RDN Radian Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: RDN

Price (delayed)

$25.71

Market cap

$3.94B

P/E Ratio

6.53

Dividend/share

$0.9

EPS

$3.94

Enterprise value

$5.54B

Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title, ...

Highlights
RDN's equity is up by 11% YoY
RDN's gross profit is up by 6% YoY and by 2.3% QoQ
RDN's P/E is 21% above its last 4 quarters average of 5.4 but 4% below its 5-year quarterly average of 6.8
The net income fell by 20% YoY and by 6% QoQ
The EPS is down by 12% YoY and by 6% QoQ
Sector: Financial Services
Industry: Insurance - Specialty
Website: http://www.radian.biz
Peers: ESNT MTG ORI AIG

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
153.16M
Market cap
$3.94B
Enterprise value
$5.54B
Valuations
Price to earnings (P/E)
6.53
Price to book (P/B)
0.97
Price to sales (P/S)
3.31
EV/EBIT
6.28
EV/EBITDA
5.81
EV/Sales
4.51
Earnings
Revenue
$1.23B
EBIT
$881.71M
EBITDA
$953.98M
Free cash flow
$350.71M
Per share
EPS
$3.94
Free cash flow per share
$2.21
Book value per share
$26.38
Revenue per share
$7.76
TBVPS
$46.49
Balance sheet
Total assets
$7.38B
Total liabilities
$3.23B
Debt
$1.66B
Equity
$4.15B
Working capital
N/A
Liquidity
Debt to equity
0.4
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.68
Margins
EBITDA margin
77.6%
Gross margin
96.3%
Net margin
50.7%
Operating margin
71.7%
Efficiency
Return on assets
8.6%
Return on equity
15.2%
Return on invested capital
10.1%
Return on capital employed
N/A
Return on sales
71.7%
Dividend
Dividend yield
3.5%
DPS
$0.9
Payout ratio
22.8%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
1.66%
1 week
1.06%
1 month
2.68%
1 year
31.37%
YTD
34.82%
QTD
2.39%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.23B
Gross profit
$1.18B
Operating income
$881.71M
Net income
$622.76M
Gross margin
96.3%
Net margin
50.7%
The net income fell by 20% YoY and by 6% QoQ
The company's net margin fell by 20% YoY and by 7% QoQ
Radian Group's operating margin has decreased by 19% YoY and by 7% from the previous quarter
The operating income has contracted by 18% YoY and by 6% from the previous quarter

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
RDN P/E details
P/E
6.53
P/B
0.97
P/S
3.31
EV/EBIT
6.28
EV/EBITDA
5.81
EV/Sales
4.51
RDN's P/E is 21% above its last 4 quarters average of 5.4 but 4% below its 5-year quarterly average of 6.8
The EPS is down by 12% YoY and by 6% QoQ
RDN's equity is up by 11% YoY
The price to book (P/B) is 8% higher than the 5-year quarterly average of 0.9 and 8% higher than the last 4 quarters average of 0.9
The P/S is 14% above the 5-year quarterly average of 2.9 and 10% above the last 4 quarters average of 3.0

Efficiency

How efficient is Radian Group business performance
Radian Group's return on equity has decreased by 21% YoY and by 9% QoQ
The ROS is down by 19% YoY and by 7% QoQ
Radian Group's ROIC has decreased by 17% YoY and by 6% from the previous quarter
The company's return on assets fell by 17% YoY and by 8% QoQ

Dividends

What is RDN's dividend history
Dividend details
DPS
$0.9
Dividend yield
3.5%
Payout ratio
22.8%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 129% greater than the total liabilities
The total assets has increased by 6% year-on-year
Radian Group's total liabilities has increased by 2.9% from the previous quarter
The company's debt is 60% lower than its equity
RDN's equity is up by 11% YoY
The company's debt rose by 6% YoY and by 4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.