SBSI Southside Bancshares Inc

Price (delayed)

$30.69

Market cap

$923.16M

P/E Ratio

10.84

Dividend/share

$1.44

EPS

$2.83

Enterprise value

$1.31B

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside ...

Highlights
The debt has contracted by 16% YoY and by 9% from the previous quarter
Southside Bancshares's revenue has increased by 6% YoY
The EPS is up by 5% year-on-year but it is down by 3.1% since the previous quarter
The net income has increased by 4.5% year-on-year but it has declined by 3.2% since the previous quarter

Key stats

What are the main financial stats of SBSI
Market
Shares outstanding
30.08M
Market cap
$923.16M
Enterprise value
$1.31B
Valuations
Price to earnings (P/E)
10.84
Price to book (P/B)
1.15
Price to sales (P/S)
3.64
EV/EBIT
12.6
EV/EBITDA
11.42
EV/Sales
5.15
Earnings
Revenue
$254.96M
Gross profit
$254.96M
Operating income
$104.12M
Net income
$85.63M
EBIT
$104.12M
EBITDA
$114.93M
Free cash flow
$38.83M
Per share
EPS
$2.83
EPS diluted
$2.82
Free cash flow per share
$1.29
Book value per share
$26.72
Revenue per share
$8.44
TBVPS
$269.33
Balance sheet
Total assets
$8.34B
Total liabilities
$7.53B
Debt
$778.88M
Equity
$807.2M
Working capital
N/A
Liquidity
Debt to equity
0.96
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.38
Margins
EBITDA margin
45.1%
Gross margin
100%
Net margin
33.6%
Operating margin
40.8%
Efficiency
Return on assets
1%
Return on equity
10.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
40.8%
Dividend
Dividend yield
4.69%
DPS
$1.44
Payout ratio
50.9%

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
2.64%
1 week
7.76%
1 month
-0.03%
1 year
-2.01%
YTD
-3.37%
QTD
4.28%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$254.96M
Gross profit
$254.96M
Operating income
$104.12M
Net income
$85.63M
Gross margin
100%
Net margin
33.6%
The operating income has increased by 7% YoY but it has decreased by 3.1% from the previous quarter
Southside Bancshares's revenue has increased by 6% YoY
The gross profit has increased by 6% YoY
The net income has increased by 4.5% year-on-year but it has declined by 3.2% since the previous quarter

Price vs fundamentals

How does SBSI's price correlate with its fundamentals

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
P/E
10.84
P/B
1.15
P/S
3.64
EV/EBIT
12.6
EV/EBITDA
11.42
EV/Sales
5.15
The EPS is up by 5% year-on-year but it is down by 3.1% since the previous quarter
The P/E is 3% lower than the 5-year quarterly average of 10.9 and 2.1% lower than the last 4 quarters average of 10.8
The stock's price to book (P/B) is 14% less than its 5-year quarterly average of 1.3 and 7% less than its last 4 quarters average of 1.2
SBSI's P/S is 16% below its 5-year quarterly average of 4.2 and 4.3% below its last 4 quarters average of 3.7
Southside Bancshares's revenue has increased by 6% YoY

Efficiency

How efficient is Southside Bancshares business performance
The ROIC rose by 9% YoY
SBSI's return on assets is down by 9% since the previous quarter
The ROE fell by 2.8% QoQ
The ROS is down by 3.3% since the previous quarter

Dividends

What is SBSI's dividend history
DPS
$1.44
Dividend yield
4.69%
Payout ratio
50.9%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Southside Bancshares financials performed over time
The total assets is 11% greater than the total liabilities
The debt is 3.5% less than the equity
Southside Bancshares's debt to equity has decreased by 17% YoY and by 9% from the previous quarter
The debt has contracted by 16% YoY and by 9% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.