NMIH NMI Holdings Inc - Class A

Price (delayed)

$43.89

Market cap

$3.3B

P/E Ratio

8.49

Dividend/share

N/A

EPS

$5.17

Enterprise value

$3.65B

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Relative Growth: Rel. Growth: 75
Relative Strength: Rel. Strength: 69
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 90

NMI Holdings, Inc. is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low-down-payment borrowers to realize home ownership while protecting lenders ...

Highlights
The equity rose by 12% year-on-year and by 2.8% since the previous quarter
The revenue is up by 8% year-on-year
The price to earnings (P/E) is 12% more than the 5-year quarterly average of 7.6 and 7% more than the last 4 quarters average of 7.9
NMIH's gross margin is down by 3.6% year-on-year

Key stats

What are the main financial stats of NMIH

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
-0.68%
1 week
-2.1%
1 month
-1.15%
1 year
8.8%
YTD
7.6%
QTD
6.81%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$730.78M
Gross profit
$657.25M
Operating income
$535.2M
Net income
$395.33M
Gross margin
89.9%
Net margin
54.1%
The revenue is up by 8% year-on-year
NMIH's net income is up by 4.7% YoY and by 2.5% from the previous quarter
The operating income has increased by 4.2% year-on-year and by 2.6% since the previous quarter
NMI Holdings's gross profit has increased by 3.6% YoY and by 2.2% from the previous quarter

Price vs fundamentals

How does NMIH's price correlate with its fundamentals

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
8.49
P/B
1.23
P/S
4.55
EV/EBIT
6.81
EV/EBITDA
6.68
EV/Sales
4.99
The price to earnings (P/E) is 12% more than the 5-year quarterly average of 7.6 and 7% more than the last 4 quarters average of 7.9
The EPS has grown by 8% YoY and by 3.4% from the previous quarter
The equity rose by 12% year-on-year and by 2.8% since the previous quarter
NMIH's P/B is 2.5% more than its 5-year quarterly average of 1.2 and 2.5% more than its last 4 quarters average of 1.2
NMIH's price to sales (P/S) is 11% more than its 5-year quarterly average of 4.1 and 6% more than its last 4 quarters average of 4.3
The revenue is up by 8% year-on-year

Efficiency

How efficient is NMI Holdings business performance
The company's return on equity fell by 8% YoY
The return on invested capital has declined by 7% year-on-year
The ROA has declined by 7% year-on-year
The ROS has contracted by 3.2% YoY

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets rose by 11% YoY and by 2.2% QoQ
The total liabilities has grown by 10% YoY
The company's debt is 85% lower than its equity
The debt to equity has decreased by 12% YoY and by 6% from the previous quarter
The equity rose by 12% year-on-year and by 2.8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.