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SBSI Southside Bancshares Inc

Price (delayed)

$34.51

Market cap

$1.05B

P/E Ratio

12.46

Dividend/share

$1.44

EPS

$2.77

Enterprise value

$1.59B

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside ...

Highlights
The equity has grown by 11% YoY
The net income has declined by 13% year-on-year but it has increased by 2.5% since the previous quarter
The EPS is down by 11% year-on-year but it is up by 3% since the previous quarter
The debt has grown by 33% YoY and by 11% from the previous quarter
The P/E is 12% higher than the last 4 quarters average of 11.1 and 5% higher than the 5-year quarterly average of 11.8

Key stats

What are the main financial stats of SBSI
Market
Shares outstanding
30.31M
Market cap
$1.05B
Enterprise value
$1.59B
Valuations
Price to book (P/B)
1.3
Price to sales (P/S)
4.27
EV/EBIT
15.86
EV/EBITDA
14.41
EV/Sales
6.52
Earnings
Revenue
$244.62M
EBIT
$100.45M
EBITDA
$110.58M
Free cash flow
-$1.46M
Per share
EPS
$2.77
Free cash flow per share
-$0.05
Book value per share
$26.61
Revenue per share
$8.08
TBVPS
$269.58
Balance sheet
Total assets
$8.36B
Total liabilities
$7.56B
Debt
$1.03B
Equity
$805.25M
Working capital
N/A
Liquidity
Debt to equity
1.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.95
Margins
EBITDA margin
45.2%
Gross margin
100%
Net margin
34.3%
Operating margin
41.1%
Efficiency
Return on assets
1%
Return on equity
10.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
41.1%
Dividend
Dividend yield
4.17%
DPS
$1.44
Payout ratio
52%

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
0.2%
1 week
-1.99%
1 month
7.41%
1 year
16.63%
YTD
10.19%
QTD
3.23%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$244.62M
Gross profit
$244.62M
Operating income
$100.45M
Net income
$84.02M
Gross margin
100%
Net margin
34.3%
The net income has declined by 13% year-on-year but it has increased by 2.5% since the previous quarter
The operating income has decreased by 12% YoY but it has increased by 3.4% from the previous quarter
The net margin has contracted by 11% YoY
The operating margin has contracted by 9% YoY

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
P/E
12.46
P/B
1.3
P/S
4.27
EV/EBIT
15.86
EV/EBITDA
14.41
EV/Sales
6.52
The P/E is 12% higher than the last 4 quarters average of 11.1 and 5% higher than the 5-year quarterly average of 11.8
The EPS is down by 11% year-on-year but it is up by 3% since the previous quarter
The equity has grown by 11% YoY
The stock's price to book (P/B) is 8% more than its last 4 quarters average of 1.2
SBSI's P/S is 12% above its last 4 quarters average of 3.8 but 5% below its 5-year quarterly average of 4.5
Southside Bancshares's revenue has decreased by 3.1% YoY

Efficiency

How efficient is Southside Bancshares business performance
The ROE fell by 18% YoY
SBSI's return on assets is down by 17% year-on-year
The ROIC fell by 14% YoY but it rose by 9% QoQ
The ROS is down by 9% year-on-year

Dividends

What is SBSI's dividend history
DPS
$1.44
Dividend yield
4.17%
Payout ratio
52%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Southside Bancshares financials performed over time
The total assets is 11% greater than the total liabilities
The total assets is up by 4.9% year-on-year
The total liabilities has grown by 4.3% YoY
The debt is 28% more than the equity
The debt has grown by 33% YoY and by 11% from the previous quarter
Southside Bancshares's debt to equity has increased by 20% YoY and by 10% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.