RDN Radian Group Inc

Price (delayed)

$22.99

Market cap

$4.4B

P/E Ratio

11.73

Dividend/share

$0.5

EPS

$1.96

Enterprise value

$5.82B

Sector: Financial Services
Industry: Insurance - Specialty

Highlights

RDN's equity is up by 10% YoY
The company's debt rose by 46% YoY but it fell by 2.3% QoQ
The net income fell by 41% YoY and by 3.8% QoQ
The EPS is down by 37% YoY and by 2.5% QoQ

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
191.32M
Market cap
$4.4B
Enterprise value
$5.82B
Valuations
Price to earnings (P/E)
11.73
Price to book (P/B)
1.04
Price to sales (P/S)
3.09
EV/EBIT
10.79
EV/EBITDA
9.52
EV/Sales
4.05
Earnings
Revenue
$1.44B
EBIT
$539.41M
EBITDA
$611.14M
Free cash flow
$641.52M
Per share
EPS
$1.96
Free cash flow per share
$3.32
Book value per share
$22.09
Revenue per share
$7.44
TBVPS
$40.83
Balance sheet
Total assets
$7.92B
Total liabilities
$3.69B
Debt
$1.55B
Equity
$4.24B
Working capital
N/A
Liquidity
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.33
Margins
EBITDA margin
42.5%
Gross margin
94.1%
Net margin
26.3%
Operating margin
37.5%
Efficiency
Return on assets
4.9%
Return on equity
9.1%
Return on invested capital
5.8%
Return on capital employed
N/A
Return on sales
37.5%
Dividend
Dividend yield
2.17%
DPS
$0.5
Payout ratio
25.5%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
0.09%
1 week
0%
1 month
-3.57%
1 year
65.16%
YTD
13.53%
QTD
-1.12%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.44B
Gross profit
$1.35B
Operating income
$539.41M
Net income
$378.77M
Gross margin
94.1%
Net margin
26.3%
The net income fell by 41% YoY and by 3.8% QoQ
The company's net margin fell by 39% YoY and by 4% QoQ
The operating income has contracted by 39% YoY and by 2% from the previous quarter
Radian Group's operating margin has decreased by 37% YoY and by 2.1% from the previous quarter

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
P/E
11.73
P/B
1.04
P/S
3.09
EV/EBIT
10.79
EV/EBITDA
9.52
EV/Sales
4.05
The EPS is down by 37% YoY and by 2.5% QoQ
RDN's P/E is 29% above its last 4 quarters average of 9.1
The price to book (P/B) is 30% higher than the last 4 quarters average of 0.8 but 5% lower than the 5-year quarterly average of 1.1
RDN's equity is up by 10% YoY
The P/S is 24% above the last 4 quarters average of 2.5 and 7% above the 5-year quarterly average of 2.9
RDN's revenue is down by 3.6% YoY

Efficiency

How efficient is Radian Group business performance
Radian Group's ROIC has decreased by 49% YoY and by 6% from the previous quarter
The company's return on assets fell by 49% YoY and by 8% QoQ
Radian Group's return on equity has decreased by 45% YoY and by 6% QoQ
The ROS is down by 35% YoY and by 2.1% QoQ

Dividends

What is RDN's dividend history
DPS
$0.5
Dividend yield
2.17%
Payout ratio
25.5%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 115% greater than the total liabilities
Radian Group's total liabilities has increased by 30% YoY
The total assets has increased by 18% year-on-year
The company's debt is 64% lower than its equity
The company's debt rose by 46% YoY but it fell by 2.3% QoQ
RDN's debt to equity is up by 33% year-on-year but it is down by 2.7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.