NMIH NMI Holdings Inc

Price (delayed)

$24.65

Market cap

$2.11B

P/E Ratio

10.67

Dividend/share

N/A

EPS

$2.31

Enterprise value

$2.44B

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
NMIH's net income is up by 18% from the previous quarter and by 6% YoY
The equity rose by 16% year-on-year and by 6% since the previous quarter
The price to earnings (P/E) is 22% less than the 5-year quarterly average of 13.7 but 9% more than the last 4 quarters average of 9.8
The EPS has grown by 16% from the previous quarter but it has contracted by 13% YoY

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
85.71M
Market cap
$2.11B
Enterprise value
$2.44B
Valuations
Price to earnings (P/E)
10.67
Price to book (P/B)
1.45
Price to sales (P/S)
4.65
EV/EBIT
8.6
EV/EBITDA
8.29
EV/Sales
5.38
Earnings
Revenue
$453.65M
EBIT
$283.62M
EBITDA
$293.98M
Free cash flow
$294.22M
Per share
EPS
$2.31
Free cash flow per share
$3.44
Book value per share
$17.05
Revenue per share
$5.3
TBVPS
$26.88
Balance sheet
Total assets
$2.31B
Total liabilities
$845.97M
Debt
$393.95M
Equity
$1.46B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.11
Margins
EBITDA margin
64.8%
Gross margin
93.6%
Net margin
43.4%
Operating margin
62.8%
Efficiency
Return on assets
9%
Return on equity
14.3%
Return on invested capital
11.6%
Return on capital employed
N/A
Return on sales
62.5%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
-1.28%
1 week
5.7%
1 month
11.69%
1 year
6.66%
YTD
8.83%
QTD
9.02%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$453.65M
Gross profit
$424.83M
Operating income
$284.99M
Net income
$196.86M
Gross margin
93.6%
Net margin
43.4%
NMIH's net income is up by 18% from the previous quarter and by 6% YoY
The operating income has increased by 16% year-on-year and by 16% since the previous quarter
The company's net margin rose by 15% QoQ
NMI Holdings's gross profit has increased by 13% YoY and by 11% from the previous quarter

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
10.67
P/B
1.45
P/S
4.65
EV/EBIT
8.6
EV/EBITDA
8.29
EV/Sales
5.38
The price to earnings (P/E) is 22% less than the 5-year quarterly average of 13.7 but 9% more than the last 4 quarters average of 9.8
The EPS has grown by 16% from the previous quarter but it has contracted by 13% YoY
The equity rose by 16% year-on-year and by 6% since the previous quarter
NMIH's P/B is 12% more than its last 4 quarters average of 1.3 but 9% less than its 5-year quarterly average of 1.6
NMIH's price to sales (P/S) is 13% more than its last 4 quarters average of 4.1
The revenue is up by 7% year-on-year and by 2.9% since the previous quarter

Efficiency

How efficient is NMI Holdings business performance
The return on invested capital has declined by 28% year-on-year but it is up by 8% since the previous quarter
The ROA has declined by 26% year-on-year but it has increased by 15% since the previous quarter
The company's return on equity fell by 22% YoY but it rose by 14% QoQ
The ROS has grown by 13% from the previous quarter and by 6% YoY

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 173% higher than its total liabilities
The company's total assets rose by 13% YoY and by 5% QoQ
The total liabilities has grown by 7% YoY and by 4.8% from the previous quarter
The company's debt is 73% lower than its equity
The equity rose by 16% year-on-year and by 6% since the previous quarter
The debt to equity has decreased by 13% YoY and by 7% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.