FCF First Commonwealth Financial Corp

Price (delayed)

$20

Market cap

$2.03B

P/E Ratio

13.07

Dividend/share

$0.55

EPS

$1.53

Enterprise value

$1.85B

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Relative Growth: Rel. Growth: 74
Relative Strength: Rel. Strength: 64
Relative Valuation: Rel. Valuation: 76
Relative Profitability: Rel. Profitability: 83

First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a financial services company with 119 community banking offices in 26 counties throughout western and central Pennsylvania and throughout Ohio, as ...

Highlights
The debt has dropped by 62% since the previous quarter and by 54% year-on-year
The net income has increased by 14% year-on-year and by 3.2% since the previous quarter
The P/E is 23% higher than the 5-year quarterly average of 10.5 and 8% higher than the last 4 quarters average of 11.9

Key stats

What are the main financial stats of FCF

FCF stock price

How has the First Commonwealth Financial stock price performed over time
Intraday
1.52%
1 week
1.78%
1 month
7.53%
1 year
26.02%
YTD
18.62%
QTD
13.77%

Financial performance

How have First Commonwealth Financial's revenue and profit performed over time
Revenue
$496.73M
Gross profit
$496.73M
Operating income
$197.55M
Net income
$157.15M
Gross margin
100%
Net margin
31.6%
The net income has increased by 14% year-on-year and by 3.2% since the previous quarter
FCF's operating income is up by 14% year-on-year and by 3.2% since the previous quarter
The gross profit has grown by 11% year-on-year and by 2.2% since the previous quarter
The company's revenue rose by 11% YoY and by 2.2% QoQ

Price vs fundamentals

How does FCF's price correlate with its fundamentals

Growth

What is First Commonwealth Financial's growth rate over time

Valuation

What is First Commonwealth Financial stock price valuation
P/E
13.07
P/B
1.32
P/S
4.11
EV/EBIT
9.34
EV/EBITDA
9.04
EV/Sales
3.72
The P/E is 23% higher than the 5-year quarterly average of 10.5 and 8% higher than the last 4 quarters average of 11.9
FCF's EPS is up by 14% year-on-year and by 3.4% since the previous quarter
The stock's price to book (P/B) is 18% more than its last 4 quarters average of 1.1 and 8% more than its 5-year quarterly average of 1.2
FCF's equity is up by 7% year-on-year
The stock's price to sales (P/S) is 19% more than its 5-year quarterly average of 3.4 and 9% more than its last 4 quarters average of 3.7
The company's revenue rose by 11% YoY and by 2.2% QoQ

Efficiency

How efficient is First Commonwealth Financial business performance
FCF's return on assets is up by 8% year-on-year
FCF's ROIC is up by 7% YoY
The ROE is up by 4.1% year-on-year
FCF's return on sales is up by 3.4% year-on-year

Dividends

What is FCF's dividend history
DPS
$0.55
Dividend yield
2.73%
Payout ratio
35.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did First Commonwealth Financial financials performed over time
FCF's total assets is 14% more than its total liabilities
FCF's total assets is up by 4% YoY
First Commonwealth Financial's total liabilities has increased by 3.6% YoY
The debt is 90% smaller than the equity
The debt to equity has plunged by 62% from the previous quarter and by 58% YoY
The debt has dropped by 62% since the previous quarter and by 54% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.