ESNT Essent Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: ESNT

Price (delayed)

$62.85

Market cap

$6.7B

P/E Ratio

9.41

Dividend/share

$1.06

EPS

$6.68

Enterprise value

$6.96B

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
Essent Group's revenue has increased by 16% YoY and by 3.8% QoQ
ESNT's equity is up by 12% year-on-year and by 2.4% since the previous quarter
The price to earnings (P/E) is 22% higher than the 5-year quarterly average of 7.6 and 16% higher than the last 4 quarters average of 8.0
The gross margin has contracted by 10% YoY
Sector: Financial Services
Industry: Mortgage Finance
Website: http://www.essentgroup.com
Peers: RDN MTG NMIH RNR

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
106.67M
Market cap
$6.7B
Enterprise value
$6.96B
Valuations
Price to earnings (P/E)
9.41
Price to book (P/B)
1.29
Price to sales (P/S)
5.77
EV/EBIT
8.03
EV/EBITDA
7.99
EV/Sales
6.04
Earnings
Revenue
$1.15B
EBIT
$866.51M
EBITDA
$871.73M
Free cash flow
$787.05M
Per share
EPS
$6.68
Free cash flow per share
$7.45
Book value per share
$48.9
Revenue per share
$10.9
TBVPS
$61.43
Balance sheet
Total assets
$6.56B
Total liabilities
$1.34B
Debt
$422.18M
Equity
$5.23B
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.3
Margins
EBITDA margin
75.7%
Gross margin
96.4%
Net margin
61.4%
Operating margin
75.2%
Efficiency
Return on assets
11.3%
Return on equity
14.2%
Return on invested capital
13.3%
Return on capital employed
N/A
Return on sales
75.2%
Dividend
Dividend yield
1.69%
DPS
$1.06
Payout ratio
15.9%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
1.22%
1 week
3.71%
1 month
12.61%
1 year
25.8%
YTD
19.17%
QTD
11.85%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$1.15B
Gross profit
$1.11B
Operating income
$866.51M
Net income
$707.28M
Gross margin
96.4%
Net margin
61.4%
Essent Group's revenue has increased by 16% YoY and by 3.8% QoQ
The net margin has contracted by 16% YoY and by 2.2% from the previous quarter
The operating margin fell by 15% YoY and by 2.2% QoQ
The gross margin has contracted by 10% YoY

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
ESNT P/E details
P/E
9.41
P/B
1.29
P/S
5.77
EV/EBIT
8.03
EV/EBITDA
7.99
EV/Sales
6.04
The price to earnings (P/E) is 22% higher than the 5-year quarterly average of 7.6 and 16% higher than the last 4 quarters average of 8.0
The company's EPS fell by 2.1% YoY
ESNT's price to book (P/B) is 15% higher than its 5-year quarterly average of 1.1 and 15% higher than its last 4 quarters average of 1.1
ESNT's equity is up by 12% year-on-year and by 2.4% since the previous quarter
The P/S is 21% above the 5-year quarterly average of 4.7 and 12% above the last 4 quarters average of 5.1
Essent Group's revenue has increased by 16% YoY and by 3.8% QoQ

Efficiency

How efficient is Essent Group business performance
The company's return on sales fell by 15% YoY and by 2.2% QoQ
The return on equity has declined by 14% year-on-year
Essent Group's return on assets has decreased by 12% YoY
The company's return on invested capital fell by 9% YoY

Dividends

What is ESNT's dividend history
Dividend details
DPS
$1.06
Dividend yield
1.69%
Payout ratio
15.9%
Recent dividends

Financial health

How did Essent Group financials performed over time
Essent Group's total assets has increased by 11% YoY and by 2.2% QoQ
The total liabilities rose by 4.7% YoY
The debt is 92% less than the equity
ESNT's equity is up by 12% year-on-year and by 2.4% since the previous quarter
The company's debt to equity fell by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.