ESNT Essent Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: ESNT

Price (delayed)

$38.94

Market cap

$4.21B

P/E Ratio

5.02

Dividend/share

$0.86

EPS

$7.75

Enterprise value

$4.55B

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
The gross margin has grown by 21% YoY
ESNT's equity is up by 5% year-on-year and by 3.9% since the previous quarter
The price to earnings (P/E) is 37% lower than the 5-year quarterly average of 7.9 but 2% higher than the last 4 quarters average of 4.9
The company's EPS rose by 26% YoY but it fell by 3.4% QoQ
Essent Group's revenue has decreased by 2.7% YoY and by 2.6% QoQ
Sector: Financial Services
Industry: Mortgage Finance
Website: http://www.essentgroup.com
Peers: MTG RDN NMIH RNR

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
108.1M
Market cap
$4.21B
Enterprise value
$4.55B
Valuations
Price to earnings (P/E)
5.02
Price to book (P/B)
0.94
Price to sales (P/S)
4.17
EV/EBIT
4.53
EV/EBITDA
4.52
EV/Sales
4.55
Earnings
Revenue
$1B
EBIT
$1B
EBITDA
$1.01B
Free cash flow
$584.84M
Per share
EPS
$7.75
Free cash flow per share
$5.46
Book value per share
$41.43
Revenue per share
$9.34
TBVPS
$53.39
Balance sheet
Total assets
$5.72B
Total liabilities
$1.26B
Debt
$420.86M
Equity
$4.46B
Working capital
N/A
Liquidity
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.34
Margins
EBITDA margin
100.6%
Gross margin
117.5%
Net margin
83.1%
Operating margin
100.3%
Efficiency
Return on assets
14.9%
Return on equity
19.3%
Return on invested capital
17%
Return on capital employed
N/A
Return on sales
100.3%
Dividend
Dividend yield
2.21%
DPS
$0.86
Payout ratio
11.1%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
0.57%
1 week
3.67%
1 month
-8.31%
1 year
-7.66%
YTD
0.15%
QTD
0.15%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$1B
Gross profit
$1.18B
Operating income
$1B
Net income
$831.35M
Gross margin
117.5%
Net margin
83.1%
The net margin has grown by 25% YoY
The operating margin rose by 24% YoY
ESNT's net income is up by 22% year-on-year but it is down by 3.9% since the previous quarter
The gross margin has grown by 21% YoY

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
5.02
P/B
0.94
P/S
4.17
EV/EBIT
4.53
EV/EBITDA
4.52
EV/Sales
4.55
The price to earnings (P/E) is 37% lower than the 5-year quarterly average of 7.9 but 2% higher than the last 4 quarters average of 4.9
The company's EPS rose by 26% YoY but it fell by 3.4% QoQ
ESNT's price to book (P/B) is 28% lower than its 5-year quarterly average of 1.3 and 7% lower than its last 4 quarters average of 1.0
ESNT's equity is up by 5% year-on-year and by 3.9% since the previous quarter
The P/S is 15% below the 5-year quarterly average of 4.9 but 3.8% above the last 4 quarters average of 4.0
Essent Group's revenue has decreased by 2.7% YoY and by 2.6% QoQ

Efficiency

How efficient is Essent Group business performance
The company's return on sales rose by 24% YoY
Essent Group's return on assets has increased by 21% YoY but it has decreased by 3.9% QoQ
The company's return on invested capital rose by 19% YoY but it fell by 4% QoQ
The return on equity has grown by 16% year-on-year but it has declined by 4.9% since the previous quarter

Dividends

What is ESNT's dividend history
Dividend details
DPS
$0.86
Dividend yield
2.21%
Payout ratio
11.1%
Recent dividends

Financial health

How did Essent Group financials performed over time
The total liabilities fell by 15% YoY
Essent Group's total assets has increased by 3% QoQ
The debt is 91% less than the equity
The company's debt to equity fell by 10% QoQ and by 10% YoY
ESNT's equity is up by 5% year-on-year and by 3.9% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.