SYF Synchrony Financial

Price (delayed)

$76.33

Market cap

$25.72B

P/E Ratio

7.8

Dividend/share

$1.2

EPS

$9.78

Enterprise value

$21.59B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 94

Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, United States. The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to ...

Highlights
The company's EPS rose by 33% YoY and by 4.3% QoQ
Synchrony Financial's net income has increased by 22% YoY
The company's debt rose by 8% QoQ but it fell by 3.4% YoY
The price to earnings (P/E) is 22% higher than the 5-year quarterly average of 6.4

Key stats

What are the main financial stats of SYF

SYF stock price

How has the Synchrony Financial stock price performed over time
Intraday
-0.57%
1 week
-2.79%
1 month
7.55%
1 year
9.87%
YTD
-8.51%
QTD
0.37%

Financial performance

How have Synchrony Financial's revenue and profit performed over time
Revenue
$9.89B
Gross profit
$9.89B
Operating income
$4.68B
Net income
$3.52B
Gross margin
100%
Net margin
35.6%
The company's operating income rose by 22% YoY
Synchrony Financial's net income has increased by 22% YoY
The gross profit is up by 14% year-on-year
SYF's revenue is up by 14% year-on-year

Price vs fundamentals

How does SYF's price correlate with its fundamentals

Growth

What is Synchrony Financial's growth rate over time

Valuation

What is Synchrony Financial stock price valuation
P/E
7.8
P/B
1.61
P/S
2.68
EV/EBIT
4.69
EV/EBITDA
4.21
EV/Sales
2.18
The company's EPS rose by 33% YoY and by 4.3% QoQ
The price to earnings (P/E) is 22% higher than the 5-year quarterly average of 6.4
SYF's price to book (P/B) is 24% higher than its 5-year quarterly average of 1.3
The price to sales (P/S) is 22% higher than the 5-year quarterly average of 2.2
SYF's revenue is up by 14% year-on-year

Efficiency

How efficient is Synchrony Financial business performance
The company's return on invested capital rose by 25% YoY and by 2.6% QoQ
Synchrony Financial's return on assets has increased by 21% YoY
SYF's return on equity is up by 17% year-on-year
The company's return on sales rose by 8% YoY

Dividends

What is SYF's dividend history
DPS
$1.2
Dividend yield
1.57%
Payout ratio
12.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Synchrony Financial financials performed over time
SYF's total assets is 16% greater than its total liabilities
The total liabilities has grown by 2.6% from the previous quarter
SYF's total assets is up by 2% since the previous quarter
The debt to equity has grown by 10% from the previous quarter but it has contracted by 2.9% YoY
The company's debt rose by 8% QoQ but it fell by 3.4% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.