WABC Westamerica Bancorporation

Price (delayed)

$58.62

Market cap

$1.38B

P/E Ratio

13.06

Dividend/share

$1.86

EPS

$4.49

Enterprise value

$1.12B

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Relative Growth: Rel. Growth: 32
Relative Strength: Rel. Strength: 64
Relative Valuation: Rel. Valuation: 68
Relative Profitability: Rel. Profitability: 81

Westamerica Bancorporation is the holding company for Westamerica Bank and Bank of Lake County. The Banks provide a full range of services to individual and corporate customers in northern and ...

Highlights
Westamerica Bancorporation's debt has increased by 28% YoY and by 5% from the previous quarter
The P/E is 21% higher than the last 4 quarters average of 10.8 and 15% higher than the 5-year quarterly average of 11.4

Key stats

What are the main financial stats of WABC

WABC stock price

How has the Westamerica Bancorporation stock price performed over time
Intraday
0.46%
1 week
-1.16%
1 month
0.81%
1 year
14.67%
YTD
22.56%
QTD
-0.09%

Financial performance

How have Westamerica Bancorporation's revenue and profit performed over time
Revenue
$254.02M
Gross profit
$254.02M
Operating income
$151.32M
Net income
$112.49M
Gross margin
100%
Net margin
44.3%
WABC's operating income is down by 17% YoY and by 3.4% QoQ
The company's net income fell by 16% YoY and by 3.2% QoQ
WABC's revenue is down by 11% YoY
The company's gross profit fell by 11% YoY

Price vs fundamentals

How does WABC's price correlate with its fundamentals

Growth

What is Westamerica Bancorporation's growth rate over time

Valuation

What is Westamerica Bancorporation stock price valuation
P/E
13.06
P/B
1.62
P/S
5.61
EV/EBIT
7.43
EV/EBITDA
7.14
EV/Sales
4.42
The P/E is 21% higher than the last 4 quarters average of 10.8 and 15% higher than the 5-year quarterly average of 11.4
The company's EPS fell by 10% YoY
The price to book (P/B) is 16% higher than the last 4 quarters average of 1.4 but 10% lower than the 5-year quarterly average of 1.8
WABC's equity is down by 5% QoQ and by 4.4% YoY
The P/S is 17% higher than the last 4 quarters average of 4.8 and 10% higher than the 5-year quarterly average of 5.1
WABC's revenue is down by 11% YoY

Efficiency

How efficient is Westamerica Bancorporation business performance
WABC's ROE is down by 19% YoY
The company's return on assets fell by 14% YoY and by 5% QoQ
The ROIC fell by 13% YoY and by 7% QoQ
The company's return on sales fell by 6% YoY

Dividends

What is WABC's dividend history
DPS
$1.86
Dividend yield
3.17%
Payout ratio
41.4%
Recent dividends

Special dividends are included in TTM DPS and yield

Financial health

How did Westamerica Bancorporation financials performed over time
Westamerica Bancorporation's total assets is 18% higher than its total liabilities
Westamerica Bancorporation's debt is 84% less than its equity
WABC's debt to equity is up by 33% year-on-year and by 7% since the previous quarter
Westamerica Bancorporation's debt has increased by 28% YoY and by 5% from the previous quarter

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.