FSBW FS Bancorp Inc

Price (delayed)

$34.075

Market cap

$262.53M

P/E Ratio

8.97

Dividend/share

$0.8

EPS

$3.8

Enterprise value

$414.88M

FS Bancorp, Inc., a Washington corporation, is the holding company for 1st Security Bank of Washington. The Bank provides loan and deposit services to customers who are predominantly small- and ...

Highlights
The EPS has declined by 20% year-on-year but it has increased by 2.2% since the previous quarter
The debt has soared by 139% QoQ
FSBW's net income is down by 24% year-on-year

Key stats

What are the main financial stats of FSBW
Market
Shares outstanding
7.7M
Market cap
$262.53M
Enterprise value
$414.88M
Valuations
Price to earnings (P/E)
8.97
Price to book (P/B)
1.19
Price to sales (P/S)
2.26
EV/EBIT
10.91
EV/EBITDA
7.98
EV/Sales
3.57
Earnings
Revenue
$116.33M
EBIT
$38.03M
EBITDA
$52.01M
Free cash flow
$172.67M
Per share
EPS
$3.8
Free cash flow per share
$22.35
Book value per share
$28.55
Revenue per share
$15.06
TBVPS
$340.12
Balance sheet
Total assets
$2.65B
Total liabilities
$2.43B
Debt
$317.11M
Equity
$220.55M
Working capital
N/A
Liquidity
Debt to equity
1.44
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
2.93
Margins
EBITDA margin
44.7%
Gross margin
100%
Net margin
26.4%
Operating margin
32.7%
Efficiency
Return on assets
1.3%
Return on equity
13.2%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
32.7%
Dividend
Dividend yield
2.35%
DPS
$0.8
Payout ratio
21.1%

FSBW stock price

How has the FS Bancorp stock price performed over time
Intraday
0.66%
1 week
-0.13%
1 month
1.9%
1 year
1.35%
YTD
1.9%
QTD
1.9%

Financial performance

How have FS Bancorp's revenue and profit performed over time
Revenue
$116.33M
Gross profit
$116.33M
Operating income
$38.03M
Net income
$30.68M
Gross margin
100%
Net margin
26.4%
FSBW's operating income is down by 26% year-on-year
FSBW's net income is down by 24% year-on-year
FSBW's operating margin is down by 20% year-on-year
The net margin fell by 18% YoY

Growth

What is FS Bancorp's growth rate over time

Valuation

What is FS Bancorp stock price valuation
P/E
8.97
P/B
1.19
P/S
2.26
EV/EBIT
10.91
EV/EBITDA
7.98
EV/Sales
3.57
The EPS has declined by 20% year-on-year but it has increased by 2.2% since the previous quarter
FSBW's P/E is 17% above its last 4 quarters average of 7.6 and 10% above its 5-year quarterly average of 8.1
The price to book (P/B) is 19% higher than the last 4 quarters average of 1.0
The equity has declined by 8% year-on-year
The P/S is 13% more than the last 4 quarters average of 2.0 but 6% less than the 5-year quarterly average of 2.4
The revenue has contracted by 7% YoY

Efficiency

How efficient is FS Bancorp business performance
FS Bancorp's ROIC has decreased by 35% YoY and by 6% from the previous quarter
The company's return on assets fell by 28% YoY
The ROE fell by 22% YoY but it rose by 2.3% QoQ
The return on sales has declined by 20% year-on-year

Dividends

What is FSBW's dividend history
DPS
$0.8
Dividend yield
2.35%
Payout ratio
21.1%
Recent dividends

Financial health

How did FS Bancorp financials performed over time
FSBW's total assets is 9% higher than its total liabilities
FSBW's total liabilities is up by 22% year-on-year and by 12% since the previous quarter
FSBW's total assets is up by 19% YoY and by 11% QoQ
The debt is 44% higher than the equity
The debt to equity has surged by 140% since the previous quarter
The debt has soared by 139% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.