RDN Radian Group Inc

Price (delayed)

$20.79

Market cap

$3.73B

P/E Ratio

7.19

Dividend/share

$0.55

EPS

$2.89

Enterprise value

$5.15B

Radian Group Inc. is ensuring the American dream of homeownership responsibly and sustainably through products and services that include industry-leading mortgage insurance and a comprehensive suite of mortgage, risk, title, ...

Highlights
The EPS is up by 43% YoY
RDN's P/E is 40% below its 5-year quarterly average of 11.9 and 24% below its last 4 quarters average of 9.4
RDN's gross profit is down by 7% YoY and by 4.2% QoQ
RDN's revenue is down by 7% YoY and by 3.5% QoQ

Key stats

What are the main financial stats of RDN
Market
Shares outstanding
179.33M
Market cap
$3.73B
Enterprise value
$5.15B
Valuations
Price to earnings (P/E)
7.19
Price to book (P/B)
0.91
Price to sales (P/S)
2.85
EV/EBIT
6.59
EV/EBITDA
6.04
EV/Sales
3.78
Earnings
Revenue
$1.36B
EBIT
$781.87M
EBITDA
$853.6M
Free cash flow
$551.97M
Per share
EPS
$2.89
Free cash flow per share
$2.96
Book value per share
$22.95
Revenue per share
$7.29
TBVPS
$42.95
Balance sheet
Total assets
$8.04B
Total liabilities
$3.78B
Debt
$1.58B
Equity
$4.26B
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.67
Margins
EBITDA margin
62.7%
Gross margin
92.9%
Net margin
40.8%
Operating margin
57.4%
Efficiency
Return on assets
7%
Return on equity
13%
Return on invested capital
8.3%
Return on capital employed
N/A
Return on sales
57.4%
Dividend
Dividend yield
2.62%
DPS
$0.55
Payout ratio
18.9%

RDN stock price

How has the Radian Group stock price performed over time
Intraday
-1.09%
1 week
-0.1%
1 month
-7.89%
1 year
7.61%
YTD
2.67%
QTD
-8.49%

Financial performance

How have Radian Group's revenue and profit performed over time
Revenue
$1.36B
Gross profit
$1.26B
Operating income
$781.87M
Net income
$555.24M
Gross margin
92.9%
Net margin
40.8%
Radian Group's operating margin has increased by 47% YoY and by 3.6% from the previous quarter
The company's net margin rose by 46% YoY and by 2% QoQ
The operating income has grown by 38% YoY
The net income rose by 36% YoY

Growth

What is Radian Group's growth rate over time

Valuation

What is Radian Group stock price valuation
P/E
7.19
P/B
0.91
P/S
2.85
EV/EBIT
6.59
EV/EBITDA
6.04
EV/Sales
3.78
The EPS is up by 43% YoY
RDN's P/E is 40% below its 5-year quarterly average of 11.9 and 24% below its last 4 quarters average of 9.4
The price to book (P/B) is 17% lower than the 5-year quarterly average of 1.1 and 9% lower than the last 4 quarters average of 1.0
RDN's equity is up by 3.3% YoY
RDN's revenue is down by 7% YoY and by 3.5% QoQ
The P/S is 5% below the 5-year quarterly average of 3.0 and 5% below the last 4 quarters average of 3.0

Efficiency

How efficient is Radian Group business performance
The ROS is up by 47% YoY and by 3.6% QoQ
Radian Group's return on equity has increased by 27% YoY but it has decreased by 2.3% QoQ
The company's return on assets rose by 25% YoY
Radian Group's ROIC has increased by 22% YoY

Dividends

What is RDN's dividend history
DPS
$0.55
Dividend yield
2.62%
Payout ratio
18.9%
Recent dividends

Financial health

How did Radian Group financials performed over time
The total assets is 113% greater than the total liabilities
Radian Group's total liabilities has increased by 3.5% YoY and by 3% from the previous quarter
The total assets has increased by 3.4% year-on-year
The company's debt is 63% lower than its equity
RDN's equity is up by 3.3% YoY
RDN's debt to equity is up by 2.8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.