Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
CFG Citizens Financial Group Inc
- Stocks
- Financial Services
- NYSE: CFG
Price (delayed)
$40.17
Market cap
$17.42B
P/E Ratio
12.63
Dividend/share
$1.68
EPS
$3.18
Enterprise value
$17.51B
Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York,
Highlights
The EPS has increased by 14% year-on-year and by 4.3% since the previous quarter
The company's debt fell by 11% YoY
CFG's price to earnings (P/E) is 17% higher than its 5-year quarterly average of 10.8 but 11% lower than its last 4 quarters average of 14.2
CFG's gross profit is down by 3.4% year-on-year
The revenue fell by 3.4% YoY
Key stats
What are the main financial stats of CFG
Market
Valuations
Earnings
Shares outstanding
433.65M
Market cap
$17.42B
Enterprise value
$17.51B
Price to earnings (P/E)
12.63
Price to book (P/B)
0.71
Price to sales (P/S)
2.47
EV/EBIT
9.8
EV/EBITDA
7.6
EV/Sales
2.46
Revenue
$7.12B
Gross profit
$7.12B
Operating income
$1.93B
Net income
$1.41B
EBIT
$1.79B
EBITDA
$2.31B
Free cash flow
$1.11B
Per share
Balance sheet
Liquidity
EPS
$3.18
EPS diluted
$3.15
Free cash flow per share
$2.53
Book value per share
$56.88
Revenue per share
$16.23
TBVPS
$483.26
Total assets
$220.15B
Total liabilities
$195.28B
Debt
$12.31B
Equity
$24.87B
Working capital
N/A
Debt to equity
0.5
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.04
Margins
Efficiency
Dividend
EBITDA margin
32.4%
Gross margin
100%
Net margin
19.8%
Operating margin
27.1%
Return on assets
0.6%
Return on equity
5.8%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
25.1%
Dividend yield
4.18%
DPS
$1.68
Payout ratio
52.8%
CFG stock price
How has the Citizens Financial Group stock price performed over time
Intraday
-1.62%
1 week
1.11%
1 month
3.93%
1 year
17.56%
YTD
-8.2%
QTD
-1.95%
Financial performance
How have Citizens Financial Group's revenue and profit performed over time
Revenue
$7.12B
Gross profit
$7.12B
Operating income
$1.93B
Net income
$1.41B
Gross margin
100%
Net margin
19.8%
The company's net margin rose by 12% YoY and by 2.6% QoQ
Citizens Financial Group's operating margin has increased by 11% YoY and by 2.3% from the previous quarter
CFG's net income is up by 8% year-on-year and by 2.6% since the previous quarter
The operating income is up by 7% year-on-year and by 2% since the previous quarter
Price vs fundamentals
How does CFG's price correlate with its fundamentals
Growth
What is Citizens Financial Group's growth rate over time
Valuation
What is Citizens Financial Group stock price valuation
P/E
12.63
P/B
0.71
P/S
2.47
EV/EBIT
9.8
EV/EBITDA
7.6
EV/Sales
2.46
CFG's price to earnings (P/E) is 17% higher than its 5-year quarterly average of 10.8 but 11% lower than its last 4 quarters average of 14.2
The EPS has increased by 14% year-on-year and by 4.3% since the previous quarter
Citizens Financial Group's equity has increased by 4.7% YoY and by 2.5% QoQ
The price to sales (P/S) is 2.9% more than the 5-year quarterly average of 2.4
The revenue fell by 3.4% YoY
Efficiency
How efficient is Citizens Financial Group business performance
The ROS has increased by 11% year-on-year and by 2% since the previous quarter
The ROE has grown by 5% YoY
Dividends
What is CFG's dividend history
DPS
$1.68
Dividend yield
4.18%
Payout ratio
52.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Citizens Financial Group financials performed over time
The company's total assets is 13% higher than its total liabilities
The company's debt is 50% lower than its equity
The debt to equity has contracted by 14% YoY
The company's debt fell by 11% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.