FSBW FS Bancorp Inc
Price (delayed)
$37.59
Market cap
$291.8M
P/E Ratio
8.39
Dividend/share
$1.08
EPS
$4.48
Enterprise value
$621.4M
FS Bancorp, Inc., a Washington corporation, is the holding company for 1st Security Bank of Washington. The Bank provides loan and deposit services to customers who are predominantly small- and
Highlights
The equity has grown by 12% year-on-year and by 2.4% since the previous quarter
The debt has soared by 142% YoY and by 66% QoQ
FSBW's P/E is 15% above its 5-year quarterly average of 7.4
Key stats
What are the main financial stats of FSBW
Market
Valuations
Earnings
Shares outstanding
7.76M
Market cap
$291.8M
Enterprise value
$621.4M
Price to earnings (P/E)
8.39
Price to book (P/B)
0.99
Price to sales (P/S)
2.11
EV/EBIT
14.94
EV/EBITDA
11.92
EV/Sales
4.47
Revenue
$139.15M
Gross profit
$139.15M
Operating income
$41.58M
Net income
$35.02M
EBIT
$41.58M
EBITDA
$52.15M
Free cash flow
$49.19M
Per share
Balance sheet
Liquidity
EPS
$4.48
EPS diluted
$4.36
Free cash flow per share
$6.29
Book value per share
$37.84
Revenue per share
$17.8
TBVPS
$385.29
Total assets
$3.03B
Total liabilities
$2.73B
Debt
$362.96M
Equity
$295.77M
Working capital
N/A
Debt to equity
1.23
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
6.32
Margins
Efficiency
Dividend
EBITDA margin
37.5%
Gross margin
100%
Net margin
25.2%
Operating margin
29.9%
Return on assets
1.2%
Return on equity
12.2%
Return on invested capital
1.3%
Return on capital employed
N/A
Return on sales
29.9%
Dividend yield
2.87%
DPS
$1.08
Payout ratio
24.1%
FSBW stock price
How has the FS Bancorp stock price performed over time
Intraday
-1.55%
1 week
-2.01%
1 month
1.29%
1 year
19.33%
YTD
-8.45%
QTD
-1.1%
Financial performance
How have FS Bancorp's revenue and profit performed over time
Revenue
$139.15M
Gross profit
$139.15M
Operating income
$41.58M
Net income
$35.02M
Gross margin
100%
Net margin
25.2%
FSBW's operating income is down by 8% year-on-year and by 5% since the previous quarter
FSBW's operating margin is down by 8% year-on-year and by 4.8% since the previous quarter
FSBW's net income is down by 6% since the previous quarter and by 2.9% year-on-year
The net margin fell by 6% QoQ and by 2.7% YoY
Growth
What is FS Bancorp's growth rate over time
Valuation
What is FS Bancorp stock price valuation
P/E
8.39
P/B
0.99
P/S
2.11
EV/EBIT
14.94
EV/EBITDA
11.92
EV/Sales
4.47
FSBW's P/E is 15% above its 5-year quarterly average of 7.4
The EPS has declined by 6% since the previous quarter and by 3.2% year-on-year
The equity has grown by 12% year-on-year and by 2.4% since the previous quarter
The price to book (P/B) is 8% lower than the last 4 quarters average of 1.1
The P/S is 7% more than the 5-year quarterly average of 2.0 but 2.7% less than the last 4 quarters average of 2.2
Efficiency
How efficient is FS Bancorp business performance
The ROE fell by 15% YoY and by 9% QoQ
FS Bancorp's ROIC has decreased by 13% YoY and by 7% from the previous quarter
The company's return on assets fell by 8% QoQ
The return on sales has declined by 8% year-on-year and by 4.8% since the previous quarter
Dividends
What is FSBW's dividend history
DPS
$1.08
Dividend yield
2.87%
Payout ratio
24.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did FS Bancorp financials performed over time
FSBW's total assets is 11% higher than its total liabilities
The debt is 23% higher than the equity
The debt has soared by 142% YoY and by 66% QoQ
The debt to equity has surged by 116% year-on-year and by 62% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.