SBSI Southside Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NYSE: SBSI

Price (delayed)

$32.76

Market cap

$976.51M

P/E Ratio

12.85

Dividend/share

$1.44

EPS

$2.55

Enterprise value

$2.22B

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Relative Growth: Rel. Growth: 32
Relative Strength: Rel. Strength: 49
Relative Valuation: Rel. Valuation: 56
Relative Profitability: Rel. Profitability: 72

Southside Bancshares, Inc. is a bank holding company with approximately $8.52 billion in assets as of December 31, 2024, that owns 100% of Southside Bank. Southside Bank currently has 53 branches ...

Highlights
The equity has grown by 9% YoY and by 3.2% from the previous quarter
The P/E is 14% higher than the 5-year quarterly average of 11.2 but 2.7% lower than the last 4 quarters average of 13.1
The net income has declined by 11% year-on-year but it has increased by 7% since the previous quarter
The debt has soared by 110% YoY and by 83% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.southside.com
Peers: CFR TCBI PB FFIN

Key stats

What are the main financial stats of SBSI

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
0.77%
1 week
0.92%
1 month
-6.13%
1 year
14.19%
YTD
7.8%
QTD
-6.91%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$245.01M
Gross profit
$245.01M
Operating income
$91.54M
Net income
$76M
Gross margin
100%
Net margin
31%
The operating income has decreased by 12% YoY but it has increased by 7% from the previous quarter
The net income has declined by 11% year-on-year but it has increased by 7% since the previous quarter
The net margin has contracted by 8% YoY but it has grown by 4.7% from the previous quarter
The operating margin has contracted by 8% YoY but it has grown by 4.8% from the previous quarter

Price vs fundamentals

How does SBSI's price correlate with its fundamentals

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
SBSI P/E details
P/E
12.85
P/B
1.1
P/S
3.98
EV/EBIT
24.43
EV/EBITDA
21.88
EV/Sales
9.05
The P/E is 14% higher than the 5-year quarterly average of 11.2 but 2.7% lower than the last 4 quarters average of 13.1
The EPS is down by 10% year-on-year but it is up by 8% since the previous quarter
The stock's price to book (P/B) is 15% less than its 5-year quarterly average of 1.3
The equity has grown by 9% YoY and by 3.2% from the previous quarter
Southside Bancshares's revenue has decreased by 3.9% YoY but it has increased by 2.3% from the previous quarter
SBSI's P/S is 3.7% below its 5-year quarterly average of 4.1

Efficiency

How efficient is Southside Bancshares business performance
The ROIC fell by 17% YoY
The ROE fell by 16% YoY but it rose by 4.7% QoQ
SBSI's return on assets is up by 13% since the previous quarter but it is down by 10% year-on-year
The ROS is down by 9% year-on-year but it is up by 4.5% since the previous quarter

Dividends

What is SBSI's dividend history
Dividend details
DPS
$1.44
Dividend yield
4.4%
Payout ratio
56.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Southside Bancshares financials performed over time
The total assets is 11% greater than the total liabilities
The total liabilities has grown by 4.6% YoY
The total assets is up by 5% year-on-year
The debt is 86% more than the equity
The debt has soared by 110% YoY and by 83% from the previous quarter
Southside Bancshares's debt to equity has soared by 94% YoY and by 77% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.