NMIH NMI Holdings Inc
- Stocks
- Financial Services
- NASDAQ: NMIH
Price (delayed)
$39.65
Market cap
$3.08B
P/E Ratio
8.26
Dividend/share
N/A
EPS
$4.8
Enterprise value
$3.41B
NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while
Highlights
The equity rose by 18% year-on-year and by 4.2% since the previous quarter
The EPS has grown by 12% YoY
The price to earnings (P/E) is 3.8% less than the last 4 quarters average of 8.5 but 3.5% more than the 5-year quarterly average of 7.9
NMIH's gross margin is down by 4% year-on-year
Key stats
What are the main financial stats of NMIH
Market
Valuations
Earnings
Shares outstanding
77.57M
Market cap
$3.08B
Enterprise value
$3.41B
Price to earnings (P/E)
8.26
Price to book (P/B)
1.28
Price to sales (P/S)
4.55
EV/EBIT
6.64
EV/EBITDA
6.49
EV/Sales
5.01
Revenue
$679.62M
Gross profit
$634.12M
Operating income
$513.57M
Net income
$377.69M
EBIT
$513.57M
EBITDA
$525.24M
Free cash flow
$387.52M
Per share
Balance sheet
Liquidity
EPS
$4.8
EPS diluted
$4.71
Free cash flow per share
$4.97
Book value per share
$30.98
Revenue per share
$8.71
TBVPS
$46
Total assets
$3.59B
Total liabilities
$1.17B
Debt
$416.07M
Equity
$2.42B
Working capital
N/A
Debt to equity
0.17
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.63
Margins
Efficiency
Dividend
EBITDA margin
77.3%
Gross margin
93.3%
Net margin
55.6%
Operating margin
75.6%
Return on assets
11%
Return on equity
16.5%
Return on invested capital
13.7%
Return on capital employed
N/A
Return on sales
75.6%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NMIH stock price
How has the NMI Holdings stock price performed over time
Intraday
1.02%
1 week
4.76%
1 month
4.62%
1 year
7.83%
YTD
7.86%
QTD
-6.02%
Financial performance
How have NMI Holdings's revenue and profit performed over time
Revenue
$679.62M
Gross profit
$634.12M
Operating income
$513.57M
Net income
$377.69M
Gross margin
93.3%
Net margin
55.6%
The revenue is up by 10% year-on-year
NMIH's net income is up by 8% YoY
The operating income has increased by 6% year-on-year
NMI Holdings's gross profit has increased by 6% YoY
Price vs fundamentals
How does NMIH's price correlate with its fundamentals
Growth
What is NMI Holdings's growth rate over time
Valuation
What is NMI Holdings stock price valuation
P/E
8.26
P/B
1.28
P/S
4.55
EV/EBIT
6.64
EV/EBITDA
6.49
EV/Sales
5.01
The EPS has grown by 12% YoY
The price to earnings (P/E) is 3.8% less than the last 4 quarters average of 8.5 but 3.5% more than the 5-year quarterly average of 7.9
The equity rose by 18% year-on-year and by 4.2% since the previous quarter
NMIH's P/B is 6% more than its 5-year quarterly average of 1.2 but 2.3% less than its last 4 quarters average of 1.3
NMIH's price to sales (P/S) is 13% more than its 5-year quarterly average of 4.0 but 4.3% less than its last 4 quarters average of 4.7
The revenue is up by 10% year-on-year
Efficiency
How efficient is NMI Holdings business performance
The return on invested capital has declined by 9% year-on-year and by 3.5% since the previous quarter
The company's return on equity fell by 8% YoY and by 2.9% QoQ
The ROA has declined by 7% year-on-year and by 2.7% since the previous quarter
The ROS has contracted by 3.6% YoY and by 2.2% from the previous quarter
Dividends
What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NMIH.
Financial health
How did NMI Holdings financials performed over time
The company's total assets rose by 16% YoY and by 3.9% QoQ
The total liabilities has grown by 11% YoY and by 3.2% from the previous quarter
The company's debt is 83% lower than its equity
The equity rose by 18% year-on-year and by 4.2% since the previous quarter
The debt to equity has decreased by 15% YoY and by 6% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.