MA Mastercard Incorporated Class A

Price (delayed)

$299.91

Market cap

$306.71B

P/E Ratio

38.93

Dividend/share

$1.46

EPS

$7.85

Enterprise value

$307.45B

Business Summary

Sector: Financial Services
Industry: Credit Services
Mastercard, Inc. operates as a technology company. The firm engages in the payments industry that connects consumers, financial institutions, merchants, governments and business. It offers payment solutions for the development and implementation of credit, debit, prepaid, commercial and payment programs. The company was founded in 1966 and is headquartered in Purchase, NY.

Highlights

The quick ratio has soared by 56% from the previous quarter and by 44% YoY
Mastercard's EPS has increased by 30% YoY
Mastercard's net income has increased by 28% YoY but it has decreased by 2.1% QoQ
The equity has contracted by 8% from the previous quarter but it has grown by 4.5% YoY
The debt has soared by 98% YoY and by 46% from the previous quarter
MA's P/E is 13% above its 5-year quarterly average of 34.4 and 4.7% above its last 4 quarters average of 37.2

Key stats

Shares outstanding
1B
Market cap
$306.71B
Enterprise value
$307.45B
EBIT
$9.76B
EBITDA
$10.31B
Price to earnings (P/E)
38.93
Price to book (P/B)
56.9
Price to sales (P/S)
18.06
EV/EBIT
31.49
EV/EBITDA
29.82
Net debt/EBITDA
0.07
EV/Sales
18.08
EBITDA margin
60.6%
Gross margin
100%
Net margin
46.8%
Operating margin
56.8%
Return on assets
28.7%
Return on equity
149.6%
Return on invested capital
75.9%
Return on capital employed
46.6%
Return on sales
57.4%
Debt to equity
2.31
Free cash flow
$7.94B
Free cash flow per share
$7.9
Book value per share
$5.37
Revenue per share
$16.92
TBVPS
$25.01
Current ratio
1.87
Quick ratio
1.51
Working capital
$8.41B
Dividend yield
0.48%
DPS
$1.46
Payout ratio
18.6%

MA stock price

Financial performance

Mastercard's net income has increased by 28% YoY but it has decreased by 2.1% QoQ
Mastercard's operating income has increased by 26% YoY
The net margin has grown by 15% YoY but it has contracted by 2.7% from the previous quarter
MA's operating margin is up by 13% year-on-year

Valuation

Price to earnings (P/E)
Current price to earnings (P/E):
38.93
Mastercard's EPS has increased by 30% YoY
MA's P/E is 13% above its 5-year quarterly average of 34.4 and 4.7% above its last 4 quarters average of 37.2
Price to book (P/B)
Current price to book (P/B):
56.9
The P/B is 79% more than the 5-year quarterly average of 31.8 and 11% more than the last 4 quarters average of 51.4
The equity has contracted by 8% from the previous quarter but it has grown by 4.5% YoY
Price to sales (P/S)
Current price to sales (P/S):
18.06
MA's P/S is 37% above its 5-year quarterly average of 13.2 and 9% above its last 4 quarters average of 16.6
Mastercard's revenue has increased by 11% YoY

Efficiency

The company's return on equity rose by 30% YoY but it fell by 3.2% QoQ
Mastercard's ROIC has decreased by 21% YoY and by 16% from the previous quarter
Mastercard's return on sales has increased by 12% YoY but it has decreased by 2.7% QoQ
MA's ROA is down by 9% since the previous quarter but it is up by 8% year-on-year

Dividends

DPS
$1.46
Dividend yield
0.48%
Payout ratio
18.6%

Recent dividends

Financial health

Assets vs liabilities
Mastercard's total assets is 22% more than its total liabilities
The quick ratio has soared by 56% from the previous quarter and by 44% YoY
MA's total liabilities is up by 38% year-on-year and by 8% since the previous quarter
Debt vs equity
The debt is 131% more than the equity
The debt has soared by 98% YoY and by 46% from the previous quarter
The debt to equity has surged by 89% year-on-year and by 59% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.