NMIH NMI Holdings Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: NMIH

Price (delayed)

$20.91

Market cap

$1.75B

P/E Ratio

6.06

Dividend/share

N/A

EPS

$3.45

Enterprise value

$2.1B

NMI Holdings, Inc., is the parent company of National Mortgage Insurance Corporation (National MI), a U.S.-based, private mortgage insurance company enabling low down payment borrowers to realize home ownership while ...

Highlights
The price to earnings (P/E) is 45% less than the 5-year quarterly average of 11.0 and 2.3% less than the last 4 quarters average of 6.2
The EPS has grown by 28% YoY and by 4.9% from the previous quarter
Sector: Financial Services
Industry: Insurance - Property & Casualty
Website: http://www.nationalmi.com
Peers: ALL HCI ESNT MTG

Key stats

What are the main financial stats of NMIH
Market
Shares outstanding
83.66M
Market cap
$1.75B
Enterprise value
$2.1B
Valuations
Price to earnings (P/E)
6.06
Price to book (P/B)
1.08
Price to sales (P/S)
3.39
EV/EBIT
5.13
EV/EBITDA
4.99
EV/Sales
4.01
Earnings
Revenue
$523.35M
EBIT
$409.47M
EBITDA
$421.34M
Free cash flow
$302.82M
Per share
EPS
$3.45
Free cash flow per share
$3.57
Book value per share
$19.31
Revenue per share
$6.16
TBVPS
$29.59
Balance sheet
Total assets
$2.52B
Total liabilities
$902.3M
Debt
$396.05M
Equity
$1.61B
Working capital
N/A
Liquidity
Debt to equity
0.25
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.83
Margins
EBITDA margin
80.5%
Gross margin
100.7%
Net margin
56%
Operating margin
78%
Efficiency
Return on assets
12%
Return on equity
18.9%
Return on invested capital
15%
Return on capital employed
N/A
Return on sales
78.2%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

NMIH stock price

How has the NMI Holdings stock price performed over time
Intraday
-5.34%
1 week
-5.73%
1 month
-13.56%
1 year
0.14%
YTD
0.05%
QTD
0.05%

Financial performance

How have NMI Holdings's revenue and profit performed over time
Revenue
$523.35M
Gross profit
$526.94M
Operating income
$408.36M
Net income
$292.9M
Gross margin
100.7%
Net margin
56%
NMIH's net income is up by 27% YoY and by 4.4% from the previous quarter
The operating income has increased by 25% year-on-year and by 4.3% since the previous quarter
The company's net margin rose by 18% YoY and by 2.9% QoQ
The operating margin has grown by 15% YoY and by 2.6% from the previous quarter

Growth

What is NMI Holdings's growth rate over time

Valuation

What is NMI Holdings stock price valuation
P/E
6.06
P/B
1.08
P/S
3.39
EV/EBIT
5.13
EV/EBITDA
4.99
EV/Sales
4.01
The price to earnings (P/E) is 45% less than the 5-year quarterly average of 11.0 and 2.3% less than the last 4 quarters average of 6.2
The EPS has grown by 28% YoY and by 4.9% from the previous quarter
NMIH's P/B is 28% less than its 5-year quarterly average of 1.5
The equity rose by 6% since the previous quarter and by 3.1% year-on-year
NMIH's price to sales (P/S) is 19% less than its 5-year quarterly average of 4.2 but 2.7% more than its last 4 quarters average of 3.3
The revenue is up by 8% year-on-year

Efficiency

How efficient is NMI Holdings business performance
The ROA has increased by 21% year-on-year and by 3.4% since the previous quarter
The company's return on equity rose by 21% YoY and by 3.8% QoQ
The return on invested capital is up by 20% year-on-year and by 3.4% since the previous quarter
The ROS has grown by 16% YoY and by 2.6% from the previous quarter

Dividends

What is NMIH's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for NMIH.

Financial health

How did NMI Holdings financials performed over time
The company's total assets is 179% higher than its total liabilities
The company's total assets rose by 4.7% QoQ and by 2.7% YoY
The total liabilities has grown by 2.8% from the previous quarter
The company's debt is 75% lower than its equity
The equity rose by 6% since the previous quarter and by 3.1% year-on-year
The debt to equity has decreased by 3.8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.