RDN Radian Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: RDN

Price (delayed)

$21.95

Market cap

$4.2B

P/E Ratio

11.2

Dividend/share

$0.52

EPS

$1.96

Enterprise value

$5.62B

Highlights
RDN's equity is up by 10% YoY
The company's debt rose by 46% YoY but it fell by 2.3% QoQ
RDN's P/E is 23% above its last 4 quarters average of 9.1 but 7% below its 5-year quarterly average of 12.1
The net income fell by 41% YoY and by 3.8% QoQ
The EPS is down by 37% YoY and by 2.5% QoQ
Sector: Financial Services
Industry: Insurance - Specialty
Website: http://www.radian.biz/
Peers: ESNT MTG NMIH AIG

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
191.32M
Market cap
$4.2B
Enterprise value
$5.62B
Valuations
Price to earnings (P/E)
11.2
Price to book (P/B)
0.99
Price to sales (P/S)
2.95
EV/EBIT
10.42
EV/EBITDA
9.2
EV/Sales
3.91
Earnings
Revenue
$1.44B
EBIT
$539.41M
EBITDA
$611.14M
Free cash flow
$641.52M
Per share
EPS
$1.96
Free cash flow per share
$3.32
Book value per share
$22.09
Revenue per share
$7.44
TBVPS
$40.83
Balance sheet
Total assets
$7.92B
Total liabilities
$3.69B
Debt
$1.55B
Equity
$4.24B
Working capital
N/A
Liquidity
Debt to equity
0.36
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.33
Margins
EBITDA margin
42.5%
Gross margin
94.1%
Net margin
26.3%
Operating margin
37.5%
Efficiency
Return on assets
4.9%
Return on equity
9.1%
Return on invested capital
5.8%
Return on capital employed
N/A
Return on sales
37.5%
Dividend
Dividend yield
2.35%
DPS
$0.52
Payout ratio
26.3%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
-2.62%
1 week
-2.23%
1 month
-2.62%
1 year
47.32%
YTD
8.4%
QTD
-1.35%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.44B
Gross profit
$1.35B
Operating income
$539.41M
Net income
$378.77M
Gross margin
94.1%
Net margin
26.3%
The net income fell by 41% YoY and by 3.8% QoQ
The operating income has contracted by 39% YoY and by 2% from the previous quarter
The company's net margin fell by 39% YoY and by 4% QoQ
Radian Group's operating margin has decreased by 37% YoY and by 2.1% from the previous quarter

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
P/E
11.2
P/B
0.99
P/S
2.95
EV/EBIT
10.42
EV/EBITDA
9.2
EV/Sales
3.91
The EPS is down by 37% YoY and by 2.5% QoQ
RDN's P/E is 23% above its last 4 quarters average of 9.1 but 7% below its 5-year quarterly average of 12.1
The price to book (P/B) is 24% higher than the last 4 quarters average of 0.8 but 10% lower than the 5-year quarterly average of 1.1
RDN's equity is up by 10% YoY
The P/S is 18% above the last 4 quarters average of 2.5
RDN's revenue is down by 3.6% YoY

Efficiency

How efficient is Radian Group business performance
The company's return on assets fell by 49% YoY and by 8% QoQ
Radian Group's ROIC has decreased by 49% YoY and by 6% from the previous quarter
Radian Group's return on equity has decreased by 45% YoY and by 6% QoQ
The ROS is down by 35% YoY and by 2.1% QoQ

Dividends

What is RDN's dividend history
DPS
$0.52
Dividend yield
2.35%
Payout ratio
26.3%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 115% greater than the total liabilities
Radian Group's total liabilities has increased by 30% YoY
The total assets has increased by 18% year-on-year
The company's debt is 64% lower than its equity
The company's debt rose by 46% YoY but it fell by 2.3% QoQ
RDN's debt to equity is up by 33% year-on-year but it is down by 2.7% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.