IBOC International Bancshares Corp

Price (delayed)

$70.91

Market cap

$4.41B

P/E Ratio

10.71

Dividend/share

$1.36

EPS

$6.62

Enterprise value

$4.46B

IBC Bank and Commerce Bank are divisions of International Bancshares Corporation, a $13.6 billion multi-bank financial holding company headquartered in Laredo, Texas, with 187 facilities and 281 ATMs serving 88 ...

Highlights
IBOC's equity is up by 17% year-on-year and by 4.4% since the previous quarter
IBOC's price to earnings (P/E) is 12% more than its last 4 quarters average of 9.6 and 7% more than its 5-year quarterly average of 10.0
IBOC's debt is up by 8% from the previous quarter and by 7% YoY

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
62.16M
Market cap
$4.41B
Enterprise value
$4.46B
Valuations
Price to earnings (P/E)
10.71
Price to book (P/B)
1.46
Price to sales (P/S)
5.45
EV/EBIT
8.79
EV/EBITDA
8.42
EV/Sales
5.52
Earnings
Revenue
$808.64M
Gross profit
$808.64M
Operating income
$507.7M
Net income
$411.89M
EBIT
$507.7M
EBITDA
$529.98M
Free cash flow
$451.12M
Per share
EPS
$6.62
EPS diluted
$6.62
Free cash flow per share
$7.26
Book value per share
$48.63
Revenue per share
$13.01
TBVPS
$260.33
Balance sheet
Total assets
$16.46B
Total liabilities
$13.44B
Debt
$785.46M
Equity
$3.02B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.1
Margins
EBITDA margin
65.5%
Gross margin
100%
Net margin
50.9%
Operating margin
62.8%
Efficiency
Return on assets
2.6%
Return on equity
14.4%
Return on invested capital
3.2%
Return on capital employed
N/A
Return on sales
62.8%
Dividend
Dividend yield
1.92%
DPS
$1.36
Payout ratio
20.5%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
3.1%
1 week
2.06%
1 month
2.22%
1 year
22.75%
YTD
12.27%
QTD
6.54%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$808.64M
Gross profit
$808.64M
Operating income
$507.7M
Net income
$411.89M
Gross margin
100%
Net margin
50.9%
The operating margin has declined by 2.6% year-on-year

Price vs fundamentals

How does IBOC's price correlate with its fundamentals

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
P/E
10.71
P/B
1.46
P/S
5.45
EV/EBIT
8.79
EV/EBITDA
8.42
EV/Sales
5.52
IBOC's price to earnings (P/E) is 12% more than its last 4 quarters average of 9.6 and 7% more than its 5-year quarterly average of 10.0
IBOC's equity is up by 17% year-on-year and by 4.4% since the previous quarter
The stock's price to book (P/B) is 12% more than its 5-year quarterly average of 1.3 and 4.3% more than its last 4 quarters average of 1.4
IBOC's P/S is 21% above its 5-year quarterly average of 4.5 and 11% above its last 4 quarters average of 4.9

Efficiency

How efficient is International Bancshares business performance
International Bancshares's return on equity has decreased by 14% YoY and by 2.7% QoQ
The return on invested capital has declined by 9% year-on-year
IBOC's return on assets is down by 3.7% year-on-year
The ROS has declined by 2.6% year-on-year

Dividends

What is IBOC's dividend history
DPS
$1.36
Dividend yield
1.92%
Payout ratio
20.5%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 22% higher than its total liabilities
International Bancshares's total assets has increased by 6% YoY
The total liabilities is up by 4.1% year-on-year
IBOC's debt is 74% less than its equity
IBOC's equity is up by 17% year-on-year and by 4.4% since the previous quarter
IBOC's debt is up by 8% from the previous quarter and by 7% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.