FCF First Commonwealth Financial Corp
- Stocks
- Financial Services
- NYSE: FCF
Price (delayed)
$15.81
Market cap
$1.65B
P/E Ratio
12.16
Dividend/share
$0.53
EPS
$1.3
Enterprise value
$1.98B
Relative Growth:
Rel. Growth:
44
Relative Strength:
Rel. Strength:
38
Relative Valuation:
Rel. Valuation:
66
Relative Profitability:
Rel. Profitability:
75
First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services company with 119 community banking offices in 26 counties throughout western and central Pennsylvania and throughout Ohio, as
Highlights
FCF's equity is up by 11% year-on-year and by 4.9% since the previous quarter
The debt has increased by 44% since the previous quarter but it has declined by 28% year-on-year
The net income has declined by 16% year-on-year and by 2.7% since the previous quarter
FCF's EPS is down by 16% year-on-year and by 3% since the previous quarter
Key stats
What are the main financial stats of FCF
Market
Valuations
Earnings
Shares outstanding
104.54M
Market cap
$1.65B
Enterprise value
$1.98B
Price to earnings (P/E)
12.16
Price to book (P/B)
1.09
Price to sales (P/S)
3.6
PEG
N/A
EV/EBIT
11.77
EV/EBITDA
11.34
EV/Sales
4.35
Revenue
$455.15M
Gross profit
$455.15M
Operating income
$168.25M
Net income
$134.03M
EBIT
$168.25M
EBITDA
$174.65M
Free cash flow
$135.87M
Per share
Balance sheet
Liquidity
EPS
$1.3
EPS diluted
$1.3
Free cash flow per share
$1.31
Book value per share
$14.46
Revenue per share
$4.39
TBVPS
$114.2
Total assets
$12.24B
Total liabilities
$10.72B
Debt
$488.24M
Equity
$1.52B
Working capital
N/A
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.88
Margins
Efficiency
Dividend
EBITDA margin
38.4%
Gross margin
100%
Net margin
29.4%
Operating margin
37%
Return on assets
1.1%
Return on equity
9.3%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37%
Dividend yield
3.35%
DPS
$0.53
Payout ratio
40.8%
FCF stock price
How has the First Commonwealth Financial stock price performed over time
Intraday
1.35%
1 week
2.07%
1 month
-5.95%
1 year
-4.7%
YTD
-6.56%
QTD
-7.27%
Financial performance
How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$455.15M
Gross profit
$455.15M
Operating income
$168.25M
Net income
$134.03M
Gross margin
100%
Net margin
29.4%
The net income has declined by 16% year-on-year and by 2.7% since the previous quarter
FCF's operating income is down by 16% year-on-year and by 2.8% since the previous quarter
First Commonwealth Financial's operating margin has decreased by 14% YoY and by 3.9% from the previous quarter
The net margin has declined by 14% year-on-year and by 4.2% since the previous quarter
Price vs fundamentals
How does FCF's price correlate with its fundamentals
Growth
What is First Commonwealth Financial's growth rate over time
Valuation
What is First Commonwealth Financial stock price valuation
P/E
12.16
P/B
1.09
P/S
3.6
EV/EBIT
11.77
EV/EBITDA
11.34
EV/Sales
4.35
FCF's EPS is down by 16% year-on-year and by 3% since the previous quarter
The P/E is 14% higher than the 5-year quarterly average of 10.7 and 2.2% higher than the last 4 quarters average of 11.9
FCF's equity is up by 11% year-on-year and by 4.9% since the previous quarter
The stock's price to book (P/B) is 9% less than its 5-year quarterly average of 1.2 and 9% less than its last 4 quarters average of 1.2
The stock's price to sales (P/S) is 6% more than its 5-year quarterly average of 3.4 but 2.7% less than its last 4 quarters average of 3.7
Efficiency
How efficient is First Commonwealth Financial business performance
The ROE is down by 23% year-on-year and by 5% since the previous quarter
FCF's return on assets is down by 21% year-on-year and by 8% since the previous quarter
FCF's ROIC is down by 18% YoY and by 7% QoQ
FCF's return on sales is down by 14% year-on-year and by 3.9% since the previous quarter
Dividends
What is FCF's dividend history
DPS
$0.53
Dividend yield
3.35%
Payout ratio
40.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Commonwealth Financial financials performed over time
FCF's total assets is 14% more than its total liabilities
FCF's total assets is up by 5% YoY and by 3.8% from the previous quarter
First Commonwealth Financial's total liabilities has increased by 4.4% YoY and by 3.7% from the previous quarter
The debt is 68% smaller than the equity
The debt has increased by 44% since the previous quarter but it has declined by 28% year-on-year
The debt to equity is down by 35% YoY but it is up by 33% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.