CFG Citizens Financial Group Inc

Price (delayed)

$48.99

Market cap

$20.87B

P/E Ratio

13.68

Dividend/share

$1.56

EPS

$3.58

Enterprise value

$14.28B

Sector: Financial Services
Industry: Banks - Regional

Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, ...

Highlights

The EPS has soared by 61% since the previous quarter and by 22% year-on-year
CFG's net income has surged by 61% since the previous quarter and by 17% year-on-year
CFG's price to earnings (P/E) is 15% higher than its 5-year quarterly average of 11.9 and 9% higher than its last 4 quarters average of 12.5

Key stats

What are the main financial stats of CFG
Market
Shares outstanding
425.93M
Market cap
$20.87B
Enterprise value
$14.28B
Valuations
Price to earnings (P/E)
13.68
Price to book (P/B)
0.92
Price to sales (P/S)
3.46
EV/EBIT
7.42
EV/EBITDA
5.83
EV/Sales
2.37
Earnings
Revenue
$6.03B
EBIT
$1.93B
EBITDA
$2.45B
Free cash flow
$636M
Per share
EPS
$3.58
Free cash flow per share
$1.49
Book value per share
$53.29
Revenue per share
$14.16
TBVPS
$422.97
Balance sheet
Total assets
$187.22B
Total liabilities
$164.56B
Debt
$8.39B
Equity
$22.65B
Working capital
N/A
Liquidity
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.68
Margins
EBITDA margin
40.7%
Gross margin
100%
Net margin
25.3%
Operating margin
33.7%
Efficiency
Return on assets
0.8%
Return on equity
6.8%
Return on invested capital
1.1%
Return on capital employed
N/A
Return on sales
31.9%
Dividend
Dividend yield
3.18%
DPS
$1.56
Payout ratio
43.6%

CFG stock price

How has the Citizens Financial Group stock price performed over time
Intraday
-0.73%
1 week
1.94%
1 month
7.98%
1 year
132.4%
YTD
37%
QTD
10.96%

Financial performance

How have Citizens Financial Group's revenue and profit performed over time
Revenue
$6.03B
Gross profit
$6.03B
Operating income
$2.03B
Net income
$1.53B
Gross margin
100%
Net margin
25.3%
CFG's net income has surged by 61% since the previous quarter and by 17% year-on-year
The operating income has surged by 57% since the previous quarter and by 18% year-on-year
The company's net margin rose by 41% QoQ and by 10% YoY
Citizens Financial Group's operating margin has increased by 38% from the previous quarter and by 10% YoY

Growth

What is Citizens Financial Group's growth rate over time

Valuation

What is Citizens Financial Group stock price valuation
P/E
13.68
P/B
0.92
P/S
3.46
EV/EBIT
7.42
EV/EBITDA
5.83
EV/Sales
2.37
The EPS has soared by 61% since the previous quarter and by 22% year-on-year
CFG's price to earnings (P/E) is 15% higher than its 5-year quarterly average of 11.9 and 9% higher than its last 4 quarters average of 12.5
The price to book (P/B) is 53% higher than the last 4 quarters average of 0.6 and 15% higher than the 5-year quarterly average of 0.8
Citizens Financial Group's equity has increased by 3.2% YoY
The price to sales (P/S) is 38% more than the last 4 quarters average of 2.5 and 19% more than the 5-year quarterly average of 2.9
The revenue rose by 14% QoQ and by 7% YoY

Efficiency

How efficient is Citizens Financial Group business performance
The ROE has soared by 62% from the previous quarter and by 15% YoY
The company's return on assets has surged by 60% QoQ
Citizens Financial Group's return on invested capital has surged by 57% QoQ and by 10% YoY
The ROS has increased by 42% since the previous quarter and by 9% year-on-year

Dividends

What is CFG's dividend history
DPS
$1.56
Dividend yield
3.18%
Payout ratio
43.6%
Recent dividends

Financial health

How did Citizens Financial Group financials performed over time
The company's total assets is 14% higher than its total liabilities
Citizens Financial Group's total liabilities has increased by 6% YoY and by 2.4% from the previous quarter
The company's total assets rose by 6% YoY and by 2.1% QoQ
The company's debt is 63% lower than its equity
The debt to equity has plunged by 54% YoY and by 2.6% from the previous quarter
The company's debt has shrunk by 52% YoY and by 2.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.