FSBW FS Bancorp Inc
Price (delayed)
$38.25
Market cap
$299.01M
P/E Ratio
7.99
Dividend/share
$1.08
EPS
$4.79
Enterprise value
$465.6M
FS Bancorp, Inc., a Washington corporation, is the holding company for 1st Security Bank of Washington. The Bank provides loan and deposit services to customers who are predominantly small- and
Highlights
The equity has grown by 15% year-on-year
The EPS has increased by 10% year-on-year and by 3.7% since the previous quarter
The debt rose by 23% YoY but it fell by 8% QoQ
FSBW's P/E is 11% above its 5-year quarterly average of 7.2 but 2.6% below its last 4 quarters average of 8.2
Key stats
What are the main financial stats of FSBW
Market
Valuations
Earnings
Shares outstanding
7.82M
Market cap
$299.01M
Enterprise value
$465.6M
Price to earnings (P/E)
7.99
Price to book (P/B)
1.03
Price to sales (P/S)
2.13
EV/EBIT
10.63
EV/EBITDA
8.48
EV/Sales
3.34
Revenue
$139.46M
Gross profit
$139.46M
Operating income
$43.81M
Net income
$37.41M
EBIT
$43.81M
EBITDA
$54.9M
Free cash flow
$20.85M
Per share
Balance sheet
Liquidity
EPS
$4.79
EPS diluted
$4.71
Free cash flow per share
$2.69
Book value per share
$37.29
Revenue per share
$18
TBVPS
$381.02
Total assets
$2.97B
Total liabilities
$2.68B
Debt
$218.93M
Equity
$288.9M
Working capital
N/A
Debt to equity
0.76
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
3.03
Margins
Efficiency
Dividend
EBITDA margin
39.4%
Gross margin
100%
Net margin
26.8%
Operating margin
31.4%
Return on assets
1.3%
Return on equity
13.4%
Return on invested capital
1.4%
Return on capital employed
N/A
Return on sales
31.4%
Dividend yield
2.82%
DPS
$1.08
Payout ratio
22.5%
FSBW stock price
How has the FS Bancorp stock price performed over time
Intraday
-1.37%
1 week
-2.02%
1 month
-8.78%
1 year
13.17%
YTD
-6.84%
QTD
-6.84%
Financial performance
How have FS Bancorp's revenue and profit performed over time
Revenue
$139.46M
Gross profit
$139.46M
Operating income
$43.81M
Net income
$37.41M
Gross margin
100%
Net margin
26.8%
FSBW's net income is up by 10% year-on-year and by 3.7% since the previous quarter
The net margin rose by 8% YoY and by 3.1% QoQ
FSBW's operating margin is down by 4% since the previous quarter
FSBW's operating income is down by 3.6% since the previous quarter but it is up by 2.4% year-on-year
Growth
What is FS Bancorp's growth rate over time
Valuation
What is FS Bancorp stock price valuation
P/E
7.99
P/B
1.03
P/S
2.13
EV/EBIT
10.63
EV/EBITDA
8.48
EV/Sales
3.34
FSBW's P/E is 11% above its 5-year quarterly average of 7.2 but 2.6% below its last 4 quarters average of 8.2
The EPS has increased by 10% year-on-year and by 3.7% since the previous quarter
The equity has grown by 15% year-on-year
The price to book (P/B) is 6% lower than the last 4 quarters average of 1.1 but 3% higher than the 5-year quarterly average of 1.0
The P/S is 7% more than the 5-year quarterly average of 2.0
The revenue has grown by 2.6% YoY
Efficiency
How efficient is FS Bancorp business performance
The company's return on assets rose by 8% QoQ and by 8% YoY
FS Bancorp's ROIC has decreased by 7% from the previous quarter and by 7% YoY
The ROE fell by 3.6% YoY
The return on sales has declined by 4% since the previous quarter
Dividends
What is FSBW's dividend history
DPS
$1.08
Dividend yield
2.82%
Payout ratio
22.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did FS Bancorp financials performed over time
FSBW's total assets is 11% higher than its total liabilities
The debt is 24% lower than the equity
The debt rose by 23% YoY but it fell by 8% QoQ
The equity has grown by 15% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.