SBSI Southside Bancshares Inc
Price (delayed)
$30.34
Market cap
$919.56M
P/E Ratio
10.95
Dividend/share
$1.44
EPS
$2.77
Enterprise value
$1.47B
Southside Bancshares, Inc. is a bank holding company headquartered in Tyler, Texas, with approximately $7.19 billion in assets as of September 30, 2020. Through its wholly-owned subsidiary, Southside Bank, Southside
Highlights
The equity has grown by 11% YoY
The P/E is 4.8% lower than the 5-year quarterly average of 11.5
The net income has declined by 13% year-on-year but it has increased by 2.5% since the previous quarter
The EPS is down by 11% year-on-year but it is up by 3% since the previous quarter
The debt has grown by 33% YoY and by 11% from the previous quarter
The gross profit has decreased by 3.1% YoY
Key stats
What are the main financial stats of SBSI
Market
Valuations
Earnings
Shares outstanding
30.31M
Market cap
$919.56M
Enterprise value
$1.47B
Price to earnings (P/E)
10.95
Price to book (P/B)
1.14
Price to sales (P/S)
3.75
EV/EBIT
14.61
EV/EBITDA
13.27
EV/Sales
6
Revenue
$244.62M
Gross profit
$244.62M
Operating income
$100.45M
Net income
$84.02M
EBIT
$100.45M
EBITDA
$110.58M
Free cash flow
-$1.46M
Per share
Balance sheet
Liquidity
EPS
$2.77
EPS diluted
$2.78
Free cash flow per share
-$0.05
Book value per share
$26.61
Revenue per share
$8.08
TBVPS
$269.58
Total assets
$8.36B
Total liabilities
$7.56B
Debt
$1.03B
Equity
$805.25M
Working capital
N/A
Debt to equity
1.28
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
4.95
Margins
Efficiency
Dividend
EBITDA margin
45.2%
Gross margin
100%
Net margin
34.3%
Operating margin
41.1%
Return on assets
1%
Return on equity
10.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
41.1%
Dividend yield
4.75%
DPS
$1.44
Payout ratio
52%
SBSI stock price
How has the Southside Bancshares stock price performed over time
Intraday
-1.33%
1 week
-3.01%
1 month
-5.89%
1 year
4.19%
YTD
-4.47%
QTD
-4.47%
Financial performance
How have Southside Bancshares's revenue and profit performed over time
Revenue
$244.62M
Gross profit
$244.62M
Operating income
$100.45M
Net income
$84.02M
Gross margin
100%
Net margin
34.3%
The net income has declined by 13% year-on-year but it has increased by 2.5% since the previous quarter
The operating income has decreased by 12% YoY but it has increased by 3.4% from the previous quarter
The net margin has contracted by 11% YoY
The operating margin has contracted by 9% YoY
Growth
What is Southside Bancshares's growth rate over time
Valuation
What is Southside Bancshares stock price valuation
P/E
10.95
P/B
1.14
P/S
3.75
EV/EBIT
14.61
EV/EBITDA
13.27
EV/Sales
6
The EPS is down by 11% year-on-year but it is up by 3% since the previous quarter
The P/E is 4.8% lower than the 5-year quarterly average of 11.5
The stock's price to book (P/B) is 12% less than its 5-year quarterly average of 1.3 and 5% less than its last 4 quarters average of 1.2
The equity has grown by 11% YoY
SBSI's P/S is 15% below its 5-year quarterly average of 4.4
Southside Bancshares's revenue has decreased by 3.1% YoY
Efficiency
How efficient is Southside Bancshares business performance
The ROE fell by 18% YoY
SBSI's return on assets is down by 17% year-on-year
The ROIC fell by 14% YoY but it rose by 9% QoQ
The ROS is down by 9% year-on-year
Dividends
What is SBSI's dividend history
DPS
$1.44
Dividend yield
4.75%
Payout ratio
52%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Southside Bancshares financials performed over time
The total assets is 11% greater than the total liabilities
The total assets is up by 4.9% year-on-year
The total liabilities has grown by 4.3% YoY
The debt is 28% more than the equity
The debt has grown by 33% YoY and by 11% from the previous quarter
Southside Bancshares's debt to equity has increased by 20% YoY and by 10% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.