RDN Radian Group Inc

Price (delayed)

$33.47

Market cap

$5.07B

P/E Ratio

8.78

Dividend/share

$0.92

EPS

$3.81

Enterprise value

$6.59B

Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title, ...

Highlights
RDN's equity is up by 12% YoY and by 6% from the previous quarter
RDN's gross profit is up by 8% YoY
RDN's P/E is 42% above its last 4 quarters average of 6.2 and 27% above its 5-year quarterly average of 6.9
The net income fell by 19% YoY and by 3.2% QoQ

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
151.5M
Market cap
$5.07B
Enterprise value
$6.59B
Valuations
Price to book (P/B)
1.17
Price to sales (P/S)
4.27
EV/EBIT
7.69
EV/EBITDA
7.08
EV/Sales
5.31
Earnings
Revenue
$1.24B
EBIT
$857.18M
EBITDA
$930.81M
Free cash flow
$513.15M
Per share
EPS
$3.81
Free cash flow per share
$3.24
Book value per share
$28.71
Revenue per share
$7.84
TBVPS
$48.02
Balance sheet
Total assets
$7.59B
Total liabilities
$3.2B
Debt
$1.54B
Equity
$4.4B
Working capital
N/A
Liquidity
Debt to equity
0.35
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.63
Margins
EBITDA margin
75%
Gross margin
96.9%
Net margin
48.6%
Operating margin
69.1%
Efficiency
Return on assets
8.2%
Return on equity
14.3%
Return on invested capital
9.6%
Return on capital employed
N/A
Return on sales
69.1%
Dividend
Dividend yield
2.75%
DPS
$0.92
Payout ratio
24.1%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
0.69%
1 week
1.24%
1 month
15.45%
1 year
55.96%
YTD
17.23%
QTD
17.23%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.24B
Gross profit
$1.2B
Operating income
$857.18M
Net income
$603.12M
Gross margin
96.9%
Net margin
48.6%
The company's net margin fell by 22% YoY and by 4.1% QoQ
Radian Group's operating margin has decreased by 21% YoY and by 3.6% from the previous quarter
The net income fell by 19% YoY and by 3.2% QoQ
The operating income has contracted by 17% YoY and by 2.8% from the previous quarter

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
P/E
8.78
P/B
1.17
P/S
4.27
EV/EBIT
7.69
EV/EBITDA
7.08
EV/Sales
5.31
RDN's P/E is 42% above its last 4 quarters average of 6.2 and 27% above its 5-year quarterly average of 6.9
The EPS is down by 14% YoY and by 3.3% QoQ
The price to book (P/B) is 30% higher than the 5-year quarterly average of 0.9 and 30% higher than the last 4 quarters average of 0.9
RDN's equity is up by 12% YoY and by 6% from the previous quarter
The P/S is 47% above the 5-year quarterly average of 2.9 and 29% above the last 4 quarters average of 3.3
RDN's revenue is up by 4.2% YoY

Efficiency

How efficient is Radian Group business performance
Radian Group's return on equity has decreased by 24% YoY and by 6% QoQ
The ROS is down by 21% YoY and by 3.6% QoQ
The company's return on assets fell by 20% YoY and by 4.7% QoQ
Radian Group's ROIC has decreased by 19% YoY and by 5% from the previous quarter

Dividends

What is RDN's dividend history
DPS
$0.92
Dividend yield
2.75%
Payout ratio
24.1%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 138% greater than the total liabilities
The total assets has increased by 8% year-on-year and by 2.9% since the previous quarter
The company's debt is 65% lower than its equity
RDN's debt to equity is down by 13% since the previous quarter and by 13% year-on-year
RDN's equity is up by 12% YoY and by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.