MA Mastercard Incorporated Class A

Price (delayed)

$329.61

Market cap

$329.96B

P/E Ratio

45.46

Dividend/share

$1.6

EPS

$7.25

Enterprise value

$329.77B

Sector: Financial Services
Industry: Credit Services
Mastercard, Inc. operates as a technology company. The firm engages in the payments industry that connects consumers, financial institutions, merchants, governments and business. It offers payment solutions for the development and implementation of credit, debit, prepaid, commercial and payment programs. The company was founded in 1966 and is headquartered in Purchase, NY.

Highlights

The quick ratio has grown by 43% YoY
The equity has grown by 29% YoY and by 20% from the previous quarter
Mastercard's EPS has increased by 11% YoY but it has decreased by 8% QoQ
Mastercard's net income has increased by 9% YoY but it has decreased by 8% QoQ
The debt has soared by 60% YoY
MA's P/E is 30% above its 5-year quarterly average of 35.1 and 22% above its last 4 quarters average of 37.3

Key stats

What are the main financial stats of MA
Market
Shares outstanding
1B
Market cap
$329.96B
Enterprise value
$329.77B
Valuations
Price to earnings (P/E)
45.46
Price to book (P/B)
51.13
Price to sales (P/S)
20.4
EV/EBIT
36.71
EV/EBITDA
34.51
EV/Sales
20.32
Earnings
Revenue
$16.23B
EBIT
$8.98B
EBITDA
$9.56B
Free cash flow
$7.86B
Per share
EPS
$7.25
Free cash flow per share
$7.82
Book value per share
$6.45
Revenue per share
$16.16
TBVPS
$26.46
Balance sheet
Total assets
$32.13B
Total liabilities
$25.58B
Debt
$12.5B
Equity
$6.47B
Working capital
$9.46B
Liquidity
Debt to equity
1.93
Current ratio
1.95
Quick ratio
1.53
Net debt/EBITDA
-0.02
Margins
EBITDA margin
58.9%
Gross margin
100%
Net margin
45.1%
Operating margin
55.3%
Efficiency
Return on assets
24.8%
Return on equity
128.9%
Return on invested capital
63.7%
Return on capital employed
40.5%
Return on sales
55.4%
Dividend
Dividend yield
0.49%
DPS
$1.6
Payout ratio
22.1%

MA stock price

How has the Mastercard stock price performed over time

Financial performance

How have Mastercard's revenue and profit performed over time
Revenue
$16.23B
Gross profit
$16.23B
Operating income
$8.97B
Net income
$7.32B
Gross margin
100%
Net margin
45.1%
Mastercard's operating income has increased by 10% YoY but it has decreased by 7% from the previous quarter
Mastercard's net income has increased by 9% YoY but it has decreased by 8% QoQ
MA's operating margin is up by 7% year-on-year but it is down by 2.6% since the previous quarter
The net margin has grown by 6% YoY but it has contracted by 3.6% from the previous quarter

Growth

What is Mastercard's growth rate over time

Valuation

What is Mastercard stock price valuation
P/E
45.46
P/B
51.13
P/S
20.4
EV/EBIT
36.71
EV/EBITDA
34.51
EV/Sales
20.32
MA's P/E is 30% above its 5-year quarterly average of 35.1 and 22% above its last 4 quarters average of 37.3
Mastercard's EPS has increased by 11% YoY but it has decreased by 8% QoQ
The P/B is 53% more than the 5-year quarterly average of 33.4 and 3.5% more than the last 4 quarters average of 49.4
The equity has grown by 29% YoY and by 20% from the previous quarter
MA's P/S is 50% above its 5-year quarterly average of 13.6 and 21% above its last 4 quarters average of 16.9
Mastercard's revenue has decreased by 4.6% from the previous quarter but it has increased by 3.3% YoY

Efficiency

How efficient is Mastercard business performance
Mastercard's ROIC has decreased by 31% YoY and by 16% from the previous quarter
The company's return on equity fell by 14% QoQ but it rose by 2.5% YoY
MA's ROA is down by 14% since the previous quarter and by 11% year-on-year
Mastercard's return on sales has increased by 3.7% YoY but it has decreased by 3.5% QoQ

Dividends

What is MA's dividend history
DPS
$1.6
Dividend yield
0.49%
Payout ratio
22.1%
Recent dividends

Financial health

How did Mastercard financials performed over time
Mastercard's total assets is 26% more than its total liabilities
MA's current ratio is up by 31% year-on-year and by 4.3% since the previous quarter
Mastercard's total assets has increased by 30% YoY and by 4.8% from the previous quarter
The debt is 93% more than the equity
The equity has grown by 29% YoY and by 20% from the previous quarter
The debt to equity has grown by 24% year-on-year but it has declined by 16% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.