RDN Radian Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: RDN

Price (delayed)

$37.01

Market cap

$5.57B

P/E Ratio

9.71

Dividend/share

$0.94

EPS

$3.81

Enterprise value

$7.26B

Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title, ...

Highlights
RDN's equity is up by 8% YoY
RDN's gross profit is up by 6% YoY
RDN's P/E is 39% above its 5-year quarterly average of 6.9 and 33% above its last 4 quarters average of 7.2
The net income fell by 17% YoY
Sector: Financial Services
Industry: Insurance - Specialty
Website: http://www.radian.biz
Peers: MTG ESNT NMIH ORI

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
150.58M
Market cap
$5.57B
Enterprise value
$7.26B
Valuations
Price to earnings (P/E)
9.71
Price to book (P/B)
1.26
Price to sales (P/S)
4.56
EV/EBIT
8.46
EV/EBITDA
7.79
EV/Sales
5.81
Earnings
Revenue
$1.25B
EBIT
$858.66M
EBITDA
$932.29M
Free cash flow
$450.65M
Per share
EPS
$3.81
Free cash flow per share
$2.93
Book value per share
$29.31
Revenue per share
$8.12
TBVPS
$50.45
Balance sheet
Total assets
$7.76B
Total liabilities
$3.32B
Debt
$1.72B
Equity
$4.44B
Working capital
N/A
Liquidity
Debt to equity
0.39
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.81
Margins
EBITDA margin
74.6%
Gross margin
97%
Net margin
47.8%
Operating margin
68.7%
Efficiency
Return on assets
8%
Return on equity
13.9%
Return on invested capital
9.4%
Return on capital employed
N/A
Return on sales
68.7%
Dividend
Dividend yield
2.54%
DPS
$0.94
Payout ratio
24.7%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
1.56%
1 week
6.02%
1 month
20.99%
1 year
36.92%
YTD
29.63%
QTD
19%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.25B
Gross profit
$1.21B
Operating income
$858.66M
Net income
$597.72M
Gross margin
97%
Net margin
47.8%
The company's net margin fell by 20% YoY
Radian Group's operating margin has decreased by 18% YoY
The net income fell by 17% YoY
The operating income has contracted by 15% YoY

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
RDN P/E details
P/E
9.71
P/B
1.26
P/S
4.56
EV/EBIT
8.46
EV/EBITDA
7.79
EV/Sales
5.81
RDN's P/E is 39% above its 5-year quarterly average of 6.9 and 33% above its last 4 quarters average of 7.2
The EPS is down by 14% YoY
The price to book (P/B) is 38% higher than the 5-year quarterly average of 0.9 and 24% higher than the last 4 quarters average of 1.0
RDN's equity is up by 8% YoY
The P/S is 55% above the 5-year quarterly average of 2.9 and 25% above the last 4 quarters average of 3.6
RDN's revenue is up by 3.5% YoY

Efficiency

How efficient is Radian Group business performance
Radian Group's return on equity has decreased by 24% YoY and by 2.8% QoQ
The company's return on assets fell by 21% YoY and by 2.4% QoQ
Radian Group's ROIC has decreased by 20% YoY and by 2.1% from the previous quarter
The ROS is down by 18% YoY

Dividends

What is RDN's dividend history
Dividend details
DPS
$0.94
Dividend yield
2.54%
Payout ratio
24.7%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 134% greater than the total liabilities
The total assets has increased by 8% year-on-year and by 2.2% since the previous quarter
Radian Group's total liabilities has increased by 7% YoY and by 3.9% from the previous quarter
The company's debt is 61% lower than its equity
The company's debt rose by 12% YoY and by 12% QoQ
RDN's debt to equity is up by 11% since the previous quarter and by 5% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.