PRI Primerica Inc

  1. Stocks
  2. Financial Services
  3. NYSE: PRI

Price (delayed)

$250.52

Market cap

$8.62B

P/E Ratio

15.24

Dividend/share

$2.8

EPS

$16.44

Enterprise value

$8.68B

Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more ...

Highlights
The EPS is up by 28% year-on-year and by 2.9% since the previous quarter
The net income is up by 22% year-on-year
The P/E is 18% above the 5-year quarterly average of 12.9 and 10% above the last 4 quarters average of 13.8
The debt has grown by 2.7% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.primerica.com
Peers: MET LNC CIA ALL

Key stats

What are the main financial stats of PRI
Market
Shares outstanding
34.41M
Market cap
$8.62B
Enterprise value
$8.68B
Valuations
Price to earnings (P/E)
15.24
Price to book (P/B)
3.99
Price to sales (P/S)
3.05
EV/EBIT
10.98
EV/EBITDA
10.57
EV/Sales
3.03
Earnings
Revenue
$2.87B
EBIT
$790.65M
EBITDA
$821.23M
Free cash flow
$693.05M
Per share
EPS
$16.44
Free cash flow per share
$19.87
Book value per share
$62.73
Revenue per share
$82.23
TBVPS
$418.81
Balance sheet
Total assets
$14.91B
Total liabilities
$12.72B
Debt
$654.4M
Equity
$2.19B
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.07
Margins
EBITDA margin
28.6%
Gross margin
77.5%
Net margin
20.4%
Operating margin
28.8%
Efficiency
Return on assets
4%
Return on equity
27.3%
Return on invested capital
5.4%
Return on capital employed
N/A
Return on sales
27.6%
Dividend
Dividend yield
1.12%
DPS
$2.8
Payout ratio
17%

PRI stock price

How has the Primerica stock price performed over time
Intraday
0.1%
1 week
0.79%
1 month
6.22%
1 year
17.92%
YTD
21.75%
QTD
5.89%

Financial performance

How have Primerica's revenue and profit performed over time
Revenue
$2.87B
Gross profit
$2.22B
Operating income
$826.37M
Net income
$586.41M
Gross margin
77.5%
Net margin
20.4%
The net income is up by 22% year-on-year
The operating income rose by 19% year-on-year
The net margin has grown by 15% YoY
The operating margin has increased by 13% YoY

Growth

What is Primerica's growth rate over time

Valuation

What is Primerica stock price valuation
PRI P/E details
P/E
15.24
P/B
3.99
P/S
3.05
EV/EBIT
10.98
EV/EBITDA
10.57
EV/Sales
3.03
The EPS is up by 28% year-on-year and by 2.9% since the previous quarter
The P/E is 18% above the 5-year quarterly average of 12.9 and 10% above the last 4 quarters average of 13.8
PRI's price to book (P/B) is 33% higher than its 5-year quarterly average of 3.0 and 14% higher than its last 4 quarters average of 3.5
The equity has increased by 14% year-on-year and by 6% since the previous quarter
The price to sales (P/S) is 32% more than the 5-year quarterly average of 2.3 and 13% more than the last 4 quarters average of 2.7
The revenue has grown by 5% YoY

Efficiency

How efficient is Primerica business performance
Primerica's return on assets has increased by 25% YoY and by 2.6% QoQ
PRI's ROIC is up by 20% YoY
The return on sales is up by 13% year-on-year
PRI's return on equity is up by 3.8% year-on-year

Dividends

What is PRI's dividend history
Dividend details
DPS
$2.8
Dividend yield
1.12%
Payout ratio
17%
Recent dividends

Financial health

How did Primerica financials performed over time
Primerica's total assets is 17% more than its total liabilities
The debt is 70% less than the equity
The equity has increased by 14% year-on-year and by 6% since the previous quarter
The company's debt to equity fell by 9% YoY and by 6% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.