The price-to-earnings ratio for Primerica stock stands at 12.61 as of Nov 5, 2025. This results from the current EPS of $20.24 and stock price of $255.26. A decrease of 31% has been recorded in the P/E ratio compared to the average of 18.2 of the last 4 quarters.
Over the last ten years, the average PE ratio of Primerica has been 14.0. The current 12.61 PE ratio is 10% below the historical average. In the past ten years, PRI's PE ratio was at its highest in the Sep 2024 quarter at 20.23, with a price of $265.15 and an EPS of $13.11. The Jun 2022 quarter recorded the bottom point at 9.52, with a price of $119.69 and an EPS of $12.57.
Maximum annual increase: 53.49% in 2024
Maximum annual decrease: -22.62% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 19.77 | 53.49% | $271.42 | $13.73 |
| 2023 | 12.88 | 12.39% | $205.76 | $15.97 |
| 2022 | 11.46 | -10.05% | $141.82 | $12.37 |
| 2021 | 12.74 | -8.67% | $153.27 | $12.03 |
| 2020 | 13.95 | -7.55% | $133.93 | $9.6 |
| 2019 | 15.09 | 13.54% | $130.56 | $8.65 |
| 2018 | 13.29 | -0.15% | $97.71 | $7.35 |
| 2017 | 13.31 | -11.68% | $101.55 | $7.63 |
| 2016 | 15.07 | 18.1% | $69.15 | $4.59 |
| 2015 | 12.76 | -22.62% | $47.23 | $3.7 |
| 2014 | 16.49 | 10.3% | $54.26 | $3.29 |
| 2013 | 14.95 | 38.04% | $42.91 | $2.87 |
| 2012 | 10.83 | -1.63% | $30.01 | $2.77 |
| 2011 | 11.01 | 40.25% | $23.24 | $2.11 |
| 2010 | 7.85 | N/A | $24.25 | $3.09 |
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 13.52 | -29.4% | $273.67 | $20.24 |
| Mar 2025 | 19.15 | -3.14% | $284.53 | $14.86 |
| Dec 2024 | 19.77 | -2.27% | $271.42 | $13.73 |
| Sep 2024 | 20.23 | 6.87% | $265.15 | $13.11 |
| Jun 2024 | 18.93 | 23% | $236.58 | $12.5 |
| Mar 2024 | 15.39 | 19.49% | $252.96 | $16.44 |
| Dec 2023 | 12.88 | 3.54% | $205.76 | $15.97 |
| Sep 2023 | 12.44 | -15.2% | $194.01 | $15.59 |
| Jun 2023 | 14.67 | 9.31% | $197.76 | $13.48 |
| Mar 2023 | 13.42 | 17.1% | $172.24 | $12.83 |
| Dec 2022 | 11.46 | 10.09% | $141.82 | $12.37 |
| Sep 2022 | 10.41 | 9.35% | $123.45 | $11.86 |
| Jun 2022 | 9.52 | -13.14% | $119.69 | $12.57 |
| Mar 2022 | 10.96 | -13.97% | $136.82 | $12.48 |
| Dec 2021 | 12.74 | -8.28% | $153.27 | $12.03 |
PRI's current P/E ratio is lower than the 3, 5 and 10-year averages.
Primerica's P/E of 12.61 is below the Financial Services sector, the industry and its peers average. Compared to its Financial Services sector average of 13.73, Primerica's P/E is 8% lower.
Compared to its peers MET and CIA, PRI's PE ratio stands lower, however it is higher than ALL's and LNC's. Primerica's PE ratio is trading below the peer group average of 13.06.
| Stock name | PE ratio | Market cap |
|---|---|---|
| LNC Lincoln National Corp | 3.57 | $7.75B |
| ALL Allstate Corp | 9.03 | $51.32B |
| PRI Primerica Inc | 12.61 | $8.27B |
| MET Metlife Inc | 13.27 | $52.32B |
| CIA Citizens Inc | 26.35 | $304.49M |
The price to earnings ratio for PRI stock as of Nov 5, 2025, stands at 12.61.
Over the last 3 years, the average price to earnings ratio for PRI stock is 15.62.
Over the last 5 years, the average price to earnings ratio for PRI stock is 14.29.
The highest quarterly PE ratio in the last ten years has been 20.23 and it was in the Sep 2024 quarter.
PRI's price to earnings ratio is currently 10% below its 10-year historical average.
To determine the PE ratio, divide the most recent stock price by the TTM earnings per share (EPS). As of today (Nov 5, 2025), Primerica's stock price is $255.26. The earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $20.24. Therefore, Primerica's P/E ratio for today is 12.61. PE RATIO(12.61) = STOCK PRICE($255.26) / TTM EPS($20.24)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.