RVSB Riverview Bancorp Inc
- Stocks
- Financial Services
- NASDAQ: RVSB
Price (delayed)
$5.19
Market cap
$108.87M
P/E Ratio
22.57
Dividend/share
$0.08
EPS
$0.23
Enterprise value
$185.66M
Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the
Highlights
The P/E is 70% below the last 4 quarters average of 75.5 and 6% below the 5-year quarterly average of 24.1
The company's net income rose by 29% YoY
Key stats
What are the main financial stats of RVSB
Market
Valuations
Earnings
Shares outstanding
20.98M
Market cap
$108.87M
Enterprise value
$185.66M
Price to earnings (P/E)
22.57
Price to book (P/B)
0.68
Price to sales (P/S)
2.16
EV/EBIT
29.76
EV/EBITDA
19.41
EV/Sales
3.68
Revenue
$50.5M
Gross profit
$50.5M
Operating income
$6.24M
Net income
$4.9M
EBIT
$6.24M
EBITDA
$9.57M
Free cash flow
$5.64M
Per share
Balance sheet
Liquidity
EPS
$0.23
EPS diluted
$0.23
Free cash flow per share
$0.27
Book value per share
$7.63
Revenue per share
$2.4
TBVPS
$70.55
Total assets
$1.51B
Total liabilities
$1.35B
Debt
$106.2M
Equity
$160.01M
Working capital
N/A
Debt to equity
0.66
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
8.03
Margins
Efficiency
Dividend
EBITDA margin
18.9%
Gross margin
100%
Net margin
9.7%
Operating margin
12.4%
Return on assets
0.3%
Return on equity
3.1%
Return on invested capital
0.4%
Return on capital employed
N/A
Return on sales
12.4%
Dividend yield
1.54%
DPS
$0.08
Payout ratio
34.8%
RVSB stock price
How has the Riverview Bancorp stock price performed over time
Intraday
-3.89%
1 week
-6.32%
1 month
-5.64%
1 year
14.57%
YTD
-9.58%
QTD
-5.64%
Financial performance
How have Riverview Bancorp's revenue and profit performed over time
Revenue
$50.5M
Gross profit
$50.5M
Operating income
$6.24M
Net income
$4.9M
Gross margin
100%
Net margin
9.7%
Riverview Bancorp's operating income has increased by 36% YoY
The company's operating margin rose by 31% YoY
The company's net income rose by 29% YoY
RVSB's net margin is up by 23% year-on-year
Price vs fundamentals
How does RVSB's price correlate with its fundamentals
Growth
What is Riverview Bancorp's growth rate over time
Valuation
What is Riverview Bancorp stock price valuation
P/E
22.57
P/B
0.68
P/S
2.16
EV/EBIT
29.76
EV/EBITDA
19.41
EV/Sales
3.68
The P/E is 70% below the last 4 quarters average of 75.5 and 6% below the 5-year quarterly average of 24.1
RVSB's EPS is up by 28% year-on-year
The price to book (P/B) is 15% lower than the 5-year quarterly average of 0.8 and 2.9% lower than the last 4 quarters average of 0.7
The equity has grown by 2.8% year-on-year
RVSB's revenue is up by 8% since the previous quarter and by 4.5% year-on-year
RVSB's price to sales (P/S) is 6% lower than its 5-year quarterly average of 2.3
Efficiency
How efficient is Riverview Bancorp business performance
The company's return on assets has surged by 200% QoQ and by 50% YoY
The ROIC has grown by 33% YoY
RVSB's ROS is up by 31% year-on-year
The company's return on equity rose by 24% YoY
Dividends
What is RVSB's dividend history
DPS
$0.08
Dividend yield
1.54%
Payout ratio
34.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Riverview Bancorp financials performed over time
The total assets is 12% greater than the total liabilities
RVSB's debt is 34% smaller than its equity
The company's debt to equity fell by 13% YoY and by 8% QoQ
RVSB's debt is down by 10% year-on-year and by 7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.