Price (delayed)
$32.87
Market cap
$994.85M
P/E Ratio
12.22
Dividend/share
$1.43
EPS
$2.69
Enterprise value
$1.48B
Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside
Highlights
The equity has grown by 4.7% YoY
The net income has declined by 22% year-on-year
The EPS is down by 20% year-on-year
Key stats
What are the main financial stats of SBSI
Market
Valuations
Earnings
Shares outstanding
30.27M
Market cap
$994.85M
Enterprise value
$1.48B
Price to earnings (P/E)
12.22
Price to book (P/B)
1.24
Price to sales (P/S)
4.14
EV/EBIT
15.19
EV/EBITDA
13.74
EV/Sales
6.13
Revenue
$240.49M
EBIT
$97.11M
EBITDA
$107.36M
Free cash flow
$89.29M
Per share
Balance sheet
Liquidity
EPS
$2.69
Free cash flow per share
$2.95
Book value per share
$26.45
Revenue per share
$7.94
TBVPS
$269.25
Total assets
$8.36B
Total liabilities
$7.56B
Debt
$932.19M
Equity
$800.97M
Working capital
N/A
Debt to equity
1.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.47
Margins
Efficiency
Dividend
EBITDA margin
44.6%
Gross margin
100%
Net margin
34.1%
Operating margin
40.4%
Return on assets
1%
Return on equity
10.6%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
40.4%
Dividend yield
4.35%
DPS
$1.43
Payout ratio
53.2%
SBSI stock price
How has the Southside Bancshares stock price performed over time
Intraday
-1.23%
1 week
-3.97%
1 month
3.79%
1 year
12.18%
YTD
4.95%
QTD
19.05%
Financial performance
How have Southside Bancshares's revenue and profit performed over time
Revenue
$240.49M
Gross profit
$240.49M
Operating income
$97.11M
Net income
$81.95M
Gross margin
100%
Net margin
34.1%
The net income has declined by 22% year-on-year
The operating income has decreased by 21% YoY
The net margin has contracted by 16% YoY
The operating margin has contracted by 15% YoY
Growth
What is Southside Bancshares's growth rate over time
Valuation
What is Southside Bancshares stock price valuation
P/E
12.22
P/B
1.24
P/S
4.14
EV/EBIT
15.19
EV/EBITDA
13.74
EV/Sales
6.13
The EPS is down by 20% year-on-year
The P/E is 18% higher than the last 4 quarters average of 10.4
The stock's price to book (P/B) is 13% more than its last 4 quarters average of 1.1 but 4.6% less than its 5-year quarterly average of 1.3
The equity has grown by 4.7% YoY
SBSI's P/S is 15% above its last 4 quarters average of 3.6 but 10% below its 5-year quarterly average of 4.6
Southside Bancshares's revenue has decreased by 7% YoY
Efficiency
How efficient is Southside Bancshares business performance
SBSI's return on assets is down by 29% year-on-year
The ROIC fell by 27% YoY and by 8% QoQ
The ROE fell by 25% YoY
The ROS is down by 15% year-on-year
Dividends
What is SBSI's dividend history
DPS
$1.43
Dividend yield
4.35%
Payout ratio
53.2%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Southside Bancshares financials performed over time
The total assets is 11% greater than the total liabilities
The total assets is up by 7% year-on-year
The total liabilities has grown by 7% YoY
The debt is 16% more than the equity
The debt has grown by 9% YoY
The equity has grown by 4.7% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.