HAFC Hanmi Financial Corp
Price (delayed)
$22.37
Market cap
$675.49M
P/E Ratio
10.86
Dividend/share
$1.02
EPS
$2.06
Enterprise value
$763.83M
Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 35 full-service branches and 9 loan production offices in California, Texas,
Highlights
HAFC's debt is down by 14% year-on-year and by 9% since the previous quarter
The equity is up by 4.3% year-on-year
The price to earnings (P/E) is 36% more than the 5-year quarterly average of 7.7 and 22% more than the last 4 quarters average of 8.6
The EPS has decreased by 22% YoY
Key stats
What are the main financial stats of HAFC
Market
Valuations
Earnings
Shares outstanding
30.2M
Market cap
$675.49M
Enterprise value
$763.83M
Price to earnings (P/E)
10.86
Price to book (P/B)
0.92
Price to sales (P/S)
2.92
EV/EBIT
8.62
EV/EBITDA
7.81
EV/Sales
3.32
Revenue
$229.94M
Gross profit
$229.94M
Operating income
$88.61M
Net income
$62.2M
EBIT
$88.61M
EBITDA
$97.82M
Free cash flow
$54.13M
Per share
Balance sheet
Liquidity
EPS
$2.06
EPS diluted
$2.05
Free cash flow per share
$1.8
Book value per share
$24.25
Revenue per share
$7.66
TBVPS
$255.18
Total assets
$7.68B
Total liabilities
$6.95B
Debt
$393.14M
Equity
$732.17M
Working capital
N/A
Debt to equity
0.54
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
0.9
Margins
Efficiency
Dividend
EBITDA margin
42.5%
Gross margin
100%
Net margin
27.1%
Operating margin
38.5%
Return on assets
0.8%
Return on equity
8.6%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
38.5%
Dividend yield
4.56%
DPS
$1.02
Payout ratio
49.5%
HAFC stock price
How has the Hanmi Financial stock price performed over time
Intraday
3.66%
1 week
4.73%
1 month
-0.4%
1 year
47.07%
YTD
-5.29%
QTD
-1.28%
Financial performance
How have Hanmi Financial's revenue and profit performed over time
Revenue
$229.94M
Gross profit
$229.94M
Operating income
$88.61M
Net income
$62.2M
Gross margin
100%
Net margin
27.1%
Hanmi Financial's operating income has decreased by 23% YoY and by 2.4% QoQ
The company's net income fell by 22% YoY
HAFC's operating margin is down by 16% year-on-year
HAFC's net margin is down by 15% year-on-year
Growth
What is Hanmi Financial's growth rate over time
Valuation
What is Hanmi Financial stock price valuation
P/E
10.86
P/B
0.92
P/S
2.92
EV/EBIT
8.62
EV/EBITDA
7.81
EV/Sales
3.32
The price to earnings (P/E) is 36% more than the 5-year quarterly average of 7.7 and 22% more than the last 4 quarters average of 8.6
The EPS has decreased by 22% YoY
The stock's P/B is 11% more than its last 4 quarters average of 0.8
The equity is up by 4.3% year-on-year
HAFC's price to sales (P/S) is 23% higher than its 5-year quarterly average of 2.3 and 18% higher than its last 4 quarters average of 2.4
The revenue is down by 8% year-on-year
Efficiency
How efficient is Hanmi Financial business performance
The company's return on equity fell by 28% YoY and by 3.4% QoQ
The ROA is down by 27% year-on-year
The return on invested capital has declined by 20% year-on-year
The ROS has decreased by 16% YoY
Dividends
What is HAFC's dividend history
DPS
$1.02
Dividend yield
4.56%
Payout ratio
49.5%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Hanmi Financial financials performed over time
The total assets is 11% greater than the total liabilities
HAFC's debt is 46% smaller than its equity
HAFC's debt to equity is down by 17% year-on-year and by 7% since the previous quarter
HAFC's debt is down by 14% year-on-year and by 9% since the previous quarter
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise
specified. Data from 
and Sharadar.