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NMIH NMI Holdings Inc
- Stocks
- Financial Services
- NASDAQ: NMIH
Price (delayed)
$38.41
Market cap
$3B
P/E Ratio
8.14
Dividend/share
N/A
EPS
$4.72
Enterprise value
$3.34B
NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while
Highlights
The equity rose by 17% year-on-year and by 4.7% since the previous quarter
The EPS has grown by 15% YoY and by 4.7% from the previous quarter
The company's debt rose by 4.4% YoY
The price to earnings (P/E) is 4.4% more than the 5-year quarterly average of 7.8
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.nationalmi.com
Key stats
What are the main financial stats of NMIH
Market
Valuations
Earnings
Shares outstanding
78.12M
Market cap
$3B
Enterprise value
$3.34B
Price to earnings (P/E)
8.14
Price to book (P/B)
1.3
Price to sales (P/S)
4.51
EV/EBIT
6.47
EV/EBITDA
6.33
EV/Sales
5
Revenue
$667.96M
Gross profit
$635.64M
Operating income
$516.18M
Net income
$373.62M
EBIT
$516.18M
EBITDA
$528.01M
Free cash flow
$376.76M
Per share
Balance sheet
Liquidity
EPS
$4.72
EPS diluted
$4.63
Free cash flow per share
$4.81
Book value per share
$29.59
Revenue per share
$8.52
TBVPS
$44.03
Total assets
$3.46B
Total liabilities
$1.13B
Debt
$415.61M
Equity
$2.32B
Working capital
N/A
Debt to equity
0.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.65
Margins
Efficiency
Dividend
EBITDA margin
79%
Gross margin
95.2%
Net margin
55.9%
Operating margin
77.3%
Return on assets
11.3%
Return on equity
17%
Return on invested capital
14.2%
Return on capital employed
N/A
Return on sales
77.3%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NMIH stock price
How has the NMI Holdings stock price performed over time
Intraday
2.02%
1 week
1.4%
1 month
14.9%
1 year
13.91%
YTD
4.49%
QTD
6.55%
Financial performance
How have NMI Holdings's revenue and profit performed over time
Revenue
$667.96M
Gross profit
$635.64M
Operating income
$516.18M
Net income
$373.62M
Gross margin
95.2%
Net margin
55.9%
The revenue is up by 12% year-on-year and by 2.6% since the previous quarter
NMIH's net income is up by 11% YoY and by 3.8% from the previous quarter
The operating income has increased by 11% year-on-year and by 3.2% since the previous quarter
NMI Holdings's gross profit has increased by 10% YoY and by 2.6% from the previous quarter
Price vs fundamentals
How does NMIH's price correlate with its fundamentals
Growth
What is NMI Holdings's growth rate over time
Valuation
What is NMI Holdings stock price valuation
P/E
8.14
P/B
1.3
P/S
4.51
EV/EBIT
6.47
EV/EBITDA
6.33
EV/Sales
5
The EPS has grown by 15% YoY and by 4.7% from the previous quarter
The price to earnings (P/E) is 4.4% more than the 5-year quarterly average of 7.8
The equity rose by 17% year-on-year and by 4.7% since the previous quarter
NMIH's P/B is 8% more than its 5-year quarterly average of 1.2
NMIH's price to sales (P/S) is 16% more than its 5-year quarterly average of 3.9
The revenue is up by 12% year-on-year and by 2.6% since the previous quarter
Efficiency
How efficient is NMI Holdings business performance
The company's return on equity fell by 6% YoY
The return on invested capital has declined by 4.1% year-on-year
The ROA has declined by 4.2% year-on-year
Dividends
What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NMIH.
Financial health
How did NMI Holdings financials performed over time
The company's total assets rose by 15% YoY and by 3.2% QoQ
The total liabilities has grown by 10% YoY
The company's debt is 82% lower than its equity
The equity rose by 17% year-on-year and by 4.7% since the previous quarter
The debt to equity has decreased by 10% YoY and by 5% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.