ALLY
Ally Financial
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NYSE: ALLY
- PE Ratio
As of Aug 5, 2026, the ALLY stock has a P/E ratio of 10.45. The calculation is based on the latest EPS of $4.28 and the stock price of $44.74 per share. A decrease of 33% has been observed in the PE ratio compared to its average of 15.6 of the past four quarters.
ALLY PE ratio history
The mean historical PE ratio of Ally Financial over the last ten years is 12.54. The current 10.45 price-to-earnings ratio is 17% less than the historical average. Analyzing the last ten years, ALLY's PE ratio reached its highest point in the Mar 2025 quarter at 58.82, with a price of $36.47 and an EPS of $0.62. The Sep 2022 quarter saw the lowest point at 4.65, with a price of $27.83 and an EPS of $5.98.
Ally Financial PE ratio by year
Maximum annual increase: 159.21% in 2023
Maximum annual decrease: -53.4% in 2021
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 18.95 | -4.24% | $45.29 | $2.39 |
| 2024 | 19.79 | 58.07% | $36.01 | $1.82 |
| 2023 | 12.52 | 159.21% | $34.92 | $2.79 |
| 2022 | 4.83 | -16% | $24.45 | $5.06 |
| 2021 | 5.75 | -53.4% | $47.61 | $8.28 |
| 2020 | 12.34 | 76.03% | $35.66 | $2.89 |
| 2019 | 7.01 | -8.13% | $30.56 | $4.36 |
| 2018 | 7.63 | -46.34% | $22.66 | $2.97 |
| 2017 | 14.22 | 60.68% | $29.16 | $2.05 |
| 2016 | 8.85 | N/A | $19.02 | $2.15 |
| 2015 | N/A | N/A | $18.64 | -$2.66 |
| 2014 | 12.91 | N/A | $23.62 | $1.83 |
| 2013 | N/A | N/A | N/A | -$1.64 |
| 2012 | N/A | N/A | N/A | $0.96 |
| 2011 | N/A | N/A | N/A | -$2.23 |
Ally Financial PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Jun 2026 | 10.74 | 13.29% | $45.95 | $4.28 |
| Mar 2026 | 9.48 | -49.97% | $39.23 | $4.14 |
| Dec 2025 | 18.95 | -18.77% | $45.29 | $2.39 |
| Sep 2025 | 23.33 | -37.7% | $39.2 | $1.68 |
| Jun 2025 | 37.45 | -36.33% | $38.95 | $1.04 |
| Mar 2025 | 58.82 | 197.22% | $36.47 | $0.62 |
| Dec 2024 | 19.79 | -16.04% | $36.01 | $1.82 |
| Sep 2024 | 23.57 | 9.32% | $35.59 | $1.51 |
| Jun 2024 | 21.56 | 16.86% | $39.67 | $1.84 |
| Mar 2024 | 18.45 | 47.36% | $40.59 | $2.2 |
| Dec 2023 | 12.52 | 73.17% | $34.92 | $2.79 |
| Sep 2023 | 7.23 | -1.23% | $26.68 | $3.69 |
| Jun 2023 | 7.32 | 18.06% | $27.01 | $3.69 |
| Mar 2023 | 6.2 | 28.36% | $25.49 | $4.11 |
| Dec 2022 | 4.83 | 3.87% | $24.45 | $5.06 |
ALLY Price vs fair value
ALLY average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of ALLY is under its 3, 5 and 10-year averages.
PE comparison
Ally Financial's price to earnings (P/E) of 10.45 is lower than the Financial Services sector and the industry average. Looking at the Financial Services sector average of 13.74, Ally Financial's price to earnings (P/E) is 24% lower.
ALLY PE vs peers
When compared to its peer stocks AXP and FNMA, ALLY's PE ratio is lower.
| Stock name | PE ratio | Market cap |
|---|---|---|
| ALLY Ally Financial Inc | 10.45 | $13.61B |
| CACC Credit Acceptance Corp | 14.49 | $6.2B |
| AXP American Express Company | 21.13 | $235.68B |
| FNMA Federal National Mortgage Association | 137.5 | $6.37B |
| INBK First Internet Bancorp | N/A | $255.75M |
Frequently asked questions
What is Ally Financial's PE ratio?
The price to earnings ratio for ALLY stock as of Aug 5, 2026, stands at 10.45.
What is the 3-year average PE ratio for Ally Financial (ALLY)?
The 3-year average PE ratio for ALLY stock is 21.82.
What is the 5-year average PE ratio for Ally Financial (ALLY)?
The 5-year average PE ratio for ALLY stock is 15.35.
What is the highest PE ratio for ALLY?
The highest quarterly PE ratio in the last ten years has been 58.82 and it was in the Mar 2025 quarter.
How does the current PE ratio for ALLY compare to its historical average?
ALLY's current price to earnings ratio is 17% below its 10-year historical average.
How is ALLY's PE ratio calculated (Ally Financial PE ratio formula)?
The P/E ratio is calculated by dividing the latest price of a stock by its trailing twelve months EPS. As of today (Aug 5, 2026), Ally Financial's share price is $44.74. The company's earnings per share for the trailing twelve months (TTM) ending Jun 2026 is $4.28. Therefore, Ally Financial's price to earnings ratio for today is 10.45. PE RATIO(10.45) = STOCK PRICE($44.74) / TTM EPS($4.28)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.