ESNT Essent Group Ltd

  1. Stocks
  2. Financial Services
  3. NYSE: ESNT

Price (delayed)

$49.05

Market cap

$5.24B

P/E Ratio

7.81

Dividend/share

$1

EPS

$6.28

Enterprise value

$5.56B

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
ESNT's equity is up by 12% year-on-year
Essent Group's revenue has increased by 3.4% QoQ
The gross profit has decreased by 15% YoY but it has increased by 2.8% QoQ
ESNT's net income is down by 23% year-on-year
The company's EPS fell by 22% YoY
Sector: Financial Services
Industry: Mortgage Finance
Website: http://www.essentgroup.com
Peers: RDN MTG NMIH RNR

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
106.76M
Market cap
$5.24B
Enterprise value
$5.56B
Valuations
Price to earnings (P/E)
7.81
Price to book (P/B)
1.09
Price to sales (P/S)
4.99
EV/EBIT
6.77
EV/EBITDA
6.74
EV/Sales
5.33
Earnings
Revenue
$1.04B
EBIT
$821.26M
EBITDA
$825.24M
Free cash flow
$716.6M
Per share
EPS
$6.28
Free cash flow per share
$6.76
Book value per share
$44.94
Revenue per share
$9.84
TBVPS
$56.9
Balance sheet
Total assets
$6.09B
Total liabilities
$1.29B
Debt
$421.66M
Equity
$4.81B
Working capital
N/A
Liquidity
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.39
Margins
EBITDA margin
79.2%
Gross margin
98.5%
Net margin
64.1%
Operating margin
78.8%
Efficiency
Return on assets
11.3%
Return on equity
14.3%
Return on invested capital
13.1%
Return on capital employed
N/A
Return on sales
78.8%
Dividend
Dividend yield
2.04%
DPS
$1
Payout ratio
15.9%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
1.47%
1 week
1.34%
1 month
2.64%
1 year
22.14%
YTD
26.16%
QTD
3.72%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$1.04B
Gross profit
$1.03B
Operating income
$821.26M
Net income
$668.39M
Gross margin
98.5%
Net margin
64.1%
The net margin has contracted by 24% YoY and by 3.3% from the previous quarter
ESNT's net income is down by 23% year-on-year
The operating margin fell by 22% YoY and by 3.1% QoQ
The operating income has contracted by 21% YoY

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
ESNT P/E details
P/E
7.81
P/B
1.09
P/S
4.99
EV/EBIT
6.77
EV/EBITDA
6.74
EV/Sales
5.33
The company's EPS fell by 22% YoY
The price to earnings (P/E) is 18% higher than the last 4 quarters average of 6.5
ESNT's equity is up by 12% year-on-year
ESNT's price to book (P/B) is 10% lower than its 5-year quarterly average of 1.2 but 8% higher than its last 4 quarters average of 1.0
The P/S is 7% above the last 4 quarters average of 4.6 and 4.5% above the 5-year quarterly average of 4.7
Essent Group's revenue has increased by 3.4% QoQ

Efficiency

How efficient is Essent Group business performance
The return on equity has declined by 30% year-on-year and by 2.7% since the previous quarter
Essent Group's return on assets has decreased by 27% YoY
The company's return on invested capital fell by 26% YoY
The company's return on sales fell by 22% YoY and by 3.1% QoQ

Dividends

What is ESNT's dividend history
Dividend details
DPS
$1
Dividend yield
2.04%
Payout ratio
15.9%
Recent dividends

Financial health

How did Essent Group financials performed over time
Essent Group's total assets has increased by 10% YoY
The total liabilities rose by 2.9% QoQ
The debt is 91% less than the equity
ESNT's equity is up by 12% year-on-year
The company's debt to equity fell by 10% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.