FSBW FS Bancorp Inc

Price (delayed)

$37.97

Market cap

$288.43M

P/E Ratio

8.87

Dividend/share

$1.33

EPS

$4.28

Enterprise value

$547.06M

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Relative Growth: Rel. Growth: 48
Relative Strength: Rel. Strength: 34
Relative Valuation: Rel. Valuation: 76
Relative Profitability: Rel. Profitability: 76

FS Bancorp, Inc., a Washington corporation, is the holding company for 1st Security Bank of Washington. The Bank provides loan and deposit services to customers who are predominantly small- and ...

Highlights
The equity has grown by 4.6% year-on-year
FSBW's P/E is 15% above its 5-year quarterly average of 7.7 but 2.5% below its last 4 quarters average of 9.1
The debt has soared by 136% QoQ and by 23% YoY
FSBW's net income is down by 7% year-on-year and by 3.6% since the previous quarter

Key stats

What are the main financial stats of FSBW
Market
Shares outstanding
7.6M
Market cap
$288.43M
Enterprise value
$547.06M
Valuations
Price to earnings (P/E)
8.87
Price to book (P/B)
0.98
Price to sales (P/S)
2.09
PEG
N/A
EV/EBIT
14.05
EV/EBITDA
10.94
EV/Sales
3.92
Earnings
Revenue
$139.68M
Gross profit
$139.68M
Operating income
$38.94M
Net income
$33.42M
EBIT
$38.94M
EBITDA
$49.99M
Free cash flow
$53.13M
Per share
EPS
$4.28
EPS diluted
$4.2
Free cash flow per share
$6.9
Book value per share
$38.61
Revenue per share
$18.15
TBVPS
$410.57
Balance sheet
Total assets
$3.18B
Total liabilities
$2.88B
Debt
$292.07M
Equity
$297.2M
Working capital
N/A
Liquidity
Debt to equity
0.98
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
5.17
Margins
EBITDA margin
35.8%
Gross margin
100%
Net margin
23.9%
Operating margin
27.9%
Efficiency
Return on assets
1.1%
Return on equity
11.3%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
27.9%
Dividend
Dividend yield
3.5%
DPS
$1.33
Payout ratio
31.1%

FSBW stock price

How has the FS Bancorp stock price performed over time
Intraday
-1.5%
1 week
-1.45%
1 month
-5.17%
1 year
-14.87%
YTD
-7.53%
QTD
-4.88%

Financial performance

How have FS Bancorp's revenue and profit performed over time
Revenue
$139.68M
Gross profit
$139.68M
Operating income
$38.94M
Net income
$33.42M
Gross margin
100%
Net margin
23.9%
FSBW's operating margin is down by 15% year-on-year and by 3.8% since the previous quarter
FSBW's operating income is down by 14% year-on-year and by 3.9% since the previous quarter
The net margin fell by 8% YoY and by 3.6% QoQ
FSBW's net income is down by 7% year-on-year and by 3.6% since the previous quarter

Price vs fundamentals

How does FSBW's price correlate with its fundamentals

Growth

What is FS Bancorp's growth rate over time

Valuation

What is FS Bancorp stock price valuation
P/E
8.87
P/B
0.98
P/S
2.09
EV/EBIT
14.05
EV/EBITDA
10.94
EV/Sales
3.92
FSBW's P/E is 15% above its 5-year quarterly average of 7.7 but 2.5% below its last 4 quarters average of 9.1
The EPS has declined by 7% year-on-year and by 3.4% since the previous quarter
The price to book (P/B) is 11% lower than the 5-year quarterly average of 1.1 and 11% lower than the last 4 quarters average of 1.1
The equity has grown by 4.6% year-on-year
The P/S is 9% less than the last 4 quarters average of 2.3

Efficiency

How efficient is FS Bancorp business performance
FS Bancorp's ROIC has decreased by 20% YoY and by 8% from the previous quarter
The ROE fell by 16% YoY and by 5% QoQ
The return on sales has declined by 15% year-on-year and by 3.8% since the previous quarter
The company's return on assets fell by 8% QoQ and by 8% YoY

Dividends

What is FSBW's dividend history
DPS
$1.33
Dividend yield
3.5%
Payout ratio
31.1%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did FS Bancorp financials performed over time
FSBW's total assets is 10% higher than its total liabilities
FSBW's total assets is up by 8% YoY and by 3.6% QoQ
FSBW's total liabilities is up by 8% year-on-year and by 4% since the previous quarter
The debt to equity has surged by 139% since the previous quarter and by 17% year-on-year
The debt has soared by 136% QoQ and by 23% YoY

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.