NMIH NMI Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NMIH

Price (delayed)

$38.41

Market cap

$2.92B

P/E Ratio

7.68

Dividend/share

N/A

EPS

$5

Enterprise value

$3.26B

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Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 36
Relative Valuation: Rel. Valuation: 83
Relative Profitability: Rel. Profitability: 91

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The equity rose by 13% year-on-year
The revenue is up by 7% year-on-year
NMIH's gross margin is down by 6% year-on-year and by 2.3% since the previous quarter
Sector: Financial Services
Industry: Insurance - Specialty
Website: http://www.nationalmi.com
Peers: HCI ALL ESNT RDN

Key stats

What are the main financial stats of NMIH

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
1.99%
1 week
1.03%
1 month
2.7%
1 year
-8.29%
YTD
-5.83%
QTD
2.4%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$716.67M
Gross profit
$642.84M
Operating income
$521.86M
Net income
$385.7M
Gross margin
89.7%
Net margin
53.8%
The revenue is up by 7% year-on-year
NMIH's gross margin is down by 6% year-on-year and by 2.3% since the previous quarter
The operating margin has contracted by 6% YoY and by 2.7% from the previous quarter
The company's net margin fell by 3.8% YoY and by 2.4% QoQ

Price vs fundamentals

How does NMIH's price correlate with its fundamentals

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
NMIH P/E details
P/E
7.68
P/B
1.11
P/S
4.08
EV/EBIT
6.26
EV/EBITDA
6.13
EV/Sales
4.56
The EPS has grown by 6% YoY
The price to earnings (P/E) is 5% less than the last 4 quarters average of 8.1
The equity rose by 13% year-on-year
NMIH's P/B is 8% less than its 5-year quarterly average of 1.2 and 8% less than its last 4 quarters average of 1.2
NMIH's price to sales (P/S) is 7% less than its last 4 quarters average of 4.4
The revenue is up by 7% year-on-year

Efficiency

How efficient is NMI Holdings business performance
The return on invested capital has declined by 11% year-on-year and by 4.5% since the previous quarter
The company's return on equity fell by 11% YoY and by 3.8% QoQ
The ROA has declined by 10% year-on-year and by 3.8% since the previous quarter
The ROS has contracted by 6% YoY and by 2.7% from the previous quarter

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The total liabilities has grown by 13% YoY and by 2.2% from the previous quarter
The company's total assets rose by 13% YoY
The company's debt is 84% lower than its equity
The equity rose by 13% year-on-year
The debt to equity has decreased by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.