IBOC International Bancshares Corp
Price (delayed)
$62.58
Market cap
$3.89B
P/E Ratio
9.51
Dividend/share
$1.36
EPS
$6.58
Enterprise value
$4.2B
IBC Bank and Commerce Bank are divisions of International Bancshares Corporation, a $13.6 billion multi-bank financial holding company headquartered in Laredo, Texas, with 187 facilities and 281 ATMs serving 88
Highlights
IBOC's debt is down by 21% from the previous quarter
IBOC's equity is up by 14% year-on-year
IBOC's price to earnings (P/E) is 6% less than its 5-year quarterly average of 10.1 but 4.5% more than its last 4 quarters average of 9.1
Key stats
What are the main financial stats of IBOC
Market
Valuations
Earnings
Shares outstanding
62.22M
Market cap
$3.89B
Enterprise value
$4.2B
Price to earnings (P/E)
9.51
Price to book (P/B)
1.39
Price to sales (P/S)
4.85
EV/EBIT
8.25
EV/EBITDA
7.9
EV/Sales
5.23
Revenue
$801.84M
Gross profit
$801.84M
Operating income
$508.72M
Net income
$409.17M
EBIT
$508.72M
EBITDA
$531.24M
Free cash flow
$460.68M
Per share
Balance sheet
Liquidity
EPS
$6.58
EPS diluted
$6.57
Free cash flow per share
$7.41
Book value per share
$44.96
Revenue per share
$12.9
TBVPS
$248.57
Total assets
$15.74B
Total liabilities
$12.94B
Debt
$654.73M
Equity
$2.8B
Working capital
N/A
Debt to equity
0.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.57
Margins
Efficiency
Dividend
EBITDA margin
66.3%
Gross margin
100%
Net margin
51%
Operating margin
63.4%
Return on assets
2.6%
Return on equity
15.4%
Return on invested capital
3.3%
Return on capital employed
N/A
Return on sales
63.4%
Dividend yield
2.17%
DPS
$1.36
Payout ratio
20.7%
IBOC stock price
How has the International Bancshares stock price performed over time
Intraday
-0.76%
1 week
-3.5%
1 month
-6.6%
1 year
12.07%
YTD
-0.92%
QTD
-0.76%
Financial performance
How have International Bancshares's revenue and profit performed over time
Revenue
$801.84M
Gross profit
$801.84M
Operating income
$508.72M
Net income
$409.17M
Gross margin
100%
Net margin
51%
International Bancshares's operating income has decreased by 2.8% YoY
The operating margin has declined by 3.2% year-on-year
The net income rose by 2.2% since the previous quarter
Growth
What is International Bancshares's growth rate over time
Valuation
What is International Bancshares stock price valuation
P/E
9.51
P/B
1.39
P/S
4.85
EV/EBIT
8.25
EV/EBITDA
7.9
EV/Sales
5.23
IBOC's price to earnings (P/E) is 6% less than its 5-year quarterly average of 10.1 but 4.5% more than its last 4 quarters average of 9.1
The EPS is up by 2.2% since the previous quarter
The stock's price to book (P/B) is 16% more than its 5-year quarterly average of 1.2
IBOC's equity is up by 14% year-on-year
IBOC's P/S is 10% above its 5-year quarterly average of 4.4 and 5% above its last 4 quarters average of 4.6
Efficiency
How efficient is International Bancshares business performance
International Bancshares's return on equity has decreased by 16% YoY
The return on invested capital has declined by 8% year-on-year and by 2.9% since the previous quarter
IBOC's return on assets is down by 3.7% year-on-year
The ROS has declined by 3.2% year-on-year
Dividends
What is IBOC's dividend history
DPS
$1.36
Dividend yield
2.17%
Payout ratio
20.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did International Bancshares financials performed over time
International Bancshares's total assets is 22% higher than its total liabilities
International Bancshares's total assets has increased by 4.5% YoY
The total liabilities is up by 2.6% year-on-year
IBOC's debt is 77% less than its equity
International Bancshares's debt to equity has decreased by 23% QoQ and by 15% YoY
IBOC's debt is down by 21% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.