Have a feature idea you'd love to see implemented?
Let us know!
Price (delayed)
$51.9
Market cap
$1.38B
P/E Ratio
9.04
Dividend/share
$1.76
EPS
$5.74
Enterprise value
$1.2B
Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and
Highlights
WABC's equity is up by 25% YoY and by 3% QoQ
The P/E is 39% lower than the 5-year quarterly average of 14.9 but 9% higher than the last 4 quarters average of 8.3
Westamerica Bancorporation's debt has soared by 118% YoY and by 20% from the previous quarter
The company's net income fell by 3% QoQ
Key stats
What are the main financial stats of WABC
Market
Valuations
Earnings
Shares outstanding
26.69M
Market cap
$1.38B
Enterprise value
$1.2B
Price to book (P/B)
1.7
Price to sales (P/S)
4.43
EV/EBIT
5.73
EV/EBITDA
5.42
EV/Sales
3.83
Revenue
$312.77M
EBIT
$209.37M
EBITDA
$221.21M
Free cash flow
$120.64M
Per share
Balance sheet
Liquidity
EPS
$5.74
Free cash flow per share
$4.52
Book value per share
$30.57
Revenue per share
$11.72
TBVPS
$232.02
Total assets
$6.31B
Total liabilities
$5.5B
Debt
$300.17M
Equity
$815.6M
Working capital
N/A
Debt to equity
0.37
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.84
Margins
Efficiency
Dividend
EBITDA margin
70.7%
Gross margin
100%
Net margin
48.9%
Operating margin
66.9%
Return on assets
2.4%
Return on equity
20.2%
Return on invested capital
3.4%
Return on capital employed
N/A
Return on sales
66.9%
Dividend yield
3.39%
DPS
$1.76
Payout ratio
30.7%
WABC stock price
How has the Westamerica Bancorporation stock price performed over time
Intraday
0.33%
1 week
-0.04%
1 month
4.2%
1 year
14.04%
YTD
-8%
QTD
5.02%
Financial performance
How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$312.77M
Gross profit
$312.77M
Operating income
$209.37M
Net income
$152.95M
Gross margin
100%
Net margin
48.9%
WABC's operating income is down by 3.1% QoQ
The company's net income fell by 3% QoQ
Growth
What is Westamerica Bancorporation's growth rate over time
Valuation
What is Westamerica Bancorporation stock price valuation
P/E
9.04
P/B
1.7
P/S
4.43
EV/EBIT
5.73
EV/EBITDA
5.42
EV/Sales
3.83
The P/E is 39% lower than the 5-year quarterly average of 14.9 but 9% higher than the last 4 quarters average of 8.3
The company's EPS fell by 3% QoQ
WABC's equity is up by 25% YoY and by 3% QoQ
The price to book (P/B) is 15% lower than the 5-year quarterly average of 2.0
The P/S is 29% lower than the 5-year quarterly average of 6.2 but 8% higher than the last 4 quarters average of 4.1
Efficiency
How efficient is Westamerica Bancorporation business performance
WABC's ROE is down by 20% YoY and by 8% from the previous quarter
The ROIC rose by 6% YoY but it fell by 2.9% QoQ
The company's return on assets rose by 4.3% YoY
Dividends
What is WABC's dividend history
DPS
$1.76
Dividend yield
3.39%
Payout ratio
30.7%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 15% higher than its total liabilities
WABC's total liabilities is down by 7% year-on-year and by 3.1% since the previous quarter
Westamerica Bancorporation's total assets has decreased by 4.1% YoY and by 2.4% QoQ
Westamerica Bancorporation's debt is 63% less than its equity
Westamerica Bancorporation's debt has soared by 118% YoY and by 20% from the previous quarter
WABC's debt to equity has surged by 76% year-on-year and by 16% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.