FFIN First Financial Bankshares Inc

Price (delayed)

$46.71

Market cap

$6.64B

P/E Ratio

32.89

Dividend/share

$0.51

EPS

$1.42

Enterprise value

$6.35B

Sector: Financial Services
Industry: Banks - Regional

Highlights

First Financial Bankshares's equity has increased by 37% YoY and by 3.6% from the previous quarter
FFIN's net income is up by 23% YoY and by 9% from the previous quarter
FFIN's debt is down by 15% from the previous quarter but it is up by 13% YoY
The price to earnings (P/E) is 44% higher than the last 4 quarters average of 22.9 and 33% higher than the 5-year quarterly average of 24.7

Key stats

What are the main financial stats of FFIN
Market
Shares outstanding
142.25M
Market cap
$6.64B
Enterprise value
$6.35B
Valuations
Price to earnings (P/E)
32.89
Price to book (P/B)
3.96
Price to sales (P/S)
14.11
EV/EBIT
26.18
EV/EBITDA
24.87
EV/Sales
13.49
Earnings
Revenue
$470.3M
EBIT
$242.37M
EBITDA
$255.16M
Free cash flow
$195.67M
Per share
EPS
$1.42
Free cash flow per share
$1.38
Book value per share
$11.81
Revenue per share
$3.31
TBVPS
$74.49
Balance sheet
Total assets
$10.9B
Total liabilities
$9.23B
Debt
$430.09M
Equity
$1.68B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.17
Margins
EBITDA margin
54.3%
Gross margin
100%
Net margin
43%
Operating margin
51.5%
Efficiency
Return on assets
1.9%
Return on equity
12.6%
Return on invested capital
2.4%
Return on capital employed
N/A
Return on sales
51.5%
Dividend
Dividend yield
1.09%
DPS
$0.51
Payout ratio
35.9%

FFIN stock price

How has the First Financial Bankshares stock price performed over time
Intraday
4.05%
1 week
4.59%
1 month
14.32%
1 year
62.41%
YTD
29.1%
QTD
29.1%

Financial performance

How have First Financial Bankshares's revenue and profit performed over time
Revenue
$470.3M
Gross profit
$470.3M
Operating income
$242.37M
Net income
$202.03M
Gross margin
100%
Net margin
43%
FFIN's net income is up by 23% YoY and by 9% from the previous quarter
The operating income is up by 22% YoY and by 9% QoQ
FFIN's gross profit is up by 19% year-on-year and by 7% since the previous quarter
FFIN's revenue is up by 19% year-on-year and by 7% since the previous quarter

Growth

What is First Financial Bankshares's growth rate over time

Valuation

What is First Financial Bankshares stock price valuation
P/E
32.89
P/B
3.96
P/S
14.11
EV/EBIT
26.18
EV/EBITDA
24.87
EV/Sales
13.49
The price to earnings (P/E) is 44% higher than the last 4 quarters average of 22.9 and 33% higher than the 5-year quarterly average of 24.7
FFIN's EPS is up by 16% year-on-year and by 8% since the previous quarter
The price to book (P/B) is 47% higher than the last 4 quarters average of 2.7 and 24% higher than the 5-year quarterly average of 3.2
First Financial Bankshares's equity has increased by 37% YoY and by 3.6% from the previous quarter
The P/S is 45% higher than the 5-year quarterly average of 9.7 and 44% higher than the last 4 quarters average of 9.8
FFIN's revenue is up by 19% year-on-year and by 7% since the previous quarter

Efficiency

How efficient is First Financial Bankshares business performance
FFIN's return on equity is down by 10% year-on-year
The company's return on assets fell by 5% YoY
The company's return on invested capital rose by 4.3% QoQ but it fell by 4% YoY
FFIN's return on sales is up by 2.6% year-on-year

Dividends

What is FFIN's dividend history
DPS
$0.51
Dividend yield
1.09%
Payout ratio
35.9%
Recent dividends

Financial health

How did First Financial Bankshares financials performed over time
The company's total assets is 18% higher than its total liabilities
The company's total assets rose by 32% YoY and by 3.2% QoQ
FFIN's total liabilities is up by 31% YoY and by 3.1% QoQ
FFIN's debt is 74% less than its equity
First Financial Bankshares's equity has increased by 37% YoY and by 3.6% from the previous quarter
First Financial Bankshares's debt to equity has decreased by 16% from the previous quarter and by 16% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.