NMIH NMI Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NMIH

Price (delayed)

$30.78

Market cap

$2.49B

P/E Ratio

7.87

Dividend/share

N/A

EPS

$3.91

Enterprise value

$2.79B

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The equity rose by 19% year-on-year and by 8% since the previous quarter
The EPS has grown by 13% YoY and by 4.3% from the previous quarter
The price to earnings (P/E) is 12% more than the last 4 quarters average of 7.0 but 5% less than the 5-year quarterly average of 8.3
NMIH's gross margin is down by 4.6% year-on-year
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.nationalmi.com
Peers: HCI ALL ESNT RDN

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
80.88M
Market cap
$2.49B
Enterprise value
$2.79B
Valuations
Price to earnings (P/E)
7.87
Price to book (P/B)
1.3
Price to sales (P/S)
4.38
EV/EBIT
6.27
EV/EBITDA
6.11
EV/Sales
4.82
Earnings
Revenue
$579M
EBIT
$444.92M
EBITDA
$456.46M
Free cash flow
$333.31M
Per share
EPS
$3.91
Free cash flow per share
$4.04
Book value per share
$23.75
Revenue per share
$7.03
TBVPS
$35.64
Balance sheet
Total assets
$2.94B
Total liabilities
$1.01B
Debt
$397.6M
Equity
$1.93B
Working capital
N/A
Liquidity
Debt to equity
0.21
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.66
Margins
EBITDA margin
78.8%
Gross margin
96.1%
Net margin
55.6%
Operating margin
76.8%
Efficiency
Return on assets
11.7%
Return on equity
18%
Return on invested capital
14.6%
Return on capital employed
N/A
Return on sales
76.8%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
-0.03%
1 week
4.34%
1 month
-0.13%
1 year
35.24%
YTD
3.71%
QTD
-4.82%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$579M
Gross profit
$556.39M
Operating income
$444.92M
Net income
$322.11M
Gross margin
96.1%
Net margin
55.6%
The revenue is up by 11% year-on-year and by 3.3% since the previous quarter
NMIH's net income is up by 10% YoY and by 3.4% from the previous quarter
The operating income has increased by 9% year-on-year and by 2.4% since the previous quarter
NMI Holdings's gross profit has increased by 6% YoY and by 2.5% from the previous quarter

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
NMIH P/E details
P/E
7.87
P/B
1.3
P/S
4.38
EV/EBIT
6.27
EV/EBITDA
6.11
EV/Sales
4.82
The EPS has grown by 13% YoY and by 4.3% from the previous quarter
The price to earnings (P/E) is 12% more than the last 4 quarters average of 7.0 but 5% less than the 5-year quarterly average of 8.3
The equity rose by 19% year-on-year and by 8% since the previous quarter
NMIH's P/B is 8% more than its last 4 quarters average of 1.2
NMIH's price to sales (P/S) is 12% more than its 5-year quarterly average of 3.9 and 12% more than its last 4 quarters average of 3.9
The revenue is up by 11% year-on-year and by 3.3% since the previous quarter

Efficiency

How efficient is NMI Holdings business performance
The company's return on equity fell by 4.8% YoY
The ROA has declined by 2.5% year-on-year
The return on invested capital has declined by 2.7% year-on-year

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 190% higher than its total liabilities
The company's total assets rose by 17% YoY and by 6% QoQ
The total liabilities has grown by 12% YoY and by 4.5% from the previous quarter
The company's debt is 79% lower than its equity
The equity rose by 19% year-on-year and by 8% since the previous quarter
The debt to equity has decreased by 16% YoY and by 4.5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.