TCBI Texas Capital Bancshares Inc

Price (delayed)

$53.84

Market cap

$2.73B

P/E Ratio

13.46

Dividend/share

N/A

EPS

$4

Enterprise value

-$284.15M

Texas Capital Bancshares, Inc., a member of the Russell 2000® Index and the S&P MidCap 400®, is the parent company of Texas Capital Bank, a commercial bank that delivers highly ...

Highlights
Texas Capital Bancshares's debt has decreased by 26% YoY and by 25% from the previous quarter
The stock's P/E is 23% below its 5-year quarterly average of 17.4
TCBI's net income is up by 43% YoY but it is down by 13% QoQ
The EPS rose by 41% YoY but it fell by 14% QoQ
Texas Capital Bancshares's gross profit has decreased by 4.2% QoQ
The equity has contracted by 3.7% from the previous quarter and by 2.2% YoY

Key stats

What are the main financial stats of TCBI
Market
Shares outstanding
50.72M
Market cap
$2.73B
Enterprise value
-$284.15M
Valuations
Price to earnings (P/E)
13.46
Price to book (P/B)
0.88
Price to sales (P/S)
3.04
EV/EBIT
-0.96
EV/EBITDA
-0.76
EV/Sales
-0.32
Earnings
Revenue
$897.73M
EBIT
$295.94M
EBITDA
$373.89M
Free cash flow
$525.89M
Per share
EPS
$4
Free cash flow per share
$10.39
Book value per share
$61.04
Revenue per share
$17.73
TBVPS
$613.68
Balance sheet
Total assets
$31.09B
Total liabilities
$28B
Debt
$2.36B
Equity
$3.09B
Working capital
N/A
Liquidity
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-8.06
Margins
EBITDA margin
41.6%
Gross margin
100%
Net margin
24.7%
Operating margin
33%
Efficiency
Return on assets
0.6%
Return on equity
6.4%
Return on invested capital
1%
Return on capital employed
N/A
Return on sales
33%
Dividend
Dividend yield
N/A
DPS
N/A
Payout ratio
N/A

TCBI stock price

How has the Texas Capital Bancshares stock price performed over time
Intraday
3.62%
1 week
4.79%
1 month
4.91%
1 year
-17.91%
YTD
-10.64%
QTD
-6.05%

Financial performance

How have Texas Capital Bancshares's revenue and profit performed over time
Revenue
$897.73M
Gross profit
$897.73M
Operating income
$295.94M
Net income
$221.65M
Gross margin
100%
Net margin
24.7%
TCBI's net income is up by 43% YoY but it is down by 13% QoQ
Texas Capital Bancshares's net margin has increased by 43% YoY but it has decreased by 9% from the previous quarter
Texas Capital Bancshares's operating income has increased by 42% YoY but it has decreased by 12% QoQ
TCBI's operating margin is up by 42% year-on-year but it is down by 9% since the previous quarter

Growth

What is Texas Capital Bancshares's growth rate over time

Valuation

What is Texas Capital Bancshares stock price valuation
P/E
13.46
P/B
0.88
P/S
3.04
EV/EBIT
-0.96
EV/EBITDA
-0.76
EV/Sales
-0.32
The EPS rose by 41% YoY but it fell by 14% QoQ
The stock's P/E is 23% below its 5-year quarterly average of 17.4
The P/B is 27% below the 5-year quarterly average of 1.2 and 12% below the last 4 quarters average of 1.0
The equity has contracted by 3.7% from the previous quarter and by 2.2% YoY
TCBI's price to sales (P/S) is 16% lower than its 5-year quarterly average of 3.6 and 8% lower than its last 4 quarters average of 3.3
The revenue is down by 4.2% since the previous quarter

Efficiency

How efficient is Texas Capital Bancshares business performance
TCBI's ROA has soared by 50% YoY
The ROIC has grown by 43% YoY but it has contracted by 9% from the previous quarter
The ROS rose by 42% YoY but it fell by 9% QoQ
The return on equity has increased by 28% year-on-year but it has declined by 14% since the previous quarter

Dividends

What is TCBI's dividend
DPS
N/A
Dividend yield
N/A
Payout ratio
N/A

There are no recent dividends present for TCBI.

Financial health

How did Texas Capital Bancshares financials performed over time
The company's total assets is 11% higher than its total liabilities
TCBI's total liabilities is down by 24% year-on-year and by 11% since the previous quarter
The company's total assets fell by 22% YoY and by 10% QoQ
Texas Capital Bancshares's debt is 24% less than its equity
Texas Capital Bancshares's debt has decreased by 26% YoY and by 25% from the previous quarter
The debt to equity has decreased by 25% YoY and by 22% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.