FFIN First Financial Bankshares Inc
- Stocks
- Financial Services
- NASDAQ: FFIN
Price (delayed)
$33.96
Market cap
$4.86B
P/E Ratio
19.74
Dividend/share
$0.73
EPS
$1.72
Enterprise value
$4.22B
Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas,
Highlights
FFIN's debt has plunged by 57% YoY and by 16% from the previous quarter
FFIN's net income is up by 22% YoY and by 6% from the previous quarter
Key stats
What are the main financial stats of FFIN
Market
Valuations
Earnings
Shares outstanding
143.1M
Market cap
$4.86B
Enterprise value
$4.22B
Price to earnings (P/E)
19.74
Price to book (P/B)
2.8
Price to sales (P/S)
8.4
EV/EBIT
14.06
EV/EBITDA
13.46
EV/Sales
7.3
Revenue
$578.4M
Gross profit
$578.4M
Operating income
$300.22M
Net income
$245.63M
EBIT
$300.22M
EBITDA
$313.66M
Free cash flow
$293.72M
Per share
Balance sheet
Liquidity
EPS
$1.72
EPS diluted
$1.72
Free cash flow per share
$2.05
Book value per share
$12.15
Revenue per share
$4.04
TBVPS
$98.31
Total assets
$14.38B
Total liabilities
$12.64B
Debt
$70.18M
Equity
$1.74B
Working capital
N/A
Debt to equity
0.04
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.03
Margins
Efficiency
Dividend
EBITDA margin
54.2%
Gross margin
100%
Net margin
42.5%
Operating margin
51.9%
Return on assets
1.7%
Return on equity
14.7%
Return on invested capital
2.3%
Return on capital employed
N/A
Return on sales
51.9%
Dividend yield
2.15%
DPS
$0.73
Payout ratio
42.4%
FFIN stock price
How has the First Financial Bankshares stock price performed over time
Intraday
-1.02%
1 week
-3.28%
1 month
-10.06%
1 year
-0.96%
YTD
-5.8%
QTD
-5.61%
Financial performance
How have First Financial Bankshares's revenue and profit performed over time
Revenue
$578.4M
Gross profit
$578.4M
Operating income
$300.22M
Net income
$245.63M
Gross margin
100%
Net margin
42.5%
The operating income is up by 23% YoY and by 6% QoQ
FFIN's net income is up by 22% YoY and by 6% from the previous quarter
FFIN's gross profit is up by 16% year-on-year and by 4.5% since the previous quarter
FFIN's revenue is up by 16% year-on-year and by 4.5% since the previous quarter
Price vs fundamentals
How does FFIN's price correlate with its fundamentals
Growth
What is First Financial Bankshares's growth rate over time
Valuation
What is First Financial Bankshares stock price valuation
P/E
19.74
P/B
2.8
P/S
8.4
EV/EBIT
14.06
EV/EBITDA
13.46
EV/Sales
7.3
FFIN's EPS is up by 22% year-on-year and by 6% since the previous quarter
The price to earnings (P/E) is 17% lower than the 5-year quarterly average of 24.0 and 13% lower than the last 4 quarters average of 22.9
The price to book (P/B) is 19% lower than the 5-year quarterly average of 3.5 and 9% lower than the last 4 quarters average of 3.1
First Financial Bankshares's equity has increased by 14% YoY and by 3.4% from the previous quarter
The P/S is 18% lower than the 5-year quarterly average of 10.4 and 11% lower than the last 4 quarters average of 9.5
FFIN's revenue is up by 16% year-on-year and by 4.5% since the previous quarter
Efficiency
How efficient is First Financial Bankshares business performance
The company's return on invested capital rose by 21% YoY and by 4.5% QoQ
The company's return on assets rose by 13% YoY
FFIN's return on sales is up by 5% year-on-year
FFIN's return on equity is up by 5% year-on-year and by 2.8% since the previous quarter
Dividends
What is FFIN's dividend history
DPS
$0.73
Dividend yield
2.15%
Payout ratio
42.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial Bankshares financials performed over time
The company's total assets is 14% higher than its total liabilities
The company's total assets rose by 9% YoY
FFIN's total liabilities is up by 9% YoY
FFIN's debt is 96% less than its equity
First Financial Bankshares's debt to equity has plunged by 64% YoY and by 20% from the previous quarter
FFIN's debt has plunged by 57% YoY and by 16% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.