WABC Westamerica Bancorporation

  1. Stocks
  2. Financial Services
  3. NASDAQ: WABC

Price (delayed)

$46.72

Market cap

$1.25B

P/E Ratio

7.71

Dividend/share

$1.74

EPS

$6.06

Enterprise value

$1.11B

Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and ...

Highlights
The P/E is 54% lower than the 5-year quarterly average of 16.3 and 4.8% lower than the last 4 quarters average of 7.9
Westamerica Bancorporation's debt has decreased by 50% from the previous quarter
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.westamerica.com
Peers: HAFC CATY BSRR

Key stats

What are the main financial stats of WABC
Market
Shares outstanding
26.67M
Market cap
$1.25B
Enterprise value
$1.11B
Valuations
Price to earnings (P/E)
7.71
Price to book (P/B)
1.61
Price to sales (P/S)
3.84
EV/EBIT
5.03
EV/EBITDA
4.77
EV/Sales
3.43
Earnings
Revenue
$324.8M
EBIT
$221.58M
EBITDA
$233.35M
Free cash flow
$157.05M
Per share
EPS
$6.06
Free cash flow per share
$5.88
Book value per share
$29
Revenue per share
$12.16
TBVPS
$233.78
Balance sheet
Total assets
$6.36B
Total liabilities
$5.59B
Debt
$58.16M
Equity
$772.89M
Working capital
N/A
Liquidity
Debt to equity
0.08
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.57
Margins
EBITDA margin
71.8%
Gross margin
100%
Net margin
49.8%
Operating margin
68.2%
Efficiency
Return on assets
2.5%
Return on equity
23.8%
Return on invested capital
3.5%
Return on capital employed
N/A
Return on sales
68.2%
Dividend
Dividend yield
3.72%
DPS
$1.74
Payout ratio
28.7%

WABC stock price

How has the Westamerica Bancorporation stock price performed over time
Intraday
2.57%
1 week
0.21%
1 month
0.75%
1 year
13.4%
YTD
-17.18%
QTD
-4.42%

Financial performance

How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$324.8M
Gross profit
$324.8M
Operating income
$221.58M
Net income
$161.77M
Gross margin
100%
Net margin
49.8%
WABC's operating income is up by 34% YoY
The company's net income rose by 33% YoY
WABC's revenue is up by 23% YoY
The company's gross profit rose by 23% YoY

Growth

What is Westamerica Bancorporation's growth rate over time

Valuation

What is Westamerica Bancorporation stock price valuation
WABC P/E details
P/E
7.71
P/B
1.61
P/S
3.84
EV/EBIT
5.03
EV/EBITDA
4.77
EV/Sales
3.43
The P/E is 54% lower than the 5-year quarterly average of 16.3 and 4.8% lower than the last 4 quarters average of 7.9
The company's EPS rose by 33% YoY
WABC's equity is up by 28% YoY and by 19% QoQ
The price to book (P/B) is 25% lower than the 5-year quarterly average of 2.1 and 13% lower than the last 4 quarters average of 1.8
The P/S is 44% lower than the 5-year quarterly average of 6.7 and 4.1% lower than the last 4 quarters average of 3.9
WABC's revenue is up by 23% YoY

Efficiency

How efficient is Westamerica Bancorporation business performance
The company's return on assets rose by 47% YoY and by 4.2% QoQ
The ROIC rose by 40% YoY
WABC's ROE is up by 20% YoY but it is down by 6% from the previous quarter
The company's return on sales rose by 9% YoY

Dividends

What is WABC's dividend history
Dividend details
DPS
$1.74
Dividend yield
3.72%
Payout ratio
28.7%
Recent dividends

Financial health

How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 14% higher than its total liabilities
WABC's total liabilities is down by 12% year-on-year and by 6% since the previous quarter
Westamerica Bancorporation's total assets has decreased by 8% YoY and by 3.1% QoQ
Westamerica Bancorporation's debt is 92% less than its equity
WABC's debt to equity has dropped by 56% since the previous quarter and by 20% year-on-year
Westamerica Bancorporation's debt has decreased by 50% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.