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Price (delayed)
$63.75
Market cap
$6.77B
P/E Ratio
9.12
Dividend/share
$1.09
EPS
$6.99
Enterprise value
$7B
Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in
Highlights
Essent Group's revenue has increased by 19% YoY and by 4.6% QoQ
The gross profit has increased by 17% YoY and by 4.9% QoQ
The price to earnings (P/E) is 18% higher than the 5-year quarterly average of 7.6 and 11% higher than the last 4 quarters average of 8.1
The gross margin has contracted by 2.4% YoY
Key stats
What are the main financial stats of ESNT
Market
Valuations
Earnings
Shares outstanding
106.25M
Market cap
$6.77B
Enterprise value
$7B
Price to book (P/B)
1.26
Price to sales (P/S)
5.59
EV/EBIT
7.8
EV/EBITDA
7.75
EV/Sales
5.81
Revenue
$1.2B
EBIT
$896.89M
EBITDA
$902.83M
Free cash flow
$807.38M
Per share
Balance sheet
Liquidity
EPS
$6.99
Free cash flow per share
$7.64
Book value per share
$50.43
Revenue per share
$11.4
TBVPS
$62.68
Total assets
$6.69B
Total liabilities
$1.31B
Debt
$422.45M
Equity
$5.38B
Working capital
N/A
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.25
Margins
Efficiency
Dividend
EBITDA margin
74.9%
Gross margin
96.7%
Net margin
61.3%
Operating margin
74.5%
Return on assets
11.5%
Return on equity
14.4%
Return on invested capital
13.5%
Return on capital employed
N/A
Return on sales
74.5%
Dividend yield
1.71%
DPS
$1.09
Payout ratio
15.6%
ESNT stock price
How has the Essent Group stock price performed over time
Intraday
1.66%
1 week
-0.67%
1 month
3.19%
1 year
30.88%
YTD
20.88%
QTD
-0.84%
Financial performance
How have Essent Group's revenue and profit performed over time
Revenue
$1.2B
Gross profit
$1.16B
Operating income
$896.89M
Net income
$738.65M
Gross margin
96.7%
Net margin
61.3%
Essent Group's revenue has increased by 19% YoY and by 4.6% QoQ
The gross profit has increased by 17% YoY and by 4.9% QoQ
ESNT's net income is up by 10% year-on-year and by 4.4% since the previous quarter
The operating income has grown by 9% YoY and by 3.5% from the previous quarter
Growth
What is Essent Group's growth rate over time
Valuation
What is Essent Group stock price valuation
P/E
9.12
P/B
1.26
P/S
5.59
EV/EBIT
7.8
EV/EBITDA
7.75
EV/Sales
5.81
The price to earnings (P/E) is 18% higher than the 5-year quarterly average of 7.6 and 11% higher than the last 4 quarters average of 8.1
The company's EPS rose by 11% YoY and by 4.6% QoQ
ESNT's equity is up by 14% year-on-year and by 2.9% since the previous quarter
ESNT's price to book (P/B) is 13% higher than its 5-year quarterly average of 1.1 and 13% higher than its last 4 quarters average of 1.1
The P/S is 20% above the 5-year quarterly average of 4.6 and 8% above the last 4 quarters average of 5.1
Essent Group's revenue has increased by 19% YoY and by 4.6% QoQ
Efficiency
How efficient is Essent Group business performance
The company's return on sales fell by 8% YoY
The return on equity has declined by 2% year-on-year
Dividends
What is ESNT's dividend history
DPS
$1.09
Dividend yield
1.71%
Payout ratio
15.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Essent Group financials performed over time
Essent Group's total assets has increased by 12% YoY
The total liabilities rose by 5% YoY
The debt is 92% less than the equity
ESNT's equity is up by 14% year-on-year and by 2.9% since the previous quarter
The company's debt to equity fell by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.