RVSB Riverview Bancorp Inc
Price (delayed)
$5.85
Market cap
$122.71M
P/E Ratio
146.25
Dividend/share
$0.12
EPS
$0.04
Enterprise value
$211.07M
Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the
Highlights
RVSB's debt is down by 39% year-on-year and by 14% since the previous quarter
The company's net income has shrunk by 92% YoY and by 22% QoQ
The P/E is 92% above the last 4 quarters average of 76.0
Key stats
What are the main financial stats of RVSB
Market
Valuations
Earnings
Shares outstanding
20.98M
Market cap
$122.71M
Enterprise value
$211.07M
Price to earnings (P/E)
146.25
Price to book (P/B)
0.78
Price to sales (P/S)
2.64
EV/EBIT
296.02
EV/EBITDA
52.98
EV/Sales
4.52
Revenue
$46.65M
Gross profit
$46.65M
Operating income
$713,000
Net income
$787,000
EBIT
$713,000
EBITDA
$3.98M
Free cash flow
-$3.79M
Per share
Balance sheet
Liquidity
EPS
$0.04
EPS diluted
$0.04
Free cash flow per share
-$0.18
Book value per share
$7.51
Revenue per share
$2.22
TBVPS
$70.41
Total assets
$1.51B
Total liabilities
$1.35B
Debt
$113.7M
Equity
$158.27M
Working capital
N/A
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
22.18
Margins
Efficiency
Dividend
EBITDA margin
8.5%
Gross margin
100%
Net margin
1.7%
Operating margin
1.5%
Return on assets
0.1%
Return on equity
0.5%
Return on invested capital
0%
Return on capital employed
N/A
Return on sales
1.5%
Dividend yield
2.05%
DPS
$0.12
Payout ratio
300%
RVSB stock price
How has the Riverview Bancorp stock price performed over time
Intraday
3.54%
1 week
6.75%
1 month
13.15%
1 year
24.73%
YTD
1.92%
QTD
3.54%
Financial performance
How have Riverview Bancorp's revenue and profit performed over time
Revenue
$46.65M
Gross profit
$46.65M
Operating income
$713,000
Net income
$787,000
Gross margin
100%
Net margin
1.7%
Riverview Bancorp's operating income has shrunk by 94% YoY and by 26% QoQ
The company's operating margin has shrunk by 94% YoY and by 29% QoQ
The company's net income has shrunk by 92% YoY and by 22% QoQ
RVSB's net margin has dropped by 91% year-on-year and by 23% since the previous quarter
Growth
What is Riverview Bancorp's growth rate over time
Valuation
What is Riverview Bancorp stock price valuation
P/E
146.25
P/B
0.78
P/S
2.64
EV/EBIT
296.02
EV/EBITDA
52.98
EV/Sales
4.52
The P/E is 92% above the last 4 quarters average of 76.0
RVSB's EPS has dropped by 91% year-on-year and by 20% since the previous quarter
The price to book (P/B) is 30% higher than the last 4 quarters average of 0.6 but 2.5% lower than the 5-year quarterly average of 0.8
RVSB's price to sales (P/S) is 20% higher than its last 4 quarters average of 2.2 and 15% higher than its 5-year quarterly average of 2.3
RVSB's revenue is down by 13% year-on-year
Efficiency
How efficient is Riverview Bancorp business performance
The ROIC has plunged by 100% from the previous quarter and by 100% YoY
RVSB's ROS has dropped by 94% year-on-year and by 29% since the previous quarter
The company's return on equity has shrunk by 92% YoY and by 17% QoQ
The company's return on assets has shrunk by 83% YoY
Dividends
What is RVSB's dividend history
DPS
$0.12
Dividend yield
2.05%
Payout ratio
300%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Riverview Bancorp financials performed over time
The total assets is 12% greater than the total liabilities
The company's total liabilities fell by 6% YoY and by 2.7% QoQ
The total assets has declined by 5% year-on-year and by 2.6% since the previous quarter
RVSB's debt is 28% smaller than its equity
RVSB's debt is down by 39% year-on-year and by 14% since the previous quarter
The company's debt to equity fell by 39% YoY and by 12% QoQ
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.