WABC Westamerica Bancorporation
Price (delayed)
$49.2
Market cap
$1.31B
P/E Ratio
8.96
Dividend/share
$1.76
EPS
$5.49
Enterprise value
$942.49M
Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and
Highlights
WABC's equity is up by 40% YoY and by 11% QoQ
The P/E is 37% lower than the 5-year quarterly average of 14.2
Westamerica Bancorporation's debt has plunged by 56% from the previous quarter but it has increased by 15% YoY
The company's net income fell by 9% YoY and by 4.3% QoQ
The company's EPS fell by 9% YoY and by 4.4% QoQ
Key stats
What are the main financial stats of WABC
Market
Valuations
Earnings
Shares outstanding
26.69M
Market cap
$1.31B
Enterprise value
$942.49M
Price to earnings (P/E)
8.96
Price to book (P/B)
1.44
Price to sales (P/S)
4.32
EV/EBIT
4.71
EV/EBITDA
4.46
EV/Sales
3.1
Revenue
$304.25M
Gross profit
$304.25M
Operating income
$200.19M
Net income
$146.4M
EBIT
$200.19M
EBITDA
$211.44M
Free cash flow
$102.48M
Per share
Balance sheet
Liquidity
EPS
$5.49
EPS diluted
$5.49
Free cash flow per share
$3.84
Book value per share
$34.06
Revenue per share
$11.4
TBVPS
$226.32
Total assets
$6.16B
Total liabilities
$5.25B
Debt
$132.49M
Equity
$909.04M
Working capital
N/A
Debt to equity
0.15
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-1.75
Margins
Efficiency
Dividend
EBITDA margin
69.5%
Gross margin
100%
Net margin
48.1%
Operating margin
65.8%
Return on assets
2.3%
Return on equity
17.8%
Return on invested capital
3.3%
Return on capital employed
N/A
Return on sales
65.8%
Dividend yield
3.58%
DPS
$1.76
Payout ratio
32.1%
WABC stock price
How has the Westamerica Bancorporation stock price performed over time
Intraday
-1.66%
1 week
-1.52%
1 month
-5.93%
1 year
6.4%
YTD
-6.21%
QTD
-6.21%
Financial performance
How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$304.25M
Gross profit
$304.25M
Operating income
$200.19M
Net income
$146.4M
Gross margin
100%
Net margin
48.1%
WABC's operating income is down by 9% YoY and by 4.4% QoQ
The company's net income fell by 9% YoY and by 4.3% QoQ
The company's gross profit fell by 6% YoY and by 2.7% QoQ
WABC's revenue is down by 6% YoY and by 2.7% QoQ
Growth
What is Westamerica Bancorporation's growth rate over time
Valuation
What is Westamerica Bancorporation stock price valuation
P/E
8.96
P/B
1.44
P/S
4.32
EV/EBIT
4.71
EV/EBITDA
4.46
EV/Sales
3.1
The P/E is 37% lower than the 5-year quarterly average of 14.2
The company's EPS fell by 9% YoY and by 4.4% QoQ
WABC's equity is up by 40% YoY and by 11% QoQ
The price to book (P/B) is 28% lower than the 5-year quarterly average of 2.0 and 15% lower than the last 4 quarters average of 1.7
The P/S is 28% lower than the 5-year quarterly average of 6.0
WABC's revenue is down by 6% YoY and by 2.7% QoQ
Efficiency
How efficient is Westamerica Bancorporation business performance
WABC's ROE is down by 30% YoY and by 12% from the previous quarter
The ROIC fell by 6% YoY and by 2.9% QoQ
The company's return on sales fell by 3.5% YoY
The company's return on assets fell by 4.2% QoQ and by 4.2% YoY
Dividends
What is WABC's dividend history
DPS
$1.76
Dividend yield
3.58%
Payout ratio
32.1%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 17% higher than its total liabilities
WABC's total liabilities is down by 11% year-on-year and by 4.4% since the previous quarter
Westamerica Bancorporation's total assets has decreased by 6% YoY and by 2.4% QoQ
Westamerica Bancorporation's debt is 85% less than its equity
WABC's debt to equity has dropped by 59% since the previous quarter and by 17% year-on-year
Westamerica Bancorporation's debt has plunged by 56% from the previous quarter but it has increased by 15% YoY
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.