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PRI Primerica Inc
- Stocks
- Financial Services
- NYSE: PRI
Price (delayed)
$265.56
Market cap
$8.73B
P/E Ratio
17.87
Dividend/share
$3.88
EPS
$14.86
Enterprise value
$8.75B
Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more
Highlights
The gross profit is up by 16% year-on-year and by 3.1% since the previous quarter
The revenue has grown by 12% YoY and by 2.6% from the previous quarter
The P/E is 26% above the 5-year quarterly average of 14.2 but 8% below the last 4 quarters average of 19.5
The net income has declined by 14% year-on-year but it is up by 7% since the previous quarter
Key stats
What are the main financial stats of PRI
Market
Valuations
Earnings
Shares outstanding
32.86M
Market cap
$8.73B
Enterprise value
$8.75B
Price to earnings (P/E)
17.87
Price to book (P/B)
3.91
Price to sales (P/S)
2.79
EV/EBIT
12.58
EV/EBITDA
12.21
EV/Sales
2.76
Revenue
$3.17B
Gross profit
$2.54B
Operating income
$754.97M
Net income
$501.67M
EBIT
$695.5M
EBITDA
$716.51M
Free cash flow
$819.09M
Per share
Balance sheet
Liquidity
EPS
$14.86
EPS diluted
$14.84
Free cash flow per share
$24.6
Book value per share
$67.86
Revenue per share
$95.23
TBVPS
$436.85
Total assets
$14.59B
Total liabilities
$12.33B
Debt
$647.62M
Equity
$2.26B
Working capital
N/A
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.03
Margins
Efficiency
Dividend
EBITDA margin
22.6%
Gross margin
80.2%
Net margin
15.8%
Operating margin
23.8%
Return on assets
3.4%
Return on equity
23.4%
Return on invested capital
4.8%
Return on capital employed
N/A
Return on sales
21.9%
Dividend yield
1.46%
DPS
$3.88
Payout ratio
26.1%
PRI stock price
How has the Primerica stock price performed over time
Intraday
0.7%
1 week
2%
1 month
-0.38%
1 year
12.6%
YTD
-2.16%
QTD
-6.67%
Financial performance
How have Primerica's revenue and profit performed over time
Revenue
$3.17B
Gross profit
$2.54B
Operating income
$754.97M
Net income
$501.67M
Gross margin
80.2%
Net margin
15.8%
The operating margin has decreased by 26% from the previous quarter and by 21% YoY
The net margin has contracted by 24% YoY but it has grown by 3.9% from the previous quarter
The operating income has declined by 24% since the previous quarter and by 11% year-on-year
The gross profit is up by 16% year-on-year and by 3.1% since the previous quarter
Price vs fundamentals
How does PRI's price correlate with its fundamentals
Growth
What is Primerica's growth rate over time
Valuation
What is Primerica stock price valuation
P/E
17.87
P/B
3.91
P/S
2.79
EV/EBIT
12.58
EV/EBITDA
12.21
EV/Sales
2.76
The P/E is 26% above the 5-year quarterly average of 14.2 but 8% below the last 4 quarters average of 19.5
The EPS has declined by 10% year-on-year but it is up by 8% since the previous quarter
PRI's price to book (P/B) is 18% higher than its 5-year quarterly average of 3.3 but 7% lower than its last 4 quarters average of 4.2
The equity has increased by 3.2% year-on-year
The price to sales (P/S) is 16% more than the 5-year quarterly average of 2.4 but 3.8% less than the last 4 quarters average of 2.9
The revenue has grown by 12% YoY and by 2.6% from the previous quarter
Efficiency
How efficient is Primerica business performance
The return on sales has declined by 22% year-on-year and by 5% since the previous quarter
Primerica's return on assets has decreased by 15% YoY but it has increased by 6% QoQ
PRI's return on equity is down by 14% year-on-year but it is up by 6% since the previous quarter
PRI's ROIC is down by 11% YoY and by 2% from the previous quarter
Dividends
What is PRI's dividend history
DPS
$3.88
Dividend yield
1.46%
Payout ratio
26.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Primerica financials performed over time
Primerica's total assets is 18% more than its total liabilities
The total liabilities has decreased by 3.1% YoY
Primerica's total assets has decreased by 2.1% YoY
The debt is 71% less than the equity
The equity has increased by 3.2% year-on-year
The company's debt to equity fell by 3.3% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.