CFG Citizens Financial Group Earnings and EPS analysis

?
Relative Growth: 60
Relative Strength: 70
Relative Valuation: 85
Relative Profitability: 82

EPS in 2025 (TTM): $3.61

Last Report Period Date: Sep 30, 2025

Based on the company's latest reports for September 2025, the EPS for the trailing twelve months is $3.61. Citizens Financial Group's earnings per share in 2024 amounted to $3.05, marking a decrease from $3.14 in 2023. During the quarterly period ending on Sep 30, 2025, CFG's earnings per share stood at $1.06.

CFG earnings history

Historical annual and quarterly earnings per share (EPS) data for Citizens Financial Group
EPS (TTM)
$3.61
EPS Growth YoY (Quarterly)
37.7%
EPS (Quarterly)
$1.06
EPS Growth (Quarterly)
14%

Citizens Financial Group had an yealy EPS of $3.05, indicating a decrease of 2.9% from $3.14 recorded in 2023. The quarterly per-share earnings for the period ending Sep 30, 2025, was $1.06, indicating a 37.7% increase compared to the same quarter last year. CFG's 12-month EPS is $3.61 as of September 2025. Citizens Financial Group's annual EPS in 2023 was $3.14, a 23.8% decline year-over-year.

CFG EPS growth

Earnings per share growth rates over time
EPS Growth YoY (Quarterly)
37.7%
EPS growth YoY
-2.9%
EPS growth 3Y avg
-16.2%
EPS growth 5Y avg
-4.4%

Over the past 12 months, Citizens Financial Group has recorded an earnings per share growth of 37.7% (YoY, quarterly). Examining a broader timeline, the company recorded an average EPS annual growth rate of -16.2% per year for the last 3 years. During the last five years, the company had an average annual EPS growth of -4.4%. A ten-year view shows that CFG has seen an average earnings per share growth of 7% per year.

CFG Earnings Waterfall

Breakdown of revenue, profit and net income for Citizens Financial Group

CFG Earnings vs Peers

What are the earnings of CFG compared to its peers
Stock name Price to Earnings EPS grwoth 1Y EPS grwoth 3Y EPS grwoth 5Y
IBOC International Bancshares Corp 10.37 -0.8% 17.9% 16%
CATY Cathay General Bancorp 11.15 -18.6% 1.4% 2.6%
PB Prosperity Bancshares Inc 12.13 12% -3.4% 2.2%
CFG Citizens Financial Group Inc 14.25 -2.9% -16.2% -4.4%

All data is based on quarterly TTM periods, unless otherwise specified.