PRI Primerica Inc

Price (delayed)

$161.39

Market cap

$6.36B

P/E Ratio

15.61

Dividend/share

$1.67

EPS

$10.34

Enterprise value

$6.35B

Sector: Financial Services
Industry: Insurance - Life

Highlights

The equity has increased by 23% year-on-year and by 2.3% since the previous quarter
The EPS is up by 21% year-on-year and by 8% since the previous quarter
The P/E is 15% above the last 4 quarters average of 13.4 and 11% above the 5-year quarterly average of 13.9
Primerica's gross margin has decreased by 6% YoY

Key stats

What are the main financial stats of PRI
Market
Shares outstanding
39.44M
Market cap
$6.36B
Enterprise value
$6.35B
Valuations
Price to earnings (P/E)
15.61
Price to book (P/B)
3.38
Price to sales (P/S)
2.73
EV/EBIT
11.16
EV/EBITDA
10.79
EV/Sales
2.73
Earnings
Revenue
$2.33B
EBIT
$569.29M
EBITDA
$588.45M
Free cash flow
$603.47M
Per share
EPS
$10.34
Free cash flow per share
$15.29
Book value per share
$47.71
Revenue per share
$59.06
TBVPS
$381.91
Balance sheet
Total assets
$15.11B
Total liabilities
$13.24B
Debt
$426.03M
Equity
$1.88B
Working capital
N/A
Liquidity
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.02
Margins
EBITDA margin
25.3%
Gross margin
71.5%
Net margin
17.7%
Operating margin
25.9%
Efficiency
Return on assets
2.8%
Return on equity
23.3%
Return on invested capital
3.9%
Return on capital employed
N/A
Return on sales
24.4%
Dividend
Dividend yield
1.03%
DPS
$1.67
Payout ratio
16.2%

PRI stock price

How has the Primerica stock price performed over time
Intraday
1.48%
1 week
-1.5%
1 month
3.41%
1 year
59.49%
YTD
20.5%
QTD
9.18%

Financial performance

How have Primerica's revenue and profit performed over time
Revenue
$2.33B
Gross profit
$1.67B
Operating income
$603.32M
Net income
$411.57M
Gross margin
71.5%
Net margin
17.7%
The operating income rose by 15% year-on-year and by 6% since the previous quarter
The net income is up by 14% year-on-year and by 7% since the previous quarter
The revenue has grown by 12% YoY and by 5% from the previous quarter
The gross profit is up by 6% year-on-year and by 4% since the previous quarter

Growth

What is Primerica's growth rate over time

Valuation

What is Primerica stock price valuation
P/E
15.61
P/B
3.38
P/S
2.73
EV/EBIT
11.16
EV/EBITDA
10.79
EV/Sales
2.73
The EPS is up by 21% year-on-year and by 8% since the previous quarter
The P/E is 15% above the last 4 quarters average of 13.4 and 11% above the 5-year quarterly average of 13.9
The equity has increased by 23% year-on-year and by 2.3% since the previous quarter
PRI's price to book (P/B) is 15% higher than its 5-year quarterly average of 2.9 and 15% higher than its last 4 quarters average of 2.9
The price to sales (P/S) is 17% more than the 5-year quarterly average of 2.3 and 17% more than the last 4 quarters average of 2.3
The revenue has grown by 12% YoY and by 5% from the previous quarter

Efficiency

How efficient is Primerica business performance
PRI's ROIC is up by 5% YoY and by 2.6% from the previous quarter
Primerica's return on assets has increased by 3.7% QoQ and by 3.7% YoY
PRI's return on equity is up by 3.1% year-on-year
The return on sales is up by 2.1% year-on-year

Dividends

What is PRI's dividend history
DPS
$1.67
Dividend yield
1.03%
Payout ratio
16.2%
Recent dividends

Financial health

How did Primerica financials performed over time
Primerica's total assets is 14% more than its total liabilities
Primerica's total assets has increased by 14% YoY
The total liabilities has increased by 13% YoY
The debt is 77% less than the equity
The equity has increased by 23% year-on-year and by 2.3% since the previous quarter
The company's debt to equity fell by 18% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.