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Price (delayed)
$4.7
Market cap
$99.16M
P/E Ratio
47
Dividend/share
$0.16
EPS
$0.1
Enterprise value
$214.58M
Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the
Highlights
RVSB's debt is up by 21% since the previous quarter but it is down by 14% year-on-year
The P/E is 113% above the last 4 quarters average of 22.1
The company's net income has shrunk by 88% YoY and by 49% QoQ
Key stats
What are the main financial stats of RVSB
Market
Valuations
Earnings
Shares outstanding
21.1M
Market cap
$99.16M
Enterprise value
$214.58M
Price to earnings (P/E)
47
Price to book (P/B)
0.64
Price to sales (P/S)
2.12
EV/EBIT
99.62
EV/EBITDA
42.32
EV/Sales
4.58
Revenue
$46.87M
EBIT
$2.15M
EBITDA
$5.07M
Free cash flow
$5.6M
Per share
Balance sheet
Liquidity
EPS
$0.1
Free cash flow per share
$0.27
Book value per share
$7.39
Revenue per share
$2.22
TBVPS
$71.57
Total assets
$1.54B
Total liabilities
$1.38B
Debt
$143.23M
Equity
$155.91M
Working capital
N/A
Debt to equity
0.92
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
22.77
Margins
Efficiency
Dividend
EBITDA margin
10.8%
Gross margin
100%
Net margin
4.1%
Operating margin
4.6%
Return on assets
0.1%
Return on equity
1.2%
Return on invested capital
0.1%
Return on capital employed
N/A
Return on sales
4.6%
Dividend yield
3.4%
DPS
$0.16
Payout ratio
160%
RVSB stock price
How has the Riverview Bancorp stock price performed over time
Intraday
1.51%
1 week
1.51%
1 month
-0.21%
1 year
-13.6%
YTD
-26.56%
QTD
-0.21%
Financial performance
How have Riverview Bancorp's revenue and profit performed over time
Revenue
$46.87M
Gross profit
$46.87M
Operating income
$2.15M
Net income
$1.92M
Gross margin
100%
Net margin
4.1%
Riverview Bancorp's operating income has shrunk by 90% YoY and by 53% QoQ
The company's net income has shrunk by 88% YoY and by 49% QoQ
The company's operating margin has shrunk by 87% YoY and by 52% QoQ
RVSB's net margin has dropped by 85% year-on-year and by 48% since the previous quarter
Growth
What is Riverview Bancorp's growth rate over time
Valuation
What is Riverview Bancorp stock price valuation
P/E
47
P/B
0.64
P/S
2.12
EV/EBIT
99.62
EV/EBITDA
42.32
EV/Sales
4.58
The P/E is 113% above the last 4 quarters average of 22.1
RVSB's EPS has dropped by 87% year-on-year and by 44% since the previous quarter
The price to book (P/B) is 29% lower than the 5-year quarterly average of 0.9 and 9% lower than the last 4 quarters average of 0.7
RVSB's revenue is down by 23% year-on-year and by 3% since the previous quarter
RVSB's price to sales (P/S) is 12% lower than its 5-year quarterly average of 2.4
Efficiency
How efficient is Riverview Bancorp business performance
The ROIC has plunged by 92% YoY and by 67% from the previous quarter
The company's return on assets has shrunk by 90% YoY and by 50% QoQ
The company's return on equity has shrunk by 89% YoY and by 52% QoQ
RVSB's ROS has dropped by 87% year-on-year and by 52% since the previous quarter
Dividends
What is RVSB's dividend history
DPS
$0.16
Dividend yield
3.4%
Payout ratio
160%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Riverview Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
The company's total liabilities fell by 3.2% YoY
The total assets has declined by 2.8% year-on-year
RVSB's debt is 8% smaller than its equity
RVSB's debt is up by 21% since the previous quarter but it is down by 14% year-on-year
The company's debt to equity rose by 21% QoQ but it fell by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.