ESNT Essent Group Ltd

Price (delayed)

$41.23

Market cap

$4.65B

P/E Ratio

10.6

Dividend/share

$0.64

EPS

$3.89

Enterprise value

$4.87B

Sector: Financial Services
Industry: Mortgage Finance

Highlights

ESNT's equity is up by 29% year-on-year and by 3.1% since the previous quarter
Essent Group's revenue has increased by 10% YoY
The debt has grown by 43% YoY but it has contracted by 24% from the previous quarter
The price to earnings (P/E) is 33% higher than the last 4 quarters average of 8.0 and 7% higher than the 5-year quarterly average of 9.9
The company's EPS fell by 32% YoY and by 9% QoQ

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
112.84M
Market cap
$4.65B
Enterprise value
$4.87B
Valuations
Price to earnings (P/E)
10.6
Price to book (P/B)
1.2
Price to sales (P/S)
4.58
EV/EBIT
9.76
EV/EBITDA
9.69
EV/Sales
5.1
Earnings
Revenue
$955.15M
EBIT
$499.17M
EBITDA
$502.5M
Free cash flow
$725.49M
Per share
EPS
$3.89
Free cash flow per share
$6.84
Book value per share
$34.36
Revenue per share
$9
TBVPS
$49.04
Balance sheet
Total assets
$5.2B
Total liabilities
$1.34B
Debt
$321.72M
Equity
$3.86B
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.44
Margins
EBITDA margin
52.6%
Gross margin
68.5%
Net margin
43.2%
Operating margin
52.3%
Efficiency
Return on assets
8.5%
Return on equity
11.5%
Return on invested capital
9.7%
Return on capital employed
N/A
Return on sales
52.3%
Dividend
Dividend yield
1.55%
DPS
$0.64
Payout ratio
16.5%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
0%
1 week
-4.78%
1 month
-4.6%
1 year
-5.52%
YTD
-4.56%
QTD
-4.56%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$955.15M
Gross profit
$653.86M
Operating income
$499.17M
Net income
$413.04M
Gross margin
68.5%
Net margin
43.2%
The net margin has contracted by 33% YoY and by 7% from the previous quarter
The operating margin fell by 32% YoY and by 7% QoQ
The gross margin has contracted by 29% YoY and by 7% from the previous quarter
ESNT's net income is down by 26% year-on-year and by 5% since the previous quarter

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
10.6
P/B
1.2
P/S
4.58
EV/EBIT
9.76
EV/EBITDA
9.69
EV/Sales
5.1
The price to earnings (P/E) is 33% higher than the last 4 quarters average of 8.0 and 7% higher than the 5-year quarterly average of 9.9
The company's EPS fell by 32% YoY and by 9% QoQ
ESNT's price to book (P/B) is 29% lower than its 5-year quarterly average of 1.7 but 20% higher than its last 4 quarters average of 1.0
ESNT's equity is up by 29% year-on-year and by 3.1% since the previous quarter
The P/S is 18% below the 5-year quarterly average of 5.6 but 15% above the last 4 quarters average of 4.0
Essent Group's revenue has increased by 10% YoY

Efficiency

How efficient is Essent Group business performance
The company's return on invested capital fell by 45% YoY and by 11% QoQ
Essent Group's return on assets has decreased by 44% YoY and by 12% QoQ
The return on equity has declined by 43% year-on-year and by 12% since the previous quarter
The company's return on sales fell by 32% YoY and by 7% QoQ

Dividends

What is ESNT's dividend history
DPS
$0.64
Dividend yield
1.55%
Payout ratio
16.5%
Recent dividends

Financial health

How did Essent Group financials performed over time
The debt is 92% less than the equity
The debt has grown by 43% YoY but it has contracted by 24% from the previous quarter
ESNT's equity is up by 29% year-on-year and by 3.1% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.