NMIH NMI Holdings Inc

Price (delayed)

$21.84

Market cap

$1.87B

P/E Ratio

10.92

Dividend/share

N/A

EPS

$2

Enterprise value

$2.15B

Highlights
The equity rose by 42% year-on-year
The revenue is up by 9% year-on-year
The price to earnings (P/E) is 23% more than the last 4 quarters average of 8.9 but 21% less than the 5-year quarterly average of 13.9
The company's debt has surged by 170% YoY
The EPS has contracted by 31% YoY and by 9% from the previous quarter

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
85.6M
Market cap
$1.87B
Enterprise value
$2.15B
Valuations
Price to earnings (P/E)
10.92
Price to book (P/B)
1.35
Price to sales (P/S)
4.23
EV/EBIT
8.84
EV/EBITDA
8.48
EV/Sales
4.87
Earnings
Revenue
$440.83M
EBIT
$242.96M
EBITDA
$253.13M
Free cash flow
$277.09M
Per share
EPS
$2
Free cash flow per share
$3.25
Book value per share
$16.18
Revenue per share
$5.17
TBVPS
$25.6
Balance sheet
Total assets
$2.19B
Total liabilities
$807.52M
Debt
$393.62M
Equity
$1.38B
Working capital
N/A
Liquidity
Debt to equity
0.29
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.1
Margins
EBITDA margin
57.4%
Gross margin
86.7%
Net margin
37.7%
Operating margin
55.9%
Efficiency
Return on assets
7.8%
Return on equity
12.5%
Return on invested capital
10.7%
Return on capital employed
N/A
Return on sales
55.1%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
-0.82%
1 week
1.35%
1 month
-2.11%
1 year
40.72%
YTD
-3.58%
QTD
-2.85%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$440.83M
Gross profit
$382.32M
Operating income
$246.22M
Net income
$166.19M
Gross margin
86.7%
Net margin
37.7%
The company's net margin fell by 23% YoY and by 4.8% QoQ
NMIH's net income is down by 16% YoY and by 3.1% from the previous quarter
The operating margin has contracted by 13% YoY
NMIH's gross margin is down by 10% year-on-year

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
10.92
P/B
1.35
P/S
4.23
EV/EBIT
8.84
EV/EBITDA
8.48
EV/Sales
4.87
The EPS has contracted by 31% YoY and by 9% from the previous quarter
The price to earnings (P/E) is 23% more than the last 4 quarters average of 8.9 but 21% less than the 5-year quarterly average of 13.9
The equity rose by 42% year-on-year
NMIH's P/B is 16% less than its 5-year quarterly average of 1.6 but 13% more than its last 4 quarters average of 1.2
NMIH's price to sales (P/S) is 14% more than its last 4 quarters average of 3.7 but 8% less than its 5-year quarterly average of 4.6
The revenue is up by 9% year-on-year

Efficiency

How efficient is NMI Holdings business performance
The ROA has declined by 48% year-on-year and by 12% since the previous quarter
The company's return on equity fell by 43% YoY and by 11% QoQ
The return on invested capital has declined by 42% year-on-year and by 12% since the previous quarter
The ROS has contracted by 15% YoY

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 171% higher than its total liabilities
The total liabilities has soared by 96% YoY
The company's total assets has surged by 58% YoY
The company's debt is 71% lower than its equity
The company's debt has surged by 170% YoY
The debt to equity has soared by 93% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.