SBSI
Southside Bancshares
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: SBSI
- PE Ratio
The current PE ratio for Southside Bancshares stock as of Jul 31, 2026 is 12.75. This is calculated based on the current EPS of $2.55 and the stock price of $32.51 per share. The PE ratio has decreased by 2.6% from the past four quarters average of 13.1.
SBSI PE ratio history
The average historical PE ratio of Southside Bancshares for the last ten years is 13.66. The current P/E ratio of 12.75 is 7% lower than the historical average. In the past ten years, SBSI's PE ratio peaked in the Dec 2016 quarter at 20.19, when the stock price was $36.75 and the EPS was $1.82. The lowest point was in the Jun 2023 quarter, when it reached 7.81 with a price of $26.16 and an EPS of $3.35.
Southside Bancshares PE ratio by year
Maximum annual increase: 121.97% in 2014
Maximum annual decrease: -47.44% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 13.21 | 21.42% | $30.39 | $2.3 |
| 2024 | 10.88 | -2.07% | $31.76 | $2.92 |
| 2023 | 11.11 | 0.91% | $31.32 | $2.82 |
| 2022 | 11.01 | -8.4% | $35.99 | $3.27 |
| 2021 | 12.02 | -4.3% | $41.82 | $3.48 |
| 2020 | 12.56 | -25.28% | $31.03 | $2.47 |
| 2019 | 16.81 | 12.22% | $37.14 | $2.21 |
| 2018 | 14.98 | -19.07% | $31.75 | $2.12 |
| 2017 | 18.51 | -8.32% | $33.68 | $1.82 |
| 2016 | 20.19 | 45.67% | $36.75 | $1.82 |
| 2015 | 13.86 | -47.44% | $22.32 | $1.61 |
| 2014 | 26.37 | 121.97% | $25.58 | $0.97 |
| 2013 | 11.88 | 13.14% | $23.04 | $1.94 |
| 2012 | 10.5 | 15.38% | $16.9 | $1.61 |
| 2011 | 9.1 | 7.44% | $16.56 | $1.82 |
Southside Bancshares PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2026 | 13.8 | 5.18% | $35.19 | $2.55 |
| Mar 2026 | 13.12 | -0.68% | $31.09 | $2.37 |
| Dec 2025 | 13.21 | 8.01% | $30.39 | $2.3 |
| Sep 2025 | 12.23 | 17.6% | $28.25 | $2.31 |
| Jun 2025 | 10.4 | 4.84% | $29.43 | $2.83 |
| Mar 2025 | 9.92 | -8.82% | $28.96 | $2.92 |
| Dec 2024 | 10.88 | -9.86% | $31.76 | $2.92 |
| Sep 2024 | 12.07 | 17.64% | $33.43 | $2.77 |
| Jun 2024 | 10.26 | -5.61% | $27.61 | $2.69 |
| Mar 2024 | 10.87 | -2.16% | $29.23 | $2.69 |
| Dec 2023 | 11.11 | 20.37% | $31.32 | $2.82 |
| Sep 2023 | 9.23 | 18.18% | $28.7 | $3.11 |
| Jun 2023 | 7.81 | -21.66% | $26.16 | $3.35 |
| Mar 2023 | 9.97 | -9.45% | $33.2 | $3.33 |
| Dec 2022 | 11.01 | 2.13% | $35.99 | $3.27 |
SBSI Price vs fair value
SBSI average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, SBSI's PE ratio is higher than its 3 and 5-year historical averages, but it is lower than the 10-year average.
PE comparison
Southside Bancshares's P/E of 12.75 is below the Financial Services sector, the industry and its peers average. In comparison with its Financial Services sector average of 13.56, Southside Bancshares's P/E is 6% lower.
SBSI PE vs peers
In comparison to its peers CFR and BOKF, SBSI's PE ratio is lower, but it is higher than IBOC's and TCBI's. Southside Bancshares's PE ratio is trading below the peer group average of 14.15.
| Stock name | PE ratio | Market cap |
|---|---|---|
| IBOC International Bancshares Corp | 11.33 | $4.73B |
| APOG Apogee Enterprises Inc | 12.69 | $850.07M |
| SBSI Southside Bancshares Inc | 12.79 | $972.49M |
| TCBI Texas Capital Bancshares Inc | 12.88 | $4.36B |
| PB Prosperity Bancshares Inc | 13.6 | $7.57B |
| BOKF BOK Financial Corp | 14.41 | $8.66B |
| CFR Cullen Frost Bankers Inc | 15.8 | $10.39B |
| FFIN First Financial Bankshares Inc | 19.13 | $5.07B |
Frequently asked questions
What is Southside Bancshares's PE ratio?
The price to earnings ratio for SBSI stock as of Jul 31, 2026, stands at 12.75.
What is the 3-year average PE ratio for Southside Bancshares (SBSI)?
As an average over the last 3 years, SBSI stock has a PE ratio of 11.43.
What is the 5-year average PE ratio for Southside Bancshares (SBSI)?
As an average over the last 5 years, SBSI stock has a PE ratio of 11.18.
What is the highest PE ratio for SBSI?
In the last ten years, the Dec 2016 quarter recorded the highest quarterly PE ratio at 20.19.
How does the current PE ratio for SBSI compare to its historical average?
The current price to earnings ratio of SBSI is 7% lower than the 10-year historical average.
How is SBSI's PE ratio calculated (Southside Bancshares PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jul 31, 2026), Southside Bancshares's stock price is $32.51. The earnings per share for the trailing twelve months (TTM) ending Jun 2026 is $2.55. Therefore, Southside Bancshares's PE ratio for today is 12.75. PE RATIO(12.75) = STOCK PRICE($32.51) / TTM EPS($2.55)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.