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NMIH NMI Holdings Inc

Price (delayed)

$39.29

Market cap

$3.11B

P/E Ratio

8.83

Dividend/share

N/A

EPS

$4.45

Enterprise value

$3.39B

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The equity rose by 23% year-on-year and by 7% since the previous quarter
The EPS has grown by 19% YoY and by 3.5% from the previous quarter
The price to earnings (P/E) is 12% more than the 5-year quarterly average of 7.9 and 8% more than the last 4 quarters average of 8.2
The company's debt rose by 4.4% YoY

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
79.13M
Market cap
$3.11B
Enterprise value
$3.39B
Valuations
Price to book (P/B)
1.43
Price to sales (P/S)
4.92
EV/EBIT
6.84
EV/EBITDA
6.68
EV/Sales
5.33
Earnings
Revenue
$635.85M
EBIT
$495.58M
EBITDA
$507.57M
Free cash flow
$380.92M
Per share
EPS
$4.45
Free cash flow per share
$4.79
Book value per share
$27.55
Revenue per share
$7.99
TBVPS
$41.69
Balance sheet
Total assets
$3.32B
Total liabilities
$1.12B
Debt
$414.69M
Equity
$2.2B
Working capital
N/A
Liquidity
Debt to equity
0.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.55
Margins
EBITDA margin
79.8%
Gross margin
96.5%
Net margin
56.2%
Operating margin
77.9%
Efficiency
Return on assets
11.6%
Return on equity
17.5%
Return on invested capital
14.6%
Return on capital employed
N/A
Return on sales
77.9%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
-0.33%
1 week
-1.75%
1 month
0.03%
1 year
N/A
YTD
N/A
QTD
-4.61%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$635.85M
Gross profit
$613.32M
Operating income
$495.58M
Net income
$357.35M
Gross margin
96.5%
Net margin
56.2%
NMIH's net income is up by 15% YoY and by 2.5% from the previous quarter
The operating income has increased by 14% year-on-year and by 2.3% since the previous quarter
The revenue is up by 13% year-on-year and by 2.9% since the previous quarter
NMI Holdings's gross profit has increased by 13% YoY and by 2.1% from the previous quarter

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
8.83
P/B
1.43
P/S
4.92
EV/EBIT
6.84
EV/EBITDA
6.68
EV/Sales
5.33
The EPS has grown by 19% YoY and by 3.5% from the previous quarter
The price to earnings (P/E) is 12% more than the 5-year quarterly average of 7.9 and 8% more than the last 4 quarters average of 8.2
The equity rose by 23% year-on-year and by 7% since the previous quarter
NMIH's P/B is 10% more than its 5-year quarterly average of 1.3 and 2.1% more than its last 4 quarters average of 1.4
NMIH's price to sales (P/S) is 26% more than its 5-year quarterly average of 3.9 and 9% more than its last 4 quarters average of 4.5
The revenue is up by 13% year-on-year and by 2.9% since the previous quarter

Efficiency

How efficient is NMI Holdings business performance
The company's return on equity fell by 3.8% YoY and by 2.8% QoQ
The return on invested capital has declined by 2.7% since the previous quarter

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 195% higher than its total liabilities
The company's total assets rose by 20% YoY and by 7% QoQ
The total liabilities has grown by 16% YoY and by 6% from the previous quarter
The company's debt is 81% lower than its equity
The equity rose by 23% year-on-year and by 7% since the previous quarter
The debt to equity has decreased by 14% YoY and by 5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.