FFIN First Financial Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFIN

Price (delayed)

$44.65

Market cap

$6.36B

P/E Ratio

28.26

Dividend/share

$0.56

EPS

$1.58

Enterprise value

$6.06B

Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas, ...

Highlights
FFIN's net income is up by 28% YoY
FFIN's EPS is up by 24% year-on-year
FFIN's debt is up by 22% YoY
The price to earnings (P/E) is 10% higher than the 5-year quarterly average of 25.8 and 5% higher than the last 4 quarters average of 26.9
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ffin.com
Peers: SBSI CFR PB TCBI

Key stats

What are the main financial stats of FFIN
Market
Shares outstanding
142.36M
Market cap
$6.36B
Enterprise value
$6.06B
Valuations
Price to earnings (P/E)
28.26
Price to book (P/B)
3.69
Price to sales (P/S)
12.57
EV/EBIT
22.52
EV/EBITDA
21.46
EV/Sales
11.99
Earnings
Revenue
$505.59M
EBIT
$269.19M
EBITDA
$282.46M
Free cash flow
$225.5M
Per share
EPS
$1.58
Free cash flow per share
$1.58
Book value per share
$12.09
Revenue per share
$3.55
TBVPS
$84.42
Balance sheet
Total assets
$12.33B
Total liabilities
$10.61B
Debt
$549.97M
Equity
$1.72B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.04
Margins
EBITDA margin
55.9%
Gross margin
100%
Net margin
44.4%
Operating margin
53.2%
Efficiency
Return on assets
2%
Return on equity
13.4%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
53.2%
Dividend
Dividend yield
1.25%
DPS
$0.56
Payout ratio
35.4%

FFIN stock price

How has the First Financial Bankshares stock price performed over time
Intraday
1.62%
1 week
2.22%
1 month
-7.96%
1 year
52.13%
YTD
23.41%
QTD
-9.12%

Financial performance

How have First Financial Bankshares's revenue and profit performed over time
Revenue
$505.59M
Gross profit
$505.59M
Operating income
$269.19M
Net income
$224.63M
Gross margin
100%
Net margin
44.4%
FFIN's net income is up by 28% YoY
The operating income is up by 28% YoY
FFIN's gross profit is up by 20% year-on-year
FFIN's revenue is up by 20% year-on-year

Growth

What is First Financial Bankshares's growth rate over time

Valuation

What is First Financial Bankshares stock price valuation
P/E
28.26
P/B
3.69
P/S
12.57
EV/EBIT
22.52
EV/EBITDA
21.46
EV/Sales
11.99
FFIN's EPS is up by 24% year-on-year
The price to earnings (P/E) is 10% higher than the 5-year quarterly average of 25.8 and 5% higher than the last 4 quarters average of 26.9
First Financial Bankshares's equity has increased by 9% YoY and by 3.3% from the previous quarter
The price to book (P/B) is 9% higher than the 5-year quarterly average of 3.4 and 9% higher than the last 4 quarters average of 3.4
The P/S is 21% higher than the 5-year quarterly average of 10.4 and 7% higher than the last 4 quarters average of 11.8
FFIN's revenue is up by 20% year-on-year

Efficiency

How efficient is First Financial Bankshares business performance
The company's return on invested capital rose by 9% YoY
FFIN's return on sales is up by 6% year-on-year
FFIN's return on equity is up by 6% year-on-year
The company's return on assets rose by 5% YoY

Dividends

What is FFIN's dividend history
DPS
$0.56
Dividend yield
1.25%
Payout ratio
35.4%
Recent dividends

Financial health

How did First Financial Bankshares financials performed over time
The company's total assets is 16% higher than its total liabilities
FFIN's total liabilities is up by 21% YoY
The company's total assets rose by 19% YoY
FFIN's debt is 68% less than its equity
FFIN's debt is up by 22% YoY
First Financial Bankshares's debt to equity has increased by 14% YoY but it has decreased by 3% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.