ESNT Essent Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: ESNT

Price (delayed)

$43.75

Market cap

$4.94B

P/E Ratio

12.22

Dividend/share

$0.65

EPS

$3.58

Enterprise value

$5.18B

Highlights
ESNT's equity is up by 26% year-on-year
The debt has contracted by 24% YoY
The company's EPS fell by 39% YoY and by 8% QoQ
ESNT's net income is down by 31% year-on-year and by 3.4% since the previous quarter
Sector: Financial Services
Industry: Mortgage Finance
Website: http://essentgroup.com/
Peers: MTG RDN NMIH RNR

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
112.85M
Market cap
$4.94B
Enterprise value
$5.18B
Valuations
Price to earnings (P/E)
12.22
Price to book (P/B)
1.26
Price to sales (P/S)
5.05
EV/EBIT
10.56
EV/EBITDA
10.48
EV/Sales
5.33
Earnings
Revenue
$971.11M
EBIT
$490.58M
EBITDA
$493.89M
Free cash flow
$750.02M
Per share
EPS
$3.58
Free cash flow per share
$6.7
Book value per share
$34.75
Revenue per share
$8.67
TBVPS
$47.6
Balance sheet
Total assets
$5.33B
Total liabilities
$1.41B
Debt
$322.02M
Equity
$3.92B
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.49
Margins
EBITDA margin
50.9%
Gross margin
66.5%
Net margin
41.1%
Operating margin
50.5%
Efficiency
Return on assets
7.8%
Return on equity
10.5%
Return on invested capital
9.1%
Return on capital employed
N/A
Return on sales
50.5%
Dividend
Dividend yield
1.49%
DPS
$0.65
Payout ratio
18.2%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
1.04%
1 week
-0.39%
1 month
-5.04%
1 year
21.73%
YTD
1.27%
QTD
-2.67%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$971.11M
Gross profit
$645.56M
Operating income
$490.58M
Net income
$399.17M
Gross margin
66.5%
Net margin
41.1%
The net margin has contracted by 36% YoY and by 4.9% from the previous quarter
The operating margin fell by 35% YoY and by 3.4% QoQ
ESNT's net income is down by 31% year-on-year and by 3.4% since the previous quarter
The gross margin has contracted by 31% YoY and by 2.9% from the previous quarter

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
12.22
P/B
1.26
P/S
5.05
EV/EBIT
10.56
EV/EBITDA
10.48
EV/Sales
5.33
The company's EPS fell by 39% YoY and by 8% QoQ
The price to earnings (P/E) is 23% higher than the 5-year quarterly average of 9.9 and 20% higher than the last 4 quarters average of 10.2
ESNT's equity is up by 26% year-on-year
ESNT's price to book (P/B) is 26% lower than its 5-year quarterly average of 1.7 but 5% higher than its last 4 quarters average of 1.2
The P/S is 10% below the 5-year quarterly average of 5.6 but 7% above the last 4 quarters average of 4.7
Essent Group's revenue has increased by 8% YoY

Efficiency

How efficient is Essent Group business performance
Essent Group's return on assets has decreased by 48% YoY and by 8% QoQ
The company's return on invested capital fell by 47% YoY and by 6% QoQ
The return on equity has declined by 47% year-on-year and by 9% since the previous quarter
The company's return on sales fell by 35% YoY and by 3.4% QoQ

Dividends

What is ESNT's dividend history
DPS
$0.65
Dividend yield
1.49%
Payout ratio
18.2%
Recent dividends

Financial health

How did Essent Group financials performed over time
The total liabilities rose by 31% YoY and by 5% QoQ
Essent Group's total assets has increased by 27% YoY and by 2.5% QoQ
The debt is 92% less than the equity
The company's debt to equity fell by 43% YoY
ESNT's equity is up by 26% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.