FCF First Commonwealth Financial Corp
- Stocks
- Financial Services
- NYSE: FCF
Price (delayed)
$15.89
Market cap
$1.62B
P/E Ratio
11.35
Dividend/share
$0.52
EPS
$1.4
Enterprise value
$1.83B
First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services company with 119 community banking offices in 26 counties throughout western and central Pennsylvania and throughout Ohio, as
Highlights
The debt has dropped by 56% year-on-year and by 49% since the previous quarter
FCF's equity is up by 7% year-on-year
The P/E is 10% higher than the last 4 quarters average of 10.3 and 8% higher than the 5-year quarterly average of 10.5
FCF's EPS is down by 10% year-on-year and by 5% since the previous quarter
Key stats
What are the main financial stats of FCF
Market
Valuations
Earnings
Shares outstanding
101.85M
Market cap
$1.62B
Enterprise value
$1.83B
Price to earnings (P/E)
11.35
Price to book (P/B)
1.15
Price to sales (P/S)
3.61
EV/EBIT
10.26
EV/EBITDA
9.94
EV/Sales
4.07
Revenue
$448.95M
Gross profit
$448.95M
Operating income
$178.58M
Net income
$142.57M
EBIT
$178.21M
EBITDA
$183.9M
Free cash flow
$113.92M
Per share
Balance sheet
Liquidity
EPS
$1.4
EPS diluted
$1.39
Free cash flow per share
$1.12
Book value per share
$13.81
Revenue per share
$4.41
TBVPS
$109.91
Total assets
$11.58B
Total liabilities
$10.18B
Debt
$343.12M
Equity
$1.41B
Working capital
N/A
Debt to equity
0.24
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.14
Margins
Efficiency
Dividend
EBITDA margin
41%
Gross margin
100%
Net margin
31.8%
Operating margin
39.8%
Return on assets
1.2%
Return on equity
10.4%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
39.7%
Dividend yield
3.27%
DPS
$0.52
Payout ratio
37.1%
FCF stock price
How has the First Commonwealth Financial stock price performed over time
Intraday
2.45%
1 week
5.44%
1 month
1.86%
1 year
16.92%
YTD
-6.09%
QTD
2.25%
Financial performance
How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$448.95M
Gross profit
$448.95M
Operating income
$178.58M
Net income
$142.57M
Gross margin
100%
Net margin
31.8%
FCF's operating income is down by 10% year-on-year and by 6% since the previous quarter
The net income has declined by 9% year-on-year and by 6% since the previous quarter
First Commonwealth Financial's operating margin has decreased by 6% YoY and by 4.6% from the previous quarter
The net margin has declined by 5% year-on-year and by 4.2% since the previous quarter
Growth
What is First Commonwealth Financial's growth rate over time
Valuation
What is First Commonwealth Financial stock price valuation
P/E
11.35
P/B
1.15
P/S
3.61
EV/EBIT
10.26
EV/EBITDA
9.94
EV/Sales
4.07
The P/E is 10% higher than the last 4 quarters average of 10.3 and 8% higher than the 5-year quarterly average of 10.5
FCF's EPS is down by 10% year-on-year and by 5% since the previous quarter
FCF's equity is up by 7% year-on-year
The stock's price to book (P/B) is 4.5% more than its 5-year quarterly average of 1.1 and 4.5% more than its last 4 quarters average of 1.1
The stock's price to sales (P/S) is 9% more than its 5-year quarterly average of 3.3 and 6% more than its last 4 quarters average of 3.4
The company's revenue fell by 4% YoY
Efficiency
How efficient is First Commonwealth Financial business performance
FCF's ROIC is down by 17% YoY and by 6% QoQ
The ROE is down by 17% year-on-year and by 7% since the previous quarter
FCF's return on assets is down by 14% year-on-year and by 8% since the previous quarter
FCF's return on sales is down by 6% year-on-year and by 4.6% since the previous quarter
Dividends
What is FCF's dividend history
DPS
$0.52
Dividend yield
3.27%
Payout ratio
37.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Commonwealth Financial financials performed over time
FCF's total assets is 14% more than its total liabilities
First Commonwealth Financial's total liabilities has decreased by 3.7% from the previous quarter
FCF's total assets is down by 3.3% from the previous quarter
The debt is 76% smaller than the equity
The debt to equity has plunged by 60% YoY and by 50% from the previous quarter
The debt has dropped by 56% year-on-year and by 49% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.