PRI Primerica Inc

  1. Stocks
  2. Financial Services
  3. NYSE: PRI

Price (delayed)

$164.49

Market cap

$6.03B

P/E Ratio

16.84

Dividend/share

$2.3

EPS

$9.77

Enterprise value

$6.18B

Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more ...

Highlights
The EPS is up by 37% since the previous quarter and by 3.8% year-on-year
The net income is up by 35% since the previous quarter
The equity has declined by 17% year-on-year but it has increased by 6% since the previous quarter
The P/E is 20% above the 5-year quarterly average of 14.0 and 11% above the last 4 quarters average of 15.2
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.primerica.com
Peers: MET LNC CIA ALL

Key stats

What are the main financial stats of PRI
Market
Shares outstanding
36.65M
Market cap
$6.03B
Enterprise value
$6.18B
Valuations
Price to earnings (P/E)
16.84
Price to book (P/B)
3.53
Price to sales (P/S)
2.3
EV/EBIT
11.74
EV/EBITDA
11.03
EV/Sales
2.27
Earnings
Revenue
$2.72B
EBIT
$526.02M
EBITDA
$560.2M
Free cash flow
$731.86M
Per share
EPS
$9.77
Free cash flow per share
$19.26
Book value per share
$46.66
Revenue per share
$71.59
TBVPS
$395.71
Balance sheet
Total assets
$15.35B
Total liabilities
$13.63B
Debt
$638.9M
Equity
$1.72B
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.27
Margins
EBITDA margin
20.6%
Gross margin
75.5%
Net margin
13.7%
Operating margin
20.3%
Efficiency
Return on assets
2.4%
Return on equity
21.2%
Return on invested capital
3.4%
Return on capital employed
N/A
Return on sales
19.3%
Dividend
Dividend yield
1.4%
DPS
$2.3
Payout ratio
23.5%

PRI stock price

How has the Primerica stock price performed over time
Intraday
1.26%
1 week
0.71%
1 month
-11.2%
1 year
21.12%
YTD
15.99%
QTD
15.99%

Financial performance

How have Primerica's revenue and profit performed over time
Revenue
$2.72B
Gross profit
$2.05B
Operating income
$551.25M
Net income
$373.01M
Gross margin
75.5%
Net margin
13.7%
The net margin has grown by 37% from the previous quarter
The net income is up by 35% since the previous quarter
The operating margin has increased by 21% from the previous quarter but it has decreased by 6% YoY
The operating income rose by 19% since the previous quarter but it has declined by 6% year-on-year

Growth

What is Primerica's growth rate over time

Valuation

What is Primerica stock price valuation
P/E
16.84
P/B
3.53
P/S
2.3
EV/EBIT
11.74
EV/EBITDA
11.03
EV/Sales
2.27
The EPS is up by 37% since the previous quarter and by 3.8% year-on-year
The P/E is 20% above the 5-year quarterly average of 14.0 and 11% above the last 4 quarters average of 15.2
PRI's price to book (P/B) is 26% higher than its last 4 quarters average of 2.8 and 18% higher than its 5-year quarterly average of 3.0
The equity has declined by 17% year-on-year but it has increased by 6% since the previous quarter
The price to sales (P/S) is 28% more than the last 4 quarters average of 1.8

Efficiency

How efficient is Primerica business performance
PRI's return on equity is up by 42% since the previous quarter and by 15% year-on-year
Primerica's return on assets has increased by 33% QoQ
The return on sales is up by 25% since the previous quarter but it has declined by 3.5% year-on-year
PRI's ROIC is up by 21% from the previous quarter but it is down by 2.9% YoY

Dividends

What is PRI's dividend history
Dividend details
DPS
$2.3
Dividend yield
1.4%
Payout ratio
23.5%
Recent dividends

Financial health

How did Primerica financials performed over time
Primerica's total assets is 13% more than its total liabilities
Primerica's total assets has decreased by 4.8% YoY but it has increased by 2% from the previous quarter
The total liabilities has decreased by 2.9% YoY
The debt is 63% less than the equity
The equity has declined by 17% year-on-year but it has increased by 6% since the previous quarter
The company's debt to equity rose by 16% YoY but it fell by 8% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.