SBSI Southside Bancshares Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: SBSI

Price (delayed)

$28.18

Market cap

$852.6M

P/E Ratio

9.99

Dividend/share

$1.41

EPS

$2.82

Enterprise value

$1.19B

Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside ...

Highlights
The equity has grown by 6% from the previous quarter and by 3.7% YoY
The P/E is 18% lower than the 5-year quarterly average of 12.2 but 5% higher than the last 4 quarters average of 9.5
The debt has soared by 62% YoY and by 15% from the previous quarter
The net income has declined by 17% year-on-year and by 11% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.southside.com
Peers: CFR TCBI PB IBOC

Key stats

What are the main financial stats of SBSI
Market
Shares outstanding
30.26M
Market cap
$852.6M
Enterprise value
$1.19B
Valuations
Price to earnings (P/E)
9.99
Price to book (P/B)
1.1
Price to sales (P/S)
3.52
EV/EBIT
11.72
EV/EBITDA
10.61
EV/Sales
4.9
Earnings
Revenue
$241.71M
EBIT
$101.13M
EBITDA
$111.71M
Free cash flow
$73.39M
Per share
EPS
$2.82
Free cash flow per share
$2.43
Book value per share
$25.61
Revenue per share
$8
TBVPS
$267.61
Balance sheet
Total assets
$8.28B
Total liabilities
$7.51B
Debt
$893.32M
Equity
$773.29M
Working capital
N/A
Liquidity
Debt to equity
1.16
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.98
Margins
EBITDA margin
46.2%
Gross margin
100%
Net margin
35.9%
Operating margin
41.8%
Efficiency
Return on assets
1.1%
Return on equity
11.5%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
41.8%
Dividend
Dividend yield
5%
DPS
$1.41
Payout ratio
50%

SBSI stock price

How has the Southside Bancshares stock price performed over time
Intraday
3.53%
1 week
4.33%
1 month
2.29%
1 year
-14.19%
YTD
-10.03%
QTD
-3.59%

Financial performance

How have Southside Bancshares's revenue and profit performed over time
Revenue
$241.71M
Gross profit
$241.71M
Operating income
$101.13M
Net income
$86.69M
Gross margin
100%
Net margin
35.9%
The net income has declined by 17% year-on-year and by 11% since the previous quarter
The operating income has decreased by 15% YoY and by 11% from the previous quarter
The net margin has contracted by 15% YoY and by 7% from the previous quarter
The operating margin has contracted by 13% YoY and by 7% from the previous quarter

Growth

What is Southside Bancshares's growth rate over time

Valuation

What is Southside Bancshares stock price valuation
SBSI P/E details
P/E
9.99
P/B
1.1
P/S
3.52
EV/EBIT
11.72
EV/EBITDA
10.61
EV/Sales
4.9
The P/E is 18% lower than the 5-year quarterly average of 12.2 but 5% higher than the last 4 quarters average of 9.5
The EPS is down by 14% year-on-year and by 9% since the previous quarter
The stock's price to book (P/B) is 21% less than its 5-year quarterly average of 1.4 and 8% less than its last 4 quarters average of 1.2
The equity has grown by 6% from the previous quarter and by 3.7% YoY
SBSI's P/S is 25% below its 5-year quarterly average of 4.7 and 2.2% below its last 4 quarters average of 3.6
Southside Bancshares's revenue has decreased by 4.3% from the previous quarter and by 3.3% YoY

Efficiency

How efficient is Southside Bancshares business performance
The ROIC fell by 25% YoY and by 14% QoQ
SBSI's return on assets is down by 21% year-on-year and by 8% since the previous quarter
The ROE fell by 18% YoY and by 12% QoQ
The ROS is down by 13% year-on-year and by 7% since the previous quarter

Dividends

What is SBSI's dividend history
Dividend details
DPS
$1.41
Dividend yield
5%
Payout ratio
50%
Recent dividends

Financial health

How did Southside Bancshares financials performed over time
The total assets is 10% greater than the total liabilities
The total liabilities has grown by 10% YoY and by 3.7% from the previous quarter
The total assets is up by 10% year-on-year and by 3.9% since the previous quarter
The debt is 16% more than the equity
The debt has soared by 62% YoY and by 15% from the previous quarter
Southside Bancshares's debt to equity has soared by 57% YoY and by 8% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.