PRI Primerica Inc
- Stocks
- Financial Services
- NYSE: PRI
Price (delayed)
$254.08
Market cap
$8.23B
P/E Ratio
12.55
Dividend/share
$4.02
EPS
$20.24
Enterprise value
$8.26B
Relative Growth:
Rel. Growth:
89
Relative Strength:
Rel. Strength:
35
Relative Valuation:
Rel. Valuation:
89
Relative Profitability:
Rel. Profitability:
96
Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more
Highlights
The EPS has surged by 62% year-on-year and by 36% since the previous quarter
The net income has surged by 53% year-on-year and by 35% since the previous quarter
Key stats
What are the main financial stats of PRI
Market
Valuations
Earnings
Shares outstanding
32.39M
Market cap
$8.23B
Enterprise value
$8.26B
Price to earnings (P/E)
12.55
Price to book (P/B)
3.62
Price to sales (P/S)
2.64
PEG
0.2
EV/EBIT
8.95
EV/EBITDA
8.77
EV/Sales
2.61
Revenue
$3.16B
Gross profit
$2.53B
Operating income
$979.92M
Net income
$678.84M
EBIT
$922.1M
EBITDA
$941.04M
Free cash flow
$809.07M
Per share
Balance sheet
Liquidity
EPS
$20.24
EPS diluted
$20.21
Free cash flow per share
$24.61
Book value per share
$70.22
Revenue per share
$96.15
TBVPS
$449.79
Total assets
$14.83B
Total liabilities
$12.52B
Debt
$647.24M
Equity
$2.31B
Working capital
N/A
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.03
Margins
Efficiency
Dividend
EBITDA margin
29.8%
Gross margin
80.1%
Net margin
21.5%
Operating margin
31%
Return on assets
4.6%
Return on equity
31%
Return on invested capital
6.3%
Return on capital employed
N/A
Return on sales
29.2%
Dividend yield
1.58%
DPS
$4.02
Payout ratio
19.9%
PRI stock price
How has the Primerica stock price performed over time
Intraday
-0.46%
1 week
-2.86%
1 month
-8.42%
1 year
-12.69%
YTD
-6.39%
QTD
-8.47%
Financial performance
How have Primerica's revenue and profit performed over time
Revenue
$3.16B
Gross profit
$2.53B
Operating income
$979.92M
Net income
$678.84M
Gross margin
80.1%
Net margin
21.5%
The net income has surged by 53% year-on-year and by 35% since the previous quarter
The net margin has grown by 42% YoY and by 35% from the previous quarter
The gross profit is up by 11% year-on-year
The revenue has grown by 8% YoY
Price vs fundamentals
How does PRI's price correlate with its fundamentals
Growth
What is Primerica's growth rate over time
Valuation
What is Primerica stock price valuation
P/E
12.55
P/B
3.62
P/S
2.64
EV/EBIT
8.95
EV/EBITDA
8.77
EV/Sales
2.61
The EPS has surged by 62% year-on-year and by 36% since the previous quarter
The P/E is 31% below the last 4 quarters average of 18.2 and 12% below the 5-year quarterly average of 14.3
PRI's price to book (P/B) is 14% lower than its last 4 quarters average of 4.2 but 10% higher than its 5-year quarterly average of 3.3
The equity has increased by 9% year-on-year and by 2.3% since the previous quarter
The price to sales (P/S) is 12% less than the last 4 quarters average of 3.0 but 6% more than the 5-year quarterly average of 2.5
The revenue has grown by 8% YoY
Efficiency
How efficient is Primerica business performance
Primerica's return on assets has surged by 53% YoY and by 35% QoQ
PRI's return on equity has surged by 52% year-on-year and by 32% since the previous quarter
PRI's ROIC is up by 37% YoY and by 24% from the previous quarter
The return on sales is up by 28% year-on-year and by 23% since the previous quarter
Dividends
What is PRI's dividend history
DPS
$4.02
Dividend yield
1.58%
Payout ratio
19.9%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Primerica financials performed over time
Primerica's total assets is 18% more than its total liabilities
The debt is 72% less than the equity
The company's debt to equity fell by 10% YoY and by 3.4% QoQ
The equity has increased by 9% year-on-year and by 2.3% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.