IBOC International Bancshares Corp

Price (delayed)

$56.14

Market cap

$3.49B

P/E Ratio

8.47

Dividend/share

$1.29

EPS

$6.63

Enterprise value

$3.49B

IBC Bank and Commerce Bank are divisions of International Bancshares Corporation, a $13.6 billion multi-bank financial holding company headquartered in Laredo, Texas, with 187 facilities and 281 ATMs serving 88 ...

Highlights
The EPS is up by 38% year-on-year
The net income rose by 37% year-on-year
IBOC's price to earnings (P/E) is 21% less than its 5-year quarterly average of 10.7 but 14% more than its last 4 quarters average of 7.4
IBOC's debt is up by 13% YoY and by 4.2% from the previous quarter

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
62.17M
Market cap
$3.49B
Enterprise value
$3.49B
Valuations
Price to book (P/B)
1.42
Price to sales (P/S)
4.36
EV/EBIT
6.66
EV/EBITDA
6.4
EV/Sales
4.37
Earnings
Revenue
$798.87M
EBIT
$523.51M
EBITDA
$545.46M
Free cash flow
$447.2M
Per share
EPS
$6.63
Free cash flow per share
$7.2
Book value per share
$39.44
Revenue per share
$12.87
TBVPS
$238.13
Balance sheet
Total assets
$15.07B
Total liabilities
$12.62B
Debt
$650.03M
Equity
$2.45B
Working capital
N/A
Liquidity
Debt to equity
0.27
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0
Margins
EBITDA margin
68.3%
Gross margin
100%
Net margin
51.5%
Operating margin
65.5%
Efficiency
Return on assets
2.7%
Return on equity
18.3%
Return on invested capital
3.6%
Return on capital employed
N/A
Return on sales
65.5%
Dividend
Dividend yield
2.3%
DPS
$1.29
Payout ratio
19.5%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
0.54%
1 week
0.23%
1 month
9.91%
1 year
30.32%
YTD
3.35%
QTD
3.35%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$798.87M
Gross profit
$798.87M
Operating income
$523.51M
Net income
$411.77M
Gross margin
100%
Net margin
51.5%
International Bancshares's operating income has increased by 37% YoY
The net income rose by 37% year-on-year
The revenue has grown by 22% YoY
International Bancshares's gross profit has increased by 22% YoY

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
P/E
8.47
P/B
1.42
P/S
4.36
EV/EBIT
6.66
EV/EBITDA
6.4
EV/Sales
4.37
The EPS is up by 38% year-on-year
IBOC's price to earnings (P/E) is 21% less than its 5-year quarterly average of 10.7 but 14% more than its last 4 quarters average of 7.4
IBOC's equity is up by 20% year-on-year and by 12% since the previous quarter
The stock's price to book (P/B) is 18% more than its 5-year quarterly average of 1.2 and 9% more than its last 4 quarters average of 1.3
The revenue has grown by 22% YoY
IBOC's P/S is 18% above its last 4 quarters average of 3.7

Efficiency

How efficient is International Bancshares business performance
IBOC's return on assets is up by 42% year-on-year
The return on invested capital has increased by 29% year-on-year but it has declined by 2.7% since the previous quarter
International Bancshares's return on equity has increased by 25% YoY but it has decreased by 4.2% QoQ
The ROS is up by 12% year-on-year

Dividends

What is IBOC's dividend history
DPS
$1.29
Dividend yield
2.3%
Payout ratio
19.5%
Recent dividends

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 19% higher than its total liabilities
The total liabilities has declined by 6% year-on-year
International Bancshares's total assets has decreased by 2.8% YoY
IBOC's debt is 73% less than its equity
IBOC's equity is up by 20% year-on-year and by 12% since the previous quarter
IBOC's debt is up by 13% YoY and by 4.2% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.