SYF Synchrony Financial

  1. Stocks
  2. Financial Services
  3. NYSE: SYF

Price (delayed)

$72.9

Market cap

$23.72B

P/E Ratio

7.38

Dividend/share

$1.2

EPS

$9.88

Enterprise value

$23.96B

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Relative Growth: Rel. Growth: 84
Relative Strength: Rel. Strength: 41
Relative Valuation: Rel. Valuation: 92
Relative Profitability: Rel. Profitability: 93

Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to ...

Highlights
The company's EPS rose by 19% YoY
SYF's revenue is up by 8% year-on-year
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 6.4 but 5% lower than the last 4 quarters average of 7.8
Synchrony Financial's net income has increased by 7% YoY but it has decreased by 2.3% from the previous quarter
The company's debt rose by 2.6% YoY
Sector: Financial Services
Industry: Credit Services
Website: https://www.synchronyfinancial.com/
Peers: V MA URI

Key stats

What are the main financial stats of SYF

SYF stock price

How has the Synchrony Financial stock price performed over time
Intraday
1.57%
1 week
-0.98%
1 month
-4.48%
1 year
1.52%
YTD
-12.62%
QTD
-4.14%

Financial performance

How have Synchrony Financial's revenue and profit performed over time
Revenue
$9.91B
Gross profit
$9.91B
Operating income
$4.61B
Net income
$3.44B
Gross margin
100%
Net margin
34.7%
The company's operating income rose by 9% YoY
SYF's revenue is up by 8% year-on-year
The gross profit is up by 8% year-on-year
Synchrony Financial's net income has increased by 7% YoY but it has decreased by 2.3% from the previous quarter

Price vs fundamentals

How does SYF's price correlate with its fundamentals

Growth

What is Synchrony Financial's growth rate over time

Valuation

What is Synchrony Financial stock price valuation
SYF P/E details
P/E
7.38
P/B
1.45
P/S
2.48
EV/EBIT
5.29
EV/EBITDA
4.71
EV/Sales
2.42
The company's EPS rose by 19% YoY
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 6.4 but 5% lower than the last 4 quarters average of 7.8
SYF's price to book (P/B) is 12% higher than its 5-year quarterly average of 1.3 but 9% lower than its last 4 quarters average of 1.6
The company's equity rose by 2.5% QoQ
The price to sales (P/S) is 13% higher than the 5-year quarterly average of 2.2 but 8% lower than the last 4 quarters average of 2.7
SYF's revenue is up by 8% year-on-year

Efficiency

How efficient is Synchrony Financial business performance
The company's return on invested capital rose by 8% YoY but it fell by 2.5% QoQ
Synchrony Financial's return on assets has increased by 7% YoY
SYF's return on equity is up by 5% year-on-year but it is down by 2.4% since the previous quarter

Dividends

What is SYF's dividend history
Dividend details
DPS
$1.2
Dividend yield
1.65%
Payout ratio
12.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Synchrony Financial financials performed over time
SYF's total assets is 16% greater than its total liabilities
The company's debt is 2.8% lower than its equity
The company's equity rose by 2.5% QoQ
The company's debt rose by 2.6% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.