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Price (delayed)
$57.87
Market cap
$6.15B
P/E Ratio
8.29
Dividend/share
$1.12
EPS
$6.98
Enterprise value
$6.53B
Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in
Highlights
Essent Group's revenue has increased by 18% YoY
ESNT's equity is up by 17% year-on-year and by 4.9% since the previous quarter
The price to earnings (P/E) is 9% higher than the 5-year quarterly average of 7.6 but 3.6% lower than the last 4 quarters average of 8.6
The debt has grown by 17% YoY and by 17% from the previous quarter
The gross margin has contracted by 3.5% YoY
Key stats
What are the main financial stats of ESNT
Market
Valuations
Earnings
Shares outstanding
106.21M
Market cap
$6.15B
Enterprise value
$6.53B
Price to book (P/B)
1.09
Price to sales (P/S)
4.97
EV/EBIT
7.27
EV/EBITDA
7.22
EV/Sales
5.33
Revenue
$1.23B
Gross profit
$1.17B
Net income
$736.87M
EBIT
$898.62M
EBITDA
$904.32M
Free cash flow
$842.08M
Per share
Balance sheet
Liquidity
EPS
$6.98
EPS diluted
$6.9
Free cash flow per share
$8
Book value per share
$53.09
Revenue per share
$11.64
TBVPS
$67.04
Total assets
$7.13B
Total liabilities
$1.49B
Debt
$493.67M
Equity
$5.64B
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.43
Margins
Efficiency
Dividend
EBITDA margin
73.8%
Gross margin
95.1%
Net margin
60.1%
Operating margin
73.3%
Return on assets
11%
Return on equity
13.8%
Return on invested capital
13%
Return on capital employed
N/A
Return on sales
73.3%
Dividend yield
1.94%
DPS
$1.12
Payout ratio
16%
ESNT stock price
How has the Essent Group stock price performed over time
Intraday
0.28%
1 week
2.24%
1 month
8.66%
1 year
4.82%
YTD
6.3%
QTD
6.3%
Financial performance
How have Essent Group's revenue and profit performed over time
Revenue
$1.23B
Gross profit
$1.17B
Operating income
$898.62M
Net income
$736.87M
Gross margin
95.1%
Net margin
60.1%
Essent Group's revenue has increased by 18% YoY
The gross profit has increased by 14% YoY
ESNT's net income is up by 10% year-on-year
The operating income has grown by 9% YoY
Growth
What is Essent Group's growth rate over time
Valuation
What is Essent Group stock price valuation
P/E
8.29
P/B
1.09
P/S
4.97
EV/EBIT
7.27
EV/EBITDA
7.22
EV/Sales
5.33
The company's EPS rose by 11% YoY
The price to earnings (P/E) is 9% higher than the 5-year quarterly average of 7.6 but 3.6% lower than the last 4 quarters average of 8.6
ESNT's equity is up by 17% year-on-year and by 4.9% since the previous quarter
ESNT's price to book (P/B) is 9% lower than its last 4 quarters average of 1.2
Essent Group's revenue has increased by 18% YoY
The P/S is 8% above the 5-year quarterly average of 4.6 but 4.4% below the last 4 quarters average of 5.2
Efficiency
How efficient is Essent Group business performance
The company's return on sales fell by 7% YoY
The return on equity has declined by 4.2% since the previous quarter and by 3.5% year-on-year
The company's return on invested capital fell by 3.7% QoQ
Essent Group's return on assets has decreased by 4.3% QoQ and by 2.7% YoY
Dividends
What is ESNT's dividend history
DPS
$1.12
Dividend yield
1.94%
Payout ratio
16%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Essent Group financials performed over time
Essent Group's total assets has increased by 17% YoY and by 6% QoQ
The total liabilities rose by 16% YoY and by 13% QoQ
The debt is 91% less than the equity
ESNT's equity is up by 17% year-on-year and by 4.9% since the previous quarter
The debt has grown by 17% YoY and by 17% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.