WABC
Westamerica Bancorporation
PE ratio, current and historical analysis
- Stocks
- Financial Services
- NASDAQ: WABC
- PE Ratio
As of Jul 13, 2026, the Westamerica Bancorporation stock's PE ratio is 13.06. This results from the current EPS of $4.49 and stock price of $58.62. The PE ratio has grown by 21% from the past four quarters average of 10.8.
WABC PE ratio history
The PE ratio of Westamerica Bancorporation has averaged 17.47 over the last ten years. The current P/E ratio of 13.06 is 25% lower than the historical average. In the past ten years, WABC's PE ratio peaked in the Dec 2017 quarter at 31.34, when the stock price was $59.55 and the EPS was $1.9. The lowest point was in the Jun 2023 quarter, when it reached 6.64 with a price of $38.3 and an EPS of $5.77.
Westamerica Bancorporation PE ratio by year
Maximum annual increase: 55.3% in 2013
Maximum annual decrease: -33.95% in 2018
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| 2025 | 10.58 | 4.86% | $47.83 | $4.52 |
| 2024 | 10.09 | 8.38% | $52.46 | $5.2 |
| 2023 | 9.31 | -28.38% | $56.41 | $6.06 |
| 2022 | 13 | -27.5% | $59.01 | $4.54 |
| 2021 | 17.93 | -3.34% | $57.73 | $3.22 |
| 2020 | 18.55 | -18.43% | $55.29 | $2.98 |
| 2019 | 22.74 | 9.86% | $67.77 | $2.98 |
| 2018 | 20.7 | -33.95% | $55.68 | $2.69 |
| 2017 | 31.34 | 14.55% | $59.55 | $1.9 |
| 2016 | 27.36 | 34.58% | $62.93 | $2.3 |
| 2015 | 20.33 | -3.79% | $46.75 | $2.3 |
| 2014 | 21.13 | -6.42% | $49.02 | $2.32 |
| 2013 | 22.58 | 55.3% | $56.46 | $2.5 |
| 2012 | 14.54 | 1.68% | $42.59 | $2.93 |
| 2011 | 14.3 | -16.47% | $43.9 | $3.07 |
Westamerica Bancorporation PE ratio by quarter (TTM)
| Year | PE ratio | PE change | Price | EPS |
|---|---|---|---|---|
| Mar 2026 | 11.61 | 9.74% | $52.15 | $4.49 |
| Dec 2025 | 10.58 | -2.85% | $47.83 | $4.52 |
| Sep 2025 | 10.89 | 7.5% | $49.99 | $4.59 |
| Jun 2025 | 10.13 | -0.2% | $48.44 | $4.78 |
| Mar 2025 | 10.15 | 0.59% | $50.63 | $4.99 |
| Dec 2024 | 10.09 | 12.11% | $52.46 | $5.2 |
| Sep 2024 | 9 | 6.51% | $49.42 | $5.49 |
| Jun 2024 | 8.45 | 2.3% | $48.53 | $5.74 |
| Mar 2024 | 8.26 | -11.28% | $48.88 | $5.92 |
| Dec 2023 | 9.31 | 30.03% | $56.41 | $6.06 |
| Sep 2023 | 7.16 | 7.83% | $43.25 | $6.04 |
| Jun 2023 | 6.64 | -22.07% | $38.3 | $5.77 |
| Mar 2023 | 8.52 | -34.46% | $44.3 | $5.2 |
| Dec 2022 | 13 | -3.56% | $59.01 | $4.54 |
| Sep 2022 | 13.48 | -17.4% | $52.29 | $3.88 |
WABC Price vs fair value
WABC average PE ratio chart
What this chart measures
The Historical Valuation Regime chart shows where the stock's current valuation sits relative to its own historical valuation range over the selected lookback period.
This is a history-relative tool, not a market-relative percentile. It does not compare the stock to other companies. Instead, it compares each historical valuation reading to the stock's own past readings.
Percentile logic
The threshold lines are calculated them from the stock's real historical values using percentile interpolation. That is why some colored bands are narrow while others are wide: the band widths reflect how the stock actually traded through time.
Regime map
| Historical percentile | Regime | Chart meaning |
|---|---|---|
| 0-10 | Historically Low | Deep cheap zone |
| >10-25 | Below Average | Cheap relative to history |
| >25-75 | Average | Within the normal historical range |
| >75-90 | Above Average | Expensive relative to history |
| >90-100 | Historically High | Extreme or stretched valuation |
How to read each part
| Chart element | What it tells you |
|---|---|
| Main line | The actual historical valuation values over time for the selected metric. |
| Dashed horizontal lines | The stock's computed P10, P25, Median, P75, and P90 thresholds for the selected period. |
| Colored bands | The historical valuation zones between those thresholds. |
| Metric boxes | Current ratio, historical median, current percentile, and current regime. |
| Timeline strip | A condensed regime history showing how the stock moved between cheap, fair, and expensive states across each observation. |
Important metric definitions
Current Percentile is the percentile rank of the latest valid historical observation within the selected lookback range.
Current Regime is assigned directly from the latest observation's percentile bucket using the fixed 10 / 25 / 75 / 90 cutoffs shown above.
How to use it well
This chart is most useful for answering a narrow question: Is this stock trading high, low, or normal relative to its own history? It works best alongside growth, profitability, and forward-looking business analysis, because a stock can deserve a higher or lower regime if its business quality has changed.
The current PE ratio of WABC is higher than its 3 and 5-year historical averages, but it is lower than the 10-year average.
PE comparison
With a P/E of 13.06, WABC stands below the Financial Services sector and the industry average. But in comparison with its Financial Services sector average of 13.38, Westamerica Bancorporation's P/E is only 2.4% lower.
WABC PE vs peers
WABC's PE ratio stands higher than its peer stocks CATY and HAFC.
| Stock name | PE ratio | Market cap |
|---|---|---|
| HAFC Hanmi Financial Corp | 11.96 | $960.86M |
| BSRR Sierra Bancorp | 12 | $539.91M |
| CATY Cathay General Bancorp | 12.84 | $4.19B |
| WABC Westamerica Bancorporation | 13.06 | $1.38B |
Frequently asked questions
What is Westamerica Bancorporation's PE ratio?
WABC stock has a price to earnings ratio of 13.06 as of Jul 13, 2026.
What is the 3-year average PE ratio for Westamerica Bancorporation (WABC)?
The 3-year average price to earnings ratio for WABC stock is 9.6.
What is the 5-year average PE ratio for Westamerica Bancorporation (WABC)?
The 5-year average price to earnings ratio for WABC stock is 11.42.
What is the highest PE ratio for WABC?
The highest quarterly PE ratio in the last ten years has been 31.34 and it was in the Dec 2017 quarter.
How does the current PE ratio for WABC compare to its historical average?
WABC's price to earnings ratio is currently 25% below its 10-year historical average.
How is WABC's PE ratio calculated (Westamerica Bancorporation PE ratio formula)?
The P/E ratio is calculated by taking the latest stock price and dividing it by the EPS for the last 12 months. As of today (Jul 13, 2026), Westamerica Bancorporation's stock price is $58.62. The earnings per share for the trailing twelve months (TTM) ending Mar 2026 is $4.49. Therefore, Westamerica Bancorporation's PE ratio for today is 13.06. PE RATIO(13.06) = STOCK PRICE($58.62) / TTM EPS($4.49)
All PE ratio stats are based on quarterly TTM periods, unless otherwise specified.