FCF
First Commonwealth Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: FCF
- PE Ratio
As of Jun 22, 2026, the First Commonwealth Financial stock's price-to-earnings ratio is 12.88. This results from the current EPS of $1.53 and stock price of $19.7. The PE ratio has increased by 8% from the past four quarters average of 11.9.
FCF PE ratio history
The PE ratio of First Commonwealth Financial has averaged 13.15 over the last ten years. The current P/E ratio of 12.88 is 2.1% lower than the historical average. In the past ten years, FCF's PE ratio peaked in the Dec 2017 quarter at 24.69, when the stock price was $14.32 and the EPS was $0.58. The lowest point was in the Sep 2023 quarter, when it reached 8.25 with a price of $12.21 and an EPS of $1.48.
First Commonwealth Financial PE ratio by year
Maximum annual increase: 30.62% in 2016
Maximum annual decrease: -55.12% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 11.39 | -5.79% | $16.86 | $1.48 |
| 2024 | 12.09 | 21.39% | $16.92 | $1.4 |
| 2023 | 9.96 | -2.35% | $15.44 | $1.55 |
| 2022 | 10.2 | -8.11% | $13.97 | $1.37 |
| 2021 | 11.1 | -23.92% | $16.09 | $1.45 |
| 2020 | 14.59 | 7.6% | $10.94 | $0.75 |
| 2019 | 13.56 | 22.38% | $14.51 | $1.07 |
| 2018 | 11.08 | -55.12% | $12.08 | $1.09 |
| 2017 | 24.69 | 16.68% | $14.32 | $0.58 |
| 2016 | 21.16 | 30.62% | $14.18 | $0.67 |
| 2015 | 16.2 | -15.67% | $9.07 | $0.56 |
| 2014 | 19.21 | -6.34% | $9.22 | $0.48 |
| 2013 | 20.51 | 20.29% | $8.82 | $0.43 |
| 2012 | 17.05 | -51.38% | $6.82 | $0.4 |
| 2011 | 35.07 | 23.83% | $5.26 | $0.15 |
First Commonwealth Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.49 | 0.88% | $17.58 | $1.53 |
| Dec 2025 | 11.39 | -7.17% | $16.86 | $1.48 |
| Sep 2025 | 12.27 | -1.68% | $17.05 | $1.39 |
| Jun 2025 | 12.48 | 7.59% | $16.23 | $1.3 |
| Mar 2025 | 11.6 | -4.05% | $15.54 | $1.34 |
| Dec 2024 | 12.09 | 4.31% | $16.92 | $1.4 |
| Sep 2024 | 11.59 | 30.08% | $17.15 | $1.48 |
| Jun 2024 | 8.91 | 3.01% | $13.81 | $1.55 |
| Mar 2024 | 8.65 | -13.15% | $13.92 | $1.61 |
| Dec 2023 | 9.96 | 20.73% | $15.44 | $1.55 |
| Sep 2023 | 8.25 | -4.73% | $12.21 | $1.48 |
| Jun 2023 | 8.66 | -4.52% | $12.65 | $1.46 |
| Mar 2023 | 9.07 | -11.08% | $12.43 | $1.37 |
| Dec 2022 | 10.2 | 7.26% | $13.97 | $1.37 |
| Sep 2022 | 9.51 | -4.33% | $12.84 | $1.35 |
FCF Price vs fair value
FCF average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
FCF's current P/E ratio is above the 3 and 5-year averages, but it is lower than the 10-year average.
PE comparison
First Commonwealth Financial's P/E of 12.88 is above the Financial Services sector and its peers average but below the industry average. But in comparison with its Financial Services sector average of 12.78, First Commonwealth Financial's P/E is only 0.8% higher.
FCF PE vs peers
In comparison to its peer STBA, FCF's PE ratio is lower, but it is higher than FNB's and FULT's. First Commonwealth Financial's PE ratio is trading above the peer group average of 11.41.
| Stock name | PE ratio | Market cap |
|---|---|---|
| PFIS Peoples Financial Services Corp | 10.89 | $643.1M |
| FULT Fulton Financial Corp | 11.21 | $4.52B |
| CCNE Cnb Financial Corp | 11.21 | $979.54M |
| FNB Fnb Corp | 11.57 | $6.67B |
| ASRV Ameriserv Financial Inc | 11.58 | $64.8M |
| FCF First Commonwealth Financial Corp | 13.07 | $2.03B |
| STBA S&T Bancorp Inc | 13.45 | $1.73B |
Frequently asked questions
What is First Commonwealth Financial's PE ratio?
FCF stock has a price to earnings ratio of 12.88 as of Jun 22, 2026.
What is the 3-year average PE ratio for First Commonwealth Financial (FCF)?
Over the last 3 years, the average price to earnings ratio for FCF stock is 10.61.
What is the 5-year average PE ratio for First Commonwealth Financial (FCF)?
Over the last 5 years, the average price to earnings ratio for FCF stock is 10.53.
What is the highest PE ratio for FCF?
Over the last ten years, the quarterly PE ratio reached a historic high of 24.69 in the Dec 2017 quarter.
How does the current PE ratio for FCF compare to its historical average?
FCF's price to earnings ratio is currently 2.1% below its 10-year historical average.
How is FCF's PE ratio calculated (First Commonwealth Financial PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 22, 2026), First Commonwealth Financial's stock price is $19.7. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $1.53. Therefore, First Commonwealth Financial's PE ratio for today is 12.88. PE RATIO(12.88) = STOCK PRICE($19.7) / TTM EPS($1.53)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.