RVSB Riverview Bancorp Inc

Price (delayed)

$4.72

Market cap

$99.64M

P/E Ratio

10.04

Dividend/share

$0.24

EPS

$0.47

Enterprise value

$286.16M

Riverview Bancorp, Inc. is headquartered in Vancouver, Washington – just north of Portland, Oregon on the I-5 corridor. With assets of $1.43 billion at September 30, 2020, it is the ...

Highlights
The equity has grown by 4.2% year-on-year and by 4.2% since the previous quarter
The company's net income fell by 49% YoY and by 28% QoQ
RVSB's EPS is down by 46% year-on-year and by 27% since the previous quarter

Key stats

What are the main financial stats of RVSB
Market
Shares outstanding
21.11M
Market cap
$99.64M
Enterprise value
$286.16M
Valuations
Price to earnings (P/E)
10.04
Price to book (P/B)
0.63
Price to sales (P/S)
1.87
EV/EBIT
22.45
EV/EBITDA
18.68
EV/Sales
5.37
Earnings
Revenue
$53.32M
EBIT
$12.75M
EBITDA
$15.32M
Free cash flow
$14.88M
Per share
EPS
$0.47
Free cash flow per share
$0.7
Book value per share
$7.51
Revenue per share
$2.53
TBVPS
$74.04
Balance sheet
Total assets
$1.59B
Total liabilities
$1.43B
Debt
$186.52M
Equity
$158.47M
Working capital
N/A
Liquidity
Debt to equity
1.18
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
12.17
Margins
EBITDA margin
28.7%
Gross margin
100%
Net margin
18.3%
Operating margin
23.9%
Efficiency
Return on assets
0.6%
Return on equity
6.3%
Return on invested capital
0.7%
Return on capital employed
N/A
Return on sales
23.9%
Dividend
Dividend yield
5.08%
DPS
$0.24
Payout ratio
51.1%

RVSB stock price

How has the Riverview Bancorp stock price performed over time
Intraday
0%
1 week
-0.84%
1 month
2.28%
1 year
-14.03%
YTD
-26.25%
QTD
-26.25%

Financial performance

How have Riverview Bancorp's revenue and profit performed over time
Revenue
$53.32M
Gross profit
$53.32M
Operating income
$12.75M
Net income
$9.75M
Gross margin
100%
Net margin
18.3%
The company's net income fell by 49% YoY and by 28% QoQ
Riverview Bancorp's operating income has decreased by 49% YoY and by 28% QoQ
RVSB's net margin is down by 39% year-on-year and by 22% since the previous quarter
The company's operating margin fell by 38% YoY and by 22% QoQ

Growth

What is Riverview Bancorp's growth rate over time

Valuation

What is Riverview Bancorp stock price valuation
P/E
10.04
P/B
0.63
P/S
1.87
EV/EBIT
22.45
EV/EBITDA
18.68
EV/Sales
5.37
RVSB's EPS is down by 46% year-on-year and by 27% since the previous quarter
The P/E is 14% above the last 4 quarters average of 8.8 and 6% above the 5-year quarterly average of 9.5
The price to book (P/B) is 37% lower than the 5-year quarterly average of 1.0 and 21% lower than the last 4 quarters average of 0.8
The equity has grown by 4.2% year-on-year and by 4.2% since the previous quarter
RVSB's price to sales (P/S) is 25% lower than its 5-year quarterly average of 2.5 and 7% lower than its last 4 quarters average of 2.0
RVSB's revenue is down by 17% year-on-year and by 7% since the previous quarter

Efficiency

How efficient is Riverview Bancorp business performance
The ROIC has plunged by 56% YoY and by 30% from the previous quarter
The company's return on equity has shrunk by 50% YoY and by 28% QoQ
The company's return on assets fell by 45% YoY and by 33% QoQ
RVSB's ROS is down by 38% year-on-year and by 22% since the previous quarter

Dividends

What is RVSB's dividend history
DPS
$0.24
Dividend yield
5.08%
Payout ratio
51.1%
Recent dividends

Financial health

How did Riverview Bancorp financials performed over time
The total assets is 11% greater than the total liabilities
RVSB's debt is 18% greater than its equity
The company's debt to equity has surged by 188% YoY and by 3.5% QoQ
RVSB's debt is up by 8% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.