PRI Primerica Inc

Price (delayed)

$215.04

Market cap

$7.49B

P/E Ratio

13.47

Dividend/share

$2.7

EPS

$15.97

Enterprise value

$7.54B

Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more ...

Highlights
The EPS is up by 29% year-on-year and by 3% since the previous quarter
The net income is up by 22% year-on-year
The equity has declined by 11% since the previous quarter
The P/E is 4.4% above the 5-year quarterly average of 12.9

Key stats

What are the main financial stats of PRI
Market
Shares outstanding
34.85M
Market cap
$7.49B
Enterprise value
$7.54B
Valuations
Price to book (P/B)
3.65
Price to sales (P/S)
2.75
EV/EBIT
9.68
EV/EBITDA
9.3
EV/Sales
2.68
Earnings
Revenue
$2.82B
EBIT
$778.27M
EBITDA
$810.24M
Free cash flow
$658.62M
Per share
EPS
$15.97
Free cash flow per share
$18.32
Book value per share
$58.97
Revenue per share
$78.31
TBVPS
$409.55
Balance sheet
Total assets
$15.03B
Total liabilities
$12.96B
Debt
$655.07M
Equity
$2.07B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.05
Margins
EBITDA margin
28.8%
Gross margin
77.2%
Net margin
20.5%
Operating margin
28.9%
Efficiency
Return on assets
3.9%
Return on equity
27.7%
Return on invested capital
5.3%
Return on capital employed
N/A
Return on sales
27.6%
Dividend
Dividend yield
1.26%
DPS
$2.7
Payout ratio
16.9%

PRI stock price

How has the Primerica stock price performed over time
Intraday
2.36%
1 week
-3.17%
1 month
-14.09%
1 year
18.99%
YTD
4.51%
QTD
-14.99%

Financial performance

How have Primerica's revenue and profit performed over time
Revenue
$2.82B
Gross profit
$2.17B
Operating income
$812.5M
Net income
$576.6M
Gross margin
77.2%
Net margin
20.5%
The net income is up by 22% year-on-year
The operating income rose by 20% year-on-year
The net margin has grown by 18% YoY
The operating margin has increased by 16% YoY

Growth

What is Primerica's growth rate over time

Valuation

What is Primerica stock price valuation
P/E
13.47
P/B
3.65
P/S
2.75
EV/EBIT
9.68
EV/EBITDA
9.3
EV/Sales
2.68
The EPS is up by 29% year-on-year and by 3% since the previous quarter
The P/E is 4.4% above the 5-year quarterly average of 12.9
PRI's price to book (P/B) is 22% higher than its 5-year quarterly average of 3.0 and 11% higher than its last 4 quarters average of 3.3
The equity has declined by 11% since the previous quarter
The price to sales (P/S) is 20% more than the 5-year quarterly average of 2.3 and 10% more than the last 4 quarters average of 2.5
The revenue has grown by 3.5% YoY

Efficiency

How efficient is Primerica business performance
Primerica's return on assets has increased by 26% YoY
PRI's ROIC is up by 23% YoY
The return on sales is up by 15% year-on-year
PRI's return on equity is up by 8% year-on-year

Dividends

What is PRI's dividend history
DPS
$2.7
Dividend yield
1.26%
Payout ratio
16.9%
Recent dividends

Financial health

How did Primerica financials performed over time
Primerica's total assets is 16% more than its total liabilities
The total liabilities has increased by 7% from the previous quarter and by 2.8% YoY
Primerica's total assets has increased by 4.1% from the previous quarter and by 2.6% YoY
The debt is 68% less than the equity
The company's debt to equity rose by 14% QoQ and by 3.2% YoY
The equity has declined by 11% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.