RDN Radian Group Inc

Price (delayed)

$25.54

Market cap

$3.99B

P/E Ratio

5.79

Dividend/share

$0.85

EPS

$4.41

Enterprise value

$5.48B

Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title, ...

Highlights
The EPS is up by 24% YoY
RDN's equity is up by 4.8% from the previous quarter
RDN's P/E is 23% above its last 4 quarters average of 4.7 but 18% below its 5-year quarterly average of 7.1
The net income rose by 10% YoY but it fell by 3.1% QoQ
RDN's revenue is down by 7% YoY

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
156.35M
Market cap
$3.99B
Enterprise value
$5.48B
Valuations
Price to earnings (P/E)
5.79
Price to book (P/B)
0.98
Price to sales (P/S)
3.35
EV/EBIT
5.43
EV/EBITDA
5.07
EV/Sales
4.53
Earnings
Revenue
$1.21B
EBIT
$1.01B
EBITDA
$1.08B
Free cash flow
$370.02M
Per share
EPS
$4.41
Free cash flow per share
$2.34
Book value per share
$26.12
Revenue per share
$7.63
TBVPS
$45.42
Balance sheet
Total assets
$7.2B
Total liabilities
$3.1B
Debt
$1.54B
Equity
$4.11B
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.37
Margins
EBITDA margin
89.4%
Gross margin
94.4%
Net margin
59.5%
Operating margin
83.5%
Efficiency
Return on assets
10.1%
Return on equity
18.3%
Return on invested capital
11.7%
Return on capital employed
N/A
Return on sales
83.5%
Dividend
Dividend yield
3.33%
DPS
$0.85
Payout ratio
19.3%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
-2.03%
1 week
1.07%
1 month
5.23%
1 year
18.74%
YTD
33.93%
QTD
15.57%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.21B
Gross profit
$1.14B
Operating income
$1.01B
Net income
$719.56M
Gross margin
94.4%
Net margin
59.5%
The company's net margin rose by 17% YoY but it fell by 4.6% QoQ
Radian Group's operating margin has increased by 17% YoY but it has decreased by 4.1% from the previous quarter
The net income rose by 10% YoY but it fell by 3.1% QoQ
The operating income has grown by 9% YoY but it has contracted by 2.8% from the previous quarter

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
P/E
5.79
P/B
0.98
P/S
3.35
EV/EBIT
5.43
EV/EBITDA
5.07
EV/Sales
4.53
The EPS is up by 24% YoY
RDN's P/E is 23% above its last 4 quarters average of 4.7 but 18% below its 5-year quarterly average of 7.1
The price to book (P/B) is 23% higher than the last 4 quarters average of 0.8 but 2% lower than the 5-year quarterly average of 1.0
RDN's equity is up by 4.8% from the previous quarter
The P/S is 24% above the last 4 quarters average of 2.7 and 20% above the 5-year quarterly average of 2.8
RDN's revenue is down by 7% YoY

Efficiency

How efficient is Radian Group business performance
The company's return on assets rose by 22% YoY
Radian Group's return on equity has increased by 19% YoY but it has decreased by 3.2% QoQ
Radian Group's ROIC has increased by 18% YoY
The ROS is up by 17% YoY but it is down by 4.1% QoQ

Dividends

What is RDN's dividend history
DPS
$0.85
Dividend yield
3.33%
Payout ratio
19.3%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 133% greater than the total liabilities
Radian Group's total liabilities has decreased by 11% YoY
The total assets has declined by 5% year-on-year
The company's debt is 63% lower than its equity
RDN's debt to equity is down by 8% since the previous quarter and by 2.6% year-on-year
RDN's equity is up by 4.8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.