ESNT
Essent Group
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: ESNT
- PE Ratio
The current PE ratio for Essent Group stock as of Jun 18, 2026 is 8.24. This is calculated based on the TTM EPS of $7.09 and the stock price of $58.45 per share. The PE ratio marks a decrease of 7% from its last 4 quarters average of 8.9.
ESNT PE ratio history
The average historical PE ratio of Essent Group for the last ten years is 8.77. The current P/E ratio of 8.24 is 6% lower than the historical average. Looking back at the last ten years, ESNT's PE ratio peaked in the Mar 2017 quarter at 13.65, when the price was $36.17 and the EPS was $2.65. The lowest point was in the Sep 2022 quarter, when it reached 4.35 with a price of $34.87 and an EPS of $8.02.
Essent Group PE ratio by year
Maximum annual increase: 60.16% in 2023
Maximum annual decrease: -48.63% in 2015
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 9.33 | 18.55% | $65.01 | $6.97 |
| 2024 | 7.87 | -2.11% | $54.44 | $6.92 |
| 2023 | 8.04 | 60.16% | $52.74 | $6.56 |
| 2022 | 5.02 | -32.44% | $38.88 | $7.75 |
| 2021 | 7.43 | -33.12% | $45.53 | $6.13 |
| 2020 | 11.11 | 21.42% | $43.2 | $3.89 |
| 2019 | 9.15 | 28.51% | $51.99 | $5.68 |
| 2018 | 7.12 | -33.27% | $34.18 | $4.8 |
| 2017 | 10.67 | -19.23% | $43.42 | $4.07 |
| 2016 | 13.21 | 5.01% | $32.37 | $2.45 |
| 2015 | 12.58 | -48.63% | $21.89 | $1.74 |
| 2014 | 24.49 | -8.38% | $25.71 | $1.05 |
| 2013 | 26.73 | N/A | $24.06 | $0.9 |
| 2012 | N/A | N/A | N/A | -$0.49 |
| 2011 | N/A | N/A | N/A | -$1.39 |
Essent Group PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 8.24 | -11.68% | $58.44 | $7.09 |
| Dec 2025 | 9.33 | 1.97% | $65.01 | $6.97 |
| Sep 2025 | 9.15 | 4.45% | $63.56 | $6.95 |
| Jun 2025 | 8.76 | 4.91% | $60.73 | $6.93 |
| Mar 2025 | 8.35 | 6.1% | $57.72 | $6.91 |
| Dec 2024 | 7.87 | -14.55% | $54.44 | $6.92 |
| Sep 2024 | 9.21 | 14.55% | $64.29 | $6.98 |
| Jun 2024 | 8.04 | -9.76% | $56.19 | $6.99 |
| Mar 2024 | 8.91 | 10.82% | $59.51 | $6.68 |
| Dec 2023 | 8.04 | 6.77% | $52.74 | $6.56 |
| Sep 2023 | 7.53 | 0.94% | $47.29 | $6.28 |
| Jun 2023 | 7.46 | 27.09% | $46.8 | $6.27 |
| Mar 2023 | 5.87 | 16.93% | $40.05 | $6.82 |
| Dec 2022 | 5.02 | 15.4% | $38.88 | $7.75 |
| Sep 2022 | 4.35 | -8.23% | $34.87 | $8.02 |
ESNT Price vs fair value
ESNT average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
Currently, ESNT's PE ratio is higher than its 5-year average, but it is lower than its 3 and 10-year averages.
PE comparison
Essent Group's price to earnings (P/E) of 8.24 is higher than its peers average but lower than the Financial Services sector and the industry average. In comparison with the Financial Services sector average of 12.75, Essent Group's price to earnings (P/E) is 35% lower.
ESNT PE vs peers
In comparison to its peers MTG and RDN, ESNT's PE ratio is lower, but it is higher than RNR's and NMIH's. Essent Group is currently trading at a higher PE ratio (8.24) than its peers average of 7.58.
| Stock name | PE ratio | Market cap |
|---|---|---|
| RNR Renaissancere Holdings Ltd | 4.99 | $12.75B |
| NMIH NMI Holdings Inc | 7.5 | $2.85B |
| ESNT Essent Group Ltd | 8.24 | $5.39B |
| MTG Mgic Investment Corp | 8.25 | $5.51B |
| RDN Radian Group Inc | 8.46 | $4.61B |
| AGO Assured Guaranty Ltd | 8.69 | $3.39B |
| PRE Prenetics Global Limited | N/A | $348.14M |
Frequently asked questions
What is Essent Group's PE ratio?
As of Jun 18, 2026, ESNT stock has a price to earnings ratio of 8.24.
What is the 3-year average PE ratio for Essent Group (ESNT)?
The 3-year average price to earnings ratio for ESNT stock is 8.41.
What is the 5-year average PE ratio for Essent Group (ESNT)?
The 5-year average price to earnings ratio for ESNT stock is 7.55.
What is the highest PE ratio for ESNT?
Over the last ten years, the quarterly PE ratio reached its highest level at 13.65 in the Mar 2017 quarter.
How does the current PE ratio for ESNT compare to its historical average?
The current PE ratio of ESNT is 6% lower than the 10-year historical average.
Why is Essent Group's PE ratio so low?
ESNT's stock price is trading at a lower multiple of earnings, which is why its PE ratio of 8.24 is considered low.
How is ESNT's PE ratio calculated (Essent Group PE ratio formula)?
To determine the P/E ratio, divide the latest stock price by the TTM earnings per share (EPS). As of today (Jun 18, 2026), Essent Group's share price is $58.45. The company's earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $7.09. Therefore, Essent Group's PE ratio for today is 8.24. PE RATIO(8.24) = STOCK PRICE($58.45) / TTM EPS($7.09)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.