FSBW FS Bancorp Inc

Price (delayed)

$38

Market cap

$294.99M

P/E Ratio

8.48

Dividend/share

$1.08

EPS

$4.48

Enterprise value

$624.58M

FS Bancorp, Inc., a Washington corporation, is the holding company for 1st Security Bank of Washington. The Bank provides loan and deposit services to customers who are predominantly small- and ...

Highlights
The equity has grown by 12% year-on-year and by 2.4% since the previous quarter
The debt has soared by 142% YoY and by 66% QoQ
FSBW's P/E is 15% above its 5-year quarterly average of 7.4

Key stats

What are the main financial stats of FSBW
Market
Shares outstanding
7.76M
Market cap
$294.99M
Enterprise value
$624.58M
Valuations
Price to earnings (P/E)
8.48
Price to book (P/B)
1
Price to sales (P/S)
2.13
EV/EBIT
15.02
EV/EBITDA
11.98
EV/Sales
4.49
Earnings
Revenue
$139.15M
Gross profit
$139.15M
Operating income
$41.58M
Net income
$35.02M
EBIT
$41.58M
EBITDA
$52.15M
Free cash flow
$49.19M
Per share
EPS
$4.48
EPS diluted
$4.36
Free cash flow per share
$6.29
Book value per share
$37.84
Revenue per share
$17.8
TBVPS
$385.29
Balance sheet
Total assets
$3.03B
Total liabilities
$2.73B
Debt
$362.96M
Equity
$295.77M
Working capital
N/A
Liquidity
Debt to equity
1.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.32
Margins
EBITDA margin
37.5%
Gross margin
100%
Net margin
25.2%
Operating margin
29.9%
Efficiency
Return on assets
1.2%
Return on equity
12.2%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
29.9%
Dividend
Dividend yield
2.84%
DPS
$1.08
Payout ratio
24.1%

FSBW stock price

How has the FS Bancorp stock price performed over time
Intraday
-0.03%
1 week
1.09%
1 month
-3.58%
1 year
13.77%
YTD
-7.45%
QTD
-0.03%

Financial performance

How have FS Bancorp's revenue and profit performed over time
Revenue
$139.15M
Gross profit
$139.15M
Operating income
$41.58M
Net income
$35.02M
Gross margin
100%
Net margin
25.2%
FSBW's operating income is down by 8% year-on-year and by 5% since the previous quarter
FSBW's operating margin is down by 8% year-on-year and by 4.8% since the previous quarter
FSBW's net income is down by 6% since the previous quarter and by 2.9% year-on-year
The net margin fell by 6% QoQ and by 2.7% YoY

Growth

What is FS Bancorp's growth rate over time

Valuation

What is FS Bancorp stock price valuation
P/E
8.48
P/B
1
P/S
2.13
EV/EBIT
15.02
EV/EBITDA
11.98
EV/Sales
4.49
FSBW's P/E is 15% above its 5-year quarterly average of 7.4
The EPS has declined by 6% since the previous quarter and by 3.2% year-on-year
The equity has grown by 12% year-on-year and by 2.4% since the previous quarter
The price to book (P/B) is 9% lower than the last 4 quarters average of 1.1
The P/S is 7% more than the 5-year quarterly average of 2.0 but 3.2% less than the last 4 quarters average of 2.2

Efficiency

How efficient is FS Bancorp business performance
The ROE fell by 15% YoY and by 9% QoQ
FS Bancorp's ROIC has decreased by 13% YoY and by 7% from the previous quarter
The company's return on assets fell by 8% QoQ
The return on sales has declined by 8% year-on-year and by 4.8% since the previous quarter

Dividends

What is FSBW's dividend history
DPS
$1.08
Dividend yield
2.84%
Payout ratio
24.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did FS Bancorp financials performed over time
FSBW's total assets is 11% higher than its total liabilities
The debt is 23% higher than the equity
The debt has soared by 142% YoY and by 66% QoQ
The debt to equity has surged by 116% year-on-year and by 62% since the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified. Data from and Sharadar.