SYF Synchrony Financial Earnings and EPS analysis

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Relative Growth: Rel. Growth: 92
Relative Strength: Rel. Strength: 45
Relative Valuation: Rel. Valuation: 93
Relative Profitability: Rel. Profitability: 94

EPS in 2026 (TTM): $9.78

Last Report Period Date: Mar 31, 2026

According to the most recent financial data from March 2026, the current EPS (TTM) is $9.78. Synchrony Financial's EPS for 2025 came in at $9.38, marking an increase from $8.64 in 2024. For the quarterly period ending on Mar 31, 2026, SYF's EPS was $2.29.

SYF earnings history

Historical annual and quarterly earnings per share (EPS) data for Synchrony Financial
EPS (TTM)
$9.78
EPS Growth YoY (Quarterly)
19.9%
EPS (Quarterly)
$2.29
EPS Growth (Quarterly)
9.6%

Synchrony Financial had an annual EPS of $9.38, marking an increase of 8.6% from $8.64 in 2024. The quarterly EPS for the period ending Mar 31, 2026, was $2.29, marking a 19.9% increase from the same quarter last year. SYF's TTM EPS stands at $9.78 as of March 2026. Synchrony Financial's EPS for 2024 stood at $8.64, a 65.8% increase from 2023.

SYF earnings chart

SYF EPS growth history

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
19.9%
EPS growth YoY
8.6%
EPS growth 3Y avg
14.9%
EPS growth 5Y avg
32.7%

Synchrony Financial has recorded an increase in EPS of 19.9% over the last 12 months (YoY, quarterly). For the last three years, SYF recorded an average annual EPS growth rate of 14.9%. Synchrony Financial had an average annual EPS growth rate of 32.7% over the last 5 years. Across the last decade, SYF had an average annual EPS growth of 13.4%.

SYF Earnings Waterfall

Breakdown of revenue, profit and net income for Synchrony Financial

SYF Earnings vs Peers

What are the earnings of SYF compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
SYF Synchrony Financial 7.8 8.6% 14.9% 32.7%
URI United Rentals Inc 27.99 -0.3% 9.1% 25.9%
MA Mastercard Inc 31.18 18.9% 17.3% 20.9%
V Visa Inc 31.52 4.9% 13.4% 15.8%

All data is based on quarterly TTM periods, unless otherwise specified.