CIA Citizens Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CIA

Price (delayed)

$3.05

Market cap

$152.01M

P/E Ratio

N/A

Dividend/share

N/A

EPS

-$0.13

Enterprise value

$128.44M

Citizens, Inc. is a financial services company. The Company utilizes a three-pronged strategy for growth based upon worldwide sales of U.S. Dollar-denominated whole life cash value insurance policies, life insurance ...

Highlights
The company's equity has surged by 107% QoQ but it has shrunk by 100% YoY
The company's net income has shrunk by 124% QoQ and by 118% YoY
The EPS has plunged by 123% from the previous quarter and by 118% YoY
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.citizensinc.com
Peers: SNFCA RGA AFL

Key stats

What are the main financial stats of CIA
Market
Shares outstanding
49.84M
Market cap
$152.01M
Enterprise value
$128.44M
Valuations
Price to earnings (P/E)
N/A
Price to book (P/B)
146.23
Price to sales (P/S)
0.66
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.55
Earnings
Revenue
$232.52M
EBIT
-$7.07M
EBITDA
-$5.56M
Free cash flow
$56.82M
Per share
EPS
-$0.13
Free cash flow per share
$1.14
Book value per share
$0.02
Revenue per share
$4.65
TBVPS
$31.19
Balance sheet
Total assets
$1.57B
Total liabilities
$1.57B
Debt
$0
Equity
$1.04M
Working capital
N/A
Liquidity
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.24
Margins
EBITDA margin
-2.4%
Gross margin
33.1%
Net margin
-2.9%
Operating margin
-3%
Efficiency
Return on assets
-0.4%
Return on equity
-10.2%
Return on invested capital
-0.4%
Return on capital employed
N/A
Return on sales
-3%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

CIA stock price

How has the Citizens stock price performed over time
Intraday
1.67%
1 week
0.33%
1 month
6.27%
1 year
-28.4%
YTD
43.19%
QTD
43.19%

Financial performance

How have Citizens's revenue and profit performed over time
Revenue
$232.52M
Gross profit
$76.94M
Operating income
-$7.07M
Net income
-$6.64M
Gross margin
33.1%
Net margin
-2.9%
The company's net income has shrunk by 124% QoQ and by 118% YoY
The net margin has plunged by 124% from the previous quarter and by 120% YoY
The operating margin has surged by 57% since the previous quarter but it has declined by 11% year-on-year
The operating income has soared by 56% since the previous quarter but it has declined by 6% year-on-year

Growth

What is Citizens's growth rate over time

Valuation

What is Citizens stock price valuation
P/E
N/A
P/B
146.23
P/S
0.66
EV/EBIT
N/A
EV/EBITDA
N/A
EV/Sales
0.55
The EPS has plunged by 123% from the previous quarter and by 118% YoY
The company's equity has surged by 107% QoQ but it has shrunk by 100% YoY
CIA's P/S is 46% less than its 5-year quarterly average of 1.2 and 7% less than its last 4 quarters average of 0.7
The revenue is down by 7% YoY

Efficiency

How efficient is Citizens business performance
CIA's return on equity has dropped by 176% year-on-year and by 153% since the previous quarter
CIA's return on assets has dropped by 124% since the previous quarter and by 120% year-on-year
Citizens's return on invested capital has surged by 60% QoQ
The ROS has soared by 57% from the previous quarter but it has contracted by 11% YoY

Dividends

What is CIA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CIA.

Financial health

How did Citizens financials performed over time
The total assets has contracted by 15% YoY
The total liabilities is up by 2.3% year-on-year
The debt is 100% less than the equity
The company's equity has surged by 107% QoQ but it has shrunk by 100% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.