CFR Cullen/Frost Bankers Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CFR

Price (delayed)

$131.66

Market cap

$8.38B

P/E Ratio

20.32

Dividend/share

$2.91

EPS

$6.48

Enterprise value

-$4.33B

Cullen/Frost Bankers, Inc. is a financial holding company, headquartered in San Antonio, with $40.1 billion in assets at September 30, 2020. Frost provides a wide range of banking, investments and ...

Highlights
Cullen/Frost Bankers's EPS has increased by 16% YoY and by 6% from the previous quarter
The net income is up by 15% year-on-year and by 6% since the previous quarter
Cullen/Frost Bankers's debt has increased by 36% YoY and by 15% QoQ
CFR's P/E is 31% higher than its 5-year quarterly average of 15.5 and 27% higher than its last 4 quarters average of 16.0
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.frostbank.com
Peers: SBSI IBOC TCBI FFIN

Key stats

What are the main financial stats of CFR
Market
Shares outstanding
63.65M
Market cap
$8.38B
Enterprise value
-$4.33B
Valuations
Price to earnings (P/E)
20.32
Price to book (P/B)
1.91
Price to sales (P/S)
6.39
EV/EBIT
-9.43
EV/EBITDA
-8.23
EV/Sales
-3.3
Earnings
Revenue
$1.31B
EBIT
$458.55M
EBITDA
$525.49M
Free cash flow
$603.8M
Per share
EPS
$6.48
Free cash flow per share
$9.5
Book value per share
$68.83
Revenue per share
$20.6
TBVPS
$724.55
Balance sheet
Total assets
$46.7B
Total liabilities
$42.32B
Debt
$2.48B
Equity
$4.37B
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-24.18
Margins
EBITDA margin
40.1%
Gross margin
100%
Net margin
31.9%
Operating margin
35%
Efficiency
Return on assets
1%
Return on equity
9.7%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
35%
Dividend
Dividend yield
2.21%
DPS
$2.91
Payout ratio
44.9%

CFR stock price

How has the Cullen/Frost Bankers stock price performed over time
Intraday
0.27%
1 week
6.42%
1 month
11.46%
1 year
82.51%
YTD
50.93%
QTD
10.99%

Financial performance

How have Cullen/Frost Bankers's revenue and profit performed over time
Revenue
$1.31B
Gross profit
$1.31B
Operating income
$458.55M
Net income
$417.41M
Gross margin
100%
Net margin
31.9%
The company's operating income rose by 17% YoY and by 10% QoQ
The net income is up by 15% year-on-year and by 6% since the previous quarter
Cullen/Frost Bankers's operating margin has increased by 11% YoY and by 5% from the previous quarter
Cullen/Frost Bankers's net margin has increased by 9% YoY

Growth

What is Cullen/Frost Bankers's growth rate over time

Valuation

What is Cullen/Frost Bankers stock price valuation
P/E
20.32
P/B
1.91
P/S
6.39
EV/EBIT
-9.43
EV/EBITDA
-8.23
EV/Sales
-3.3
CFR's P/E is 31% higher than its 5-year quarterly average of 15.5 and 27% higher than its last 4 quarters average of 16.0
Cullen/Frost Bankers's EPS has increased by 16% YoY and by 6% from the previous quarter
The stock's price to book (P/B) is 36% more than its last 4 quarters average of 1.4 and 19% more than its 5-year quarterly average of 1.6
Cullen/Frost Bankers's equity has increased by 9% YoY and by 2.5% QoQ
The price to sales (P/S) is 36% higher than the 5-year quarterly average of 4.7 and 36% higher than the last 4 quarters average of 4.7
The revenue has grown by 5% YoY and by 4.5% from the previous quarter

Efficiency

How efficient is Cullen/Frost Bankers business performance
The ROIC has increased by 17% QoQ and by 17% YoY
Cullen/Frost Bankers's ROS has increased by 11% YoY and by 5% from the previous quarter
CFR's return on assets is up by 11% since the previous quarter
The ROE rose by 8% year-on-year and by 3.2% since the previous quarter

Dividends

What is CFR's dividend history
DPS
$2.91
Dividend yield
2.21%
Payout ratio
44.9%
Recent dividends

Financial health

How did Cullen/Frost Bankers financials performed over time
Cullen/Frost Bankers's total assets is 10% more than its total liabilities
Cullen/Frost Bankers's total liabilities has increased by 20% YoY and by 6% from the previous quarter
Cullen/Frost Bankers's total assets has increased by 19% YoY and by 6% from the previous quarter
Cullen/Frost Bankers's debt is 43% lower than its equity
Cullen/Frost Bankers's debt has increased by 36% YoY and by 15% QoQ
CFR's debt to equity is up by 24% year-on-year and by 12% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.