NMIH NMI Holdings Inc

Price (delayed)

$16.88

Market cap

$1.45B

P/E Ratio

5.88

Dividend/share

N/A

EPS

$2.87

Enterprise value

$1.72B

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The price to earnings (P/E) is 57% less than the 5-year quarterly average of 13.5 and 31% less than the last 4 quarters average of 8.5
NMIH's net income is up by 48% YoY and by 6% from the previous quarter

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
86.08M
Market cap
$1.45B
Enterprise value
$1.72B
Valuations
Price to earnings (P/E)
5.88
Price to book (P/B)
0.94
Price to sales (P/S)
2.92
EV/EBIT
4.94
EV/EBITDA
4.78
EV/Sales
3.45
Earnings
Revenue
$497.32M
EBIT
$347.94M
EBITDA
$359.59M
Free cash flow
$308.81M
Per share
EPS
$2.87
Free cash flow per share
$3.59
Book value per share
$17.88
Revenue per share
$5.79
TBVPS
$28.16
Balance sheet
Total assets
$2.42B
Total liabilities
$888.9M
Debt
$394.97M
Equity
$1.54B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.73
Margins
EBITDA margin
72.3%
Gross margin
98.6%
Net margin
49.4%
Operating margin
69.8%
Efficiency
Return on assets
10.3%
Return on equity
16.2%
Return on invested capital
12.9%
Return on capital employed
N/A
Return on sales
70%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
0.48%
1 week
1.38%
1 month
-13.75%
1 year
-21.6%
YTD
-22.75%
QTD
1.38%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$497.32M
Gross profit
$490.6M
Operating income
$347.08M
Net income
$245.92M
Gross margin
98.6%
Net margin
49.4%
NMIH's net income is up by 48% YoY and by 6% from the previous quarter
The operating income has increased by 41% year-on-year and by 6% since the previous quarter
The company's net margin rose by 31% YoY and by 3.8% QoQ
NMI Holdings's gross profit has increased by 28% YoY and by 3.8% from the previous quarter

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
5.88
P/B
0.94
P/S
2.92
EV/EBIT
4.94
EV/EBITDA
4.78
EV/Sales
3.45
The price to earnings (P/E) is 57% less than the 5-year quarterly average of 13.5 and 31% less than the last 4 quarters average of 8.5
The EPS has grown by 44% YoY and by 6% from the previous quarter
NMIH's P/B is 41% less than its 5-year quarterly average of 1.6 and 22% less than its last 4 quarters average of 1.2
The equity rose by 11% year-on-year
NMIH's price to sales (P/S) is 36% less than its 5-year quarterly average of 4.5 and 26% less than its last 4 quarters average of 3.9
The revenue is up by 13% year-on-year and by 2.5% since the previous quarter

Efficiency

How efficient is NMI Holdings business performance
The ROA has increased by 32% year-on-year and by 4% since the previous quarter
The company's return on equity rose by 30% YoY and by 3.8% QoQ
The ROS has grown by 27% YoY and by 3.4% from the previous quarter
The return on invested capital is up by 21% year-on-year and by 3.2% since the previous quarter

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 173% higher than its total liabilities
The company's total assets rose by 11% YoY
The total liabilities has grown by 10% YoY
The company's debt is 74% lower than its equity
The equity rose by 11% year-on-year
The debt to equity has decreased by 10% YoY but it has increased by 4% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.