FSBW FS Bancorp Inc

  1. Stocks
  2. Financial Services
  3. NASDAQ: FSBW

Price (delayed)

$31.44

Market cap

$245.41M

P/E Ratio

6.79

Dividend/share

$1.01

EPS

$4.63

Enterprise value

$305.68M

FS Bancorp, Inc., a Washington corporation, is the holding company for 1st Security Bank of Washington. The Bank provides loan and deposit services to customers who are predominantly small- and ...

Highlights
The debt fell by 38% YoY and by 16% QoQ
The EPS has increased by 23% year-on-year and by 6% since the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.fsbwa.com
Peers: SMPL RVSB TSBK TBNK

Key stats

What are the main financial stats of FSBW
Market
Shares outstanding
7.81M
Market cap
$245.41M
Enterprise value
$305.68M
Valuations
Price to earnings (P/E)
6.79
Price to book (P/B)
0.93
Price to sales (P/S)
1.76
EV/EBIT
6.75
EV/EBITDA
5.28
EV/Sales
2.2
Earnings
Revenue
$139.02M
EBIT
$45.27M
EBITDA
$57.92M
Free cash flow
$76M
Per share
EPS
$4.63
Free cash flow per share
$9.75
Book value per share
$33.92
Revenue per share
$17.83
TBVPS
$378.53
Balance sheet
Total assets
$2.97B
Total liabilities
$2.71B
Debt
$150.12M
Equity
$264.49M
Working capital
N/A
Liquidity
Debt to equity
0.57
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.04
Margins
EBITDA margin
41.7%
Gross margin
100%
Net margin
25.9%
Operating margin
32.6%
Efficiency
Return on assets
1.2%
Return on equity
14.3%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
32.6%
Dividend
Dividend yield
3.21%
DPS
$1.01
Payout ratio
21.8%

FSBW stock price

How has the FS Bancorp stock price performed over time
Intraday
0.19%
1 week
1.71%
1 month
-5.33%
1 year
15.08%
YTD
-14.94%
QTD
-9.42%

Financial performance

How have FS Bancorp's revenue and profit performed over time
Revenue
$139.02M
Gross profit
$139.02M
Operating income
$45.27M
Net income
$36.05M
Gross margin
100%
Net margin
25.9%
FSBW's operating income is up by 22% year-on-year and by 6% since the previous quarter
FSBW's net income is up by 22% year-on-year and by 6% since the previous quarter
FSBW's gross profit is up by 20% YoY and by 2.3% from the previous quarter
The revenue has grown by 20% YoY and by 2.3% from the previous quarter

Growth

What is FS Bancorp's growth rate over time

Valuation

What is FS Bancorp stock price valuation
P/E
6.79
P/B
0.93
P/S
1.76
EV/EBIT
6.75
EV/EBITDA
5.28
EV/Sales
2.2
The EPS has increased by 23% year-on-year and by 6% since the previous quarter
FSBW's P/E is 8% below its 5-year quarterly average of 7.4 and 7% below its last 4 quarters average of 7.3
The price to book (P/B) is 15% lower than the 5-year quarterly average of 1.1 and 7% lower than the last 4 quarters average of 1.0
The equity has grown by 14% year-on-year and by 6% since the previous quarter
The revenue has grown by 20% YoY and by 2.3% from the previous quarter
The P/S is 16% less than the 5-year quarterly average of 2.1 and 7% less than the last 4 quarters average of 1.9

Efficiency

How efficient is FS Bancorp business performance
The ROE rose by 10% YoY and by 2.9% QoQ
FS Bancorp's ROIC has increased by 7% YoY
The return on sales has increased by 3.5% since the previous quarter and by 2.5% year-on-year

Dividends

What is FSBW's dividend history
Dividend details
DPS
$1.01
Dividend yield
3.21%
Payout ratio
21.8%
Recent dividends

Financial health

How did FS Bancorp financials performed over time
FSBW's total assets is 10% higher than its total liabilities
FSBW's total assets is up by 13% YoY
FSBW's total liabilities is up by 13% year-on-year
The debt is 43% lower than the equity
The debt to equity has declined by 46% year-on-year and by 20% since the previous quarter
The debt fell by 38% YoY and by 16% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.