RDN Radian Group Inc
Price (delayed)
$30.96
Market cap
$4.49B
P/E Ratio
7.82
Dividend/share
$0.99
EPS
$3.96
Enterprise value
$6.76B
Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title,
Highlights
RDN's equity is up by 5% YoY
The EPS is up by 3.9% YoY
RDN's P/E is 9% above its 5-year quarterly average of 7.2 but 7% below its last 4 quarters average of 8.4
The company's debt has surged by 50% YoY and by 18% QoQ
Key stats
What are the main financial stats of RDN
Market
Valuations
Earnings
Shares outstanding
145.06M
Market cap
$4.49B
Enterprise value
$6.76B
Price to earnings (P/E)
7.82
Price to book (P/B)
1
Price to sales (P/S)
3.66
EV/EBIT
7.68
EV/EBITDA
7.05
EV/Sales
5.24
Revenue
$1.29B
Gross profit
$1.25B
Operating income
$879.3M
Net income
$604.44M
EBIT
$879.3M
EBITDA
$958.05M
Free cash flow
-$666.75M
Per share
Balance sheet
Liquidity
EPS
$3.96
EPS diluted
$3.92
Free cash flow per share
-$4.37
Book value per share
$31.05
Revenue per share
$8.46
TBVPS
$56.83
Total assets
$8.66B
Total liabilities
$4.04B
Debt
$2.31B
Equity
$4.62B
Working capital
N/A
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.36
Margins
Efficiency
Dividend
EBITDA margin
74.3%
Gross margin
97%
Net margin
46.8%
Operating margin
68.1%
Return on assets
7.3%
Return on equity
13.3%
Return on invested capital
8.6%
Return on capital employed
N/A
Return on sales
68.1%
Dividend yield
3.2%
DPS
$0.99
Payout ratio
25%
RDN stock price
How has the Radian Group stock price performed over time
Intraday
-2.03%
1 week
-5.18%
1 month
-3.31%
1 year
4.38%
YTD
-2.4%
QTD
-6.38%
Financial performance
How have Radian Group's revenue and profit performed over time
Revenue
$1.29B
Gross profit
$1.25B
Operating income
$879.3M
Net income
$604.44M
Gross margin
97%
Net margin
46.8%
RDN's revenue is up by 4% YoY
RDN's gross profit is up by 4.2% YoY
The company's net margin fell by 3.7% YoY
The operating income has grown by 2.6% YoY
Growth
What is Radian Group's growth rate over time
Valuation
What is Radian Group stock price valuation
P/E
7.82
P/B
1
P/S
3.66
EV/EBIT
7.68
EV/EBITDA
7.05
EV/Sales
5.24
RDN's P/E is 9% above its 5-year quarterly average of 7.2 but 7% below its last 4 quarters average of 8.4
The EPS is up by 3.9% YoY
The price to book (P/B) is 11% higher than the 5-year quarterly average of 0.9 but 9% lower than the last 4 quarters average of 1.1
RDN's equity is up by 5% YoY
The P/S is 18% above the 5-year quarterly average of 3.1 but 6% below the last 4 quarters average of 3.9
RDN's revenue is up by 4% YoY
Efficiency
How efficient is Radian Group business performance
The company's return on assets fell by 11% YoY and by 2.7% QoQ
Radian Group's ROIC has decreased by 10% YoY and by 3.4% from the previous quarter
Radian Group's return on equity has decreased by 7% YoY
Dividends
What is RDN's dividend history
DPS
$0.99
Dividend yield
3.2%
Payout ratio
25%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Radian Group financials performed over time
The total assets is 114% greater than the total liabilities
Radian Group's total liabilities has increased by 26% YoY and by 9% from the previous quarter
The total assets has increased by 14% year-on-year and by 2.9% since the previous quarter
The company's debt is 50% lower than its equity
The company's debt has surged by 50% YoY and by 18% QoQ
RDN's debt to equity is up by 43% year-on-year and by 19% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.