IBOC International Bancshares Corp

Price (delayed)

$43.58

Market cap

$2.76B

P/E Ratio

16.57

Dividend/share

$1.1

EPS

$2.63

Enterprise value

$1.76B

Sector: Financial Services
Industry: Banks - Regional

Highlights

IBOC's equity is up by 2.8% year-on-year
IBOC's price to earnings (P/E) is 48% more than its last 4 quarters average of 11.2 and 19% more than its 5-year quarterly average of 13.9
The net income has declined by 18% year-on-year and by 2.1% since the previous quarter

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
63.3M
Market cap
$2.76B
Enterprise value
$1.76B
Valuations
Price to earnings (P/E)
16.57
Price to book (P/B)
1.27
Price to sales (P/S)
5.63
EV/EBIT
8.31
EV/EBITDA
7.33
EV/Sales
3.57
Earnings
Revenue
$493.09M
EBIT
$211.76M
EBITDA
$240.08M
Free cash flow
$299.31M
Per share
EPS
$2.63
Free cash flow per share
$4.7
Book value per share
$34.42
Revenue per share
$7.74
TBVPS
$215.72
Balance sheet
Total assets
$14.03B
Total liabilities
$11.85B
Debt
$999.12M
Equity
$2.18B
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.16
Margins
EBITDA margin
48.7%
Gross margin
100%
Net margin
33.9%
Operating margin
42.9%
Efficiency
Return on assets
1.3%
Return on equity
7.8%
Return on invested capital
1.6%
Return on capital employed
N/A
Return on sales
42.9%
Dividend
Dividend yield
2.52%
DPS
$1.1
Payout ratio
41.8%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
-2.09%
1 week
2.83%
1 month
4.16%
1 year
17.47%
YTD
16.4%
QTD
16.4%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$493.09M
Gross profit
$493.09M
Operating income
$211.76M
Net income
$167.32M
Gross margin
100%
Net margin
33.9%
International Bancshares's operating income has decreased by 19% YoY
The net income has declined by 18% year-on-year and by 2.1% since the previous quarter
International Bancshares's gross profit has decreased by 13% YoY and by 3.7% from the previous quarter
The revenue has contracted by 13% YoY and by 3.7% from the previous quarter

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
P/E
16.57
P/B
1.27
P/S
5.63
EV/EBIT
8.31
EV/EBITDA
7.33
EV/Sales
3.57
IBOC's price to earnings (P/E) is 48% more than its last 4 quarters average of 11.2 and 19% more than its 5-year quarterly average of 13.9
The EPS has declined by 16% year-on-year
The stock's price to book (P/B) is 41% more than its last 4 quarters average of 0.9 and 6% more than its 5-year quarterly average of 1.2
IBOC's equity is up by 2.8% year-on-year
IBOC's P/S is 48% above its last 4 quarters average of 3.8 and 28% above its 5-year quarterly average of 4.4
The revenue has contracted by 13% YoY and by 3.7% from the previous quarter

Efficiency

How efficient is International Bancshares business performance
The return on invested capital has declined by 24% year-on-year and by 6% since the previous quarter
IBOC's return on assets is down by 24% year-on-year
International Bancshares's return on equity has decreased by 22% YoY and by 2.5% QoQ
The ROS has declined by 6% year-on-year but it is up by 2.1% since the previous quarter

Dividends

What is IBOC's dividend history
DPS
$1.1
Dividend yield
2.52%
Payout ratio
41.8%
Recent dividends

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 18% higher than its total liabilities
The total liabilities is up by 19% year-on-year and by 3.5% since the previous quarter
International Bancshares's total assets has increased by 16% YoY and by 3.2% QoQ
IBOC's debt is 54% less than its equity
International Bancshares's debt to equity has increased by 4.5% QoQ but it has decreased by 2.1% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.