IBOC International Bancshares Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: IBOC

Price (delayed)

$43.49

Market cap

$2.7B

P/E Ratio

9.08

Dividend/share

$1.23

EPS

$4.79

Enterprise value

$1.19B

IBC Bank and Commerce Bank are divisions of International Bancshares Corporation, a $13.6 billion multi-bank financial holding company headquartered in Laredo, Texas, with 187 facilities and 281 ATMs serving 88 ...

Highlights
IBOC's debt is down by 46% from the previous quarter and by 43% YoY
IBOC's price to earnings (P/E) is 24% less than its 5-year quarterly average of 12.0 and 14% less than its last 4 quarters average of 10.5
IBOC's equity is down by 11% year-on-year but it is up by 4.6% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.ibc.com
Peers: BOKF CFR PB TCBI

Key stats

What are the main financial stats of IBOC
Market
Shares outstanding
62.14M
Market cap
$2.7B
Enterprise value
$1.19B
Valuations
Price to earnings (P/E)
9.08
Price to book (P/B)
1.32
Price to sales (P/S)
4.17
EV/EBIT
3.11
EV/EBITDA
2.95
EV/Sales
1.82
Earnings
Revenue
$653.11M
EBIT
$382.64M
EBITDA
$404.46M
Free cash flow
$382.22M
Per share
EPS
$4.79
Free cash flow per share
$6.1
Book value per share
$32.92
Revenue per share
$10.42
TBVPS
$242.89
Balance sheet
Total assets
$15.5B
Total liabilities
$13.46B
Debt
$576.78M
Equity
$2.04B
Working capital
N/A
Liquidity
Debt to equity
0.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-3.74
Margins
EBITDA margin
61.9%
Gross margin
100%
Net margin
46%
Operating margin
58.6%
Efficiency
Return on assets
1.9%
Return on equity
14.6%
Return on invested capital
2.8%
Return on capital employed
N/A
Return on sales
58.6%
Dividend
Dividend yield
2.83%
DPS
$1.23
Payout ratio
25.7%

IBOC stock price

How has the International Bancshares stock price performed over time
Intraday
0.37%
1 week
1.21%
1 month
-9.4%
1 year
-0.66%
YTD
-4.96%
QTD
-4.96%

Financial performance

How have International Bancshares's revenue and profit performed over time
Revenue
$653.11M
Gross profit
$653.11M
Operating income
$382.64M
Net income
$300.23M
Gross margin
100%
Net margin
46%
International Bancshares's operating income has increased by 20% from the previous quarter and by 19% YoY
The net income rose by 19% since the previous quarter and by 18% year-on-year
International Bancshares's gross profit has increased by 12% YoY and by 11% from the previous quarter
The revenue has grown by 12% YoY and by 11% from the previous quarter

Growth

What is International Bancshares's growth rate over time

Valuation

What is International Bancshares stock price valuation
P/E
9.08
P/B
1.32
P/S
4.17
EV/EBIT
3.11
EV/EBITDA
2.95
EV/Sales
1.82
IBOC's price to earnings (P/E) is 24% less than its 5-year quarterly average of 12.0 and 14% less than its last 4 quarters average of 10.5
The EPS is up by 20% since the previous quarter and by 19% year-on-year
IBOC's equity is down by 11% year-on-year but it is up by 4.6% since the previous quarter
The stock's price to book (P/B) is 10% more than its 5-year quarterly average of 1.2
The revenue has grown by 12% YoY and by 11% from the previous quarter
IBOC's P/S is 7% below its 5-year quarterly average of 4.5 and 7% below its last 4 quarters average of 4.5

Efficiency

How efficient is International Bancshares business performance
International Bancshares's return on equity has increased by 30% YoY and by 24% QoQ
The return on invested capital has increased by 22% since the previous quarter and by 22% year-on-year
IBOC's return on assets is up by 19% since the previous quarter and by 19% year-on-year
The ROS is up by 8% since the previous quarter and by 7% year-on-year

Dividends

What is IBOC's dividend history
Dividend details
DPS
$1.23
Dividend yield
2.83%
Payout ratio
25.7%
Recent dividends

Financial health

How did International Bancshares financials performed over time
International Bancshares's total assets is 15% higher than its total liabilities
The total liabilities has declined by 4.8% since the previous quarter and by 2% year-on-year
International Bancshares's total assets has decreased by 3.7% QoQ and by 3.4% YoY
IBOC's debt is 72% less than its equity
International Bancshares's debt to equity has decreased by 49% QoQ and by 36% YoY
IBOC's debt is down by 46% from the previous quarter and by 43% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.