IBOC International Bancshares Corp

Price (delayed)

$41.28

Market cap

$2.62B

P/E Ratio

11.16

Dividend/share

$1.15

EPS

$3.7

Enterprise value

$1.29B

IBC Bank and Commerce Bank are divisions of International Bancshares Corporation, a $13.6 billion multi-bank financial holding company headquartered in Laredo, Texas, with 187 facilities and 281 ATMs serving 88 ...

Highlights
The EPS is up by 33% year-on-year and by 27% since the previous quarter
The net income rose by 30% year-on-year and by 28% since the previous quarter
IBOC's debt is up by 4.5% YoY

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
63.37M
Market cap
$2.62B
Enterprise value
$1.29B
Valuations
Price to earnings (P/E)
11.16
Price to book (P/B)
1.14
Price to sales (P/S)
4.67
EV/EBIT
4.34
EV/EBITDA
3.98
EV/Sales
2.31
Earnings
Revenue
$559.62M
EBIT
$297.03M
EBITDA
$324.29M
Free cash flow
$329.6M
Per share
EPS
$3.7
Free cash flow per share
$5.2
Book value per share
$36.07
Revenue per share
$8.83
TBVPS
$237.18
Balance sheet
Total assets
$15.31B
Total liabilities
$13.03B
Debt
$1B
Equity
$2.29B
Working capital
N/A
Liquidity
Debt to equity
0.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-4.09
Margins
EBITDA margin
57.9%
Gross margin
100%
Net margin
41.8%
Operating margin
53.1%
Efficiency
Return on assets
1.6%
Return on equity
10.6%
Return on invested capital
2.2%
Return on capital employed
N/A
Return on sales
53.1%
Dividend
Dividend yield
2.79%
DPS
$1.15
Payout ratio
31.1%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
-4.22%
1 week
-3.08%
1 month
-1.95%
1 year
50.6%
YTD
10.26%
QTD
-0.86%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$559.62M
Gross profit
$559.62M
Operating income
$297.03M
Net income
$233.77M
Gross margin
100%
Net margin
41.8%
International Bancshares's operating income has increased by 31% YoY and by 28% from the previous quarter
The net income rose by 30% year-on-year and by 28% since the previous quarter
The operating margin is up by 25% year-on-year and by 14% since the previous quarter
IBOC's net margin is up by 25% YoY and by 14% from the previous quarter

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
P/E
11.16
P/B
1.14
P/S
4.67
EV/EBIT
4.34
EV/EBITDA
3.98
EV/Sales
2.31
The EPS is up by 33% year-on-year and by 27% since the previous quarter
IBOC's price to earnings (P/E) is 20% less than its 5-year quarterly average of 13.9 and 13% less than its last 4 quarters average of 12.9
The stock's price to book (P/B) is 12% less than its 5-year quarterly average of 1.3 but 3.6% more than its last 4 quarters average of 1.1
IBOC's equity is up by 7% year-on-year and by 4.2% since the previous quarter
The revenue has grown by 12% from the previous quarter and by 4.5% YoY

Efficiency

How efficient is International Bancshares business performance
The ROS is up by 25% year-on-year and by 14% since the previous quarter
International Bancshares's return on equity has increased by 25% QoQ and by 25% YoY
IBOC's return on assets is up by 23% since the previous quarter and by 14% year-on-year
The return on invested capital has increased by 22% since the previous quarter and by 22% year-on-year

Dividends

What is IBOC's dividend history
DPS
$1.15
Dividend yield
2.79%
Payout ratio
31.1%
Recent dividends

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 18% higher than its total liabilities
The total liabilities is up by 16% year-on-year and by 2.3% since the previous quarter
International Bancshares's total assets has increased by 15% YoY and by 2.6% QoQ
IBOC's debt is 56% less than its equity
IBOC's equity is up by 7% year-on-year and by 4.2% since the previous quarter
IBOC's debt is up by 4.5% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.