SYF Synchrony Financial Earnings and EPS analysis

EPS in 2025 (TTM): $8.31

Last Report Period Date: Jun 30, 2025

According to the most recent financial data from June 2025, the current EPS (TTM) is $8.31. Synchrony Financial's EPS for 2024 came in at $8.64, marking an increase from $5.21 in 2023. For the quarterly period ending on Jun 30, 2025, SYF's EPS was $2.51.

SYF earnings history

Historical annual and quarterly earnings per share (EPS) data for Synchrony Financial
EPS (TTM)
$8.31
EPS Growth YoY (Quarterly)
60.9%
EPS (Quarterly)
$2.51
EPS Growth (Quarterly)
31.4%

Synchrony Financial had an annual EPS of $8.64, marking an increase of 65.8% from $5.21 in 2023. The quarterly EPS for the period ending Jun 30, 2025, was $2.51, marking a 60.9% increase from the same quarter last year. SYF's TTM EPS stands at $8.31 as of June 2025. Synchrony Financial's EPS for 2023 stood at $5.21, a 15.8% decrease from 2022.

SYF EPS growth

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
60.9%
EPS growth YoY
65.8%
EPS growth 3Y avg
5.3%
EPS growth 5Y avg
9.1%

Synchrony Financial has recorded an increase in EPS of 60.9% over the last 12 months (YoY, quarterly). For the last three years, SYF recorded an average annual EPS growth rate of 5.3%. Synchrony Financial had an average annual EPS growth rate of 9.1% over the last 5 years. Across the last decade, SYF had an average annual EPS growth of 12%.

SYF Earnings Waterfall

Breakdown of revenue, profit and net income for Synchrony Financial

SYF Earnings vs Peers

What are the earnings of SYF compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
SYF Synchrony Financial 8.35 65.8% 5.3% 9.1%
URI United Rentals Inc 22.18 9.7% 26.6% 20.7%
V Visa Inc 32.89 17.5% 20% 12.9%
MA Mastercard Inc 38.65 17.3% 16.5% 11.8%

All data is based on quarterly TTM periods, unless otherwise specified.