PRI Primerica Inc
- Stocks
- Financial Services
- NYSE: PRI
Price (delayed)
$257.87
Market cap
$8.35B
P/E Ratio
12.74
Dividend/share
$3.88
EPS
$20.24
Enterprise value
$8.38B
Primerica is a leading provider of financial services to middle-income households in the United States and Canada. Licensed financial representatives educate Primerica clients about how to prepare for a more
Highlights
The EPS has surged by 62% year-on-year and by 36% since the previous quarter
The net income has surged by 53% year-on-year and by 35% since the previous quarter
Key stats
What are the main financial stats of PRI
Market
Valuations
Earnings
Shares outstanding
32.39M
Market cap
$8.35B
Enterprise value
$8.38B
Price to earnings (P/E)
12.74
Price to book (P/B)
3.67
Price to sales (P/S)
2.68
EV/EBIT
9.09
EV/EBITDA
8.9
EV/Sales
2.65
Revenue
$3.16B
Gross profit
$2.53B
Operating income
$979.92M
Net income
$678.84M
EBIT
$922.1M
EBITDA
$941.04M
Free cash flow
$809.07M
Per share
Balance sheet
Liquidity
EPS
$20.24
EPS diluted
$20.21
Free cash flow per share
$24.61
Book value per share
$70.22
Revenue per share
$96.15
TBVPS
$449.79
Total assets
$14.83B
Total liabilities
$12.52B
Debt
$647.24M
Equity
$2.31B
Working capital
N/A
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.03
Margins
Efficiency
Dividend
EBITDA margin
29.8%
Gross margin
80.1%
Net margin
21.5%
Operating margin
31%
Return on assets
4.6%
Return on equity
31%
Return on invested capital
6.3%
Return on capital employed
N/A
Return on sales
29.2%
Dividend yield
1.5%
DPS
$3.88
Payout ratio
19.2%
PRI stock price
How has the Primerica stock price performed over time
Intraday
0.94%
1 week
-0.62%
1 month
-5.45%
1 year
3.43%
YTD
-4.99%
QTD
-5.77%
Financial performance
How have Primerica's revenue and profit performed over time
Revenue
$3.16B
Gross profit
$2.53B
Operating income
$979.92M
Net income
$678.84M
Gross margin
80.1%
Net margin
21.5%
The net income has surged by 53% year-on-year and by 35% since the previous quarter
The net margin has grown by 42% YoY and by 35% from the previous quarter
The gross profit is up by 11% year-on-year
The revenue has grown by 8% YoY
Price vs fundamentals
How does PRI's price correlate with its fundamentals
Growth
What is Primerica's growth rate over time
Valuation
What is Primerica stock price valuation
P/E
12.74
P/B
3.67
P/S
2.68
EV/EBIT
9.09
EV/EBITDA
8.9
EV/Sales
2.65
The EPS has surged by 62% year-on-year and by 36% since the previous quarter
The P/E is 30% below the last 4 quarters average of 18.2 and 10% below the 5-year quarterly average of 14.2
PRI's price to book (P/B) is 13% lower than its last 4 quarters average of 4.2 but 11% higher than its 5-year quarterly average of 3.3
The equity has increased by 9% year-on-year and by 2.3% since the previous quarter
The price to sales (P/S) is 11% less than the last 4 quarters average of 3.0 but 7% more than the 5-year quarterly average of 2.5
The revenue has grown by 8% YoY
Efficiency
How efficient is Primerica business performance
Primerica's return on assets has surged by 53% YoY and by 35% QoQ
PRI's return on equity has surged by 52% year-on-year and by 32% since the previous quarter
PRI's ROIC is up by 37% YoY and by 24% from the previous quarter
The return on sales is up by 28% year-on-year and by 23% since the previous quarter
Dividends
What is PRI's dividend history
DPS
$3.88
Dividend yield
1.5%
Payout ratio
19.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Primerica financials performed over time
Primerica's total assets is 18% more than its total liabilities
The debt is 72% less than the equity
The company's debt to equity fell by 10% YoY and by 3.4% QoQ
The equity has increased by 9% year-on-year and by 2.3% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.