WABC Westamerica Bancorporation

Price (delayed)

$54.4

Market cap

$1.45B

P/E Ratio

9.19

Dividend/share

$1.76

EPS

$5.92

Enterprise value

$1.27B

Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and ...

Highlights
WABC's equity is up by 23% YoY and by 2.4% QoQ
The company's gross profit rose by 10% YoY
The P/E is 42% lower than the 5-year quarterly average of 15.6 but 17% higher than the last 4 quarters average of 7.8
The company's EPS rose by 14% YoY but it fell by 2.3% QoQ

Key stats

What are the main financial stats of WABC
Market
Shares outstanding
26.68M
Market cap
$1.45B
Enterprise value
$1.27B
Valuations
Price to book (P/B)
1.83
Price to sales (P/S)
4.55
EV/EBIT
5.87
EV/EBITDA
5.57
EV/Sales
3.97
Earnings
Revenue
$319.09M
EBIT
$215.98M
EBITDA
$227.67M
Free cash flow
$154.57M
Per share
EPS
$5.92
Free cash flow per share
$5.79
Book value per share
$29.68
Revenue per share
$11.96
TBVPS
$237.79
Balance sheet
Total assets
$6.46B
Total liabilities
$5.67B
Debt
$250.33M
Equity
$791.69M
Working capital
N/A
Liquidity
Debt to equity
0.32
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.81
Margins
EBITDA margin
71.4%
Gross margin
100%
Net margin
49.4%
Operating margin
67.7%
Efficiency
Return on assets
2.4%
Return on equity
22%
Return on invested capital
3.5%
Return on capital employed
N/A
Return on sales
67.7%
Dividend
Dividend yield
3.24%
DPS
$1.76
Payout ratio
29.7%

WABC stock price

How has the Westamerica Bancorporation stock price performed over time
Intraday
0.91%
1 week
-3.89%
1 month
16.41%
1 year
17.8%
YTD
-3.56%
QTD
12.1%

Financial performance

How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$319.09M
Gross profit
$319.09M
Operating income
$215.98M
Net income
$157.73M
Gross margin
100%
Net margin
49.4%
WABC's operating income is up by 13% YoY but it is down by 2.5% QoQ
The company's net income rose by 13% YoY but it fell by 2.5% QoQ
The company's gross profit rose by 10% YoY
WABC's revenue is up by 10% YoY

Growth

What is Westamerica Bancorporation's growth rate over time

Valuation

What is Westamerica Bancorporation stock price valuation
P/E
9.19
P/B
1.83
P/S
4.55
EV/EBIT
5.87
EV/EBITDA
5.57
EV/Sales
3.97
The P/E is 42% lower than the 5-year quarterly average of 15.6 but 17% higher than the last 4 quarters average of 7.8
The company's EPS rose by 14% YoY but it fell by 2.3% QoQ
WABC's equity is up by 23% YoY and by 2.4% QoQ
The price to book (P/B) is 9% lower than the 5-year quarterly average of 2.0 but 7% higher than the last 4 quarters average of 1.7
The P/S is 31% lower than the 5-year quarterly average of 6.5 but 16% higher than the last 4 quarters average of 3.9
WABC's revenue is up by 10% YoY

Efficiency

How efficient is Westamerica Bancorporation business performance
The ROIC rose by 21% YoY
The company's return on assets rose by 20% YoY but it fell by 4% QoQ
WABC's ROE is down by 8% from the previous quarter and by 6% YoY
The company's return on sales rose by 3.5% YoY

Dividends

What is WABC's dividend history
DPS
$1.76
Dividend yield
3.24%
Payout ratio
29.7%
Recent dividends

Financial health

How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 14% higher than its total liabilities
WABC's total liabilities is down by 6% year-on-year
Westamerica Bancorporation's total assets has decreased by 3.5% YoY
Westamerica Bancorporation's debt is 68% less than its equity
WABC's debt to equity has surged by 146% year-on-year
WABC's equity is up by 23% YoY and by 2.4% QoQ

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.