SBSI Southside Bancshares Inc

Price (delayed)

$34.49

Market cap

$1.03B

P/E Ratio

14.55

Dividend/share

$1.44

EPS

$2.37

Enterprise value

$1.53B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 69

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside ...

Highlights
The equity has grown by 4.7% YoY
The net income has declined by 20% year-on-year but it has increased by 2.5% since the previous quarter
The EPS is down by 19% year-on-year but it is up by 3% since the previous quarter
The P/E is 28% higher than the 5-year quarterly average of 11.1 and 17% higher than the last 4 quarters average of 12.2
The debt has grown by 22% from the previous quarter and by 4% YoY

Key stats

What are the main financial stats of SBSI

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
2.1%
1 week
1.8%
1 month
5.35%
1 year
19.38%
YTD
13.49%
QTD
10.94%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$239.55M
Gross profit
$239.55M
Operating income
$85.49M
Net income
$70.97M
Gross margin
100%
Net margin
29.6%
The net income has declined by 20% year-on-year but it has increased by 2.5% since the previous quarter
The operating income has decreased by 20% YoY but it has increased by 3.5% from the previous quarter
The operating margin has contracted by 15% YoY
The net margin has contracted by 15% YoY

Price vs fundamentals

How does SBSI's price correlate with its fundamentals

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
P/E
14.55
P/B
1.2
P/S
4.28
EV/EBIT
18.09
EV/EBITDA
16.08
EV/Sales
6.4
The P/E is 28% higher than the 5-year quarterly average of 11.1 and 17% higher than the last 4 quarters average of 12.2
The EPS is down by 19% year-on-year but it is up by 3% since the previous quarter
The stock's price to book (P/B) is 9% less than its 5-year quarterly average of 1.3 but 7% more than its last 4 quarters average of 1.1
The equity has grown by 4.7% YoY
SBSI's P/S is 13% above its last 4 quarters average of 3.7 and 2.2% above its 5-year quarterly average of 4.1
Southside Bancshares's revenue has decreased by 6% YoY but it has increased by 2.4% from the previous quarter

Efficiency

How efficient is Southside Bancshares business performance
SBSI's return on assets is down by 27% year-on-year
The ROE fell by 22% YoY
The ROIC fell by 17% YoY
The ROS is down by 16% year-on-year

Dividends

What is SBSI's dividend history
DPS
$1.44
Dividend yield
4.18%
Payout ratio
60.8%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Southside Bancshares financials performed over time
The total assets is 11% greater than the total liabilities
The total liabilities has grown by 6% YoY and by 3.7% from the previous quarter
The total assets is up by 6% year-on-year and by 3.4% since the previous quarter
The debt is 4.5% more than the equity
The debt has grown by 22% from the previous quarter and by 4% YoY
Southside Bancshares's debt to equity has increased by 21% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.