MTG Mgic Investment Corp

Price (delayed)

$21.19

Market cap

$5.65B

P/E Ratio

8.09

Dividend/share

$0.46

EPS

$2.62

Enterprise value

$5.85B

Mortgage Guaranty Insurance Corporation 'MGIC', the principal subsidiary of MGIC Investment Corporation, serves lenders throughout the United States, Puerto Rico, and other locations helping families achieve homeownership sooner by making ...

Highlights
The equity rose by 7% YoY
The debt is down by 3% year-on-year
The company's net income fell by 13% YoY but it rose by 2.7% QoQ
Mgic Investment's EPS has decreased by 7% YoY but it has increased by 4.4% QoQ
MTG's price to earnings (P/E) is 19% higher than its 5-year quarterly average of 6.8 and 12% higher than its last 4 quarters average of 7.2
The gross profit has contracted by 15% YoY

Key stats

What are the main financial stats of MTG
Market
Shares outstanding
266.59M
Market cap
$5.65B
Enterprise value
$5.85B
Valuations
Price to book (P/B)
1.12
Price to sales (P/S)
4.91
EV/EBIT
6.08
EV/EBITDA
5.89
EV/Sales
5.02
Earnings
Revenue
$1.17B
EBIT
$962.94M
EBITDA
$994.46M
Free cash flow
$691.91M
Per share
EPS
$2.62
Free cash flow per share
$2.56
Book value per share
$18.92
Revenue per share
$4.31
TBVPS
$24.18
Balance sheet
Total assets
$6.54B
Total liabilities
$1.43B
Debt
$643.56M
Equity
$5.1B
Working capital
N/A
Liquidity
Debt to equity
0.13
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.21
Margins
EBITDA margin
85.3%
Gross margin
102%
Net margin
62.8%
Operating margin
82.6%
Efficiency
Return on assets
11.4%
Return on equity
14.7%
Return on invested capital
14.3%
Return on capital employed
N/A
Return on sales
82.6%
Dividend
Dividend yield
2.17%
DPS
$0.46
Payout ratio
17.6%

MTG stock price

How has the Mgic Investment stock price performed over time
Intraday
0.43%
1 week
-0.28%
1 month
9.34%
1 year
39.87%
YTD
9.85%
QTD
-5.23%

Financial performance

How have Mgic Investment's revenue and profit performed over time
Revenue
$1.17B
Gross profit
$1.19B
Operating income
$962.94M
Net income
$732.5M
Gross margin
102%
Net margin
62.8%
Mgic Investment's operating margin has decreased by 15% YoY
The gross profit has contracted by 15% YoY
MTG's gross margin is down by 15% year-on-year
The operating income has contracted by 15% YoY but it has grown by 2.5% from the previous quarter

Growth

What is Mgic Investment's growth rate over time

Valuation

What is Mgic Investment stock price valuation
P/E
8.09
P/B
1.12
P/S
4.91
EV/EBIT
6.08
EV/EBITDA
5.89
EV/Sales
5.02
MTG's price to earnings (P/E) is 19% higher than its 5-year quarterly average of 6.8 and 12% higher than its last 4 quarters average of 7.2
Mgic Investment's EPS has decreased by 7% YoY but it has increased by 4.4% QoQ
MTG's price to book (P/B) is 24% higher than its 5-year quarterly average of 0.9 and 12% higher than its last 4 quarters average of 1.0
The equity rose by 7% YoY
The P/S is 36% above the 5-year quarterly average of 3.6 and 9% above the last 4 quarters average of 4.5

Efficiency

How efficient is Mgic Investment business performance
The company's return on equity fell by 19% YoY
Mgic Investment's return on assets has decreased by 14% YoY
Mgic Investment's return on sales has decreased by 13% YoY
Mgic Investment's return on invested capital has decreased by 13% YoY but it has increased by 2.1% QoQ

Dividends

What is MTG's dividend history
DPS
$0.46
Dividend yield
2.17%
Payout ratio
17.6%
Recent dividends

Financial health

How did Mgic Investment financials performed over time
Mgic Investment's total liabilities has decreased by 9% YoY and by 2.3% QoQ
The company's total assets rose by 2.9% YoY
The debt is 87% smaller than the equity
The debt to equity has declined by 7% year-on-year
The equity rose by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.