Price (delayed)
$34.96
Market cap
$5.26B
P/E Ratio
9.01
Dividend/share
$0.96
EPS
$3.88
Enterprise value
$7.24B
Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title,
Highlights
RDN's gross profit is up by 8% YoY and by 2.7% QoQ
RDN's equity is up by 7% YoY
RDN's P/E is 29% above its 5-year quarterly average of 7.0 and 17% above its last 4 quarters average of 7.7
The company's debt rose by 25% YoY and by 16% QoQ
Key stats
What are the main financial stats of RDN
Market
Valuations
Earnings
Shares outstanding
150.42M
Market cap
$5.26B
Enterprise value
$7.24B
Price to book (P/B)
1.17
Price to sales (P/S)
4.18
EV/EBIT
8.34
EV/EBITDA
7.42
EV/Sales
5.66
Revenue
$1.28B
EBIT
$868.53M
EBITDA
$976.44M
Free cash flow
$175.16M
Per share
Balance sheet
Liquidity
EPS
$3.88
Free cash flow per share
$1.14
Book value per share
$29.77
Revenue per share
$8.36
TBVPS
$53.1
Total assets
$8.13B
Total liabilities
$3.65B
Debt
$2B
Equity
$4.48B
Working capital
N/A
Debt to equity
0.45
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.03
Margins
Efficiency
Dividend
EBITDA margin
76.3%
Gross margin
97.1%
Net margin
47.1%
Operating margin
67.8%
Return on assets
7.8%
Return on equity
13.8%
Return on invested capital
9.2%
Return on capital employed
N/A
Return on sales
67.8%
Dividend yield
2.75%
DPS
$0.96
Payout ratio
24.7%
RDN stock price
How has the Radian Group stock price performed over time
Intraday
-1.05%
1 week
-3.29%
1 month
2.22%
1 year
32.57%
YTD
22.45%
QTD
12.41%
Financial performance
How have Radian Group's revenue and profit performed over time
Revenue
$1.28B
Gross profit
$1.24B
Operating income
$868.53M
Net income
$603.53M
Gross margin
97.1%
Net margin
47.1%
The company's net margin fell by 14% YoY
Radian Group's operating margin has decreased by 12% YoY
The net income fell by 9% YoY
RDN's gross profit is up by 8% YoY and by 2.7% QoQ
Growth
What is Radian Group's growth rate over time
Valuation
What is Radian Group stock price valuation
P/E
9.01
P/B
1.17
P/S
4.18
EV/EBIT
8.34
EV/EBITDA
7.42
EV/Sales
5.66
RDN's P/E is 29% above its 5-year quarterly average of 7.0 and 17% above its last 4 quarters average of 7.7
The EPS is down by 7% YoY
The price to book (P/B) is 30% higher than the 5-year quarterly average of 0.9 and 17% higher than the last 4 quarters average of 1.0
RDN's equity is up by 7% YoY
The P/S is 39% above the 5-year quarterly average of 3.0 and 13% above the last 4 quarters average of 3.7
RDN's revenue is up by 6% YoY and by 2.5% QoQ
Efficiency
How efficient is Radian Group business performance
Radian Group's return on equity has decreased by 17% YoY
The company's return on assets fell by 16% YoY and by 2.5% QoQ
Radian Group's ROIC has decreased by 15% YoY and by 2.1% from the previous quarter
The ROS is down by 12% YoY
Dividends
What is RDN's dividend history
DPS
$0.96
Dividend yield
2.75%
Payout ratio
24.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Radian Group financials performed over time
The total assets is 123% greater than the total liabilities
Radian Group's total liabilities has increased by 16% YoY and by 10% from the previous quarter
The total assets has increased by 11% year-on-year and by 4.8% since the previous quarter
The company's debt is 55% lower than its equity
The company's debt rose by 25% YoY and by 16% QoQ
RDN's debt to equity is up by 18% year-on-year and by 15% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.