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NMIH NMI Holdings Inc
Price (delayed)
$37.76
Market cap
$2.99B
P/E Ratio
8.49
Dividend/share
N/A
EPS
$4.45
Enterprise value
$3.27B
NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while
Highlights
The equity rose by 23% year-on-year and by 7% since the previous quarter
The EPS has grown by 19% YoY and by 3.5% from the previous quarter
The price to earnings (P/E) is 12% more than the 5-year quarterly average of 7.6 and 3.5% more than the last 4 quarters average of 8.2
The company's debt rose by 4.4% YoY
Key stats
What are the main financial stats of NMIH
Market
Valuations
Earnings
Shares outstanding
79.13M
Market cap
$2.99B
Enterprise value
$3.27B
Price to book (P/B)
1.37
Price to sales (P/S)
4.72
EV/EBIT
6.6
EV/EBITDA
6.44
EV/Sales
5.14
Revenue
$635.85M
Gross profit
$613.32M
Net income
$357.35M
EBIT
$495.58M
EBITDA
$507.57M
Free cash flow
$380.92M
Per share
Balance sheet
Liquidity
EPS
$4.45
EPS diluted
$4.37
Free cash flow per share
$4.79
Book value per share
$27.55
Revenue per share
$7.99
TBVPS
$41.69
Total assets
$3.32B
Total liabilities
$1.12B
Debt
$414.69M
Equity
$2.2B
Working capital
N/A
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.55
Margins
Efficiency
Dividend
EBITDA margin
79.8%
Gross margin
96.5%
Net margin
56.2%
Operating margin
77.9%
Return on assets
11.6%
Return on equity
17.5%
Return on invested capital
14.6%
Return on capital employed
N/A
Return on sales
77.9%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NMIH stock price
How has the NMI Holdings stock price performed over time
Intraday
0.11%
1 week
5.36%
1 month
3.34%
1 year
N/A
YTD
2.72%
QTD
2.72%
Financial performance
How have NMI Holdings's revenue and profit performed over time
Revenue
$635.85M
Gross profit
$613.32M
Operating income
$495.58M
Net income
$357.35M
Gross margin
96.5%
Net margin
56.2%
NMIH's net income is up by 15% YoY and by 2.5% from the previous quarter
The operating income has increased by 14% year-on-year and by 2.3% since the previous quarter
NMI Holdings's gross profit has increased by 13% YoY and by 2.1% from the previous quarter
The revenue is up by 13% year-on-year and by 2.9% since the previous quarter
Growth
What is NMI Holdings's growth rate over time
Valuation
What is NMI Holdings stock price valuation
P/E
8.49
P/B
1.37
P/S
4.72
EV/EBIT
6.6
EV/EBITDA
6.44
EV/Sales
5.14
The EPS has grown by 19% YoY and by 3.5% from the previous quarter
The price to earnings (P/E) is 12% more than the 5-year quarterly average of 7.6 and 3.5% more than the last 4 quarters average of 8.2
The equity rose by 23% year-on-year and by 7% since the previous quarter
NMIH's P/B is 14% more than its 5-year quarterly average of 1.2 but 2.1% less than its last 4 quarters average of 1.4
NMIH's price to sales (P/S) is 24% more than its 5-year quarterly average of 3.8 and 4.9% more than its last 4 quarters average of 4.5
The revenue is up by 13% year-on-year and by 2.9% since the previous quarter
Efficiency
How efficient is NMI Holdings business performance
The company's return on equity fell by 3.8% YoY and by 2.8% QoQ
The return on invested capital has declined by 2.7% since the previous quarter
Dividends
What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NMIH.
Financial health
How did NMI Holdings financials performed over time
The company's total assets is 195% higher than its total liabilities
The company's total assets rose by 20% YoY and by 7% QoQ
The total liabilities has grown by 16% YoY and by 6% from the previous quarter
The company's debt is 81% lower than its equity
The equity rose by 23% year-on-year and by 7% since the previous quarter
The debt to equity has decreased by 14% YoY and by 5% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.