FCF First Commonwealth Financial Corp

Price (delayed)

$21.09

Market cap

$2.13B

P/E Ratio

12.78

Dividend/share

$0.55

EPS

$1.65

Enterprise value

$2.21B

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Relative Growth: Rel. Growth: 83
Relative Strength: Rel. Strength: 65
Relative Valuation: Rel. Valuation: 79
Relative Profitability: Rel. Profitability: 85

First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services Company with 124 community banking offices in 30 counties throughout western and central Pennsylvania and throughout Ohio, as ...

Highlights
FCF's EPS is up by 27% year-on-year and by 8% since the previous quarter
The net income has increased by 26% year-on-year and by 7% since the previous quarter
The debt has surged by 70% since the previous quarter but it has declined by 46% year-on-year
The P/E is 21% higher than the 5-year quarterly average of 10.6 and 7% higher than the last 4 quarters average of 11.9

Key stats

What are the main financial stats of FCF

FCF stock price

How has the First Commonwealth Financial stock price performed over time
Intraday
-0.75%
1 week
-2.45%
1 month
0.57%
1 year
25.09%
YTD
25.09%
QTD
3.74%

Financial performance

How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$508.9M
Gross profit
$508.9M
Operating income
$211.76M
Net income
$168.34M
Gross margin
100%
Net margin
33.1%
FCF's operating income is up by 26% year-on-year and by 7% since the previous quarter
The net income has increased by 26% year-on-year and by 7% since the previous quarter
The net margin has increased by 13% year-on-year and by 4.7% since the previous quarter
First Commonwealth Financial's operating margin has increased by 12% YoY and by 4.5% from the previous quarter

Price vs fundamentals

How does FCF's price correlate with its fundamentals

Growth

What is First Commonwealth Financial's growth rate over time

Valuation

What is First Commonwealth Financial stock price valuation
P/E
12.78
P/B
1.37
P/S
4.19
EV/EBIT
10.46
EV/EBITDA
10.1
EV/Sales
4.35
FCF's EPS is up by 27% year-on-year and by 8% since the previous quarter
The P/E is 21% higher than the 5-year quarterly average of 10.6 and 7% higher than the last 4 quarters average of 11.9
The stock's price to book (P/B) is 14% more than its 5-year quarterly average of 1.2 and 14% more than its last 4 quarters average of 1.2
FCF's equity is up by 3.4% year-on-year
The stock's price to sales (P/S) is 20% more than its 5-year quarterly average of 3.5 and 10% more than its last 4 quarters average of 3.8
The company's revenue rose by 12% YoY and by 2.5% QoQ

Efficiency

How efficient is First Commonwealth Financial business performance
FCF's ROIC is up by 29% YoY and by 13% QoQ
FCF's return on assets is up by 27% year-on-year and by 8% since the previous quarter
The ROE is up by 16% year-on-year and by 6% since the previous quarter
FCF's return on sales is up by 12% year-on-year and by 4.5% since the previous quarter

Dividends

What is FCF's dividend history
DPS
$0.55
Dividend yield
2.61%
Payout ratio
33.3%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Commonwealth Financial financials performed over time
FCF's total assets is 15% more than its total liabilities
The debt is 83% smaller than the equity
The debt to equity has soared by 70% from the previous quarter but it is down by 47% YoY
The debt has surged by 70% since the previous quarter but it has declined by 46% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.