Visa, Inc. engages in the provision of digital payment services. It also facilitates global commerce through the transfer of value and information among global network of consumers, merchants, financial institutions, businesses, strategic partners, and government entities. It offers debit card, credit card, prepaid products, commercial payment solutions, and global ATM. The company was founded by Dee Hock in 1958 and is headquartered in San Francisco, CA.
Highlights
The equity is up by 2.7% QoQ
Visa's quick ratio has increased by 29% from the previous quarter but it has decreased by 6% YoY
The revenue has contracted by 4.2% from the previous quarter but it has grown by 2.7% YoY
V's debt is up by 25% year-on-year and by 17% since the previous quarter
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 32.8 and 14% higher than the last 4 quarters average of 33.1
Key stats
What are the main financial stats of V
Market
Shares outstanding
1.94B
Market cap
$386.09B
Enterprise value
$391.92B
Valuations
Price to earnings (P/E)
37.79
Price to book (P/B)
10.87
Price to sales (P/S)
16.9
EV/EBIT
26.24
EV/EBITDA
24.99
EV/Sales
17.13
Earnings
Revenue
$22.88B
EBIT
$14.94B
EBITDA
$15.68B
Free cash flow
$11.57B
Per share
EPS
$5.26
Free cash flow per share
$5.95
Book value per share
$18.28
Revenue per share
$11.76
TBVPS
$17.94
Balance sheet
Total assets
$77.88B
Total liabilities
$42.36B
Debt
$20.88B
Equity
$35.52B
Working capital
$8.91B
Liquidity
Debt to equity
0.59
Current ratio
1.55
Quick ratio
1.33
Net debt/EBITDA
0.37
Margins
EBITDA margin
68.5%
Gross margin
83.7%
Net margin
51.4%
Operating margin
64.1%
Efficiency
Return on assets
15.8%
Return on equity
33.6%
Return on invested capital
65.9%
Return on capital employed
24.2%
Return on sales
65.3%
Dividend
Dividend yield
0.58%
DPS
$1.15
Payout ratio
21.9%
V stock price
How has the Visa stock price performed over time
Financial performance
How have Visa's revenue and profit performed over time
Revenue
$22.88B
Gross profit
$19.15B
Operating income
$14.67B
Net income
$11.75B
Gross margin
83.7%
Net margin
51.4%
The operating income has contracted by 6% from the previous quarter
V's net income is down by 6% since the previous quarter
The gross profit has decreased by 5% from the previous quarter
The revenue has contracted by 4.2% from the previous quarter but it has grown by 2.7% YoY
Valuation
What is Visa stock price valuation
P/E
37.79
P/B
10.87
P/S
16.9
EV/EBIT
26.24
EV/EBITDA
24.99
EV/Sales
17.13
The price to earnings (P/E) is 15% higher than the 5-year quarterly average of 32.8 and 14% higher than the last 4 quarters average of 33.1
The EPS has declined by 5% since the previous quarter
The P/B is 45% above the 5-year quarterly average of 7.5 and 9% above the last 4 quarters average of 10.0
The equity is up by 2.7% QoQ
The stock's P/S is 30% above its 5-year quarterly average of 13.0 and 12% above its last 4 quarters average of 15.1
The revenue has contracted by 4.2% from the previous quarter but it has grown by 2.7% YoY
Efficiency
How efficient is Visa business performance
V's ROA is down by 8% from the previous quarter and by 7% YoY
The company's return on equity fell by 6% QoQ and by 3.2% YoY
The company's return on invested capital fell by 6% QoQ
The return on sales has declined by 4.8% year-on-year
Dividends
What is V's dividend history
DPS
$1.15
Dividend yield
0.58%
Payout ratio
21.9%
Recent dividends
Financial health
How did Visa financials performed over time
The total assets is 84% higher than the total liabilities
Visa's quick ratio has increased by 29% from the previous quarter but it has decreased by 6% YoY
Visa's current ratio has increased by 24% from the previous quarter but it has decreased by 8% YoY
V's debt is 41% smaller than its equity
V's debt is up by 25% year-on-year and by 17% since the previous quarter
Visa's debt to equity has increased by 23% YoY and by 14% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated
quarterly, unless otherwise specified.