ESNT Essent Group Ltd

Price (delayed)

$39.06

Market cap

$4.2B

P/E Ratio

5.24

Dividend/share

$0.78

EPS

$7.46

Enterprise value

$4.42B

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
The company's EPS has surged by 108% YoY and by 22% QoQ
ESNT's net income has surged by 106% year-on-year and by 20% since the previous quarter
The debt has grown by 30% YoY

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
107.6M
Market cap
$4.2B
Enterprise value
$4.42B
Valuations
Price to earnings (P/E)
5.24
Price to book (P/B)
1.01
Price to sales (P/S)
4.03
EV/EBIT
4.46
EV/EBITDA
4.44
EV/Sales
4.22
Earnings
Revenue
$1.05B
EBIT
$991.03M
EBITDA
$994.3M
Free cash flow
$699.47M
Per share
EPS
$7.46
Free cash flow per share
$6.47
Book value per share
$38.75
Revenue per share
$9.69
TBVPS
$51.64
Balance sheet
Total assets
$5.59B
Total liabilities
$1.37B
Debt
$420.07M
Equity
$4.22B
Working capital
N/A
Liquidity
Debt to equity
0.1
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.22
Margins
EBITDA margin
94.8%
Gross margin
110.3%
Net margin
78.2%
Operating margin
94.5%
Efficiency
Return on assets
14.6%
Return on equity
19.6%
Return on invested capital
16.9%
Return on capital employed
N/A
Return on sales
94.5%
Dividend
Dividend yield
2%
DPS
$0.78
Payout ratio
10.5%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
-0.08%
1 week
6.17%
1 month
-8.59%
1 year
-14%
YTD
-14.21%
QTD
-5.22%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$1.05B
Gross profit
$1.16B
Operating income
$991.03M
Net income
$820.3M
Gross margin
110.3%
Net margin
78.2%
ESNT's net income has surged by 106% year-on-year and by 20% since the previous quarter
The operating income has soared by 102% YoY and by 19% from the previous quarter
The net margin has soared by 90% YoY and by 18% from the previous quarter
The operating margin has soared by 87% YoY and by 17% QoQ

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
5.24
P/B
1.01
P/S
4.03
EV/EBIT
4.46
EV/EBITDA
4.44
EV/Sales
4.22
The company's EPS has surged by 108% YoY and by 22% QoQ
The price to earnings (P/E) is 42% lower than the 5-year quarterly average of 9.0 and 30% lower than the last 4 quarters average of 7.5
ESNT's price to book (P/B) is 33% lower than its 5-year quarterly average of 1.5 and 16% lower than its last 4 quarters average of 1.2
ESNT's equity is up by 8% year-on-year
The P/S is 25% below the 5-year quarterly average of 5.4 and 16% below the last 4 quarters average of 4.8
Essent Group's revenue has increased by 8% YoY

Efficiency

How efficient is Essent Group business performance
The company's return on sales has surged by 87% YoY and by 17% QoQ
Essent Group's return on assets has surged by 87% YoY and by 19% QoQ
The return on equity has surged by 87% year-on-year and by 18% since the previous quarter
The company's return on invested capital has surged by 86% YoY and by 18% QoQ

Dividends

What is ESNT's dividend history
DPS
$0.78
Dividend yield
2%
Payout ratio
10.5%
Recent dividends

Financial health

How did Essent Group financials performed over time
The total liabilities fell by 8% QoQ and by 2.8% YoY
Essent Group's total assets has increased by 4.8% YoY but it has decreased by 2.4% QoQ
The debt is 90% less than the equity
The debt has grown by 30% YoY
The company's debt to equity rose by 25% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.