FFIN First Financial Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFIN

Price (delayed)

$30.48

Market cap

$4.35B

P/E Ratio

21.93

Dividend/share

$0.72

EPS

$1.39

Enterprise value

$4.22B

Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas, ...

Highlights
FFIN's debt is down by 46% from the previous quarter and by 37% YoY
First Financial Bankshares's equity has increased by 21% from the previous quarter and by 18% YoY
The price to earnings (P/E) is 14% higher than the last 4 quarters average of 19.2 but 12% lower than the 5-year quarterly average of 24.8
FFIN's EPS is down by 15% year-on-year and by 7% since the previous quarter
FFIN's net income is down by 15% YoY and by 6% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ffin.com
Peers: SBSI CFR PB TCBI

Key stats

What are the main financial stats of FFIN
Market
Shares outstanding
142.75M
Market cap
$4.35B
Enterprise value
$4.22B
Valuations
Price to earnings (P/E)
21.93
Price to book (P/B)
2.9
Price to sales (P/S)
9.04
EV/EBIT
17.34
EV/EBITDA
16.49
EV/Sales
8.77
Earnings
Revenue
$481.18M
EBIT
$243.3M
EBITDA
$255.88M
Free cash flow
$271.34M
Per share
EPS
$1.39
Free cash flow per share
$1.9
Book value per share
$10.5
Revenue per share
$3.37
TBVPS
$89.63
Balance sheet
Total assets
$13.11B
Total liabilities
$11.61B
Debt
$404.08M
Equity
$1.5B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.52
Margins
EBITDA margin
53.2%
Gross margin
100%
Net margin
41.4%
Operating margin
50.6%
Efficiency
Return on assets
1.5%
Return on equity
14.5%
Return on invested capital
1.9%
Return on capital employed
N/A
Return on sales
50.6%
Dividend
Dividend yield
2.36%
DPS
$0.72
Payout ratio
51.8%

FFIN stock price

How has the First Financial Bankshares stock price performed over time
Intraday
-0.1%
1 week
6.39%
1 month
-2.03%
1 year
6.31%
YTD
0.59%
QTD
-7.1%

Financial performance

How have First Financial Bankshares's revenue and profit performed over time
Revenue
$481.18M
Gross profit
$481.18M
Operating income
$243.3M
Net income
$198.98M
Gross margin
100%
Net margin
41.4%
FFIN's net income is down by 15% YoY and by 6% from the previous quarter
The operating income is down by 13% YoY and by 6% QoQ
FFIN's net margin is down by 9% YoY and by 4.2% from the previous quarter
FFIN's gross profit is down by 7% year-on-year

Growth

What is First Financial Bankshares's growth rate over time

Valuation

What is First Financial Bankshares stock price valuation
FFIN P/E details
P/E
21.93
P/B
2.9
P/S
9.04
EV/EBIT
17.34
EV/EBITDA
16.49
EV/Sales
8.77
FFIN's EPS is down by 15% year-on-year and by 7% since the previous quarter
The price to earnings (P/E) is 14% higher than the last 4 quarters average of 19.2 but 12% lower than the 5-year quarterly average of 24.8
First Financial Bankshares's equity has increased by 21% from the previous quarter and by 18% YoY
The price to book (P/B) is 17% lower than the 5-year quarterly average of 3.5 and 3.3% lower than the last 4 quarters average of 3.0
The P/S is 16% lower than the 5-year quarterly average of 10.8 but 9% higher than the last 4 quarters average of 8.3
FFIN's revenue is down by 7% year-on-year

Efficiency

How efficient is First Financial Bankshares business performance
FFIN's return on equity is down by 19% year-on-year and by 10% since the previous quarter
The company's return on assets fell by 17% YoY and by 6% QoQ
The company's return on invested capital fell by 10% YoY and by 5% QoQ
FFIN's return on sales is down by 7% year-on-year and by 3.8% since the previous quarter

Dividends

What is FFIN's dividend history
Dividend details
DPS
$0.72
Dividend yield
2.36%
Payout ratio
51.8%
Recent dividends

Financial health

How did First Financial Bankshares financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 2.6% QoQ
FFIN's debt is 73% less than its equity
First Financial Bankshares's debt to equity has plunged by 56% from the previous quarter and by 47% YoY
FFIN's debt is down by 46% from the previous quarter and by 37% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.