FFIN First Financial Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFIN

Price (delayed)

$26.92

Market cap

$3.84B

P/E Ratio

16.62

Dividend/share

$0.68

EPS

$1.62

Enterprise value

$4.03B

Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas, ...

Highlights
The price to earnings (P/E) is 36% lower than the 5-year quarterly average of 25.8 and 27% lower than the last 4 quarters average of 22.7
FFIN's debt is down by 17% YoY
First Financial Bankshares's equity has increased by 8% from the previous quarter but it has decreased by 8% YoY
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ffin.com
Peers: SBSI CFR PB TCBI

Key stats

What are the main financial stats of FFIN
Market
Shares outstanding
142.73M
Market cap
$3.84B
Enterprise value
$4.03B
Valuations
Price to earnings (P/E)
16.62
Price to book (P/B)
2.8
Price to sales (P/S)
7.51
EV/EBIT
14.45
EV/EBITDA
13.83
EV/Sales
7.87
Earnings
Revenue
$511.63M
EBIT
$278.82M
EBITDA
$291.42M
Free cash flow
$317.81M
Per share
EPS
$1.62
Free cash flow per share
$2.23
Book value per share
$9.62
Revenue per share
$3.59
TBVPS
$88.95
Balance sheet
Total assets
$13.01B
Total liabilities
$11.64B
Debt
$632.93M
Equity
$1.37B
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.64
Margins
EBITDA margin
57%
Gross margin
100%
Net margin
45.2%
Operating margin
54.5%
Efficiency
Return on assets
1.8%
Return on equity
18.1%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
54.5%
Dividend
Dividend yield
2.53%
DPS
$0.68
Payout ratio
42%

FFIN stock price

How has the First Financial Bankshares stock price performed over time
Intraday
0.9%
1 week
2.63%
1 month
-4.81%
1 year
-34.68%
YTD
-21.74%
QTD
-15.61%

Financial performance

How have First Financial Bankshares's revenue and profit performed over time
Revenue
$511.63M
Gross profit
$511.63M
Operating income
$278.82M
Net income
$231.07M
Gross margin
100%
Net margin
45.2%
FFIN's operating margin is up by 3.6% YoY
The operating income is up by 3.1% YoY
FFIN's net margin is up by 2.5% YoY

Growth

What is First Financial Bankshares's growth rate over time

Valuation

What is First Financial Bankshares stock price valuation
P/E
16.62
P/B
2.8
P/S
7.51
EV/EBIT
14.45
EV/EBITDA
13.83
EV/Sales
7.87
The price to earnings (P/E) is 36% lower than the 5-year quarterly average of 25.8 and 27% lower than the last 4 quarters average of 22.7
The price to book (P/B) is 33% lower than the last 4 quarters average of 4.2 and 24% lower than the 5-year quarterly average of 3.7
First Financial Bankshares's equity has increased by 8% from the previous quarter but it has decreased by 8% YoY
The P/S is 33% lower than the 5-year quarterly average of 11.2 and 26% lower than the last 4 quarters average of 10.2

Efficiency

How efficient is First Financial Bankshares business performance
FFIN's return on equity is up by 34% year-on-year
The company's return on invested capital fell by 4.5% YoY
FFIN's return on sales is up by 3.6% year-on-year

Dividends

What is FFIN's dividend history
Dividend details
DPS
$0.68
Dividend yield
2.53%
Payout ratio
42%
Recent dividends

Financial health

How did First Financial Bankshares financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's total assets fell by 2.3% YoY
FFIN's debt is 54% less than its equity
FFIN's debt is down by 17% YoY
First Financial Bankshares's debt to equity has decreased by 10% from the previous quarter and by 10% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.