V Visa Inc. Class A

Price (delayed)

$195.67

Market cap

$380.28B

P/E Ratio

35.19

Dividend/share

$1.15

EPS

$5.56

Enterprise value

$387.17B

Business Summary

Sector: Financial Services

Industry: Credit Services

Website: http://usa.visa.com

Visa, Inc. engages in the provision of digital payment services. It also facilitates global commerce through the transfer of value and information among global network of consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It offers debit card, credit card, prepaid products, commercial payment solutions, and global ATM. The company was founded by Dee Hock in 1958 and is headquartered in San Francisco, CA.

Highlights

Visa Inc's quick ratio has decreased by 24% YoY and by 6% from the previous quarter

The price to earnings (P/E) is 9% higher than the last 4 quarters average of 32.2 and 8% higher than the 5-year quarterly average of 32.6

Key stats

Shares outstanding

1.94B

Market cap

$380.28B

Enterprise value

$387.17B

EBIT

$15.86B

EBITDA

$16.57B

Price to earnings (P/E)

35.19

Price to book (P/B)

11.1

Price to sales (P/S)

16.05

EV/EBIT

24.42

EV/EBITDA

23.37

Net debt/EBITDA

0.42

EV/Sales

16.21

EBITDA margin

69.4%

Gross margin

84.7%

Net margin

52.3%

Operating margin

65.2%

Return on assets

17.2%

Return on equity

35.8%

Return on invested capital

69.9%

Return on capital employed

27.9%

Return on sales

66.4%

Debt to equity

0.52

Free cash flow

$11.92B

Free cash flow per share

$6.08

Book value per share

$17.62

Revenue per share

$12.19

TBVPS

$15.34

Current ratio

1.25

Quick ratio

1.03

Working capital

$3.97B

Dividend yield

0.59%

DPS

$1.15

Payout ratio

20.7%

V stock price

Financial performance

The operating income has grown by 14% YoY

V's net income is up by 12% year-on-year

The gross profit has increased by 11% YoY

The revenue has grown by 10% YoY

Valuation

Price to earnings (P/E)

Current price to earnings (P/E):

35.19

The EPS is up by 15% year-on-year

The price to earnings (P/E) is 9% higher than the last 4 quarters average of 32.2 and 8% higher than the 5-year quarterly average of 32.6

Price to book (P/B)

Current price to book (P/B):

11.1

The P/B is 52% above the 5-year quarterly average of 7.3 and 13% above the last 4 quarters average of 9.8

Price to sales (P/S)

Current price to sales (P/S):

16.05

The stock's P/S is 25% above its 5-year quarterly average of 12.8 and 8% above its last 4 quarters average of 14.9

The revenue has grown by 10% YoY

Efficiency

The company's return on invested capital rose by 11% YoY and by 4.6% QoQ

The company's return on equity rose by 9% YoY

V's ROA is up by 8% YoY

Dividends

DPS

$1.15

Dividend yield

0.59%

Payout ratio

20.7%

Recent dividends

Financial health

Assets vs liabilities

The total assets is 91% higher than the total liabilities

Visa Inc's quick ratio has decreased by 24% YoY and by 6% from the previous quarter

V's total liabilities is up by 7% year-on-year but it is down by 3.2% since the previous quarter

Debt vs equity

V's debt is 48% smaller than its equity

Visa Inc's debt to equity has increased by 11% QoQ and by 6% YoY

V's debt is up by 8% year-on-year and by 7% since the previous quarter