Unlock Premium for Just $9.99/Month – Special Launch Offer, Limited Time Only
Get Premium
HAFC Hanmi Financial Corp
- Stocks
- Financial Services
- NASDAQ: HAFC
Price (delayed)
$24.01
Market cap
$725.39M
P/E Ratio
11.17
Dividend/share
$1.04
EPS
$2.15
Enterprise value
$644.69M
Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 35 full-service branches and 9 loan production offices in California, Texas,
Highlights
HAFC's debt is down by 37% since the previous quarter and by 18% year-on-year
The equity is up by 7% year-on-year and by 2.6% since the previous quarter
The company's net income fell by 12% YoY but it rose by 4% QoQ
The EPS has decreased by 11% YoY but it has increased by 4.4% from the previous quarter
The price to earnings (P/E) is 41% more than the 5-year quarterly average of 7.9 and 16% more than the last 4 quarters average of 9.6
Hanmi Financial's gross profit has decreased by 5% YoY
Key stats
What are the main financial stats of HAFC
Market
Valuations
Earnings
Shares outstanding
30.21M
Market cap
$725.39M
Enterprise value
$644.69M
Price to earnings (P/E)
11.17
Price to book (P/B)
0.96
Price to sales (P/S)
3.1
EV/EBIT
7.01
EV/EBITDA
6.37
EV/Sales
2.78
Revenue
$231.88M
Gross profit
$231.88M
Operating income
$92M
Net income
$64.71M
EBIT
$92M
EBITDA
$101.2M
Free cash flow
$50.53M
Per share
Balance sheet
Liquidity
EPS
$2.15
EPS diluted
$2.13
Free cash flow per share
$1.69
Book value per share
$24.89
Revenue per share
$7.75
TBVPS
$257.59
Total assets
$7.73B
Total liabilities
$6.98B
Debt
$248.3M
Equity
$751.49M
Working capital
N/A
Debt to equity
0.33
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
-0.8
Margins
Efficiency
Dividend
EBITDA margin
43.6%
Gross margin
100%
Net margin
27.9%
Operating margin
39.7%
Return on assets
0.8%
Return on equity
8.8%
Return on invested capital
1.2%
Return on capital employed
N/A
Return on sales
39.7%
Dividend yield
4.33%
DPS
$1.04
Payout ratio
48.4%
HAFC stock price
How has the Hanmi Financial stock price performed over time
Intraday
2.83%
1 week
3.14%
1 month
17.41%
1 year
48.76%
YTD
1.65%
QTD
5.96%
Financial performance
How have Hanmi Financial's revenue and profit performed over time
Revenue
$231.88M
Gross profit
$231.88M
Operating income
$92M
Net income
$64.71M
Gross margin
100%
Net margin
27.9%
Hanmi Financial's operating income has decreased by 12% YoY but it has increased by 3.8% QoQ
The company's net income fell by 12% YoY but it rose by 4% QoQ
HAFC's operating margin is down by 7% year-on-year but it is up by 3.1% since the previous quarter
HAFC's net margin is down by 7% year-on-year but it is up by 3% since the previous quarter
Price vs fundamentals
How does HAFC's price correlate with its fundamentals
Growth
What is Hanmi Financial's growth rate over time
Valuation
What is Hanmi Financial stock price valuation
P/E
11.17
P/B
0.96
P/S
3.1
EV/EBIT
7.01
EV/EBITDA
6.37
EV/Sales
2.78
The price to earnings (P/E) is 41% more than the 5-year quarterly average of 7.9 and 16% more than the last 4 quarters average of 9.6
The EPS has decreased by 11% YoY but it has increased by 4.4% from the previous quarter
The stock's P/B is 20% more than its last 4 quarters average of 0.8 and 7% more than its 5-year quarterly average of 0.9
The equity is up by 7% year-on-year and by 2.6% since the previous quarter
HAFC's price to sales (P/S) is 29% higher than its 5-year quarterly average of 2.4 and 19% higher than its last 4 quarters average of 2.6
The revenue is down by 5% year-on-year
Efficiency
How efficient is Hanmi Financial business performance
The ROA is down by 20% year-on-year
The company's return on equity fell by 18% YoY but it rose by 2.3% QoQ
The return on invested capital has declined by 14% year-on-year
The ROS has decreased by 7% YoY but it has increased by 3.1% from the previous quarter
Dividends
What is HAFC's dividend history
DPS
$1.04
Dividend yield
4.33%
Payout ratio
48.4%
Recent dividends
Special dividends are included in TTM DPS and yield
Financial health
How did Hanmi Financial financials performed over time
The total assets is 11% greater than the total liabilities
The total assets has increased by 2.9% year-on-year
HAFC's total liabilities is up by 2.5% year-on-year
HAFC's debt is 67% smaller than its equity
HAFC's debt to equity is down by 39% since the previous quarter and by 23% year-on-year
HAFC's debt is down by 37% since the previous quarter and by 18% year-on-year
All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.