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RVSB Riverview Bancorp Inc

Price (delayed)

$6.07

Market cap

$127.33M

P/E Ratio

151.75

Dividend/share

$0.08

EPS

$0.04

Enterprise value

$215.68M

Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the ...

Highlights
RVSB's debt is down by 39% year-on-year and by 14% since the previous quarter
The P/E is 102% above the last 4 quarters average of 76.0
The company's net income has shrunk by 92% YoY and by 22% QoQ

Key stats

What are the main financial stats of RVSB
Market
Shares outstanding
20.98M
Market cap
$127.33M
Enterprise value
$215.68M
Valuations
Price to earnings (P/E)
151.75
Price to book (P/B)
0.81
Price to sales (P/S)
2.74
EV/EBIT
302.5
EV/EBITDA
54.14
EV/Sales
4.62
Earnings
Revenue
$46.65M
Gross profit
$46.65M
Operating income
$713,000
Net income
$787,000
EBIT
$713,000
EBITDA
$3.98M
Free cash flow
-$3.79M
Per share
EPS
$0.04
EPS diluted
$0.04
Free cash flow per share
-$0.18
Book value per share
$7.51
Revenue per share
$2.22
TBVPS
$70.41
Balance sheet
Total assets
$1.51B
Total liabilities
$1.35B
Debt
$113.7M
Equity
$158.27M
Working capital
N/A
Liquidity
Debt to equity
0.72
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
22.18
Margins
EBITDA margin
8.5%
Gross margin
100%
Net margin
1.7%
Operating margin
1.5%
Efficiency
Return on assets
0.1%
Return on equity
0.5%
Return on invested capital
0%
Return on capital employed
N/A
Return on sales
1.5%
Dividend
Dividend yield
1.32%
DPS
$0.08
Payout ratio
200%

RVSB stock price

How has the Riverview Bancorp stock price performed over time
Intraday
-1.3%
1 week
-4.71%
1 month
6.68%
1 year
44.52%
YTD
5.75%
QTD
7.43%

Financial performance

How have Riverview Bancorp's revenue and profit performed over time
Revenue
$46.65M
Gross profit
$46.65M
Operating income
$713,000
Net income
$787,000
Gross margin
100%
Net margin
1.7%
Riverview Bancorp's operating income has shrunk by 94% YoY and by 26% QoQ
The company's operating margin has shrunk by 94% YoY and by 29% QoQ
The company's net income has shrunk by 92% YoY and by 22% QoQ
RVSB's net margin has dropped by 91% year-on-year and by 23% since the previous quarter

Price vs fundamentals

How does RVSB's price correlate with its fundamentals

Growth

What is Riverview Bancorp's growth rate over time

Valuation

What is Riverview Bancorp stock price valuation
P/E
151.75
P/B
0.81
P/S
2.74
EV/EBIT
302.5
EV/EBITDA
54.14
EV/Sales
4.62
The P/E is 102% above the last 4 quarters average of 76.0
RVSB's EPS has dropped by 91% year-on-year and by 20% since the previous quarter
The price to book (P/B) is 37% higher than the last 4 quarters average of 0.6 and 2.5% higher than the 5-year quarterly average of 0.8
RVSB's price to sales (P/S) is 26% higher than its last 4 quarters average of 2.2 and 20% higher than its 5-year quarterly average of 2.3
RVSB's revenue is down by 13% year-on-year

Efficiency

How efficient is Riverview Bancorp business performance
The ROIC has plunged by 100% from the previous quarter and by 100% YoY
RVSB's ROS has dropped by 94% year-on-year and by 29% since the previous quarter
The company's return on equity has shrunk by 92% YoY and by 17% QoQ
The company's return on assets has shrunk by 83% YoY

Dividends

What is RVSB's dividend history
DPS
$0.08
Dividend yield
1.32%
Payout ratio
200%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Riverview Bancorp financials performed over time
The total assets is 12% greater than the total liabilities
The company's total liabilities fell by 6% YoY and by 2.7% QoQ
The total assets has declined by 5% year-on-year and by 2.6% since the previous quarter
RVSB's debt is 28% smaller than its equity
The company's debt to equity fell by 39% YoY and by 12% QoQ
RVSB's debt is down by 39% year-on-year and by 14% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.