Price (delayed)
$35.2
Market cap
$5.03B
P/E Ratio
24.96
Dividend/share
$0.72
EPS
$1.41
Enterprise value
$4.82B
Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas,
Highlights
FFIN's debt has plunged by 72% YoY and by 51% from the previous quarter
First Financial Bankshares's equity has increased by 11% YoY
The price to earnings (P/E) is 20% higher than the last 4 quarters average of 20.8
FFIN's EPS is down by 10% year-on-year
Key stats
What are the main financial stats of FFIN
Market
Valuations
Earnings
Shares outstanding
142.85M
Market cap
$5.03B
Enterprise value
$4.82B
Price to earnings (P/E)
24.96
Price to book (P/B)
3.31
Price to sales (P/S)
10.12
EV/EBIT
19.69
EV/EBITDA
18.71
EV/Sales
9.7
Revenue
$496.9M
EBIT
$244.93M
EBITDA
$257.7M
Free cash flow
$260.35M
Per share
Balance sheet
Liquidity
EPS
$1.41
Free cash flow per share
$1.82
Book value per share
$10.63
Revenue per share
$3.48
TBVPS
$89.96
Total assets
$13.16B
Total liabilities
$11.65B
Debt
$162.65M
Equity
$1.52B
Working capital
N/A
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.8
Margins
Efficiency
Dividend
EBITDA margin
51.9%
Gross margin
100%
Net margin
40.5%
Operating margin
49.3%
Return on assets
1.5%
Return on equity
14%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
49.3%
Dividend yield
2.05%
DPS
$0.72
Payout ratio
51.1%
FFIN stock price
How has the First Financial Bankshares stock price performed over time
Intraday
-1.46%
1 week
-3.75%
1 month
2.65%
1 year
28.09%
YTD
16.17%
QTD
19.2%
Financial performance
How have First Financial Bankshares's revenue and profit performed over time
Revenue
$496.9M
Gross profit
$496.9M
Operating income
$244.93M
Net income
$201.42M
Gross margin
100%
Net margin
40.5%
The operating income is down by 9% YoY
FFIN's net income is down by 9% YoY
FFIN's net margin is down by 8% YoY
FFIN's operating margin is down by 8% YoY
Growth
What is First Financial Bankshares's growth rate over time
Valuation
What is First Financial Bankshares stock price valuation
P/E
24.96
P/B
3.31
P/S
10.12
EV/EBIT
19.69
EV/EBITDA
18.71
EV/Sales
9.7
The price to earnings (P/E) is 20% higher than the last 4 quarters average of 20.8
FFIN's EPS is down by 10% year-on-year
The price to book (P/B) is 14% higher than the last 4 quarters average of 2.9 but 5% lower than the 5-year quarterly average of 3.5
First Financial Bankshares's equity has increased by 11% YoY
The P/S is 18% higher than the last 4 quarters average of 8.6 but 4.5% lower than the 5-year quarterly average of 10.6
Efficiency
How efficient is First Financial Bankshares business performance
FFIN's return on equity is down by 19% year-on-year and by 2.1% since the previous quarter
The company's return on assets fell by 12% YoY
The company's return on invested capital fell by 10% YoY
FFIN's return on sales is down by 8% year-on-year
Dividends
What is FFIN's dividend history
DPS
$0.72
Dividend yield
2.05%
Payout ratio
51.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial Bankshares financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 2.6% YoY
FFIN's debt is 89% less than its equity
First Financial Bankshares's debt to equity has plunged by 74% YoY and by 50% from the previous quarter
FFIN's debt has plunged by 72% YoY and by 51% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.