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CFR Cullen/Frost Bankers Inc
- Stocks
- Financial Services
- NYSE: CFR
Price (delayed)
$126.53
Market cap
$8.13B
P/E Ratio
13.89
Dividend/share
$3.85
EPS
$9.11
Enterprise value
$5B
Cullen/Frost Bankers, Inc. is a financial holding company, headquartered in San Antonio, with $40.1 billion in assets at September 30, 2020. Frost provides a wide range of banking, investments and
Highlights
Cullen/Frost Bankers's equity has increased by 13% YoY and by 6% QoQ
The net income is up by 8% year-on-year and by 2.6% since the previous quarter
Cullen/Frost Bankers's debt has increased by 12% YoY and by 2.8% QoQ
Key stats
What are the main financial stats of CFR
Market
Valuations
Earnings
Shares outstanding
64.29M
Market cap
$8.13B
Enterprise value
$5B
Price to earnings (P/E)
13.89
Price to book (P/B)
1.98
Price to sales (P/S)
3.99
EV/EBIT
7
EV/EBITDA
6.26
EV/Sales
2.45
Revenue
$2.04B
Gross profit
$2.04B
Operating income
$713.5M
Net income
$597.77M
EBIT
$713.5M
EBITDA
$797.98M
Free cash flow
$74.47M
Per share
Balance sheet
Liquidity
EPS
$9.11
EPS diluted
$9.11
Free cash flow per share
$1.16
Book value per share
$64.05
Revenue per share
$31.73
TBVPS
$809.6
Total assets
$52B
Total liabilities
$47.89B
Debt
$4.72B
Equity
$4.11B
Working capital
N/A
Debt to equity
1.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.93
Margins
Efficiency
Dividend
EBITDA margin
39.2%
Gross margin
100%
Net margin
29.3%
Operating margin
35%
Return on assets
1.2%
Return on equity
15%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
35%
Dividend yield
3.04%
DPS
$3.85
Payout ratio
42.3%
CFR stock price
How has the Cullen/Frost Bankers stock price performed over time
Intraday
-1.03%
1 week
-1.1%
1 month
1.04%
1 year
27.82%
YTD
-5.75%
QTD
1.06%
Financial performance
How have Cullen/Frost Bankers's revenue and profit performed over time
Revenue
$2.04B
Gross profit
$2.04B
Operating income
$713.5M
Net income
$597.77M
Gross margin
100%
Net margin
29.3%
The net income is up by 8% year-on-year and by 2.6% since the previous quarter
The company's operating income rose by 8% YoY and by 2.5% QoQ
The revenue has grown by 5% YoY
CFR's gross profit is up by 5% YoY
Price vs fundamentals
How does CFR's price correlate with its fundamentals
Growth
What is Cullen/Frost Bankers's growth rate over time
Valuation
What is Cullen/Frost Bankers stock price valuation
P/E
13.89
P/B
1.98
P/S
3.99
EV/EBIT
7
EV/EBITDA
6.26
EV/Sales
2.45
Cullen/Frost Bankers's EPS has increased by 8% YoY and by 2.6% from the previous quarter
CFR's P/E is 6% lower than its 5-year quarterly average of 14.8
Cullen/Frost Bankers's equity has increased by 13% YoY and by 6% QoQ
The stock's price to book (P/B) is 4.2% more than its 5-year quarterly average of 1.9 and 4.2% more than its last 4 quarters average of 1.9
The price to sales (P/S) is 11% lower than the 5-year quarterly average of 4.5 but 5% higher than the last 4 quarters average of 3.8
The revenue has grown by 5% YoY
Efficiency
How efficient is Cullen/Frost Bankers business performance
CFR's return on assets is up by 9% since the previous quarter and by 9% year-on-year
The ROE has declined by 6% year-on-year
Cullen/Frost Bankers's ROS has increased by 2% YoY
Dividends
What is CFR's dividend history
DPS
$3.85
Dividend yield
3.04%
Payout ratio
42.3%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Cullen/Frost Bankers financials performed over time
Cullen/Frost Bankers's total assets is 9% more than its total liabilities
Cullen/Frost Bankers's total assets has increased by 5% YoY
Cullen/Frost Bankers's total liabilities has increased by 4.4% YoY
Cullen/Frost Bankers's debt is 15% higher than its equity
Cullen/Frost Bankers's equity has increased by 13% YoY and by 6% QoQ
Cullen/Frost Bankers's debt has increased by 12% YoY and by 2.8% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.