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FCF First Commonwealth Financial Corp
- Stocks
- Financial Services
- NYSE: FCF
Price (delayed)
$17.18
Market cap
$1.8B
P/E Ratio
12.82
Dividend/share
$0.53
EPS
$1.34
Enterprise value
$2B
First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services company with 119 community banking offices in 26 counties throughout western and central Pennsylvania and throughout Ohio, as
Highlights
The debt has dropped by 54% year-on-year
FCF's equity is up by 9% year-on-year and by 3% since the previous quarter
The P/E is 21% higher than the 5-year quarterly average of 10.6 and 17% higher than the last 4 quarters average of 11.0
FCF's EPS is down by 17% year-on-year and by 4.3% since the previous quarter
Key stats
What are the main financial stats of FCF
Market
Valuations
Earnings
Shares outstanding
104.94M
Market cap
$1.8B
Enterprise value
$2B
Price to earnings (P/E)
12.82
Price to book (P/B)
1.21
Price to sales (P/S)
3.88
EV/EBIT
11.59
EV/EBITDA
11.18
EV/Sales
4.46
Revenue
$449.19M
Gross profit
$449.19M
Operating income
$173.13M
Net income
$137.72M
EBIT
$172.77M
EBITDA
$179.11M
Free cash flow
$130.18M
Per share
Balance sheet
Liquidity
EPS
$1.34
EPS diluted
$1.34
Free cash flow per share
$1.28
Book value per share
$14.21
Revenue per share
$4.42
TBVPS
$112.28
Total assets
$11.79B
Total liabilities
$10.34B
Debt
$340.19M
Equity
$1.45B
Working capital
N/A
Debt to equity
0.24
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.11
Margins
Efficiency
Dividend
EBITDA margin
39.9%
Gross margin
100%
Net margin
30.7%
Operating margin
38.5%
Return on assets
1.2%
Return on equity
9.8%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
38.5%
Dividend yield
3.06%
DPS
$0.53
Payout ratio
39.2%
FCF stock price
How has the First Commonwealth Financial stock price performed over time
Intraday
0.47%
1 week
-0.46%
1 month
7.04%
1 year
19.31%
YTD
1.54%
QTD
5.85%
Financial performance
How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$449.19M
Gross profit
$449.19M
Operating income
$173.13M
Net income
$137.72M
Gross margin
100%
Net margin
30.7%
FCF's operating income is down by 16% year-on-year and by 3% since the previous quarter
The net income has declined by 16% year-on-year and by 3.4% since the previous quarter
First Commonwealth Financial's operating margin has decreased by 12% YoY and by 3.3% from the previous quarter
The net margin has declined by 12% year-on-year and by 3.5% since the previous quarter
Price vs fundamentals
How does FCF's price correlate with its fundamentals
Growth
What is First Commonwealth Financial's growth rate over time
Valuation
What is First Commonwealth Financial stock price valuation
P/E
12.82
P/B
1.21
P/S
3.88
EV/EBIT
11.59
EV/EBITDA
11.18
EV/Sales
4.46
The P/E is 21% higher than the 5-year quarterly average of 10.6 and 17% higher than the last 4 quarters average of 11.0
FCF's EPS is down by 17% year-on-year and by 4.3% since the previous quarter
The stock's price to book (P/B) is 10% more than its 5-year quarterly average of 1.1
FCF's equity is up by 9% year-on-year and by 3% since the previous quarter
The stock's price to sales (P/S) is 14% more than its 5-year quarterly average of 3.4 and 8% more than its last 4 quarters average of 3.6
The company's revenue fell by 4.5% YoY
Efficiency
How efficient is First Commonwealth Financial business performance
The ROE is down by 23% year-on-year and by 6% since the previous quarter
FCF's ROIC is down by 17% YoY
FCF's return on assets is down by 14% year-on-year
FCF's return on sales is down by 12% year-on-year and by 3% since the previous quarter
Dividends
What is FCF's dividend history
DPS
$0.53
Dividend yield
3.06%
Payout ratio
39.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did First Commonwealth Financial financials performed over time
FCF's total assets is 14% more than its total liabilities
The debt is 76% smaller than the equity
The debt to equity has plunged by 56% YoY
The debt has dropped by 54% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.