Net income
$1.22B
Gross margin
41.1%
Net margin
8.1%
The gross margin is up by 11% year-on-year and by 5% since the previous quarter
PFG's net income is down by 8% year-on-year and by 3.2% since the previous quarter
Principal Financial Group's revenue has decreased by 7% QoQ and by 6% YoY
Principal Financial Group's operating income has decreased by 6% YoY and by 4.6% from the previous quarter

Growth

What is Principal Financial Group's growth rate over time

Valuation

What is Principal Financial Group stock price valuation
P/E
12.01
P/B
0.94
P/S
0.97
EV/EBIT
10.69
EV/EBITDA
10.24
EV/Sales
1.03
PFG's P/E is 33% above its last 4 quarters average of 9.0 and 20% above its 5-year quarterly average of 10.0
PFG's EPS is down by 7% YoY and by 2.8% from the previous quarter
PFG's price to book (P/B) is 22% less than its 5-year quarterly average of 1.2 but 18% more than its last 4 quarters average of 0.8
The company's equity rose by 6% YoY and by 2.7% QoQ
PFG's P/S is 39% above its last 4 quarters average of 0.7 but 12% below its 5-year quarterly average of 1.1
Principal Financial Group's revenue has decreased by 7% QoQ and by 6% YoY

Efficiency

How efficient is Principal Financial Group business performance
The ROE has contracted by 17% YoY and by 4.5% from the previous quarter
The ROIC has contracted by 17% from the previous quarter and by 17% YoY
PFG's ROS is up by 3.2% from the previous quarter

Dividends

What is PFG's dividend history
DPS
$2.24
Dividend yield
4.2%
Payout ratio
50.5%
Recent dividends

Financial health

How did Principal Financial Group financials performed over time
PFG's total assets is 6% greater than its total liabilities
PFG's total assets is up by 3.1% year-on-year and by 2.6% since the previous quarter
The company's total liabilities rose by 2.9% YoY and by 2.6% QoQ
The debt is 72% less than the equity
The debt has increased by 13% YoY and by 2.7% from the previous quarter
The company's equity rose by 6% YoY and by 2.7% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.