ESNT Essent Group PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: ESNT
- PE Ratio
The current PE ratio for Essent Group stock as of Nov 5, 2025 is 8.86. This is calculated based on the TTM EPS of $6.93 and the stock price of $61.4 per share. The PE ratio has grown by 3.7% from its last 4 quarters average of 8.5.
ESNT PE ratio history
The average historical PE ratio of Essent Group for the last ten years is 8.91. The current P/E ratio of 8.86 is similar to the historical average. Looking back at the last ten years, ESNT's PE ratio peaked in the Mar 2017 quarter at 13.65, when the price was $36.17 and the EPS was $2.65. The lowest point was in the Sep 2022 quarter, when it reached 4.35 with a price of $34.87 and an EPS of $8.02.
Essent Group PE ratio by year
Maximum annual increase: 60.16% in 2023
Maximum annual decrease: -48.63% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2024 | 7.87 | -2.11% | $54.44 | $6.92 |
| 2023 | 8.04 | 60.16% | $52.74 | $6.56 |
| 2022 | 5.02 | -32.44% | $38.88 | $7.75 |
| 2021 | 7.43 | -33.12% | $45.53 | $6.13 |
| 2020 | 11.11 | 21.42% | $43.2 | $3.89 |
| 2019 | 9.15 | 28.51% | $51.99 | $5.68 |
| 2018 | 7.12 | -33.27% | $34.18 | $4.8 |
| 2017 | 10.67 | -19.23% | $43.42 | $4.07 |
| 2016 | 13.21 | 5.01% | $32.37 | $2.45 |
| 2015 | 12.58 | -48.63% | $21.89 | $1.74 |
| 2014 | 24.49 | -8.38% | $25.71 | $1.05 |
| 2013 | 26.73 | N/A | $24.06 | $0.9 |
| 2012 | N/A | N/A | N/A | -$0.49 |
| 2011 | N/A | N/A | N/A | -$1.39 |
Essent Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2025 | 8.76 | 4.91% | $60.73 | $6.93 |
| Mar 2025 | 8.35 | 6.1% | $57.72 | $6.91 |
| Dec 2024 | 7.87 | -14.55% | $54.44 | $6.92 |
| Sep 2024 | 9.21 | 14.55% | $64.29 | $6.98 |
| Jun 2024 | 8.04 | -9.76% | $56.19 | $6.99 |
| Mar 2024 | 8.91 | 10.82% | $59.51 | $6.68 |
| Dec 2023 | 8.04 | 6.77% | $52.74 | $6.56 |
| Sep 2023 | 7.53 | 0.94% | $47.29 | $6.28 |
| Jun 2023 | 7.46 | 27.09% | $46.8 | $6.27 |
| Mar 2023 | 5.87 | 16.93% | $40.05 | $6.82 |
| Dec 2022 | 5.02 | 15.4% | $38.88 | $7.75 |
| Sep 2022 | 4.35 | -8.23% | $34.87 | $8.02 |
| Jun 2022 | 4.74 | -14.13% | $38.9 | $8.2 |
| Mar 2022 | 5.52 | -25.71% | $41.21 | $7.46 |
| Dec 2021 | 7.43 | -5.47% | $45.53 | $6.13 |
ESNT Price vs fair value
ESNT average PE ratio chart
Currently, ESNT's PE ratio is higher than its 3 and 5-year averages, but it is lower than its 10-year average.
PE comparison
Essent Group's price to earnings (P/E) of 8.86 is higher than its peers average but lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 13.73, Essent Group's price to earnings (P/E) is 35% lower.
ESNT PE vs peers
In comparison to its peer MTG, ESNT's PE ratio is lower, but it is higher than RNR's and RDN's. Essent Group is currently trading at a higher PE ratio (8.86) than its peers average of 8.26.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RNR Renaissancere Holdings Ltd | 7.35 | $12.32B |
| NMIH NMI Holdings Inc | 7.7 | $2.87B |
| RDN Radian Group Inc | 8.56 | $4.64B |
| AGO Assured Guaranty Ltd | 8.79 | $3.88B |
| MTG Mgic Investment Corp | 8.82 | $6.2B |
| ESNT Essent Group Ltd | 8.82 | $6.02B |
| PRE Prenetics Global Limited | N/A | $169.7M |
Frequently asked questions
What is Essent Group's PE ratio?
As of Nov 5, 2025, ESNT stock has a price to earnings ratio of 8.86.
What is the 3-year average PE ratio for Essent Group (ESNT)?
The 3-year average price to earnings ratio for ESNT stock is 7.73.
What is the 5-year average PE ratio for Essent Group (ESNT)?
The 5-year average price to earnings ratio for ESNT stock is 7.82.
What is the highest PE ratio for ESNT?
Over the last ten years, the quarterly PE ratio reached its highest level at 13.65 in the Mar 2017 quarter.
How does the current PE ratio for ESNT compare to its historical average?
The current PE ratio of ESNT is 0.6% lower than the 10-year historical average.
Why is Essent Group's PE ratio so low?
ESNT's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 8.86 is considered low.
How is ESNT's PE ratio calculated (Essent Group PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Nov 5, 2025), Essent Group's share price is $61.4. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2025 is $6.93. Therefore, Essent Group's PE ratio for today is 8.86. PE RATIO(8.86) = STOCK PRICE($61.4) / TTM EPS($6.93)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.