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Price (delayed)
$55.93
Market cap
$5.94B
P/E Ratio
8.01
Dividend/share
$1.09
EPS
$6.98
Enterprise value
$6.32B
Essent Group Ltd. is a Bermuda-based holding company (collectively with its subsidiaries, “Essent”) which, through its wholly-owned subsidiary, Essent Guaranty, Inc., offers private mortgage insurance for single-family mortgage loans in
Highlights
Essent Group's revenue has increased by 18% YoY
ESNT's equity is up by 17% year-on-year and by 4.9% since the previous quarter
The price to earnings (P/E) is 7% lower than the last 4 quarters average of 8.6 but 4% higher than the 5-year quarterly average of 7.7
The debt has grown by 17% YoY and by 17% from the previous quarter
The gross margin has contracted by 3.5% YoY
Key stats
What are the main financial stats of ESNT
Market
Valuations
Earnings
Shares outstanding
106.21M
Market cap
$5.94B
Enterprise value
$6.32B
Price to book (P/B)
1.05
Price to sales (P/S)
4.81
EV/EBIT
7.04
EV/EBITDA
6.99
EV/Sales
5.16
Revenue
$1.23B
EBIT
$898.62M
EBITDA
$904.32M
Free cash flow
$842.08M
Per share
Balance sheet
Liquidity
EPS
$6.98
Free cash flow per share
$8
Book value per share
$53.09
Revenue per share
$11.64
TBVPS
$67.04
Total assets
$7.13B
Total liabilities
$1.49B
Debt
$493.67M
Equity
$5.64B
Working capital
N/A
Debt to equity
0.09
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.43
Margins
Efficiency
Dividend
EBITDA margin
73.8%
Gross margin
95.1%
Net margin
60.1%
Operating margin
73.3%
Return on assets
11%
Return on equity
13.8%
Return on invested capital
13%
Return on capital employed
N/A
Return on sales
73.3%
Dividend yield
1.95%
DPS
$1.09
Payout ratio
15.6%
ESNT stock price
How has the Essent Group stock price performed over time
Intraday
0.39%
1 week
0.49%
1 month
-10.37%
1 year
17.11%
YTD
6.05%
QTD
-13%
Financial performance
How have Essent Group's revenue and profit performed over time
Revenue
$1.23B
Gross profit
$1.17B
Operating income
$898.62M
Net income
$736.87M
Gross margin
95.1%
Net margin
60.1%
Essent Group's revenue has increased by 18% YoY
The gross profit has increased by 14% YoY
ESNT's net income is up by 10% year-on-year
The operating income has grown by 9% YoY
Growth
What is Essent Group's growth rate over time
Valuation
What is Essent Group stock price valuation
P/E
8.01
P/B
1.05
P/S
4.81
EV/EBIT
7.04
EV/EBITDA
6.99
EV/Sales
5.16
The company's EPS rose by 11% YoY
The price to earnings (P/E) is 7% lower than the last 4 quarters average of 8.6 but 4% higher than the 5-year quarterly average of 7.7
ESNT's equity is up by 17% year-on-year and by 4.9% since the previous quarter
ESNT's price to book (P/B) is 13% lower than its last 4 quarters average of 1.2 and 4.5% lower than its 5-year quarterly average of 1.1
Essent Group's revenue has increased by 18% YoY
The P/S is 8% below the last 4 quarters average of 5.2 but 2.3% above the 5-year quarterly average of 4.7
Efficiency
How efficient is Essent Group business performance
The company's return on sales fell by 7% YoY
Essent Group's return on assets has decreased by 4.3% QoQ and by 2.7% YoY
The company's return on invested capital fell by 3.7% QoQ
The return on equity has declined by 4.2% since the previous quarter and by 3.5% year-on-year
Dividends
What is ESNT's dividend history
DPS
$1.09
Dividend yield
1.95%
Payout ratio
15.6%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Essent Group financials performed over time
Essent Group's total assets has increased by 17% YoY and by 6% QoQ
The total liabilities rose by 16% YoY and by 13% QoQ
The debt is 91% less than the equity
ESNT's equity is up by 17% year-on-year and by 4.9% since the previous quarter
The debt has grown by 17% YoY and by 17% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.