- Stocks
- Financial Services
- NASDAQ: RVSB

Price (delayed)

$4.62

Market cap

$97.47M

P/E Ratio

46.2

Dividend/share

$0.2

EPS

$0.1

Enterprise value

$212.9M

Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the

RVSB's debt is up by 21% since the previous quarter but it is down by 14% year-on-year

The P/E is 103% above the last 4 quarters average of 22.1

The company's net income has shrunk by 88% YoY and by 49% QoQ

What are the main financial stats of RVSB

Market
Valuations
Earnings

Shares outstanding

21.1M

Market cap

$97.47M

Enterprise value

$212.9M

Price to earnings (P/E)

46.2

Price to book (P/B)

0.63

Price to sales (P/S)

2.08

EV/EBIT

98.84

EV/EBITDA

41.99

EV/Sales

4.54

Revenue

$46.87M

EBIT

$2.15M

EBITDA

$5.07M

Free cash flow

$5.6M

Per share
Balance sheet
Liquidity

EPS

$0.1

Free cash flow per share

$0.27

Book value per share

$7.39

Revenue per share

$2.22

TBVPS

$71.57

Total assets

$1.54B

Total liabilities

$1.38B

Debt

$143.23M

Equity

$155.91M

Working capital

N/A

Debt to equity

0.92

Current ratio

N/A

Quick ratio

N/A

Net debt/EBITDA

22.77

Margins
Efficiency
Dividend

EBITDA margin

10.8%

Gross margin

100%

Net margin

4.1%

Operating margin

4.6%

Return on assets

0.1%

Return on equity

1.2%

Return on invested capital

0.1%

Return on capital employed

N/A

Return on sales

4.6%

Dividend yield

4.33%

DPS

$0.2

Payout ratio

200%

How has the Riverview Bancorp stock price performed over time

Intraday

3.13%

1 week

1.99%

1 month

13.24%

1 year

-20.89%

YTD

-27.81%

QTD

15.79%

How have Riverview Bancorp's revenue and profit performed over time

Revenue

$46.87M

Gross profit

$46.87M

Operating income

$2.15M

Net income

$1.92M

Gross margin

100%

Net margin

4.1%

Riverview Bancorp's operating income has shrunk by 90% YoY and by 53% QoQ

The company's net income has shrunk by 88% YoY and by 49% QoQ

The company's operating margin has shrunk by 87% YoY and by 52% QoQ

RVSB's net margin has dropped by 85% year-on-year and by 48% since the previous quarter

What is Riverview Bancorp's growth rate over time

What is Riverview Bancorp stock price valuation

P/E

46.2

P/B

0.63

P/S

2.08

EV/EBIT

98.84

EV/EBITDA

41.99

EV/Sales

4.54

The P/E is 103% above the last 4 quarters average of 22.1

RVSB's EPS has dropped by 87% year-on-year and by 44% since the previous quarter

RVSB's revenue is down by 23% year-on-year and by 3% since the previous quarter

RVSB's price to sales (P/S) is 16% lower than its 5-year quarterly average of 2.4 and 3.8% lower than its last 4 quarters average of 2.1

How efficient is Riverview Bancorp business performance

The ROIC has plunged by 92% YoY and by 67% from the previous quarter

The company's return on assets has shrunk by 90% YoY and by 50% QoQ

The company's return on equity has shrunk by 89% YoY and by 52% QoQ

RVSB's ROS has dropped by 87% year-on-year and by 52% since the previous quarter

What is RVSB's dividend history

DPS

$0.2

Dividend yield

4.33%

Payout ratio

200%

Recent dividends

How did Riverview Bancorp financials performed over time

The total assets is 11% greater than the total liabilities

The company's total liabilities fell by 3.2% YoY

The total assets has declined by 2.8% year-on-year

RVSB's debt is 8% smaller than its equity

RVSB's debt is up by 21% since the previous quarter but it is down by 14% year-on-year

The company's debt to equity rose by 21% QoQ but it fell by 15% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.