WABC Westamerica Bancorporation
Price (delayed)
$45.9
Market cap
$1.23B
P/E Ratio
8.83
Dividend/share
$1.76
EPS
$5.2
Enterprise value
$744.74M
Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and
Highlights
The P/E is 36% lower than the 5-year quarterly average of 13.7
Westamerica Bancorporation's debt has soared by 107% YoY but it has decreased by 9% from the previous quarter
WABC's equity is up by 15% YoY but it is down by 2.1% QoQ
The company's net income fell by 14% YoY and by 5% QoQ
The company's EPS fell by 14% YoY and by 5% QoQ
Key stats
What are the main financial stats of WABC
Market
Valuations
Earnings
Shares outstanding
26.71M
Market cap
$1.23B
Enterprise value
$744.74M
Price to earnings (P/E)
8.83
Price to book (P/B)
1.38
Price to sales (P/S)
4.17
EV/EBIT
3.94
EV/EBITDA
3.73
EV/Sales
2.54
Revenue
$293.45M
Gross profit
$293.45M
Operating income
$189.06M
Net income
$138.64M
EBIT
$189.06M
EBITDA
$199.46M
Free cash flow
$139.83M
Per share
Balance sheet
Liquidity
EPS
$5.2
EPS diluted
$5.2
Free cash flow per share
$5.24
Book value per share
$33.35
Revenue per share
$11
TBVPS
$223.14
Total assets
$6.08B
Total liabilities
$5.19B
Debt
$120.32M
Equity
$889.96M
Working capital
N/A
Debt to equity
0.14
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-2.41
Margins
Efficiency
Dividend
EBITDA margin
68%
Gross margin
100%
Net margin
47.2%
Operating margin
64.4%
Return on assets
2.2%
Return on equity
16.3%
Return on invested capital
3.2%
Return on capital employed
N/A
Return on sales
64.4%
Dividend yield
3.83%
DPS
$1.76
Payout ratio
33.8%
WABC stock price
How has the Westamerica Bancorporation stock price performed over time
Intraday
-0.15%
1 week
4.58%
1 month
-10.16%
1 year
-1.88%
YTD
-12.5%
QTD
-9.34%
Financial performance
How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$293.45M
Gross profit
$293.45M
Operating income
$189.06M
Net income
$138.64M
Gross margin
100%
Net margin
47.2%
WABC's operating income is down by 15% YoY and by 6% QoQ
The company's net income fell by 14% YoY and by 5% QoQ
WABC's revenue is down by 10% YoY and by 3.5% QoQ
The company's gross profit fell by 10% YoY and by 3.5% QoQ
Growth
What is Westamerica Bancorporation's growth rate over time
Valuation
What is Westamerica Bancorporation stock price valuation
P/E
8.83
P/B
1.38
P/S
4.17
EV/EBIT
3.94
EV/EBITDA
3.73
EV/Sales
2.54
The P/E is 36% lower than the 5-year quarterly average of 13.7
The company's EPS fell by 14% YoY and by 5% QoQ
The price to book (P/B) is 27% lower than the 5-year quarterly average of 1.9 and 14% lower than the last 4 quarters average of 1.6
WABC's equity is up by 15% YoY but it is down by 2.1% QoQ
The P/S is 28% lower than the 5-year quarterly average of 5.8 and 3% lower than the last 4 quarters average of 4.3
WABC's revenue is down by 10% YoY and by 3.5% QoQ
Efficiency
How efficient is Westamerica Bancorporation business performance
WABC's ROE is down by 32% YoY and by 8% from the previous quarter
The company's return on assets fell by 12% YoY and by 4.3% QoQ
The ROIC fell by 9% YoY and by 3% QoQ
The company's return on sales fell by 6% YoY and by 2.1% QoQ
Dividends
What is WABC's dividend history
DPS
$1.76
Dividend yield
3.83%
Payout ratio
33.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 17% higher than its total liabilities
WABC's total liabilities is down by 7% year-on-year
Westamerica Bancorporation's total assets has decreased by 4.5% YoY
Westamerica Bancorporation's debt is 86% less than its equity
Westamerica Bancorporation's debt has soared by 107% YoY but it has decreased by 9% from the previous quarter
WABC's debt to equity has surged by 75% year-on-year but it is down by 7% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.