IBOC International Bancshares Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: IBOC

Price (delayed)

$42.88

Market cap

$2.66B

P/E Ratio

6.82

Dividend/share

$1.26

EPS

$6.29

Enterprise value

$2.2B

IBC Bank and Commerce Bank are divisions of International Bancshares Corporation, a $13.6 billion multi-bank financial holding company headquartered in Laredo, Texas, with 187 facilities and 281 ATMs serving 88 ...

Highlights
The EPS has soared by 79% year-on-year and by 13% since the previous quarter
The net income has surged by 76% year-on-year and by 12% since the previous quarter
IBOC's debt is down by 48% YoY but it is up by 6% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ibc.com
Peers: BOKF CFR PB TCBI

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
62.05M
Market cap
$2.66B
Enterprise value
$2.2B
Valuations
Price to earnings (P/E)
6.82
Price to book (P/B)
1.22
Price to sales (P/S)
3.45
EV/EBIT
4.41
EV/EBITDA
4.23
EV/Sales
2.85
Earnings
Revenue
$770.92M
EBIT
$497.77M
EBITDA
$519.53M
Free cash flow
$431.47M
Per share
EPS
$6.29
Free cash flow per share
$6.95
Book value per share
$35.29
Revenue per share
$12.42
TBVPS
$234.76
Balance sheet
Total assets
$14.85B
Total liabilities
$12.66B
Debt
$561.55M
Equity
$2.19B
Working capital
N/A
Liquidity
Debt to equity
0.26
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.89
Margins
EBITDA margin
67.4%
Gross margin
100%
Net margin
50.7%
Operating margin
64.6%
Efficiency
Return on assets
2.5%
Return on equity
18.7%
Return on invested capital
3.6%
Return on capital employed
N/A
Return on sales
64.6%
Dividend
Dividend yield
2.94%
DPS
$1.26
Payout ratio
20%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
0.26%
1 week
-1.11%
1 month
-4.96%
1 year
-0.56%
YTD
-6.29%
QTD
-2.99%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$770.92M
Gross profit
$770.92M
Operating income
$497.77M
Net income
$390.9M
Gross margin
100%
Net margin
50.7%
International Bancshares's operating income has soared by 77% YoY and by 12% from the previous quarter
The net income has surged by 76% year-on-year and by 12% since the previous quarter
The revenue has grown by 41% YoY and by 7% from the previous quarter
International Bancshares's gross profit has increased by 41% YoY and by 7% from the previous quarter

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
IBOC P/E details
P/E
6.82
P/B
1.22
P/S
3.45
EV/EBIT
4.41
EV/EBITDA
4.23
EV/Sales
2.85
The EPS has soared by 79% year-on-year and by 13% since the previous quarter
IBOC's price to earnings (P/E) is 39% less than its 5-year quarterly average of 11.2 and 22% less than its last 4 quarters average of 8.7
The stock's price to book (P/B) is 7% less than its last 4 quarters average of 1.3
IBOC's equity is up by 4.5% year-on-year
The revenue has grown by 41% YoY and by 7% from the previous quarter
IBOC's P/S is 22% below its 5-year quarterly average of 4.4 and 14% below its last 4 quarters average of 4.0

Efficiency

How efficient is International Bancshares business performance
International Bancshares's return on equity has surged by 85% YoY and by 11% QoQ
IBOC's return on assets has surged by 79% year-on-year and by 14% since the previous quarter
The return on invested capital has surged by 71% year-on-year and by 13% since the previous quarter
The ROS is up by 25% year-on-year and by 4.5% since the previous quarter

Dividends

What is IBOC's dividend history
Dividend details
DPS
$1.26
Dividend yield
2.94%
Payout ratio
20%
Recent dividends

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 17% higher than its total liabilities
The total liabilities has declined by 11% year-on-year and by 2.4% since the previous quarter
International Bancshares's total assets has decreased by 9% YoY
IBOC's debt is 74% less than its equity
International Bancshares's debt to equity has shrunk by 50% YoY but it has increased by 4% QoQ
IBOC's debt is down by 48% YoY but it is up by 6% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.