ESNT Essent Group Ltd

Price (delayed)

$59.78

Market cap

$5.51B

P/E Ratio

8.43

Dividend/share

$1.32

EPS

$7.09

Enterprise value

$5.88B

?
Relative Growth: Rel. Growth: 57
Relative Strength: Rel. Strength: 36
Relative Valuation: Rel. Valuation: 77
Relative Profitability: Rel. Profitability: 87

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
The company's EPS rose by 2.6% YoY
The price to earnings (P/E) is 12% higher than the 5-year quarterly average of 7.5 but 5% lower than the last 4 quarters average of 8.9
ESNT's net income is down by 5% year-on-year
The gross margin has contracted by 5% YoY

Key stats

What are the main financial stats of ESNT

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
1.44%
1 week
0.27%
1 month
-1.65%
1 year
-2.16%
YTD
-8.04%
QTD
2.29%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$1.28B
Gross profit
$1.11B
Operating income
$854.28M
Net income
$686.34M
Gross margin
87%
Net margin
53.6%
The net margin has contracted by 6% YoY and by 2% from the previous quarter
ESNT's net income is down by 5% year-on-year
The gross margin has contracted by 5% YoY
The operating margin fell by 4.7% YoY

Price vs fundamentals

How does ESNT's price correlate with its fundamentals

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
8.43
P/B
0.99
P/S
4.38
EV/EBIT
6.88
EV/EBITDA
6.84
EV/Sales
4.59
The price to earnings (P/E) is 12% higher than the 5-year quarterly average of 7.5 but 5% lower than the last 4 quarters average of 8.9
The company's EPS rose by 2.6% YoY
ESNT's price to book (P/B) is 10% lower than its 5-year quarterly average of 1.1 and 10% lower than its last 4 quarters average of 1.1
The P/S is 9% below the last 4 quarters average of 4.8 and 7% below the 5-year quarterly average of 4.7

Efficiency

How efficient is Essent Group business performance
Essent Group's return on assets has decreased by 10% YoY
The company's return on invested capital fell by 9% YoY
The return on equity has declined by 8% year-on-year
The company's return on sales fell by 4.7% YoY

Dividends

What is ESNT's dividend history
DPS
$1.32
Dividend yield
2.21%
Payout ratio
18.6%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Essent Group financials performed over time
The total liabilities rose by 21% YoY and by 11% QoQ
Essent Group's total assets has increased by 5% YoY
The debt is 91% less than the equity

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.