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ESNT Essent Group Ltd
- Stocks
- Financial Services
- NYSE: ESNT
Price (delayed)
$57.35
Market cap
$5.82B
P/E Ratio
8.3
Dividend/share
$1.18
EPS
$6.91
Enterprise value
$6.1B
Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in
Highlights
Essent Group's revenue has increased by 10% YoY
ESNT's equity is up by 8% year-on-year
The debt has grown by 17% YoY
The price to earnings (P/E) is 6% higher than the 5-year quarterly average of 7.8
Key stats
What are the main financial stats of ESNT
Market
Valuations
Earnings
Shares outstanding
101.4M
Market cap
$5.82B
Enterprise value
$6.1B
Price to earnings (P/E)
8.3
Price to book (P/B)
1.05
Price to sales (P/S)
4.67
EV/EBIT
6.9
EV/EBITDA
6.85
EV/Sales
4.83
Revenue
$1.26B
Gross profit
$1.16B
Operating income
$884.35M
Net income
$723.12M
EBIT
$884.35M
EBITDA
$890.12M
Free cash flow
$863.66M
Per share
Balance sheet
Liquidity
EPS
$6.91
EPS diluted
$6.84
Free cash flow per share
$8.39
Book value per share
$54.5
Revenue per share
$12.27
TBVPS
$69.26
Total assets
$7.2B
Total liabilities
$1.55B
Debt
$494.29M
Equity
$5.66B
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.32
Margins
Efficiency
Dividend
EBITDA margin
70.5%
Gross margin
91.9%
Net margin
57.3%
Operating margin
70.1%
Return on assets
10.3%
Return on equity
13%
Return on invested capital
12.2%
Return on capital employed
N/A
Return on sales
70.1%
Dividend yield
2.06%
DPS
$1.18
Payout ratio
17.1%
ESNT stock price
How has the Essent Group stock price performed over time
Intraday
-1.09%
1 week
-0.93%
1 month
-2.07%
1 year
0.44%
YTD
5.35%
QTD
-0.64%
Financial performance
How have Essent Group's revenue and profit performed over time
Revenue
$1.26B
Gross profit
$1.16B
Operating income
$884.35M
Net income
$723.12M
Gross margin
91.9%
Net margin
57.3%
Essent Group's revenue has increased by 10% YoY
The operating margin fell by 7% YoY and by 2.2% QoQ
The net margin has contracted by 7% YoY and by 2.4% from the previous quarter
The gross margin has contracted by 4.7% YoY
Price vs fundamentals
How does ESNT's price correlate with its fundamentals
Growth
What is Essent Group's growth rate over time
Valuation
What is Essent Group stock price valuation
P/E
8.3
P/B
1.05
P/S
4.67
EV/EBIT
6.9
EV/EBITDA
6.85
EV/Sales
4.83
The price to earnings (P/E) is 6% higher than the 5-year quarterly average of 7.8
The company's EPS rose by 3.4% YoY
ESNT's equity is up by 8% year-on-year
ESNT's price to book (P/B) is 4.5% lower than its 5-year quarterly average of 1.1 and 4.5% lower than its last 4 quarters average of 1.1
Essent Group's revenue has increased by 10% YoY
The P/S is 4.7% below the last 4 quarters average of 4.9
Efficiency
How efficient is Essent Group business performance
Essent Group's return on assets has decreased by 9% YoY and by 2.8% QoQ
The return on equity has declined by 8% year-on-year and by 3% since the previous quarter
The company's return on invested capital fell by 8% YoY and by 2.4% QoQ
The company's return on sales fell by 7% YoY and by 2.2% QoQ
Dividends
What is ESNT's dividend history
DPS
$1.18
Dividend yield
2.06%
Payout ratio
17.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Essent Group financials performed over time
The total liabilities rose by 15% YoY and by 2.5% QoQ
Essent Group's total assets has increased by 10% YoY
The debt is 91% less than the equity
The debt has grown by 17% YoY
The company's debt to equity rose by 13% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.