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Price (delayed)
$5.65
Market cap
$119.04M
P/E Ratio
113
Dividend/share
$0.16
EPS
$0.05
Enterprise value
$220.41M
Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the
Highlights
RVSB's debt is down by 24% year-on-year and by 8% since the previous quarter
The equity has grown by 6% year-on-year and by 3.1% since the previous quarter
The P/E is 160% above the last 4 quarters average of 43.5
The company's net income has shrunk by 93% YoY and by 48% QoQ
Key stats
What are the main financial stats of RVSB
Market
Valuations
Earnings
Shares outstanding
21.07M
Market cap
$119.04M
Enterprise value
$220.41M
Price to earnings (P/E)
113
Price to book (P/B)
0.74
Price to sales (P/S)
2.57
EV/EBIT
227.93
EV/EBITDA
54.64
EV/Sales
4.76
Revenue
$46.3M
Gross profit
$46.3M
Net income
$1.01M
EBIT
$967,000
EBITDA
$4.03M
Free cash flow
$4.04M
Per share
Balance sheet
Liquidity
EPS
$0.05
EPS diluted
$0.05
Free cash flow per share
$0.19
Book value per share
$7.62
Revenue per share
$2.19
TBVPS
$72.1
Total assets
$1.55B
Total liabilities
$1.39B
Debt
$132.34M
Equity
$160.77M
Working capital
N/A
Debt to equity
0.82
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
25.13
Margins
Efficiency
Dividend
EBITDA margin
8.7%
Gross margin
100%
Net margin
2.2%
Operating margin
2.1%
Return on assets
0.1%
Return on equity
0.6%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
2.1%
Dividend yield
2.83%
DPS
$0.16
Payout ratio
320%
RVSB stock price
How has the Riverview Bancorp stock price performed over time
Intraday
2.36%
1 week
-3.91%
1 month
9.71%
1 year
-12.81%
YTD
-11.72%
QTD
19.96%
Financial performance
How have Riverview Bancorp's revenue and profit performed over time
Revenue
$46.3M
Gross profit
$46.3M
Operating income
$967,000
Net income
$1.01M
Gross margin
100%
Net margin
2.2%
Riverview Bancorp's operating income has shrunk by 95% YoY and by 55% QoQ
The company's operating margin has shrunk by 93% YoY and by 54% QoQ
The company's net income has shrunk by 93% YoY and by 48% QoQ
RVSB's net margin has dropped by 91% year-on-year and by 46% since the previous quarter
Growth
What is Riverview Bancorp's growth rate over time
Valuation
What is Riverview Bancorp stock price valuation
P/E
113
P/B
0.74
P/S
2.57
EV/EBIT
227.93
EV/EBITDA
54.64
EV/Sales
4.76
The P/E is 160% above the last 4 quarters average of 43.5
RVSB's EPS has dropped by 92% year-on-year and by 50% since the previous quarter
The price to book (P/B) is 18% lower than the 5-year quarterly average of 0.9 but 6% higher than the last 4 quarters average of 0.7
The equity has grown by 6% year-on-year and by 3.1% since the previous quarter
RVSB's price to sales (P/S) is 22% higher than its last 4 quarters average of 2.1 and 12% higher than its 5-year quarterly average of 2.3
RVSB's revenue is down by 20% year-on-year
Efficiency
How efficient is Riverview Bancorp business performance
RVSB's ROS has dropped by 93% year-on-year and by 54% since the previous quarter
The company's return on equity has shrunk by 93% YoY and by 50% QoQ
The ROIC has plunged by 91% YoY
The company's return on assets has shrunk by 89% YoY
Dividends
What is RVSB's dividend history
DPS
$0.16
Dividend yield
2.83%
Payout ratio
320%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Riverview Bancorp financials performed over time
The total assets is 12% greater than the total liabilities
The company's total liabilities fell by 3.1% YoY
The total assets has declined by 2.2% year-on-year
RVSB's debt is 18% smaller than its equity
The company's debt to equity fell by 28% YoY and by 11% QoQ
RVSB's debt is down by 24% year-on-year and by 8% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.