IBOC International Bancshares Corp

Price (delayed)

$38.2

Market cap

$2.42B

P/E Ratio

13.13

Dividend/share

$1.1

EPS

$2.91

Enterprise value

$1.46B

Highlights
The EPS is up by 11% since the previous quarter
IBOC's debt is down by 11% YoY
The net income rose by 10% since the previous quarter but it has declined by 2.5% year-on-year
The revenue has contracted by 10% YoY
International Bancshares's gross profit has decreased by 10% YoY

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
63.36M
Market cap
$2.42B
Enterprise value
$1.46B
Valuations
Price to earnings (P/E)
13.13
Price to book (P/B)
1.1
Price to sales (P/S)
4.86
EV/EBIT
6.32
EV/EBITDA
5.64
EV/Sales
2.94
Earnings
Revenue
$498.01M
EBIT
$231.47M
EBITDA
$259.48M
Free cash flow
$339.02M
Per share
EPS
$2.91
Free cash flow per share
$5.36
Book value per share
$34.64
Revenue per share
$7.87
TBVPS
$231.24
Balance sheet
Total assets
$14.92B
Total liabilities
$12.73B
Debt
$1.01B
Equity
$2.19B
Working capital
N/A
Liquidity
Debt to equity
0.46
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.69
Margins
EBITDA margin
52.1%
Gross margin
100%
Net margin
36.8%
Operating margin
46.5%
Efficiency
Return on assets
1.3%
Return on equity
8.5%
Return on invested capital
1.8%
Return on capital employed
N/A
Return on sales
46.5%
Dividend
Dividend yield
2.88%
DPS
$1.1
Payout ratio
37.8%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
1.17%
1 week
-4.45%
1 month
-14.27%
1 year
20.73%
YTD
2.03%
QTD
-11.04%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$498.01M
Gross profit
$498.01M
Operating income
$231.47M
Net income
$183.25M
Gross margin
100%
Net margin
36.8%
The revenue has contracted by 10% YoY
International Bancshares's gross profit has decreased by 10% YoY
The net income rose by 10% since the previous quarter but it has declined by 2.5% year-on-year
IBOC's net margin is up by 9% from the previous quarter and by 8% YoY

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
P/E
13.13
P/B
1.1
P/S
4.86
EV/EBIT
6.32
EV/EBITDA
5.64
EV/Sales
2.94
The EPS is up by 11% since the previous quarter
IBOC's price to earnings (P/E) is 8% less than its 5-year quarterly average of 14.1
The stock's price to book (P/B) is 16% less than its 5-year quarterly average of 1.3 but 9% more than its last 4 quarters average of 1.0
IBOC's equity is up by 2.3% year-on-year
The revenue has contracted by 10% YoY
IBOC's P/S is 9% above its last 4 quarters average of 4.4 and 4.3% above its 5-year quarterly average of 4.6

Efficiency

How efficient is International Bancshares business performance
IBOC's return on assets is down by 13% year-on-year
The return on invested capital has increased by 13% since the previous quarter but it has declined by 5% year-on-year
International Bancshares's return on equity has increased by 9% QoQ but it has decreased by 6% YoY
The ROS is up by 8% since the previous quarter and by 8% year-on-year

Dividends

What is IBOC's dividend history
DPS
$1.1
Dividend yield
2.88%
Payout ratio
37.8%
Recent dividends

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 17% higher than its total liabilities
The total liabilities is up by 23% year-on-year and by 7% since the previous quarter
International Bancshares's total assets has increased by 19% YoY and by 6% QoQ
IBOC's debt is 54% less than its equity
International Bancshares's debt to equity has decreased by 13% YoY
IBOC's debt is down by 11% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.