CFG Citizens Financial Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CFG

Price (delayed)

$50.28

Market cap

$21.42B

P/E Ratio

11.17

Dividend/share

$1.56

EPS

$4.5

Enterprise value

$15.4B

Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, ...

Highlights
The EPS has soared by 79% year-on-year and by 26% since the previous quarter
CFG's net income has surged by 75% year-on-year and by 26% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: IBOC ZION CATY UMPQ

Key stats

What are the main financial stats of CFG
Market
Shares outstanding
426.08M
Market cap
$21.42B
Enterprise value
$15.4B
Valuations
Price to earnings (P/E)
11.17
Price to book (P/B)
0.92
Price to sales (P/S)
3.26
EV/EBIT
6.3
EV/EBITDA
5.09
EV/Sales
2.35
Earnings
Revenue
$6.57B
EBIT
$2.45B
EBITDA
$3.03B
Free cash flow
$1.32B
Per share
EPS
$4.5
Free cash flow per share
$3.09
Book value per share
$54.47
Revenue per share
$15.42
TBVPS
$418.02
Balance sheet
Total assets
$185.1B
Total liabilities
$161.91B
Debt
$7.02B
Equity
$23.2B
Working capital
N/A
Liquidity
Debt to equity
0.3
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.99
Margins
EBITDA margin
46.1%
Gross margin
100%
Net margin
29.2%
Operating margin
39%
Efficiency
Return on assets
1%
Return on equity
8.4%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
37.2%
Dividend
Dividend yield
3.1%
DPS
$1.56
Payout ratio
34.7%

CFG stock price

How has the Citizens Financial Group stock price performed over time
Intraday
1.66%
1 week
4.55%
1 month
17.81%
1 year
74.22%
YTD
40.6%
QTD
7.02%

Financial performance

How have Citizens Financial Group's revenue and profit performed over time
Revenue
$6.57B
Gross profit
$6.57B
Operating income
$2.56B
Net income
$1.92B
Gross margin
100%
Net margin
29.2%
The operating income has surged by 76% year-on-year and by 26% since the previous quarter
CFG's net income has surged by 75% year-on-year and by 26% since the previous quarter
Citizens Financial Group's operating margin has increased by 45% YoY and by 16% from the previous quarter
The company's net margin rose by 44% YoY and by 15% QoQ

Growth

What is Citizens Financial Group's growth rate over time

Valuation

What is Citizens Financial Group stock price valuation
P/E
11.17
P/B
0.92
P/S
3.26
EV/EBIT
6.3
EV/EBITDA
5.09
EV/Sales
2.35
The EPS has soared by 79% year-on-year and by 26% since the previous quarter
CFG's price to earnings (P/E) is 11% lower than its last 4 quarters average of 12.5 and 4.5% lower than its 5-year quarterly average of 11.7
The price to book (P/B) is 31% higher than the last 4 quarters average of 0.7 and 15% higher than the 5-year quarterly average of 0.8
Citizens Financial Group's equity has increased by 3.5% YoY and by 2.4% QoQ
The revenue rose by 21% YoY and by 9% QoQ
The price to sales (P/S) is 16% more than the last 4 quarters average of 2.8 and 9% more than the 5-year quarterly average of 3.0

Efficiency

How efficient is Citizens Financial Group business performance
Citizens Financial Group's return on invested capital has surged by 75% YoY and by 27% QoQ
The ROE has soared by 68% YoY and by 24% from the previous quarter
The company's return on assets has surged by 67% YoY and by 25% QoQ
The ROS has increased by 47% year-on-year and by 17% since the previous quarter

Dividends

What is CFG's dividend history
Dividend details
DPS
$1.56
Dividend yield
3.1%
Payout ratio
34.7%
Recent dividends

Financial health

How did Citizens Financial Group financials performed over time
The company's total assets is 14% higher than its total liabilities
Citizens Financial Group's total liabilities has increased by 2.8% YoY
The company's total assets rose by 2.9% YoY
The company's debt is 70% lower than its equity
The debt to equity has contracted by 29% YoY and by 19% from the previous quarter
The company's debt fell by 26% YoY and by 16% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.