NMIH NMI Holdings Inc

Price (delayed)

$41.53

Market cap

$3.16B

P/E Ratio

8.31

Dividend/share

N/A

EPS

$5

Enterprise value

$3.5B

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Relative Growth: Rel. Growth: 78
Relative Strength: Rel. Strength: 55
Relative Valuation: Rel. Valuation: 81
Relative Profitability: Rel. Profitability: 91

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The equity rose by 13% year-on-year
The revenue is up by 7% year-on-year
The price to earnings (P/E) is 11% more than the 5-year quarterly average of 7.5 and 2.6% more than the last 4 quarters average of 8.1
NMIH's gross margin is down by 6% year-on-year and by 2.3% since the previous quarter

Key stats

What are the main financial stats of NMIH

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
0.9%
1 week
0.36%
1 month
12.09%
1 year
9.58%
YTD
1.81%
QTD
1.07%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$716.67M
Gross profit
$642.84M
Operating income
$521.86M
Net income
$385.7M
Gross margin
89.7%
Net margin
53.8%
The revenue is up by 7% year-on-year
NMIH's gross margin is down by 6% year-on-year and by 2.3% since the previous quarter
The operating margin has contracted by 6% YoY and by 2.7% from the previous quarter
The company's net margin fell by 3.8% YoY and by 2.4% QoQ

Price vs fundamentals

How does NMIH's price correlate with its fundamentals

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
8.31
P/B
1.2
P/S
4.41
EV/EBIT
6.71
EV/EBITDA
6.57
EV/Sales
4.89
The price to earnings (P/E) is 11% more than the 5-year quarterly average of 7.5 and 2.6% more than the last 4 quarters average of 8.1
The EPS has grown by 6% YoY
The equity rose by 13% year-on-year
NMIH's price to sales (P/S) is 8% more than its 5-year quarterly average of 4.1
The revenue is up by 7% year-on-year

Efficiency

How efficient is NMI Holdings business performance
The return on invested capital has declined by 11% year-on-year and by 4.5% since the previous quarter
The company's return on equity fell by 11% YoY and by 3.8% QoQ
The ROA has declined by 10% year-on-year and by 3.8% since the previous quarter
The ROS has contracted by 6% YoY and by 2.7% from the previous quarter

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The total liabilities has grown by 13% YoY and by 2.2% from the previous quarter
The company's total assets rose by 13% YoY
The company's debt is 84% lower than its equity
The equity rose by 13% year-on-year
The debt to equity has decreased by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.