FCF First Commonwealth Financial Corp

  1. Stocks
  2. Financial Services
  3. NYSE: FCF

Price (delayed)

$13.77

Market cap

$1.32B

P/E Ratio

12.41

Dividend/share

$0.45

EPS

$1.11

Enterprise value

$1.16B

Highlights
The net income has increased by 48% since the previous quarter and by 27% year-on-year
FCF's EPS is up by 48% since the previous quarter and by 28% year-on-year
The P/E is 21% lower than the 5-year quarterly average of 15.8 but 4.3% higher than the last 4 quarters average of 11.9
Sector: Financial Services
Industry: Banks - Regional
Website: https://www.fcbanking.com/
Peers: FNB FULT CCNE BMTC

Key stats

What are the main financial stats of FCF
Market
Shares outstanding
96.21M
Market cap
$1.32B
Enterprise value
$1.16B
Valuations
Price to earnings (P/E)
12.41
Price to book (P/B)
1.22
Price to sales (P/S)
3.77
EV/EBIT
8.7
EV/EBITDA
8
EV/Sales
3.31
Earnings
Revenue
$351.19M
EBIT
$133.77M
EBITDA
$145.5M
Free cash flow
$117.53M
Per share
EPS
$1.11
Free cash flow per share
$1.22
Book value per share
$11.31
Revenue per share
$3.66
TBVPS
$94.77
Balance sheet
Total assets
$9.42B
Total liabilities
$8.33B
Debt
$343.77M
Equity
$1.09B
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.11
Margins
EBITDA margin
41.4%
Gross margin
100%
Net margin
30.9%
Operating margin
38.1%
Efficiency
Return on assets
1.2%
Return on equity
10.1%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
38.1%
Dividend
Dividend yield
3.23%
DPS
$0.45
Payout ratio
40.1%

FCF stock price

How has the First Commonwealth Financial stock price performed over time
Intraday
-3.3%
1 week
-6.33%
1 month
-8.87%
1 year
69.58%
YTD
25.87%
QTD
-4.18%

Financial performance

How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$351.19M
Gross profit
$351.19M
Operating income
$133.77M
Net income
$108.49M
Gross margin
100%
Net margin
30.9%
The net income has increased by 48% since the previous quarter and by 27% year-on-year
FCF's operating income is up by 48% since the previous quarter and by 26% year-on-year
First Commonwealth Financial's operating margin has increased by 29% from the previous quarter and by 14% YoY
The net margin has increased by 29% since the previous quarter and by 14% year-on-year

Growth

What is First Commonwealth Financial's growth rate over time

Valuation

What is First Commonwealth Financial stock price valuation
P/E
12.41
P/B
1.22
P/S
3.77
EV/EBIT
8.7
EV/EBITDA
8
EV/Sales
3.31
FCF's EPS is up by 48% since the previous quarter and by 28% year-on-year
The P/E is 21% lower than the 5-year quarterly average of 15.8 but 4.3% higher than the last 4 quarters average of 11.9
The stock's price to book (P/B) is 36% more than its last 4 quarters average of 0.9 but 6% less than its 5-year quarterly average of 1.3
FCF's equity is up by 2.8% year-on-year
The stock's price to sales (P/S) is 22% more than its last 4 quarters average of 3.1 but 6% less than its 5-year quarterly average of 4.0
The company's revenue rose by 15% QoQ and by 11% YoY

Efficiency

How efficient is First Commonwealth Financial business performance
FCF's ROIC has soared by 50% QoQ and by 15% YoY
FCF's return on assets has surged by 50% since the previous quarter and by 20% year-on-year
The ROE is up by 46% since the previous quarter and by 23% year-on-year
FCF's return on sales is up by 29% since the previous quarter and by 14% year-on-year

Dividends

What is FCF's dividend history
DPS
$0.45
Dividend yield
3.23%
Payout ratio
40.1%
Recent dividends

Financial health

How did First Commonwealth Financial financials performed over time
FCF's total assets is 13% more than its total liabilities
First Commonwealth Financial's total liabilities has increased by 12% YoY and by 4.1% from the previous quarter
FCF's total assets is up by 11% YoY and by 3.8% from the previous quarter
The debt is 68% smaller than the equity
The debt to equity is down by 11% YoY and by 3% from the previous quarter
The debt has declined by 10% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.