HAFC Hanmi Financial Corp

  1. Stocks
  2. Financial Services
  3. NASDAQ: HAFC

Price (delayed)

$15.83

Market cap

$479.13M

P/E Ratio

6.02

Dividend/share

$1

EPS

$2.63

Enterprise value

$631.82M

Headquartered in Los Angeles, California, Hanmi Financial Corporation owns Hanmi Bank, which serves multi-ethnic communities through its network of 35 full-service branches and 9 loan production offices in California, Texas, ...

Highlights
The equity is up by 10% year-on-year and by 6% since the previous quarter
HAFC's debt has surged by 56% since the previous quarter but it is down by 5% year-on-year
The price to earnings (P/E) is 36% less than the 5-year quarterly average of 9.3 but 4.7% more than the last 4 quarters average of 5.7
The EPS has decreased by 21% YoY and by 11% from the previous quarter
The company's net income fell by 21% YoY and by 11% QoQ
Sector: Financial Services
Industry: Banks - Regional
Website: http://www.hanmi.com
Peers: CFR WABC UBFO RNST

Key stats

What are the main financial stats of HAFC
Market
Shares outstanding
30.27M
Market cap
$479.13M
Enterprise value
$631.82M
Valuations
Price to earnings (P/E)
6.02
Price to book (P/B)
0.69
Price to sales (P/S)
1.91
EV/EBIT
5.51
EV/EBITDA
5.1
EV/Sales
2.52
Earnings
Revenue
$251.11M
EBIT
$114.58M
EBITDA
$123.83M
Free cash flow
$112.61M
Per share
EPS
$2.63
Free cash flow per share
$3.72
Book value per share
$23.09
Revenue per share
$8.3
TBVPS
$249.5
Balance sheet
Total assets
$7.57B
Total liabilities
$6.87B
Debt
$455.01M
Equity
$701.89M
Working capital
N/A
Liquidity
Debt to equity
0.65
Current ratio
N/A
Quick ratio
N/A
Net debt/EBITDA
1.23
Margins
EBITDA margin
49.3%
Gross margin
100%
Net margin
31.9%
Operating margin
45.6%
Efficiency
Return on assets
1.1%
Return on equity
11.9%
Return on invested capital
1.5%
Return on capital employed
N/A
Return on sales
45.6%
Dividend
Dividend yield
6.32%
DPS
$1
Payout ratio
38%

HAFC stock price

How has the Hanmi Financial stock price performed over time
Intraday
0.83%
1 week
1.28%
1 month
3.33%
1 year
5.96%
YTD
-18.4%
QTD
-0.57%

Financial performance

How have Hanmi Financial's revenue and profit performed over time
Revenue
$251.11M
Gross profit
$251.11M
Operating income
$114.58M
Net income
$80.04M
Gross margin
100%
Net margin
31.9%
The company's net income fell by 21% YoY and by 11% QoQ
Hanmi Financial's operating income has decreased by 19% YoY and by 8% QoQ
HAFC's net margin is down by 15% year-on-year and by 8% since the previous quarter
HAFC's operating margin is down by 12% year-on-year and by 5% since the previous quarter

Growth

What is Hanmi Financial's growth rate over time

Valuation

What is Hanmi Financial stock price valuation
HAFC P/E details
P/E
6.02
P/B
0.69
P/S
1.91
EV/EBIT
5.51
EV/EBITDA
5.1
EV/Sales
2.52
The price to earnings (P/E) is 36% less than the 5-year quarterly average of 9.3 but 4.7% more than the last 4 quarters average of 5.7
The EPS has decreased by 21% YoY and by 11% from the previous quarter
The stock's P/B is 24% less than its 5-year quarterly average of 0.9 and 15% less than its last 4 quarters average of 0.8
The equity is up by 10% year-on-year and by 6% since the previous quarter
HAFC's price to sales (P/S) is 24% lower than its 5-year quarterly average of 2.5 and 6% lower than its last 4 quarters average of 2.0
The revenue is down by 7% year-on-year and by 3.6% since the previous quarter

Efficiency

How efficient is Hanmi Financial business performance
The company's return on equity fell by 27% YoY and by 13% QoQ
The return on invested capital has declined by 25% year-on-year and by 12% since the previous quarter
The ROA is down by 21% year-on-year and by 8% since the previous quarter
The ROS has decreased by 12% YoY and by 5% from the previous quarter

Dividends

What is HAFC's dividend history
Dividend details
DPS
$1
Dividend yield
6.32%
Payout ratio
38%
Recent dividends

Financial health

How did Hanmi Financial financials performed over time
The total assets is 10% greater than the total liabilities
HAFC's total liabilities is up by 2.7% since the previous quarter
The total assets has increased by 3% since the previous quarter and by 2.6% year-on-year
HAFC's debt is 35% smaller than its equity
HAFC's debt has surged by 56% since the previous quarter but it is down by 5% year-on-year
HAFC's debt to equity is up by 48% since the previous quarter but it is down by 13% year-on-year

All financial data is based on trailing twelve months (TTM) periods - updated quarterly, unless otherwise specified.