NMIH NMI Holdings Inc
Price (delayed)
$36.98
Market cap
$2.9B
P/E Ratio
8.2
Dividend/share
N/A
EPS
$4.51
Enterprise value
$3.26B
NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while
Highlights
The EPS has grown by 15% YoY
The equity rose by 15% year-on-year
The price to earnings (P/E) is 4% more than the 5-year quarterly average of 7.8 but 2.3% less than the last 4 quarters average of 8.3
The company's debt rose by 4.4% YoY
Key stats
What are the main financial stats of NMIH
Market
Valuations
Earnings
Shares outstanding
78.45M
Market cap
$2.9B
Enterprise value
$3.26B
Price to earnings (P/E)
8.2
Price to book (P/B)
1.32
Price to sales (P/S)
4.54
EV/EBIT
6.52
EV/EBITDA
6.37
EV/Sales
5.01
Revenue
$650.97M
Gross profit
$619.43M
Operating income
$500.31M
Net income
$360.11M
EBIT
$500.31M
EBITDA
$512.24M
Free cash flow
$386.7M
Per share
Balance sheet
Liquidity
EPS
$4.51
EPS diluted
$4.43
Free cash flow per share
$4.84
Book value per share
$28.02
Revenue per share
$8.15
TBVPS
$41.91
Total assets
$3.35B
Total liabilities
$1.13B
Debt
$415.15M
Equity
$2.22B
Working capital
N/A
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.7
Margins
Efficiency
Dividend
EBITDA margin
78.7%
Gross margin
95.2%
Net margin
55.3%
Operating margin
76.9%
Return on assets
11.3%
Return on equity
17.1%
Return on invested capital
14.3%
Return on capital employed
N/A
Return on sales
76.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NMIH stock price
How has the NMI Holdings stock price performed over time
Intraday
1.07%
1 week
1.93%
1 month
1.48%
1 year
N/A
YTD
0.6%
QTD
2.58%
Financial performance
How have NMI Holdings's revenue and profit performed over time
Revenue
$650.97M
Gross profit
$619.43M
Operating income
$500.31M
Net income
$360.11M
Gross margin
95.2%
Net margin
55.3%
NMIH's net income is up by 12% YoY
The operating income has increased by 12% year-on-year
The revenue is up by 12% year-on-year and by 2.4% since the previous quarter
NMI Holdings's gross profit has increased by 11% YoY
Growth
What is NMI Holdings's growth rate over time
Valuation
What is NMI Holdings stock price valuation
P/E
8.2
P/B
1.32
P/S
4.54
EV/EBIT
6.52
EV/EBITDA
6.37
EV/Sales
5.01
The EPS has grown by 15% YoY
The price to earnings (P/E) is 4% more than the 5-year quarterly average of 7.8 but 2.3% less than the last 4 quarters average of 8.3
The equity rose by 15% year-on-year
NMIH's P/B is 9% more than its 5-year quarterly average of 1.2 but 6% less than its last 4 quarters average of 1.4
NMIH's price to sales (P/S) is 15% more than its 5-year quarterly average of 3.9 but 2.4% less than its last 4 quarters average of 4.6
The revenue is up by 12% year-on-year and by 2.4% since the previous quarter
Efficiency
How efficient is NMI Holdings business performance
The company's return on equity fell by 5% YoY and by 2.3% QoQ
The ROA has declined by 3.4% year-on-year and by 2.6% since the previous quarter
The return on invested capital has declined by 2.1% since the previous quarter and by 2.1% year-on-year
Dividends
What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NMIH.
Financial health
How did NMI Holdings financials performed over time
The company's total assets is 196% higher than its total liabilities
The company's total assets rose by 14% YoY
The total liabilities has grown by 12% YoY
The company's debt is 81% lower than its equity
The equity rose by 15% year-on-year
The debt to equity has decreased by 10% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.