UNM
Unum Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: UNM
- PE Ratio
As of Jul 31, 2026, the UNM stock has a PE ratio of 20.07. The calculation is based on the latest EPS of $4.29 and the stock price of $86.11 per share. An increase of 15% has been observed in the PE ratio compared to its average of 17.5 of the last four quarters.
UNM PE ratio history
The mean historical PE ratio of Unum Group over the last ten years is 9.09. The current 20.07 P/E ratio is 121% higher than the historical average. Looking back at the last ten years, UNM's PE ratio peaked in the Jun 2026 quarter at 20.84, with a price of $89.4 and an EPS of $4.29. The Mar 2020 quarter marked the lowest point at 3.18, with a price of $15.01 and an EPS of $4.72.
Unum Group PE ratio by year
Maximum annual increase: 149.83% in 2011
Maximum annual decrease: -70.77% in 2012
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 18.11 | 135.19% | $77.5 | $4.28 |
| 2024 | 7.7 | 11.27% | $73.03 | $9.49 |
| 2023 | 6.92 | 18.29% | $45.22 | $6.53 |
| 2022 | 5.85 | 14.26% | $41.03 | $7.01 |
| 2021 | 5.12 | -13.22% | $24.57 | $4.8 |
| 2020 | 5.9 | 6.31% | $22.94 | $3.89 |
| 2019 | 5.55 | -55.02% | $29.16 | $5.25 |
| 2018 | 12.34 | -1.28% | $29.38 | $2.38 |
| 2017 | 12.5 | 12.71% | $54.89 | $4.39 |
| 2016 | 11.09 | 16.98% | $43.93 | $3.96 |
| 2015 | 9.48 | -57.34% | $33.29 | $3.51 |
| 2014 | 22.22 | 102.74% | $34.88 | $1.57 |
| 2013 | 10.96 | 67.33% | $35.08 | $3.2 |
| 2012 | 6.55 | -70.77% | $20.82 | $3.18 |
| 2011 | 22.41 | 149.83% | $21.07 | $0.94 |
Unum Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2026 | 20.84 | 31.57% | $89.4 | $4.29 |
| Mar 2026 | 15.84 | -12.53% | $73.03 | $4.61 |
| Dec 2025 | 18.11 | 20.41% | $77.5 | $4.28 |
| Sep 2025 | 15.04 | 56.5% | $77.78 | $5.17 |
| Jun 2025 | 9.61 | 0.52% | $80.76 | $8.4 |
| Mar 2025 | 9.56 | 24.16% | $81.46 | $8.52 |
| Dec 2024 | 7.7 | 19.94% | $73.03 | $9.49 |
| Sep 2024 | 6.42 | -14.17% | $59.44 | $9.26 |
| Jun 2024 | 7.48 | -5.67% | $51.11 | $6.83 |
| Mar 2024 | 7.93 | 14.6% | $53.66 | $6.77 |
| Dec 2023 | 6.92 | -11.51% | $45.22 | $6.53 |
| Sep 2023 | 7.82 | 27.99% | $49.19 | $6.29 |
| Jun 2023 | 6.11 | 18.18% | $47.7 | $7.81 |
| Mar 2023 | 5.17 | -11.62% | $39.56 | $7.65 |
| Dec 2022 | 5.85 | 7.34% | $41.03 | $7.01 |
UNM Price vs fair value
UNM average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of UNM is higher than its 3, 5 and 10-year averages.
PE comparison
With a price to earnings (P/E) of 20.07, UNM ranks higher than the Financial Services sector, the industry and its peers average. In comparison with the Financial Services sector average of 13.56, Unum Group's price to earnings (P/E) is 48% higher.
UNM PE vs peers
UNM's PE ratio stands lower than its peer stock CNO, but it is higher than AFL's and PFG's. Unum Group is currently trading at a higher PE ratio (20.07) than its peers average of 14.67.
| Stock name | PE ratio | Market cap |
|---|---|---|
| AAME Atlantic American Corp | 7.09 | $31.82M |
| AIZ Assurant Inc | 14.23 | $13.93B |
| AFL Aflac Inc | 14.4 | $64.64B |
| VOYA Voya Financial Inc | 14.88 | $9.08B |
| PFG Principal Financial Group Inc | 16.13 | $24.62B |
| UNM Unum Group | 20.93 | $14.21B |
| CNO CNO Financial Group Inc | 22.12 | $5.24B |
Frequently asked questions
What is Unum Group's PE ratio?
As of Jul 31, 2026, UNM stock has a price to earnings ratio of 20.07.
What is the 3-year average PE ratio for Unum Group (UNM)?
Over the last 3 years, the average price to earnings ratio for UNM stock is 11.11.
What is the 5-year average PE ratio for Unum Group (UNM)?
Over the last 5 years, the average price to earnings ratio for UNM stock is 8.94.
What is the highest PE ratio for UNM?
Over the last ten years, the quarterly PE ratio reached its highest level at 20.84 in the Jun 2026 quarter.
How does the current PE ratio for UNM compare to its historical average?
UNM's current price to earnings ratio is 121% above its 10-year historical average.
How is UNM's PE ratio calculated (Unum Group PE ratio formula)?
You can calculate the P/E ratio by dividing the most recent stock price by the trailing twelve months EPS. As of today (Jul 31, 2026), Unum Group's share price is $86.11. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2026 is $4.29. Therefore, Unum Group's PE ratio for today is 20.07. PE RATIO(20.07) = STOCK PRICE($86.11) / TTM EPS($4.29)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.