NMIH NMI Holdings Inc

Price (delayed)

$33.85

Market cap

$2.72B

P/E Ratio

8.22

Dividend/share

N/A

EPS

$4.12

Enterprise value

$2.98B

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The EPS has grown by 16% YoY and by 5% from the previous quarter
The equity rose by 16% year-on-year and by 2.7% since the previous quarter
The price to earnings (P/E) is 9% more than the last 4 quarters average of 7.4 but 2.4% less than the 5-year quarterly average of 8.3
NMIH's gross margin is down by 2.6% year-on-year

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
80.28M
Market cap
$2.72B
Enterprise value
$2.98B
Valuations
Price to book (P/B)
1.38
Price to sales (P/S)
4.57
EV/EBIT
6.42
EV/EBITDA
6.26
EV/Sales
4.97
Earnings
Revenue
$598.48M
EBIT
$463.31M
EBITDA
$475.05M
Free cash flow
$354.38M
Per share
EPS
$4.12
Free cash flow per share
$4.39
Book value per share
$24.46
Revenue per share
$7.41
TBVPS
$37.19
Balance sheet
Total assets
$3.01B
Total liabilities
$1.03B
Debt
$398M
Equity
$1.98B
Working capital
N/A
Liquidity
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.54
Margins
EBITDA margin
79.4%
Gross margin
96.7%
Net margin
56.3%
Operating margin
77.4%
Efficiency
Return on assets
11.8%
Return on equity
18.1%
Return on invested capital
14.8%
Return on capital employed
N/A
Return on sales
77.4%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
1.44%
1 week
0.98%
1 month
12.72%
1 year
34.81%
YTD
14.05%
QTD
4.67%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$598.48M
Gross profit
$578.87M
Operating income
$463.31M
Net income
$336.7M
Gross margin
96.7%
Net margin
56.3%
The revenue is up by 12% year-on-year and by 3.4% since the previous quarter
NMIH's net income is up by 12% YoY and by 4.5% from the previous quarter
The operating income has increased by 11% year-on-year and by 4.1% since the previous quarter
NMI Holdings's gross profit has increased by 9% YoY and by 4% from the previous quarter

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
8.22
P/B
1.38
P/S
4.57
EV/EBIT
6.42
EV/EBITDA
6.26
EV/Sales
4.97
The EPS has grown by 16% YoY and by 5% from the previous quarter
The price to earnings (P/E) is 9% more than the last 4 quarters average of 7.4 but 2.4% less than the 5-year quarterly average of 8.3
The equity rose by 16% year-on-year and by 2.7% since the previous quarter
NMIH's P/B is 4.6% more than its 5-year quarterly average of 1.3 and 4.6% more than its last 4 quarters average of 1.3
NMIH's price to sales (P/S) is 13% more than its 5-year quarterly average of 4.0 and 10% more than its last 4 quarters average of 4.1
The revenue is up by 12% year-on-year and by 3.4% since the previous quarter

Efficiency

How efficient is NMI Holdings business performance
The company's return on equity fell by 3.7% YoY
The ROA has declined by 2.5% year-on-year

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 192% higher than its total liabilities
The company's total assets rose by 14% YoY and by 2.2% QoQ
The total liabilities has grown by 11% YoY
The company's debt is 80% lower than its equity
The equity rose by 16% year-on-year and by 2.7% since the previous quarter
The debt to equity has decreased by 13% YoY and by 4.8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.