FCF First Commonwealth Financial Corp

Price (delayed)

$20.925

Market cap

$2.03B

P/E Ratio

12.31

Dividend/share

$0.56

EPS

$1.7

Enterprise value

$2.19B

Relative Growth: Rel. Growth:
Relative Strength: Rel. Strength:
Relative Valuation: Rel. Valuation:
Relative Profitability: Rel. Profitability: 83

First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services Company with 124 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as ...

Highlights
FCF's EPS is up by 22% year-on-year and by 3% since the previous quarter
The net income has increased by 20% year-on-year and by 2.1% since the previous quarter
The debt has declined by 30% year-on-year but it has increased by 10% since the previous quarter
The P/E is 17% higher than the 5-year quarterly average of 10.6 and 4.7% higher than the last 4 quarters average of 11.8
FCF's equity is down by 5% since the previous quarter and by 3.7% year-on-year

Key stats

What are the main financial stats of FCF

FCF stock price

How has the First Commonwealth Financial stock price performed over time
Intraday
-0.4%
1 week
-0.74%
1 month
4.36%
1 year
31.6%
YTD
24.11%
QTD
3.44%

Financial performance

How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$513.11M
Gross profit
$513.11M
Operating income
$210.62M
Net income
$171.96M
Gross margin
100%
Net margin
33.5%
The net income has increased by 20% year-on-year and by 2.1% since the previous quarter
FCF's operating income is up by 17% year-on-year
The net margin has increased by 10% year-on-year
The company's revenue rose by 9% YoY

Price vs fundamentals

How does FCF's price correlate with its fundamentals

Growth

What is First Commonwealth Financial's growth rate over time

Valuation

What is First Commonwealth Financial stock price valuation
P/E
12.31
P/B
1.42
P/S
4.07
EV/EBIT
10.4
EV/EBITDA
10.03
EV/Sales
4.27
FCF's EPS is up by 22% year-on-year and by 3% since the previous quarter
The P/E is 17% higher than the 5-year quarterly average of 10.6 and 4.7% higher than the last 4 quarters average of 11.8
The stock's price to book (P/B) is 19% more than its 5-year quarterly average of 1.2 and 19% more than its last 4 quarters average of 1.2
FCF's equity is down by 5% since the previous quarter and by 3.7% year-on-year
The stock's price to sales (P/S) is 17% more than its 5-year quarterly average of 3.5 and 7% more than its last 4 quarters average of 3.8
The company's revenue rose by 9% YoY

Efficiency

How efficient is First Commonwealth Financial business performance
FCF's ROIC is up by 20% YoY
FCF's return on assets is up by 17% year-on-year
The ROE is up by 15% year-on-year and by 3.7% since the previous quarter
FCF's return on sales is up by 7% year-on-year

Dividends

What is FCF's dividend history
DPS
$0.56
Dividend yield
2.65%
Payout ratio
32.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Commonwealth Financial financials performed over time
FCF's total assets is 14% more than its total liabilities
The debt is 81% smaller than the equity
The debt to equity is down by 30% YoY but it is up by 12% from the previous quarter
The debt has declined by 30% year-on-year but it has increased by 10% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.