FFIN First Financial Bankshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FFIN

Price (delayed)

$44.48

Market cap

$6.34B

P/E Ratio

27.63

Dividend/share

$0.62

EPS

$1.61

Enterprise value

$6.64B

Headquartered in Abilene, Texas, First Financial Bankshares, Inc. is a financial holding company that through its subsidiary, First Financial Bank, N.A., operates multiple banking regions with 78 locations in Texas, ...

Highlights
FFIN's net income is up by 2.7% YoY
FFIN's revenue is up by 2.3% year-on-year
FFIN's debt is up by 40% YoY
First Financial Bankshares's equity has decreased by 23% YoY and by 11% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ffin.com
Peers: SBSI CFR PB TCBI

Key stats

What are the main financial stats of FFIN
Market
Shares outstanding
142.54M
Market cap
$6.34B
Enterprise value
$6.64B
Valuations
Price to earnings (P/E)
27.63
Price to book (P/B)
4.78
Price to sales (P/S)
12.27
EV/EBIT
24.13
EV/EBITDA
23.04
EV/Sales
12.84
Earnings
Revenue
$517.44M
EBIT
$275.27M
EBITDA
$288.36M
Free cash flow
$350.79M
Per share
EPS
$1.61
Free cash flow per share
$2.46
Book value per share
$9.31
Revenue per share
$3.63
TBVPS
$90.7
Balance sheet
Total assets
$13.26B
Total liabilities
$11.93B
Debt
$768.36M
Equity
$1.33B
Working capital
N/A
Liquidity
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.05
Margins
EBITDA margin
55.7%
Gross margin
100%
Net margin
44.6%
Operating margin
53.2%
Efficiency
Return on assets
1.8%
Return on equity
14.6%
Return on invested capital
2.1%
Return on capital employed
N/A
Return on sales
53.2%
Dividend
Dividend yield
1.39%
DPS
$0.62
Payout ratio
38.5%

FFIN stock price

How has the First Financial Bankshares stock price performed over time
Intraday
-0.38%
1 week
-0.11%
1 month
9.02%
1 year
-10.49%
YTD
-12.51%
QTD
13.27%

Financial performance

How have First Financial Bankshares's revenue and profit performed over time
Revenue
$517.44M
Gross profit
$517.44M
Operating income
$275.27M
Net income
$230.73M
Gross margin
100%
Net margin
44.6%
FFIN's net income is up by 2.7% YoY
FFIN's revenue is up by 2.3% year-on-year
The operating income is up by 2.3% YoY
FFIN's gross profit is up by 2.3% year-on-year

Growth

What is First Financial Bankshares's growth rate over time

Valuation

What is First Financial Bankshares stock price valuation
P/E
27.63
P/B
4.78
P/S
12.27
EV/EBIT
24.13
EV/EBITDA
23.04
EV/Sales
12.84
The price to earnings (P/E) is 5% higher than the 5-year quarterly average of 26.3
The price to book (P/B) is 37% higher than the 5-year quarterly average of 3.5 and 17% higher than the last 4 quarters average of 4.1
First Financial Bankshares's equity has decreased by 23% YoY and by 11% from the previous quarter
The P/S is 11% higher than the 5-year quarterly average of 11.1
FFIN's revenue is up by 2.3% year-on-year

Efficiency

How efficient is First Financial Bankshares business performance
The company's return on invested capital fell by 16% YoY and by 4.5% QoQ
The company's return on assets fell by 10% YoY
FFIN's return on equity is up by 9% year-on-year and by 8% since the previous quarter

Dividends

What is FFIN's dividend history
Dividend details
DPS
$0.62
Dividend yield
1.39%
Payout ratio
38.5%
Recent dividends

Financial health

How did First Financial Bankshares financials performed over time
The company's total assets is 11% higher than its total liabilities
FFIN's total liabilities is up by 12% YoY
The company's total assets rose by 8% YoY
FFIN's debt is 42% less than its equity
First Financial Bankshares's debt to equity has soared by 81% YoY and by 14% from the previous quarter
FFIN's debt is up by 40% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.