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CIA Citizens Inc
- Stocks
- Financial Services
- NYSE: CIA
Price (delayed)
$3.47
Market cap
$174.02M
P/E Ratio
19.28
Dividend/share
N/A
EPS
$0.18
Enterprise value
$155.67M
Citizens, Inc. is a financial services company. The Company utilizes a three-pronged strategy for growth based upon worldwide sales of U.S. Dollar-denominated whole life cash value insurance policies, life insurance
Highlights
The company's equity rose by 12% YoY and by 3.7% QoQ
The company's net income has shrunk by 64% YoY and by 41% QoQ
The EPS has plunged by 63% YoY and by 40% from the previous quarter
Key stats
What are the main financial stats of CIA
Market
Valuations
Earnings
Shares outstanding
50.15M
Market cap
$174.02M
Enterprise value
$155.67M
Price to earnings (P/E)
19.28
Price to book (P/B)
0.79
Price to sales (P/S)
0.71
EV/EBIT
18.83
EV/EBITDA
17.48
EV/Sales
0.64
Revenue
$242.94M
Gross profit
$88.58M
Operating income
$8.27M
Net income
$8.75M
EBIT
$8.27M
EBITDA
$8.9M
Free cash flow
$25.17M
Per share
Balance sheet
Liquidity
EPS
$0.18
EPS diluted
$0.17
Free cash flow per share
$0.5
Book value per share
$4.37
Revenue per share
$4.87
TBVPS
$34.11
Total assets
$1.7B
Total liabilities
$1.48B
Debt
$0
Equity
$218.14M
Working capital
N/A
Debt to equity
0
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.06
Margins
Efficiency
Dividend
EBITDA margin
3.7%
Gross margin
36.5%
Net margin
3.6%
Operating margin
3.4%
Return on assets
0.5%
Return on equity
4.2%
Return on invested capital
0.5%
Return on capital employed
N/A
Return on sales
3.4%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
CIA stock price
How has the Citizens stock price performed over time
Intraday
4.52%
1 week
2.06%
1 month
-9.87%
1 year
25.72%
YTD
-13.47%
QTD
-23.74%
Financial performance
How have Citizens's revenue and profit performed over time
Revenue
$242.94M
Gross profit
$88.58M
Operating income
$8.27M
Net income
$8.75M
Gross margin
36.5%
Net margin
3.6%
The operating income has dropped by 66% year-on-year and by 45% since the previous quarter
The operating margin has dropped by 66% year-on-year and by 44% since the previous quarter
The company's net income has shrunk by 64% YoY and by 41% QoQ
The net margin has plunged by 64% YoY and by 41% from the previous quarter
Price vs fundamentals
How does CIA's price correlate with its fundamentals
Growth
What is Citizens's growth rate over time
Valuation
What is Citizens stock price valuation
P/E
19.28
P/B
0.79
P/S
0.71
EV/EBIT
18.83
EV/EBITDA
17.48
EV/Sales
0.64
The EPS has plunged by 63% YoY and by 40% from the previous quarter
CIA's price to earnings (P/E) is 45% higher than its last 4 quarters average of 13.3
The stock's price to book (P/B) is 21% less than its 5-year quarterly average of 1.0 and 12% less than its last 4 quarters average of 0.9
The company's equity rose by 12% YoY and by 3.7% QoQ
CIA's P/S is 21% less than its 5-year quarterly average of 0.9 and 11% less than its last 4 quarters average of 0.8
Efficiency
How efficient is Citizens business performance
CIA's return on equity has dropped by 71% year-on-year and by 43% since the previous quarter
CIA's return on assets has dropped by 67% year-on-year and by 44% since the previous quarter
Citizens's return on invested capital has shrunk by 67% YoY and by 44% QoQ
The ROS has plunged by 66% YoY and by 44% from the previous quarter
Dividends
What is CIA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for CIA.
Financial health
How did Citizens financials performed over time
The total assets is 15% more than the total liabilities
The total assets has grown by 2.2% YoY
The debt is 100% less than the equity
The company's equity rose by 12% YoY and by 3.7% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.