ESNT Essent Group Ltd
Price (delayed)
$53.71
Market cap
$5.58B
P/E Ratio
7.76
Dividend/share
$1.15
EPS
$6.92
Enterprise value
$5.94B
Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in
Highlights
Essent Group's revenue has increased by 12% YoY
ESNT's equity is up by 10% year-on-year
The debt has grown by 17% YoY
The gross margin has contracted by 3.8% YoY
Key stats
What are the main financial stats of ESNT
Market
Valuations
Earnings
Shares outstanding
103.84M
Market cap
$5.58B
Enterprise value
$5.94B
Price to earnings (P/E)
7.76
Price to book (P/B)
1.02
Price to sales (P/S)
4.55
EV/EBIT
6.67
EV/EBITDA
6.62
EV/Sales
4.78
Revenue
$1.24B
Gross profit
$1.16B
Operating income
$890.81M
Net income
$729.4M
EBIT
$890.81M
EBITDA
$896.59M
Free cash flow
$854.77M
Per share
Balance sheet
Liquidity
EPS
$6.92
EPS diluted
$6.85
Free cash flow per share
$8.11
Book value per share
$52.76
Revenue per share
$11.79
TBVPS
$66.72
Total assets
$7.11B
Total liabilities
$1.51B
Debt
$493.96M
Equity
$5.6B
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.4
Margins
Efficiency
Dividend
EBITDA margin
72.1%
Gross margin
93.5%
Net margin
58.7%
Operating margin
71.7%
Return on assets
10.6%
Return on equity
13.4%
Return on invested capital
12.5%
Return on capital employed
N/A
Return on sales
71.7%
Dividend yield
2.14%
DPS
$1.15
Payout ratio
16.6%
ESNT stock price
How has the Essent Group stock price performed over time
Intraday
-2.49%
1 week
-3.68%
1 month
-3.38%
1 year
0.47%
YTD
-1.34%
QTD
-6.95%
Financial performance
How have Essent Group's revenue and profit performed over time
Revenue
$1.24B
Gross profit
$1.16B
Operating income
$890.81M
Net income
$729.4M
Gross margin
93.5%
Net margin
58.7%
Essent Group's revenue has increased by 12% YoY
The gross profit has increased by 8% YoY
The net margin has contracted by 7% YoY and by 2.3% from the previous quarter
The operating margin fell by 7% YoY and by 2.2% QoQ
Growth
What is Essent Group's growth rate over time
Valuation
What is Essent Group stock price valuation
P/E
7.76
P/B
1.02
P/S
4.55
EV/EBIT
6.67
EV/EBITDA
6.62
EV/Sales
4.78
The price to earnings (P/E) is 9% lower than the last 4 quarters average of 8.5
The company's EPS rose by 5% YoY
ESNT's equity is up by 10% year-on-year
ESNT's price to book (P/B) is 7% lower than its 5-year quarterly average of 1.1 and 7% lower than its last 4 quarters average of 1.1
Essent Group's revenue has increased by 12% YoY
The P/S is 11% below the last 4 quarters average of 5.1 and 3.2% below the 5-year quarterly average of 4.7
Efficiency
How efficient is Essent Group business performance
The return on equity has declined by 7% year-on-year and by 2.9% since the previous quarter
The company's return on sales fell by 7% YoY and by 2.2% QoQ
Essent Group's return on assets has decreased by 7% YoY and by 3.6% QoQ
The company's return on invested capital fell by 6% YoY and by 3.8% QoQ
Dividends
What is ESNT's dividend history
DPS
$1.15
Dividend yield
2.14%
Payout ratio
16.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Essent Group financials performed over time
The total liabilities rose by 14% YoY
Essent Group's total assets has increased by 11% YoY
The debt is 91% less than the equity
The debt has grown by 17% YoY
The company's debt to equity rose by 13% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.