SBSI Southside Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SBSI

Price (delayed)

$34.02

Market cap

$1.03B

P/E Ratio

12.65

Dividend/share

$1.42

EPS

$2.69

Enterprise value

$1.5B

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside ...

Highlights
The equity has grown by 4.9% YoY
The debt has contracted by 17% YoY but it has grown by 5% from the previous quarter
The P/E is 29% higher than the last 4 quarters average of 9.8 and 5% higher than the 5-year quarterly average of 12.0
The net income has declined by 23% year-on-year and by 5% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.southside.com
Peers: CFR TCBI PB FFIN

Key stats

What are the main financial stats of SBSI
Market
Shares outstanding
30.28M
Market cap
$1.03B
Enterprise value
$1.5B
Valuations
Price to earnings (P/E)
12.65
Price to book (P/B)
1.31
Price to sales (P/S)
4.3
EV/EBIT
15.53
EV/EBITDA
14.02
EV/Sales
6.28
Earnings
Revenue
$239.3M
EBIT
$96.69M
EBITDA
$107.09M
Free cash flow
$107.67M
Per share
EPS
$2.69
Free cash flow per share
$3.56
Book value per share
$26.04
Revenue per share
$7.91
TBVPS
$269.38
Balance sheet
Total assets
$8.35B
Total liabilities
$7.57B
Debt
$941.08M
Equity
$787.92M
Working capital
N/A
Liquidity
Debt to equity
1.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.4
Margins
EBITDA margin
44.8%
Gross margin
100%
Net margin
34.3%
Operating margin
40.4%
Efficiency
Return on assets
1%
Return on equity
10.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
40.4%
Dividend
Dividend yield
4.17%
DPS
$1.42
Payout ratio
52.8%

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
-1.13%
1 week
9.74%
1 month
28.72%
1 year
1.61%
YTD
8.62%
QTD
23.22%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$239.3M
Gross profit
$239.3M
Operating income
$96.69M
Net income
$82.17M
Gross margin
100%
Net margin
34.3%
The net income has declined by 23% year-on-year and by 5% since the previous quarter
The operating income has decreased by 21% YoY and by 4.4% from the previous quarter
The net margin has contracted by 17% YoY and by 4.5% from the previous quarter
The operating margin has contracted by 15% YoY and by 3.3% from the previous quarter

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
SBSI P/E details
P/E
12.65
P/B
1.31
P/S
4.3
EV/EBIT
15.53
EV/EBITDA
14.02
EV/Sales
6.28
The P/E is 29% higher than the last 4 quarters average of 9.8 and 5% higher than the 5-year quarterly average of 12.0
The EPS is down by 19% year-on-year and by 4.6% since the previous quarter
The stock's price to book (P/B) is 9% more than its last 4 quarters average of 1.2 but 6% less than its 5-year quarterly average of 1.4
The equity has grown by 4.9% YoY
SBSI's P/S is 19% above its last 4 quarters average of 3.6 but 7% below its 5-year quarterly average of 4.6
Southside Bancshares's revenue has decreased by 7% YoY

Efficiency

How efficient is Southside Bancshares business performance
SBSI's return on assets is down by 29% year-on-year and by 9% since the previous quarter
The ROIC fell by 25% YoY
The ROE fell by 25% YoY and by 6% QoQ
The ROS is down by 15% year-on-year and by 3.3% since the previous quarter

Dividends

What is SBSI's dividend history
Dividend details
DPS
$1.42
Dividend yield
4.17%
Payout ratio
52.8%
Recent dividends

Financial health

How did Southside Bancshares financials performed over time
The total assets is 10% greater than the total liabilities
The total assets is up by 7% year-on-year
The total liabilities has grown by 7% YoY
The debt is 19% more than the equity
Southside Bancshares's debt to equity has decreased by 21% YoY but it has increased by 2.6% from the previous quarter
The debt has contracted by 17% YoY but it has grown by 5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.