PRI Primerica Inc

Price (delayed)

$149.25

Market cap

$5.89B

P/E Ratio

13.51

Dividend/share

$1.81

EPS

$11.05

Enterprise value

$5.67B

Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more ...

Highlights
The EPS is up by 26% year-on-year and by 7% since the previous quarter
The equity has increased by 23% year-on-year and by 8% since the previous quarter
The debt has grown by 29% from the previous quarter and by 28% YoY
Primerica's gross margin has decreased by 4% YoY

Key stats

What are the main financial stats of PRI
Market
Shares outstanding
39.47M
Market cap
$5.89B
Enterprise value
$5.67B
Valuations
Price to earnings (P/E)
13.51
Price to book (P/B)
2.92
Price to sales (P/S)
2.4
EV/EBIT
9.37
EV/EBITDA
9.06
EV/Sales
2.3
Earnings
Revenue
$2.46B
EBIT
$604.63M
EBITDA
$625.27M
Free cash flow
$581.43M
Per share
EPS
$11.05
Free cash flow per share
$14.71
Book value per share
$51.19
Revenue per share
$62.21
TBVPS
$391.45
Balance sheet
Total assets
$15.52B
Total liabilities
$13.5B
Debt
$549.8M
Equity
$2.02B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.36
Margins
EBITDA margin
25.4%
Gross margin
71.8%
Net margin
17.8%
Operating margin
26.1%
Efficiency
Return on assets
2.9%
Return on equity
23.5%
Return on invested capital
4.1%
Return on capital employed
N/A
Return on sales
24.6%
Dividend
Dividend yield
1.21%
DPS
$1.81
Payout ratio
16.4%

PRI stock price

How has the Primerica stock price performed over time
Intraday
0.48%
1 week
1.59%
1 month
-1.55%
1 year
26.15%
YTD
11.44%
QTD
-2.54%

Financial performance

How have Primerica's revenue and profit performed over time
Revenue
$2.46B
Gross profit
$1.77B
Operating income
$641.17M
Net income
$438.22M
Gross margin
71.8%
Net margin
17.8%
The operating income rose by 21% year-on-year and by 6% since the previous quarter
The net income is up by 20% year-on-year and by 6% since the previous quarter
The revenue has grown by 17% YoY and by 6% from the previous quarter
The gross profit is up by 12% year-on-year and by 6% since the previous quarter

Growth

What is Primerica's growth rate over time

Valuation

What is Primerica stock price valuation
P/E
13.51
P/B
2.92
P/S
2.4
EV/EBIT
9.37
EV/EBITDA
9.06
EV/Sales
2.3
The EPS is up by 26% year-on-year and by 7% since the previous quarter
The P/E is 2.8% below the 5-year quarterly average of 13.9
The equity has increased by 23% year-on-year and by 8% since the previous quarter
The revenue has grown by 17% YoY and by 6% from the previous quarter

Efficiency

How efficient is Primerica business performance
PRI's ROIC is up by 11% YoY and by 5% from the previous quarter
Primerica's return on assets has increased by 7% YoY and by 3.6% QoQ
PRI's return on equity is up by 4% year-on-year
The return on sales is up by 2.5% year-on-year

Dividends

What is PRI's dividend history
DPS
$1.81
Dividend yield
1.21%
Payout ratio
16.4%
Recent dividends

Financial health

How did Primerica financials performed over time
Primerica's total assets is 15% more than its total liabilities
Primerica's total assets has increased by 11% YoY and by 2.7% from the previous quarter
The total liabilities has increased by 10% YoY
The debt is 73% less than the equity
The debt has grown by 29% from the previous quarter and by 28% YoY
The equity has increased by 23% year-on-year and by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.