HAFC Hanmi Financial Corp
Price (delayed)
$23.71
Market cap
$715.96M
P/E Ratio
11.34
Dividend/share
$1.02
EPS
$2.09
Enterprise value
$858.67M
Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 35 full-service branches and 9 loan production offices in California, Texas,
Highlights
The equity is up by 11% year-on-year and by 4.2% since the previous quarter
The price to earnings (P/E) is 49% more than the last 4 quarters average of 7.6 and 42% more than the 5-year quarterly average of 8.0
HAFC's debt is up by 47% year-on-year
Key stats
What are the main financial stats of HAFC
Market
Valuations
Earnings
Shares outstanding
30.2M
Market cap
$715.96M
Enterprise value
$858.67M
Price to earnings (P/E)
11.34
Price to book (P/B)
0.97
Price to sales (P/S)
3.05
EV/EBIT
9.46
EV/EBITDA
8.6
EV/Sales
3.69
Revenue
$232.77M
Gross profit
$232.77M
Operating income
$90.76M
Net income
$63.14M
EBIT
$90.76M
EBITDA
$99.87M
Free cash flow
$44.94M
Per share
Balance sheet
Liquidity
EPS
$2.09
EPS diluted
$2.08
Free cash flow per share
$1.5
Book value per share
$24.34
Revenue per share
$7.77
TBVPS
$256.76
Total assets
$7.71B
Total liabilities
$6.98B
Debt
$430.48M
Equity
$736.71M
Working capital
N/A
Debt to equity
0.58
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.43
Margins
Efficiency
Dividend
EBITDA margin
42.9%
Gross margin
100%
Net margin
27.1%
Operating margin
39%
Return on assets
0.8%
Return on equity
8.9%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
39%
Dividend yield
4.3%
DPS
$1.02
Payout ratio
48.8%
HAFC stock price
How has the Hanmi Financial stock price performed over time
Intraday
-2.07%
1 week
-2.39%
1 month
2.82%
1 year
56.71%
YTD
0.38%
QTD
0.38%
Financial performance
How have Hanmi Financial's revenue and profit performed over time
Revenue
$232.77M
Gross profit
$232.77M
Operating income
$90.76M
Net income
$63.14M
Gross margin
100%
Net margin
27.1%
The company's net income fell by 30% YoY and by 6% QoQ
Hanmi Financial's operating income has decreased by 28% YoY and by 6% QoQ
HAFC's net margin is down by 21% year-on-year and by 3.9% since the previous quarter
HAFC's operating margin is down by 19% year-on-year and by 3.9% since the previous quarter
Growth
What is Hanmi Financial's growth rate over time
Valuation
What is Hanmi Financial stock price valuation
P/E
11.34
P/B
0.97
P/S
3.05
EV/EBIT
9.46
EV/EBITDA
8.6
EV/Sales
3.69
The price to earnings (P/E) is 49% more than the last 4 quarters average of 7.6 and 42% more than the 5-year quarterly average of 8.0
The EPS has decreased by 29% YoY and by 6% from the previous quarter
The stock's P/B is 21% more than its last 4 quarters average of 0.8 and 8% more than its 5-year quarterly average of 0.9
The equity is up by 11% year-on-year and by 4.2% since the previous quarter
HAFC's price to sales (P/S) is 39% higher than its last 4 quarters average of 2.2 and 33% higher than its 5-year quarterly average of 2.3
The revenue is down by 11% year-on-year
Efficiency
How efficient is Hanmi Financial business performance
The company's return on equity fell by 35% YoY and by 8% QoQ
The ROA is down by 33% year-on-year and by 11% since the previous quarter
The return on invested capital has declined by 29% year-on-year and by 8% since the previous quarter
The ROS has decreased by 19% YoY and by 3.9% from the previous quarter
Dividends
What is HAFC's dividend history
DPS
$1.02
Dividend yield
4.3%
Payout ratio
48.8%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Hanmi Financial financials performed over time
The total assets is 11% greater than the total liabilities
The total assets has increased by 4.9% year-on-year
HAFC's total liabilities is up by 4.3% year-on-year
HAFC's debt is 42% smaller than its equity
HAFC's debt is up by 47% year-on-year
HAFC's debt to equity is up by 32% year-on-year but it is down by 3.3% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.