FFIN First Financial Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFIN

Price (delayed)

$51.45

Market cap

$7.32B

P/E Ratio

32.98

Dividend/share

$0.52

EPS

$1.56

Enterprise value

$6.79B

Highlights
FFIN's net income is up by 35% YoY and by 10% from the previous quarter
FFIN's EPS is up by 30% year-on-year and by 10% since the previous quarter
FFIN's debt is down by 36% YoY but it is up by 28% from the previous quarter
The price to earnings (P/E) is 33% higher than the last 4 quarters average of 24.8 and 30% higher than the 5-year quarterly average of 25.3
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.ffin.com/
Peers: CFR PB TCBI IBOC

Key stats

What are the main financial stats of FFIN
Market
Shares outstanding
142.29M
Market cap
$7.32B
Enterprise value
$6.79B
Valuations
Price to earnings (P/E)
32.98
Price to book (P/B)
4.39
Price to sales (P/S)
14.75
EV/EBIT
25.52
EV/EBITDA
24.34
EV/Sales
13.67
Earnings
Revenue
$496.21M
EBIT
$265.87M
EBITDA
$278.75M
Free cash flow
$263.52M
Per share
EPS
$1.56
Free cash flow per share
$1.85
Book value per share
$11.71
Revenue per share
$3.49
TBVPS
$82.85
Balance sheet
Total assets
$12.1B
Total liabilities
$10.44B
Debt
$548.6M
Equity
$1.67B
Working capital
N/A
Liquidity
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.92
Margins
EBITDA margin
56.2%
Gross margin
100%
Net margin
44.7%
Operating margin
53.6%
Efficiency
Return on assets
2%
Return on equity
13.5%
Return on invested capital
2.5%
Return on capital employed
N/A
Return on sales
53.6%
Dividend
Dividend yield
1.01%
DPS
$0.52
Payout ratio
33.3%

FFIN stock price

How has the First Financial Bankshares stock price performed over time
Intraday
0.86%
1 week
-0.41%
1 month
4.23%
1 year
77.41%
YTD
42.21%
QTD
10.1%

Financial performance

How have First Financial Bankshares's revenue and profit performed over time
Revenue
$496.21M
Gross profit
$496.21M
Operating income
$265.87M
Net income
$221.72M
Gross margin
100%
Net margin
44.7%
The operating income is up by 35% YoY and by 10% QoQ
FFIN's net income is up by 35% YoY and by 10% from the previous quarter
FFIN's gross profit is up by 24% year-on-year and by 6% since the previous quarter
FFIN's revenue is up by 24% year-on-year and by 6% since the previous quarter

Growth

What is First Financial Bankshares's growth rate over time

Valuation

What is First Financial Bankshares stock price valuation
P/E
32.98
P/B
4.39
P/S
14.75
EV/EBIT
25.52
EV/EBITDA
24.34
EV/Sales
13.67
The price to earnings (P/E) is 33% higher than the last 4 quarters average of 24.8 and 30% higher than the 5-year quarterly average of 25.3
FFIN's EPS is up by 30% year-on-year and by 10% since the previous quarter
The price to book (P/B) is 46% higher than the last 4 quarters average of 3.0 and 33% higher than the 5-year quarterly average of 3.3
First Financial Bankshares's equity has increased by 9% YoY
The P/S is 46% higher than the 5-year quarterly average of 10.1 and 37% higher than the last 4 quarters average of 10.8
FFIN's revenue is up by 24% year-on-year and by 6% since the previous quarter

Efficiency

How efficient is First Financial Bankshares business performance
The company's return on invested capital rose by 9% YoY and by 4.2% QoQ
FFIN's return on sales is up by 9% year-on-year and by 4.1% since the previous quarter
FFIN's return on equity is up by 7% since the previous quarter and by 5% year-on-year
The company's return on assets rose by 5% QoQ and by 5% YoY

Dividends

What is FFIN's dividend history
DPS
$0.52
Dividend yield
1.01%
Payout ratio
33.3%
Recent dividends

Financial health

How did First Financial Bankshares financials performed over time
The company's total assets is 16% higher than its total liabilities
FFIN's total liabilities is up by 28% YoY and by 13% QoQ
The company's total assets rose by 25% YoY and by 11% QoQ
FFIN's debt is 67% less than its equity
First Financial Bankshares's debt to equity has decreased by 41% YoY but it has increased by 27% from the previous quarter
FFIN's debt is down by 36% YoY but it is up by 28% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.