SYF Synchrony Financial
- Stocks
- Financial Services
- NYSE: SYF
Price (delayed)
$73.55
Market cap
$26.49B
P/E Ratio
7.96
Dividend/share
$1.15
EPS
$9.24
Enterprise value
$24.68B
Relative Growth:
Rel. Growth:
81
Relative Strength:
Rel. Strength:
69
Relative Valuation:
Rel. Valuation:
92
Relative Profitability:
Rel. Profitability:
95
Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to
Highlights
The company's EPS rose by 19% YoY and by 11% QoQ
Synchrony Financial's net income has increased by 13% YoY and by 9% from the previous quarter
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 7.0 and 6% higher than the last 4 quarters average of 7.6
Key stats
What are the main financial stats of SYF
Market
Valuations
Earnings
Shares outstanding
360.17M
Market cap
$26.49B
Enterprise value
$24.68B
Price to earnings (P/E)
7.96
Price to book (P/B)
1.6
Price to sales (P/S)
2.84
PEG
0.41
EV/EBIT
5.41
EV/EBITDA
4.88
EV/Sales
2.56
Revenue
$9.65B
Gross profit
$9.65B
Operating income
$4.64B
Net income
$3.49B
EBIT
$4.56B
EBITDA
$5.05B
Free cash flow
$9.75B
Per share
Balance sheet
Liquidity
EPS
$9.24
EPS diluted
$9.15
Free cash flow per share
$26.21
Book value per share
$45.87
Revenue per share
$25.92
TBVPS
$308.56
Total assets
$116.98B
Total liabilities
$99.92B
Debt
$14.43B
Equity
$17.07B
Working capital
N/A
Debt to equity
0.85
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.36
Margins
Efficiency
Dividend
EBITDA margin
52.4%
Gross margin
100%
Net margin
36.2%
Operating margin
48.1%
Return on assets
2.9%
Return on equity
20.8%
Return on invested capital
4%
Return on capital employed
N/A
Return on sales
47.3%
Dividend yield
1.56%
DPS
$1.15
Payout ratio
12.4%
SYF stock price
How has the Synchrony Financial stock price performed over time
Intraday
-1.1%
1 week
-0.05%
1 month
3.04%
1 year
8.95%
YTD
13.15%
QTD
3.52%
Financial performance
How have Synchrony Financial's revenue and profit performed over time
Revenue
$9.65B
Gross profit
$9.65B
Operating income
$4.64B
Net income
$3.49B
Gross margin
100%
Net margin
36.2%
Synchrony Financial's net income has increased by 13% YoY and by 9% from the previous quarter
The company's operating income rose by 13% YoY and by 9% QoQ
The gross profit is up by 7% year-on-year and by 5% since the previous quarter
SYF's revenue is up by 7% year-on-year and by 5% since the previous quarter
Price vs fundamentals
How does SYF's price correlate with its fundamentals
Growth
What is Synchrony Financial's growth rate over time
Valuation
What is Synchrony Financial stock price valuation
P/E
7.96
P/B
1.6
P/S
2.84
EV/EBIT
5.41
EV/EBITDA
4.88
EV/Sales
2.56
The company's EPS rose by 19% YoY and by 11% QoQ
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 7.0 and 6% higher than the last 4 quarters average of 7.6
SYF's price to book (P/B) is 16% higher than its 5-year quarterly average of 1.4 and 8% higher than its last 4 quarters average of 1.5
The company's equity rose by 7% YoY
The price to sales (P/S) is 20% higher than the 5-year quarterly average of 2.4 and 10% higher than the last 4 quarters average of 2.6
SYF's revenue is up by 7% year-on-year and by 5% since the previous quarter
Efficiency
How efficient is Synchrony Financial business performance
The company's return on invested capital rose by 14% YoY and by 11% QoQ
Synchrony Financial's return on assets has increased by 12% YoY and by 7% QoQ
SYF's return on equity is up by 7% since the previous quarter
The company's return on sales rose by 5% YoY and by 4.4% QoQ
Dividends
What is SYF's dividend history
DPS
$1.15
Dividend yield
1.56%
Payout ratio
12.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Synchrony Financial financials performed over time
SYF's total assets is 17% greater than its total liabilities
The total liabilities has contracted by 3.5% from the previous quarter and by 3.2% YoY
SYF's total assets is down by 2.9% since the previous quarter
The company's debt is 15% lower than its equity
The debt to equity has contracted by 13% YoY and by 10% from the previous quarter
The company's debt fell by 10% QoQ and by 8% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.