ESNT Essent Group Ltd

Price (delayed)

$59.51

Market cap

$6.36B

P/E Ratio

9.07

Dividend/share

$1.03

EPS

$6.56

Enterprise value

$6.64B

Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in ...

Highlights
ESNT's equity is up by 14% year-on-year and by 6% since the previous quarter
Essent Group's revenue has increased by 11% YoY and by 6% QoQ
ESNT's net income is down by 16% year-on-year but it is up by 4.2% since the previous quarter
The company's EPS fell by 15% YoY but it rose by 4.5% QoQ
The price to earnings (P/E) is 26% higher than the last 4 quarters average of 7.2 and 18% higher than the 5-year quarterly average of 7.7
The gross margin has contracted by 17% YoY

Key stats

What are the main financial stats of ESNT
Market
Shares outstanding
106.87M
Market cap
$6.36B
Enterprise value
$6.64B
Valuations
Price to book (P/B)
1.25
Price to sales (P/S)
5.7
EV/EBIT
7.78
EV/EBITDA
7.74
EV/Sales
5.98
Earnings
Revenue
$1.11B
EBIT
$853.14M
EBITDA
$857.66M
Free cash flow
$759M
Per share
EPS
$6.56
Free cash flow per share
$7.15
Book value per share
$47.79
Revenue per share
$10.45
TBVPS
$59.82
Balance sheet
Total assets
$6.43B
Total liabilities
$1.32B
Debt
$421.92M
Equity
$5.1B
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.33
Margins
EBITDA margin
77.3%
Gross margin
97.2%
Net margin
62.8%
Operating margin
76.9%
Efficiency
Return on assets
11.4%
Return on equity
14.4%
Return on invested capital
13.3%
Return on capital employed
N/A
Return on sales
76.9%
Dividend
Dividend yield
1.73%
DPS
$1.03
Payout ratio
15.7%

ESNT stock price

How has the Essent Group stock price performed over time
Intraday
0.8%
1 week
1.78%
1 month
11.46%
1 year
50.96%
YTD
12.84%
QTD
12.84%

Financial performance

How have Essent Group's revenue and profit performed over time
Revenue
$1.11B
Gross profit
$1.08B
Operating income
$853.14M
Net income
$696.39M
Gross margin
97.2%
Net margin
62.8%
The net margin has contracted by 24% YoY and by 2% from the previous quarter
The operating margin fell by 23% YoY and by 2.4% QoQ
The gross margin has contracted by 17% YoY
ESNT's net income is down by 16% year-on-year but it is up by 4.2% since the previous quarter

Growth

What is Essent Group's growth rate over time

Valuation

What is Essent Group stock price valuation
P/E
9.07
P/B
1.25
P/S
5.7
EV/EBIT
7.78
EV/EBITDA
7.74
EV/Sales
5.98
The price to earnings (P/E) is 26% higher than the last 4 quarters average of 7.2 and 18% higher than the 5-year quarterly average of 7.7
The company's EPS fell by 15% YoY but it rose by 4.5% QoQ
ESNT's price to book (P/B) is 25% higher than its last 4 quarters average of 1.0 and 4.2% higher than its 5-year quarterly average of 1.2
ESNT's equity is up by 14% year-on-year and by 6% since the previous quarter
The P/S is 21% above the 5-year quarterly average of 4.7 and 19% above the last 4 quarters average of 4.8
Essent Group's revenue has increased by 11% YoY and by 6% QoQ

Efficiency

How efficient is Essent Group business performance
The return on equity has declined by 25% year-on-year
Essent Group's return on assets has decreased by 23% YoY
The company's return on sales fell by 23% YoY and by 2.4% QoQ
The company's return on invested capital fell by 22% YoY

Dividends

What is ESNT's dividend history
DPS
$1.03
Dividend yield
1.73%
Payout ratio
15.7%
Recent dividends

Financial health

How did Essent Group financials performed over time
Essent Group's total assets has increased by 12% YoY and by 5% QoQ
The total liabilities rose by 5% YoY and by 2.9% QoQ
The debt is 92% less than the equity
ESNT's equity is up by 14% year-on-year and by 6% since the previous quarter
The company's debt to equity fell by 11% QoQ and by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.