ESNT Essent Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: ESNT

Price (delayed)

$49.42

Market cap

$5.53B

P/E Ratio

10.17

Dividend/share

$0.67

EPS

$4.86

Enterprise value

$5.71B

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
ESNT's net income is up by 36% since the previous quarter and by 19% year-on-year
The company's EPS rose by 36% QoQ and by 4.3% YoY
The price to earnings (P/E) is 4.1% lower than the last 4 quarters average of 10.6 but 3.8% higher than the 5-year quarterly average of 9.8
Sector: Financial Services
Industry: Mortgage Finance
Website: http://www.essentgroup.com
Peers: MTG RDN NMIH RNR

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
111.87M
Market cap
$5.53B
Enterprise value
$5.71B
Valuations
Price to earnings (P/E)
10.17
Price to book (P/B)
1.37
Price to sales (P/S)
5.66
EV/EBIT
8.63
EV/EBITDA
8.58
EV/Sales
5.84
Earnings
Revenue
$978.3M
EBIT
$661.69M
EBITDA
$665.01M
Free cash flow
$719.66M
Per share
EPS
$4.86
Free cash flow per share
$6.42
Book value per share
$36.2
Revenue per share
$8.73
TBVPS
$49.25
Balance sheet
Total assets
$5.52B
Total liabilities
$1.44B
Debt
$322.32M
Equity
$4.08B
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.27
Margins
EBITDA margin
68%
Gross margin
83.7%
Net margin
55.6%
Operating margin
67.6%
Efficiency
Return on assets
10.3%
Return on equity
13.9%
Return on invested capital
12%
Return on capital employed
N/A
Return on sales
67.6%
Dividend
Dividend yield
1.36%
DPS
$0.67
Payout ratio
13.8%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
0.8%
1 week
1.33%
1 month
11.26%
1 year
13.53%
YTD
14.4%
QTD
12.29%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$978.3M
Gross profit
$818.97M
Operating income
$661.69M
Net income
$543.58M
Gross margin
83.7%
Net margin
55.6%
ESNT's net income is up by 36% since the previous quarter and by 19% year-on-year
The operating income has grown by 35% from the previous quarter and by 20% YoY
The net margin has grown by 35% from the previous quarter and by 12% YoY
The operating margin rose by 34% QoQ and by 13% YoY

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
10.17
P/B
1.37
P/S
5.66
EV/EBIT
8.63
EV/EBITDA
8.58
EV/Sales
5.84
The company's EPS rose by 36% QoQ and by 4.3% YoY
The price to earnings (P/E) is 4.1% lower than the last 4 quarters average of 10.6 but 3.8% higher than the 5-year quarterly average of 9.8
ESNT's price to book (P/B) is 19% lower than its 5-year quarterly average of 1.7 but 14% higher than its last 4 quarters average of 1.2
ESNT's equity is up by 13% year-on-year and by 4.2% since the previous quarter
The P/S is 13% above the last 4 quarters average of 5.0
Essent Group's revenue has increased by 6% YoY

Efficiency

How efficient is Essent Group business performance
The company's return on sales rose by 34% QoQ and by 13% YoY
The return on equity has grown by 32% since the previous quarter but it has declined by 4.1% year-on-year
Essent Group's return on assets has increased by 32% QoQ but it has decreased by 6% YoY
The company's return on invested capital rose by 32% QoQ but it fell by 3.2% YoY

Dividends

What is ESNT's dividend history
DPS
$0.67
Dividend yield
1.36%
Payout ratio
13.8%
Recent dividends

Financial health

How did Essent Group financials performed over time
The total liabilities rose by 13% YoY
Essent Group's total assets has increased by 13% YoY and by 3.6% QoQ
The debt is 92% less than the equity
The company's debt to equity fell by 33% YoY
The debt has contracted by 24% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.