SBSI Southside Bancshares Inc

Price (delayed)

$27.89

Market cap

$844.64M

P/E Ratio

10.37

Dividend/share

$1.41

EPS

$2.69

Enterprise value

$1.32B

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside ...

Highlights
The equity has grown by 4.9% YoY
The debt has contracted by 17% YoY but it has grown by 5% from the previous quarter
The P/E is 15% lower than the 5-year quarterly average of 12.2 but 6% higher than the last 4 quarters average of 9.8
The net income has declined by 23% year-on-year and by 5% since the previous quarter
The EPS is down by 19% year-on-year and by 4.6% since the previous quarter

Key stats

What are the main financial stats of SBSI
Market
Shares outstanding
30.28M
Market cap
$844.64M
Enterprise value
$1.32B
Valuations
Price to book (P/B)
1.07
Price to sales (P/S)
3.53
EV/EBIT
13.61
EV/EBITDA
12.29
EV/Sales
5.5
Earnings
Revenue
$239.3M
EBIT
$96.69M
EBITDA
$107.09M
Free cash flow
$107.67M
Per share
EPS
$2.69
Free cash flow per share
$3.56
Book value per share
$26.04
Revenue per share
$7.91
TBVPS
$269.38
Balance sheet
Total assets
$8.35B
Total liabilities
$7.57B
Debt
$941.08M
Equity
$787.92M
Working capital
N/A
Liquidity
Debt to equity
1.19
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.4
Margins
EBITDA margin
44.8%
Gross margin
100%
Net margin
34.3%
Operating margin
40.4%
Efficiency
Return on assets
1%
Return on equity
10.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
40.4%
Dividend
Dividend yield
5.06%
DPS
$1.41
Payout ratio
52.4%

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
0.47%
1 week
-0.25%
1 month
-1.03%
1 year
1.6%
YTD
-10.95%
QTD
-4.58%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$239.3M
Gross profit
$239.3M
Operating income
$96.69M
Net income
$82.17M
Gross margin
100%
Net margin
34.3%
The net income has declined by 23% year-on-year and by 5% since the previous quarter
The operating income has decreased by 21% YoY and by 4.4% from the previous quarter
The net margin has contracted by 17% YoY and by 4.5% from the previous quarter
The operating margin has contracted by 15% YoY and by 3.3% from the previous quarter

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
P/E
10.37
P/B
1.07
P/S
3.53
EV/EBIT
13.61
EV/EBITDA
12.29
EV/Sales
5.5
The EPS is down by 19% year-on-year and by 4.6% since the previous quarter
The P/E is 15% lower than the 5-year quarterly average of 12.2 but 6% higher than the last 4 quarters average of 9.8
The stock's price to book (P/B) is 24% less than its 5-year quarterly average of 1.4 and 11% less than its last 4 quarters average of 1.2
The equity has grown by 4.9% YoY
SBSI's P/S is 25% below its 5-year quarterly average of 4.7
Southside Bancshares's revenue has decreased by 7% YoY

Efficiency

How efficient is Southside Bancshares business performance
SBSI's return on assets is down by 29% year-on-year and by 9% since the previous quarter
The ROE fell by 25% YoY and by 6% QoQ
The ROIC fell by 25% YoY
The ROS is down by 15% year-on-year and by 3.3% since the previous quarter

Dividends

What is SBSI's dividend history
DPS
$1.41
Dividend yield
5.06%
Payout ratio
52.4%
Recent dividends

Financial health

How did Southside Bancshares financials performed over time
The total assets is 10% greater than the total liabilities
The total liabilities has grown by 7% YoY
The total assets is up by 7% year-on-year
The debt is 19% more than the equity
Southside Bancshares's debt to equity has decreased by 21% YoY but it has increased by 2.6% from the previous quarter
The debt has contracted by 17% YoY but it has grown by 5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.