WABC Westamerica Bancorporation
- Stocks
- Financial Services
- NASDAQ: WABC
Price (delayed)
$49.5
Market cap
$1.26B
P/E Ratio
10.36
Dividend/share
$1.8
EPS
$4.78
Enterprise value
$735.13M
Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and
Highlights
Westamerica Bancorporation's debt has plunged by 66% YoY and by 11% from the previous quarter
WABC's equity is up by 13% YoY
The P/E is 20% lower than the 5-year quarterly average of 13.0 but 6% higher than the last 4 quarters average of 9.8
The company's EPS fell by 17% YoY and by 4.2% QoQ
The company's net income fell by 17% YoY and by 4.8% QoQ
Key stats
What are the main financial stats of WABC
Market
Valuations
Earnings
Shares outstanding
25.46M
Market cap
$1.26B
Enterprise value
$735.13M
Price to earnings (P/E)
10.36
Price to book (P/B)
1.41
Price to sales (P/S)
4.66
EV/EBIT
4.26
EV/EBITDA
4.06
EV/Sales
2.67
Revenue
$275.2M
Gross profit
$275.2M
Operating income
$172.38M
Net income
$126.86M
EBIT
$172.38M
EBITDA
$181.19M
Free cash flow
$134.14M
Per share
Balance sheet
Liquidity
EPS
$4.78
EPS diluted
$4.78
Free cash flow per share
$5.18
Book value per share
$35.21
Revenue per share
$10.63
TBVPS
$220.3
Total assets
$5.83B
Total liabilities
$4.9B
Debt
$101.21M
Equity
$921.78M
Working capital
N/A
Debt to equity
0.11
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.9
Margins
Efficiency
Dividend
EBITDA margin
65.8%
Gross margin
100%
Net margin
46.1%
Operating margin
62.6%
Return on assets
2.1%
Return on equity
13.9%
Return on invested capital
3.2%
Return on capital employed
N/A
Return on sales
62.6%
Dividend yield
3.64%
DPS
$1.8
Payout ratio
37.7%
WABC stock price
How has the Westamerica Bancorporation stock price performed over time
Intraday
3.99%
1 week
3.41%
1 month
-3.17%
1 year
2.63%
YTD
-5.64%
QTD
2.19%
Financial performance
How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$275.2M
Gross profit
$275.2M
Operating income
$172.38M
Net income
$126.86M
Gross margin
100%
Net margin
46.1%
WABC's operating income is down by 18% YoY and by 5% QoQ
The company's net income fell by 17% YoY and by 4.8% QoQ
WABC's revenue is down by 12% YoY and by 3.4% QoQ
The company's gross profit fell by 12% YoY and by 3.4% QoQ
Price vs fundamentals
How does WABC's price correlate with its fundamentals
Growth
What is Westamerica Bancorporation's growth rate over time
Valuation
What is Westamerica Bancorporation stock price valuation
P/E
10.36
P/B
1.41
P/S
4.66
EV/EBIT
4.26
EV/EBITDA
4.06
EV/Sales
2.67
The P/E is 20% lower than the 5-year quarterly average of 13.0 but 6% higher than the last 4 quarters average of 9.8
The company's EPS fell by 17% YoY and by 4.2% QoQ
The price to book (P/B) is 26% lower than the 5-year quarterly average of 1.9 and 6% lower than the last 4 quarters average of 1.5
WABC's equity is up by 13% YoY
The P/S is 17% lower than the 5-year quarterly average of 5.6
WABC's revenue is down by 12% YoY and by 3.4% QoQ
Efficiency
How efficient is Westamerica Bancorporation business performance
WABC's ROE is down by 31% YoY and by 8% from the previous quarter
The company's return on assets fell by 13% YoY and by 4.5% QoQ
The ROIC fell by 6% YoY
The company's return on sales fell by 6% YoY
Dividends
What is WABC's dividend history
DPS
$1.8
Dividend yield
3.64%
Payout ratio
37.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 19% higher than its total liabilities
WABC's total liabilities is down by 11% year-on-year and by 2.8% since the previous quarter
Westamerica Bancorporation's total assets has decreased by 8% YoY and by 2.4% QoQ
Westamerica Bancorporation's debt is 89% less than its equity
WABC's debt to equity has dropped by 70% year-on-year and by 8% since the previous quarter
Westamerica Bancorporation's debt has plunged by 66% YoY and by 11% from the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.