CIA Citizens Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CIA

Price (delayed)

$5.89

Market cap

$297.76M

P/E Ratio

15.92

Dividend/share

N/A

EPS

$0.37

Enterprise value

$279.24M

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Relative Growth: Rel. Growth: 61
Relative Strength: Rel. Strength: 74
Relative Valuation: Rel. Valuation: 87
Relative Profitability: Rel. Profitability: 55

Citizens, Inc. is a financial services company. The Company utilizes a three-pronged strategy for growth based upon worldwide sales of U.S. Dollar-denominated whole life cash value insurance policies, life insurance ...

Highlights
The company's net income has surged by 111% YoY and by 27% QoQ
The EPS has soared by 106% YoY and by 28% from the previous quarter
CIA's price to earnings (P/E) is 73% higher than its 5-year quarterly average of 9.2 but 10% lower than its last 4 quarters average of 17.6
Sector: Financial Services
Industry: Insurance - Life
Website: http://www.citizensinc.com
Peers: SNFCA AFL RGA

Key stats

What are the main financial stats of CIA

CIA stock price

How has the Citizens stock price performed over time
Intraday
0.17%
1 week
4.8%
1 month
19.23%
1 year
71.22%
YTD
21.95%
QTD
17.1%

Financial performance

How have Citizens's revenue and profit performed over time
Revenue
$259.68M
Gross profit
$102.04M
Operating income
$21.63M
Net income
$18.48M
Gross margin
39.3%
Net margin
7.1%
The operating income has soared by 162% year-on-year and by 24% since the previous quarter
The operating margin has surged by 144% year-on-year and by 22% since the previous quarter
The company's net income has surged by 111% YoY and by 27% QoQ
The net margin has soared by 97% YoY and by 25% from the previous quarter

Price vs fundamentals

How does CIA's price correlate with its fundamentals

Growth

What is Citizens's growth rate over time

Valuation

What is Citizens stock price valuation
CIA P/E details
P/E
15.92
P/B
1.24
P/S
1.14
EV/EBIT
12.91
EV/EBITDA
12.48
EV/Sales
1.08
The EPS has soared by 106% YoY and by 28% from the previous quarter
CIA's price to earnings (P/E) is 73% higher than its 5-year quarterly average of 9.2 but 10% lower than its last 4 quarters average of 17.6
The stock's price to book (P/B) is 24% more than its 5-year quarterly average of 1.0 and 24% more than its last 4 quarters average of 1.0
The company's equity rose by 9% YoY
CIA's P/S is 43% more than its 5-year quarterly average of 0.8 and 27% more than its last 4 quarters average of 0.9
The revenue is up by 7% YoY

Efficiency

How efficient is Citizens business performance
Citizens's return on invested capital has surged by 160% YoY and by 30% QoQ
The ROS has soared by 144% YoY and by 22% from the previous quarter
CIA's return on assets has surged by 120% year-on-year and by 38% since the previous quarter
CIA's return on equity has surged by 90% year-on-year and by 25% since the previous quarter

Dividends

What is CIA's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for CIA.

Financial health

How did Citizens financials performed over time
The total assets is 16% more than the total liabilities
The total assets has grown by 2.2% YoY
The debt is 100% less than the equity
The company's equity rose by 9% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.