CFG Citizens Financial Group Inc

  1. Stocks
  2. Financial Services
  3. NYSE: CFG

Price (delayed)

$43.23

Market cap

$19.67B

P/E Ratio

15.49

Dividend/share

$1.68

EPS

$2.79

Enterprise value

$21.49B

Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Maine, Massachusetts, Michigan, New Hampshire, New Jersey, New York, ...

Highlights
The company's debt fell by 30% YoY
CFG's price to earnings (P/E) is 72% higher than its last 4 quarters average of 9.0 and 60% higher than its 5-year quarterly average of 9.7
CFG's net income is down by 36% year-on-year and by 12% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Peers: IBOC PB CATY

Key stats

What are the main financial stats of CFG
Market
Shares outstanding
455.02M
Market cap
$19.67B
Enterprise value
$21.49B
Valuations
Price to earnings (P/E)
15.49
Price to book (P/B)
0.83
Price to sales (P/S)
2.71
EV/EBIT
12.85
EV/EBITDA
10.07
EV/Sales
2.92
Earnings
Revenue
$7.37B
EBIT
$1.67B
EBITDA
$2.13B
Free cash flow
$2.23B
Per share
EPS
$2.79
Free cash flow per share
$4.83
Book value per share
$51.79
Revenue per share
$15.96
TBVPS
$459.76
Balance sheet
Total assets
$220.45B
Total liabilities
$196.69B
Debt
$13.81B
Equity
$23.76B
Working capital
N/A
Liquidity
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.85
Margins
EBITDA margin
29%
Gross margin
100%
Net margin
17.7%
Operating margin
24.4%
Efficiency
Return on assets
0.6%
Return on equity
5.5%
Return on invested capital
0.8%
Return on capital employed
N/A
Return on sales
22.7%
Dividend
Dividend yield
3.89%
DPS
$1.68
Payout ratio
60.2%

CFG stock price

How has the Citizens Financial Group stock price performed over time
Intraday
-0.02%
1 week
5.44%
1 month
24.3%
1 year
33.26%
YTD
30.45%
QTD
19.98%

Financial performance

How have Citizens Financial Group's revenue and profit performed over time
Revenue
$7.37B
Gross profit
$7.37B
Operating income
$1.8B
Net income
$1.31B
Gross margin
100%
Net margin
17.7%
CFG's net income is down by 36% year-on-year and by 12% since the previous quarter
The operating income has declined by 35% year-on-year and by 12% since the previous quarter
The company's net margin fell by 32% YoY and by 11% QoQ
Citizens Financial Group's operating margin has decreased by 31% YoY and by 9% from the previous quarter

Growth

What is Citizens Financial Group's growth rate over time

Valuation

What is Citizens Financial Group stock price valuation
CFG P/E details
P/E
15.49
P/B
0.83
P/S
2.71
EV/EBIT
12.85
EV/EBITDA
10.07
EV/Sales
2.92
CFG's price to earnings (P/E) is 72% higher than its last 4 quarters average of 9.0 and 60% higher than its 5-year quarterly average of 9.7
The EPS has declined by 33% year-on-year and by 11% since the previous quarter
The price to book (P/B) is 38% higher than the last 4 quarters average of 0.6 and 19% higher than the 5-year quarterly average of 0.7
Citizens Financial Group's equity has decreased by 2.4% QoQ
The price to sales (P/S) is 43% more than the last 4 quarters average of 1.9 and 13% more than the 5-year quarterly average of 2.4
The revenue fell by 6% YoY and by 2.3% QoQ

Efficiency

How efficient is Citizens Financial Group business performance
The ROE has contracted by 36% YoY and by 13% from the previous quarter
The company's return on assets fell by 33% YoY and by 14% QoQ
Citizens Financial Group's return on invested capital has decreased by 33% YoY and by 11% QoQ
The ROS has declined by 33% year-on-year and by 11% since the previous quarter

Dividends

What is CFG's dividend history
Dividend details
DPS
$1.68
Dividend yield
3.89%
Payout ratio
60.2%
Recent dividends

Financial health

How did Citizens Financial Group financials performed over time
The company's total assets is 12% higher than its total liabilities
The company's debt is 42% lower than its equity
The company's debt fell by 30% YoY
The debt to equity has contracted by 29% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.