FFIN First Financial Bankshares Inc
Price (delayed)
$32.25
Market cap
$4.61B
P/E Ratio
20.67
Dividend/share
$0.72
EPS
$1.56
Enterprise value
$4.04B
Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas,
Highlights
The price to earnings (P/E) is 15% lower than the 5-year quarterly average of 24.2 and 11% lower than the last 4 quarters average of 23.3
FFIN's EPS is up by 12% year-on-year and by 8% since the previous quarter
FFIN's debt has soared by 136% from the previous quarter but it has plunged by 51% YoY
First Financial Bankshares's equity has increased by 7% YoY but it has decreased by 3.3% from the previous quarter
Key stats
What are the main financial stats of FFIN
Market
Valuations
Earnings
Shares outstanding
142.98M
Market cap
$4.61B
Enterprise value
$4.04B
Price to earnings (P/E)
20.67
Price to book (P/B)
2.87
Price to sales (P/S)
8.58
EV/EBIT
14.88
EV/EBITDA
14.18
EV/Sales
7.53
Revenue
$536.91M
Gross profit
$536.91M
Operating income
$271.85M
Net income
$223.51M
EBIT
$271.85M
EBITDA
$285.27M
Free cash flow
$294.82M
Per share
Balance sheet
Liquidity
EPS
$1.56
EPS diluted
$1.56
Free cash flow per share
$2.06
Book value per share
$11.24
Revenue per share
$3.76
TBVPS
$95.62
Total assets
$13.98B
Total liabilities
$12.37B
Debt
$197.02M
Equity
$1.61B
Working capital
N/A
Debt to equity
0.12
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.99
Margins
Efficiency
Dividend
EBITDA margin
53.1%
Gross margin
100%
Net margin
41.6%
Operating margin
50.6%
Return on assets
1.7%
Return on equity
14.2%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
50.6%
Dividend yield
2.23%
DPS
$0.72
Payout ratio
46.2%
FFIN stock price
How has the First Financial Bankshares stock price performed over time
Intraday
-1.32%
1 week
1.61%
1 month
-9.66%
1 year
7.46%
YTD
-10.54%
QTD
-10.22%
Financial performance
How have First Financial Bankshares's revenue and profit performed over time
Revenue
$536.91M
Gross profit
$536.91M
Operating income
$271.85M
Net income
$223.51M
Gross margin
100%
Net margin
41.6%
The operating income is up by 12% YoY and by 8% QoQ
FFIN's gross profit is up by 12% year-on-year and by 5% since the previous quarter
FFIN's revenue is up by 12% year-on-year and by 5% since the previous quarter
FFIN's net income is up by 12% YoY and by 8% from the previous quarter
Growth
What is First Financial Bankshares's growth rate over time
Valuation
What is First Financial Bankshares stock price valuation
P/E
20.67
P/B
2.87
P/S
8.58
EV/EBIT
14.88
EV/EBITDA
14.18
EV/Sales
7.53
The price to earnings (P/E) is 15% lower than the 5-year quarterly average of 24.2 and 11% lower than the last 4 quarters average of 23.3
FFIN's EPS is up by 12% year-on-year and by 8% since the previous quarter
The price to book (P/B) is 18% lower than the 5-year quarterly average of 3.5 and 7% lower than the last 4 quarters average of 3.1
First Financial Bankshares's equity has increased by 7% YoY but it has decreased by 3.3% from the previous quarter
The P/S is 18% lower than the 5-year quarterly average of 10.5 and 10% lower than the last 4 quarters average of 9.5
FFIN's revenue is up by 12% year-on-year and by 5% since the previous quarter
Efficiency
How efficient is First Financial Bankshares business performance
The company's return on assets rose by 13% YoY and by 6% QoQ
The company's return on invested capital rose by 11% YoY and by 5% QoQ
FFIN's return on equity is up by 6% since the previous quarter but it is down by 2.1% year-on-year
FFIN's return on sales is up by 2.4% since the previous quarter
Dividends
What is FFIN's dividend history
DPS
$0.72
Dividend yield
2.23%
Payout ratio
46.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Financial Bankshares financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's total assets rose by 7% YoY and by 2.9% QoQ
FFIN's total liabilities is up by 7% YoY and by 3.8% QoQ
FFIN's debt is 88% less than its equity
First Financial Bankshares's debt to equity has soared by 140% from the previous quarter but it has plunged by 56% YoY
FFIN's debt has soared by 136% from the previous quarter but it has plunged by 51% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.