NMIH NMI Holdings Inc
Price (delayed)
$40.57
Market cap
$3.23B
P/E Ratio
9.43
Dividend/share
N/A
EPS
$4.3
Enterprise value
$3.58B
NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while
Highlights
The EPS has grown by 18% YoY and by 4.4% from the previous quarter
The equity rose by 17% year-on-year and by 3.4% since the previous quarter
The price to earnings (P/E) is 24% more than the last 4 quarters average of 7.6 and 18% more than the 5-year quarterly average of 8.0
The company's debt rose by 4.4% YoY and by 4.1% QoQ
Key stats
What are the main financial stats of NMIH
Market
Valuations
Earnings
Shares outstanding
79.67M
Market cap
$3.23B
Enterprise value
$3.58B
Price to book (P/B)
1.59
Price to sales (P/S)
5.26
EV/EBIT
7.4
EV/EBITDA
7.22
EV/Sales
5.8
Revenue
$617.91M
EBIT
$484.54M
EBITDA
$496.42M
Free cash flow
$371.46M
Per share
Balance sheet
Liquidity
EPS
$4.3
Free cash flow per share
$4.64
Book value per share
$25.48
Revenue per share
$7.71
TBVPS
$38.67
Total assets
$3.1B
Total liabilities
$1.06B
Debt
$414.25M
Equity
$2.05B
Working capital
N/A
Debt to equity
0.2
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.71
Margins
Efficiency
Dividend
EBITDA margin
80.3%
Gross margin
97.2%
Net margin
56.4%
Operating margin
78.4%
Return on assets
11.8%
Return on equity
18%
Return on invested capital
15%
Return on capital employed
N/A
Return on sales
78.4%
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A
NMIH stock price
How has the NMI Holdings stock price performed over time
Intraday
-0.95%
1 week
-1.22%
1 month
11.21%
1 year
N/A
YTD
N/A
QTD
19.18%
Financial performance
How have NMI Holdings's revenue and profit performed over time
Revenue
$617.91M
Gross profit
$600.9M
Operating income
$484.54M
Net income
$348.5M
Gross margin
97.2%
Net margin
56.4%
The revenue is up by 14% year-on-year and by 3.2% since the previous quarter
NMIH's net income is up by 14% YoY and by 3.5% from the previous quarter
The operating income has increased by 14% year-on-year and by 4.6% since the previous quarter
NMI Holdings's gross profit has increased by 13% YoY and by 3.8% from the previous quarter
Growth
What is NMI Holdings's growth rate over time
Valuation
What is NMI Holdings stock price valuation
P/E
9.43
P/B
1.59
P/S
5.26
EV/EBIT
7.4
EV/EBITDA
7.22
EV/Sales
5.8
The price to earnings (P/E) is 24% more than the last 4 quarters average of 7.6 and 18% more than the 5-year quarterly average of 8.0
The EPS has grown by 18% YoY and by 4.4% from the previous quarter
NMIH's P/B is 22% more than its 5-year quarterly average of 1.3 and 22% more than its last 4 quarters average of 1.3
The equity rose by 17% year-on-year and by 3.4% since the previous quarter
NMIH's price to sales (P/S) is 35% more than its 5-year quarterly average of 3.9 and 25% more than its last 4 quarters average of 4.2
The revenue is up by 14% year-on-year and by 3.2% since the previous quarter
Efficiency
How efficient is NMI Holdings business performance
The company's return on equity fell by 2.7% YoY
Dividends
What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A
There are no recent dividends present for NMIH.
Financial health
How did NMI Holdings financials performed over time
The company's total assets is 194% higher than its total liabilities
The company's total assets rose by 15% YoY and by 3.2% QoQ
The total liabilities has grown by 12% YoY and by 2.8% from the previous quarter
The company's debt is 80% lower than its equity
The equity rose by 17% year-on-year and by 3.4% since the previous quarter
The debt to equity has decreased by 13% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.