CFR Cullen/Frost Bankers Inc

Price (delayed)

$96.83

Market cap

$6.09B

P/E Ratio

18.17

Dividend/share

$2.85

EPS

$5.33

Enterprise value

$754.52M

Sector: Financial Services
Industry: Banks - Regional

Highlights

Cullen/Frost Bankers's equity has increased by 5% YoY
CFR's P/E is 48% higher than its last 4 quarters average of 12.3 and 20% higher than its 5-year quarterly average of 15.1
Cullen/Frost Bankers's debt has increased by 28% YoY

Key stats

What are the main financial stats of CFR
Market
Shares outstanding
62.85M
Market cap
$6.09B
Enterprise value
$754.52M
Valuations
Price to earnings (P/E)
18.17
Price to book (P/B)
1.49
Price to sales (P/S)
4.98
EV/EBIT
2.03
EV/EBITDA
1.74
EV/Sales
0.62
Earnings
Revenue
$1.22B
EBIT
$371.6M
EBITDA
$434.26M
Free cash flow
$406.81M
Per share
EPS
$5.33
Free cash flow per share
$6.49
Book value per share
$65.15
Revenue per share
$19.43
TBVPS
$629.09
Balance sheet
Total assets
$40.1B
Total liabilities
$36.02B
Debt
$1.84B
Equity
$4.09B
Working capital
N/A
Liquidity
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-12.28
Margins
EBITDA margin
35.6%
Gross margin
100%
Net margin
28.4%
Operating margin
30.5%
Efficiency
Return on assets
0.9%
Return on equity
8.5%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
30.5%
Dividend
Dividend yield
2.94%
DPS
$2.85
Payout ratio
53.5%

CFR stock price

How has the Cullen/Frost Bankers stock price performed over time
Intraday
0.03%
1 week
-0.53%
1 month
10.69%
1 year
3.55%
YTD
11.01%
QTD
11.01%

Financial performance

How have Cullen/Frost Bankers's revenue and profit performed over time
Revenue
$1.22B
Gross profit
$1.22B
Operating income
$371.6M
Net income
$346.56M
Gross margin
100%
Net margin
28.4%
The company's operating income fell by 28% YoY and by 5% QoQ
The net income has declined by 25% year-on-year and by 4.6% since the previous quarter
Cullen/Frost Bankers's operating margin has decreased by 21% YoY and by 3.2% from the previous quarter
Cullen/Frost Bankers's net margin has decreased by 18% YoY and by 2.7% QoQ

Growth

What is Cullen/Frost Bankers's growth rate over time

Valuation

What is Cullen/Frost Bankers stock price valuation
P/E
18.17
P/B
1.49
P/S
4.98
EV/EBIT
2.03
EV/EBITDA
1.74
EV/Sales
0.62
CFR's P/E is 48% higher than its last 4 quarters average of 12.3 and 20% higher than its 5-year quarterly average of 15.1
Cullen/Frost Bankers's EPS has decreased by 25% YoY and by 4.3% from the previous quarter
The stock's price to book (P/B) is 24% more than its last 4 quarters average of 1.2 but 7% less than its 5-year quarterly average of 1.6
Cullen/Frost Bankers's equity has increased by 5% YoY
The price to sales (P/S) is 38% higher than the last 4 quarters average of 3.6 and 11% higher than the 5-year quarterly average of 4.5
The revenue has contracted by 8% YoY and by 2.2% from the previous quarter

Efficiency

How efficient is Cullen/Frost Bankers business performance
CFR's return on assets is down by 36% year-on-year and by 10% since the previous quarter
The ROIC has decreased by 35% YoY and by 8% QoQ
The ROE has declined by 31% year-on-year and by 6% since the previous quarter
Cullen/Frost Bankers's ROS has decreased by 21% YoY and by 3.2% from the previous quarter

Dividends

What is CFR's dividend history
DPS
$2.85
Dividend yield
2.94%
Payout ratio
53.5%
Recent dividends

Financial health

How did Cullen/Frost Bankers financials performed over time
Cullen/Frost Bankers's total assets is 11% more than its total liabilities
Cullen/Frost Bankers's debt is 55% lower than its equity
CFR's debt to equity is up by 22% year-on-year but it is down by 2.2% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.